The document discusses the concept of valor and provides business solutions that add value. It defines valor as courage, bravery, and worth. The solutions aim to empower businesses, add value, and provide valuable solutions through services like customer relationship management, business communications, value engineering, consultancy, project management, and business process outsourcing.

1. val•or
• n. Courage, Bravery : it takes Valor to empower.
Customer Relationship Management
Business Communications Management
Mobile CRM
Media

2. val•or
• n. Value, Worth : add Valor to your business.
Value Engineering
Business Consultancy
Project Management
Business Process Outsourcing

3. val•or
• n. Value, Worth : solutions with Valor.
Answers 4 Media
Answers 4 Creditmanagement