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MAA TAKAFULINK PLAN
MAA Takafulink Pengenalan Pengendali Takaful Berdaftar(Produk Investment-Linked) 1. MAA Takaful Berhad(MAA Takafulink) 2. CIMB Aviva Takaful Berhad 3. Hong Leong Tokio Marine Takaful Berhad(HLTMT i-Save) 4. HSBC Amanah Takaful (Malaysia) Berhad 5. Prudential BSN Takaful Berhad(Takafulink) 6. Syarikat Takaful Malaysia Berhad(Dana Saham) 7. Takaful IkhlasSdnBerhad(Ikhlas Premier) 8. Takaful NasionalSdnBerhad
MAA Takafulink Struktur Komisen
MAA Takafulink Pengenalan PENGENALAN Pelan MAA Takaful – PELAN TAKAFUL BERASASKAN PELABURAN, SIMPANAN & PERLINDUNGAN ,[object Object]
 DI JALANKAN OLEH MAA TAKAFUL BERHAD
 FLEKSIBLE, MENARIK DAN DIURUSKAN SECARA PROFESIONAL
 MEMENUHI KEPERLUAN UNTUK SEMUA KEPERLUAN (PERLINDUNGAN PENDAPATAN / PERSARAAN / SIMPANAN        PENDIDIKAN,[object Object]
MAA Takafulink Model Wakalah Contoh Akaun  Pelaburan  Peribadi (PIA) Kos Pendapatan Pelaburan 1.Wakalah    Tharawat PESERTA RM1000 x 40% (1st ) = RM400 RM1000 Akaun Risiko  Pelaburan  Peribadi (PRIA) Kos @30, JD:RM 10,000 =0.110  x 10,000   1000 =RN1.10 (bulanan) =RM13.20 (tahunan) 1. Kos operasi 2. Tuntutan 3. Simpanan  4. Retakaful  5. Lain-lain MAA TAKAFUL Lebihan PESERTA
MAA Takafulink Peruntukan Pelaburan PIA Ciri-ciri
MAA Takafulink Ciri-Ciri Sumbangan (Contribution) Had Umur (DOB terakhir)
Tempoh Matang (Matured) Sampaiumur 80 tahun. Jika tak berlaku apa-apa – semua simpanan + dividen akan  diserahkan kepada pemilik / pemegang sijil MAA Takafulink Ciri-Ciri Perlindungan (Kematian / Hilang Upaya Kekal) CONTOH :  Simpanan RM5,000 setahun. Minimum perlindungan RM5,000 * 5 = RM25,000 Simpanan RM600 setahun. Minimum perlindungan RM600 * 5 = RM 5,000 TIADA HADMAXIMUM untuk perlindungan (kelulusan Underwriting). Kiraan mudah = Umur 0 – 30 ; premium 1% dari nilai perlindungan Umur 31 – 59 ; premium 1.5% dari  nilai perlindungan ,[object Object],[object Object]
MAA Takafulink Ciri-Ciri ,[object Object],   (sebelum umur 65) ,[object Object],	( RM250,000 untuk kanak-kanak berumur 0 - 15 & suri rumah ) ,[object Object]
Menamatkan sijil dan menerima Jumlah Dilindungi + Nilai PIA ; atau
Meneruskan dengan Akaun Pelaburan Peribadi (PIA),[object Object]
Lebihan daripada PRIA (Jika ada) akan dikongsi bersama peserta dan pengendali Takaful.
Nisbah perkongsian ialah 50:50
Lebihan dikira secara bulanan dan akan diisytiharkan pada setiap tahun.
Lebihan yang diisytiharkan akan dilaburkan untuk membeli unit.,[object Object]
Dengan menebus semua unit di dalam PIA
Jumlah= Nilai PIA
Sijil akan tamat,[object Object]
Denganmenebus unit didalam PIA
PengeluaranSepara minima: RM 500 dan
Minima baki PIA didalamkesemuadana: RM 1,000,[object Object]
MAA Takafulink Critical Illness Super 1. Code: MTCIS ,[object Object]
Melindungidaripada 36 penyakitkritikal.
TidakmemberikesankepadaJumlahPerlindunganAsas. ,[object Object],penyakitkritikal. ,[object Object],Features
MAA Takafulink Khusus Protection 2. Code: MTKP ,[object Object],Bayar  RM2,000  KhairatKematian Dalamjangkamasa24 Jam laporankematianditerima (CekDikeluarkan) + RM5,000  additional death benefit Features
MAA Takafulink Ziarah Protection 3. Code: MTZP ,[object Object],Bayar 100%  JumlahPerlindungan Asas atau 200%  JumlahPerlindunganAsas JikadiArab Saudi Features
MAA Takafulink Accident Indemnity 4. Code: MTIAI ,[object Object]
Melindungikematianataukecederaandalamjangkamasa365 haridarimasakemalangan. ,[object Object],diterima. ,[object Object],i)   Kematian & KehilanganAnggotaBadan       ii)  IndemnitiHilangUpayaSementara       iii) IndemnitiHilangUpayaKekal       iv) PerbelanjaanPerubatan       v)  IndemnitiBerganda Features
MAA Takafulink Contributor Benefit 5. Code: MTCB ,[object Object]

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