This document provides information about creating a family budget. It defines a family budget as a system that shows how income is distributed between expenses like rent, car payments, and credit cards. It explains that a family budget helps people spend money wisely on needs, save for wants, and set aside funds for unexpected costs. The document then outlines the steps to create a budget, which include totaling monthly income, listing expenses, saving for the future, and keeping some money available for emergencies. It includes a sample budget for a family of four with a monthly income of Rs. 50,000 that outlines their expenses and calculates their monthly savings or "disposable income."