3. 4 Continue working part-time as long as possible rather than permanently retiring! After retiring, convert non-commutable pension into ordinary Allocated Pension and enjoy tax free returns and tax free income! Note: The taxation system is currently under review by the Henry Commission Hence … it’s good to have a financial adviser!
![2 Possible strategy for Mum & Dad See a good financial planner by age 50. Pay off 100% of mortgage by age 50. Salary sacrifice large part of salary after age 50. At age 60, boot out any remaining children, sell home, buy smaller home and invest difference into super. ,[object Object],[object Object]](data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7)