The document is about the history and services of PayPal. It discusses PayPal's origins and growth as an online payment system, the services it provides for both buyers and sellers, the group of early PayPal employees known as the "PayPal Mafia", legislation around PayPal's operations, reviews of PayPal, and conclusions about PayPal's impact as a financial technology company. The document contains a table of contents and sections on the introduction, history, services, legislation, reviews, and conclusion of PayPal's virtual payment revolution.