1. 1
CURRICULUM VITAE
VUKAŠIN D. MILOVIĆ
Europass
Curriculum Vitae
Personal information
First name(s) / Surname(s) Vukašin D. Milović
Address(es) Bul. Vojvode Stepe 131, 21000 Novi Sad, Serbia
Telephone(s) +381 21 498-918
+381 63 1291980
Fax(es)
E-mail milovicvukasin@hotmail.com ; milovicvukasin@gmail.com
Nationality Serbian
Date of birth 09/12/1980.
Gender male
WORK EXPERIENCE
Dates 2010 - 2015
Occupation or position held Senior Associate in Enforcement and Bankruptcy procedure
Main activities and
responsibilities
Making strategy for non-performing receivables; Undertaking of all activities
related to the collection of overdue loans and advances; Processing of the
debtor, The analysis of the debtor; Visit to the debtor and an insight into the
collateral; The assessment of the probability of collection; Proposing a
strategy for debt collection by activation of collateral; Negotiation with debtors
and guarantors in order to collect the claim, Making reprogramming;
Calculation of overdue receivable; Organizing Out of court sale of mortgaged
property based on Law on Mortgage; Analysing of Pre-Packed
Reorganization Plan and Reorganization Plan of debtors; etc.
Name and address of
employer
VOJVOĐANSKA BANKA AD NOVI SAD , TRG SLOBODE 7, 21000 NOVI
SAD, SERBIA
Type of business or sector Non-performing loans Division (WORKOUT- NPLD Non Performing Loans
Division);

2. 2
Dates 2008-2010.
Occupation or position held Senior Associate in Property Management Procedure
Main activities and
responsibilities
Organizing sale of property in Bank’s ownership; Preparing all necessary
documentation renting business premises for Bank’s business; Preparing
contracts for renting and selling property; Processing of complete input
documentation (contracts, decisions, offers etc.)
Name and address of
employer
VOJVOĐANSKA BANKA AD NOVI SAD , TRG SLOBODE 7, 21000 NOVI
SAD, SERBIA
Type of business or sector Property Management Division
Dates 2006.-present
Occupation or position held President and founder of the club
Main activities and
responsibilities
organizing events since 2005., representing the interests of the event to the
public-PR, establish connections with potential donors, building a strategy for
further expansion of the event and in other municipalities, making marketing
plan for event, delegating persons responsible for the implementation and
management of the club and events, etc.
Name and address of
employer
SPORTS AND RECREATION CLUB “DANI SPORTA2005. “ , Bul. Vojvode
Stepe 131, 21000 Novi Sad, Serbia
Type of business or sector President and founder of the club
Date 2005-2009.
Occupation or position held
Main activities and
responsibilities
Chairman of the Committee for Sports and Culture Local Community Bistrica
Improving the cultural content of the local community Bistrica, promoting the
values of sport and culture
Name and address of
employer
MESNA ZAJEDNICA BISTRICA, NOVI SAD JOVANA DUČIĆA, BRAĆE
DRONJAK 11
Type of business or sector Member of the Council of the local community Bistrica
Date 1998-2005
Occupation or position held Entrepreneur
Main activities and
responsibilities
Keeping operational records, calculation of retail price, the research of the
market needs and trends, monitoring of competitive moves, sales promotion,
purchase, sorting, display, etc.
Name and address of employer STR“OSMICA-M” BULEVAR VOJVODE STEPE 131, NOVI SAD
Type of business or sectorPurchase and sale, trading business

3. 3
EDUCATION AND TRAINING
Dates 1999 – 2008.
Title of qualification awarded Graduated Economist
Principal
subjects/occupational skills
covered
Social Sciences: Economics ( Major: Internal and External Trade); Topic of
thesis “Marketing event-marketing sports events “
Name and type of
organisation providing
education and training
FACULTY OF ECONOMICS IN SUBOTICA, UNIVERSITY OF NOVI SAD,
21000 NOVI SAD, SERBIA
Level in national or
international classification
Graduated Economist (VII); BSc. ecc
Dates 2003-2006.
Title of qualification awarded Master’s Degree in Engineering Management
Principal
subjects/occupational skills
covered
Engineering Sciences: Engineering Management (Major: Investment and
stock exchange operations); Topic of master thesis “The organization of the
event DAYS OF SPORT “
Name and type of
organisation providing
education and training
FACULTY OF TECHNICAL SCIENCES, UNIVERSITYOF NOVI SAD,
21000 NOVI SAD, SERBIA
Level in national or
international classification
Master (Master of Engineering Management ) (VII1); M.Sc.
1999. High Economics School “Svetozar Miletić”, 21000 Novi Sad, Serbia
1995. Primary School “Prva vojvođanska brigada”, 21000 Novi Sad, Serbia
COURSES AND
SPECIALIZATIONS
1. Sign tongue- Talking Hands (in house) Vojvođanska Banka, Novi Sad,
2015.
2. Advanced Credit Analysis, ABF Academy of Banking and Finance, 1-
2.March, 2013.
3. Mediation in Serbia, Chamber of Commerce and Economy of Serbia,
Beograd, 2011. (TAIEX workshop for business operators)
4. Treating customers (in house training) Vojvodjanska Banka, Novi Sad,
2011.
5. Collection of NPLs economic and legal aspects, Institute for Economic
Diplomacy, Novi Beograd, 2010.
6. Corporate debt recovery in time of financial crisis workshop, presenters
Charles van der Mandela and Eric D Cruikshank IFC International
Finance Corporation, Belgrade hotel Zira, October 2009.

4. 4
PERSONAL SKILLS AND
COMPETENCES
Self - management, Independent Learning, Goal skills, Commitment,
Leadership, Tolerance and Respect
Mother tongue(s) Serbian
Other language(s) English
American Business English and Culture, Faculty of Economics Subotica,
teacher Gabriela Bowles, 2003.
Business English, Educational Center Božidar Adžija, Novi Sad, 2009
Understanding Speaking Writing
Listening B2 Spoken Interaction
B2
B2
Reading B2 Spoken Production
B2
B2
(*) Common European Framework of Reference for Languages
Social skills and
competences
Proactive, responsible and ready for new challenges which might contribute
to Continuing Professional Development; excellent ability to adapt to a
multicultural environment; good communication skills.
Organisational skills and
competences
Good sense of organization and management; strong organizational skills;
managerial skills; Business Correspondence; Presentation Skills; Team
leader – team player; ambitious; adapt well to new working environments
and new working requirements;
Other Skills Chess, table tennis, sport shooting, bowling, darts, swimming, travelling,
reading,
Computer skills and
competences
MS Office (Word™, Excel™, PowerPoint™, ); Internet
Driving licence B Category
Additional information Annexes 1
DETAILED DESCRIPTION OF THE ACTIVITIES CONDUCTED IN NON
PERFORMING LOAN DIVISION

5. 5
NON PERFOMING LOANS
DIVISION
Mission:
The main activity of the Division is management of the non-performing loans of Vojvodjanska Banka ad Novi Sad (VB) on
legal entities that are transferred from other relevant Divisions or organization unit of the Bank (Corporate Banking Division,
Workout Department) with the final goal to collect as much as possible of them and reduce the NPL portfolio of the Bank.
DIVISION CARRIES OUT FOLLOWING ACTIVITIES:
 Enforced collection of claims in the court procedure;
 Collection of claims through realization of the pledge right in court procedure;
 In bankruptcy procedure, with submitting proposal for opening of the bankruptcy procedure, or with collection of
claims within the bankruptcy procedure;
 Off-court manner for collection of uncollected claims;
 Write-off of claims (partial and full write-off);
 Other legal procedures related to settlement of non-performing claims;
 Contacts with Banks debtors classified as non-performing claims after decision from the relevant approving bodies.
 Proposals to Legal Affairs Division for initiation of proceedings for enforced collection of claims of Banks debtors (on
legal entities);
 Proposal-decisions to the relevant approving bodies of Banks for manner of settling of claims against legal entities;
 Proposal-decisions to the Executive Board of Banks for partial and full write-off of claims against legal entities;
 Various agreements elaboration;
 Proposals to the Executive Board in relation of establishing sales prices of the mortgage/pledge in every phase of
the proceedings in front of the Court;
 Agreements on manner of settling of claims with debtors, as well as other kinds of agreement and legal documents
when necessary;
 Proposal-decisions to the Executive Board for sale of claims of the debtors
ENFORCEMENT AND LIQUIDATION PROCEDURES
 Performs all duties for enforcement and liquidation related with the enforced collection of corporate bad and doubtful
debts transferred after decision of the relevant approving body.
 Makes direct contacts with clients of Bank of its portfolio which placements are risk and negotiates for proper
solutions.
 Receives, checks, reviews the relative Proposals, which will be submitted to the appropriate Credit Committee.
 Closely monitors the initiation of all the judicial proceedings i.e. activation of mortgages and other forced collection
instruments.
 Leading Department’s statistics on a two week basis.
 Issues practical instructions to Branches for the implementation of decisions on regulation of non-performing loans.
 Exercises central control over the employees of the Branch Network/ Legal affairs Division who represent the Bank
in the Boards of Creditors, receivership proceedings or active legal proceedings against the debtors.
 Prepares a Register/List of entities in receivership and their owners, as well as Register/List of entities in liquidation
and their owners;
 Proposes new options for regulation of claims in the cases of non-materialized settlement agreements.
 Maintains continuous contact with the debtors in search of adequate claim collection solution.
 Reviews the relevant Proposals for complete or partial writing off of claims.
 Supervises that the client credit files held in the NPL Division to be assessed as appropriate, considering their:
content, completeness, methodical and logical order, archiving, etc.;
 Investigates the market (price, quality, demand) in relation to the goods subject to sale (collateral) and proposes the
most suitable price that will be applied in the enforcement court procedure (auction)
 Conducts the relevant procedures for realization of the pledged rights at court or any future execution Body in order
to collect Banks Claims.
 Investigates for possible investors for Bank’s debtors for collection purposes.
 Makes every possible effort for locating and burdening assets of the Bank’s obligors to secure the Bank’s claims.
 In cooperation with the Legal Division, initiates and follows-up the proper process (court and other future relevant
institutions) for collection of the claims (accusation, bankruptcy, instruments for debt enforcement).
 Reviews the relative contracts for any omissions.

6. 6
 Ensures receipt of the appropriate collateral certificates by the Legal Division.
 Carries out collection of claims, following terms and the conditions of the agreements with the debtors.
 Follows up the repayment schedule of various agreed settlements.
 Proposes new options for repayment or settlement of claims in case of non-performing collection.
 Maintains continuous contacts with the debtors searching for the best possible solutions for collections.
 Prepares and submits the relative Proposals for:
o For the settlement of claims,
o For the sale of claims to third parties,
o For complete or partial write off of claims,
o For the release of the Bank’s collaterals,
o For determining the price for sale in the enforced collection by realization of the collateral (mortgages and
pledge) at the court or other relevant procedures,
o For participation or not in scheduled auctions,
o For the encumbrance of obligors’ assets to secure Bank claims,
o For initiating court and out-of-court actions and decision relative to already initiated such actions.
 Undergoes all efforts to locate the debtors with unknown whereabouts.
BANKRUPTCY PROCEDURE AND WRITE OFF
 Collection of claims in accordance with the bankruptcy procedure.
 Proposal for opening bankruptcy procedure.
 Monitoring of the process of bankruptcy
 Giving instructions to the Banks representative in bankruptcy process
 Ensures active involvement of the banks representative in the process of bankruptcy in the court
 Collecting and preparing of all necessary documentation and proposal on decisions for write off to the relevant body
LOAN FILING AND REPORTING
 Performs duties in accordance with the official regulations and guidelines of the Bank’s Management,
 Receives non-performing loans files with the Forms Non-performing Loans File Report and File Transfer Protocol,
and verifies the completeness of the files in accordance with same Forms,
 Maintains and updates the daily Division Calendar as instructed by manager and informs on daily basis.
 Maintains and updates all assigned reporting lists, necessary for the administrative monitoring of the Division’s
progress, as instructed by the supervising Bodies.
 Cosigns with The Division Manger the Forms Non-performing Loans File Report and File Transfer Protocol
 Collects data from the Bank systems and follows up the evolution of the NPL portfolio and of every obligor.
 Monitors and reports to Division Manager weekly on the proper repayments of any approved settlements.
 Files the Forms Non-performing Loans File Report and File Transfer Protocol,
 Safe-Keeps the received files with copies of the Forms Non-performing Loans File Report and File Transfer Protocol
by chronological order,
 Checks the completeness of the files and develops all necessary actions so as the file is at any time updated and
complete as per the regulatory and Bank regulations, procedures and instructions (re-appraisals, financials, other
statutory documents etc.),
 Performs all administrative work related with NPL Loan Filing.
 Properly files all correspondence between NPLD and other Bank units or third parties, prepares all type of reports,
related to the budget and the performance of the NPLD.