1. Three Essential Elements for Proof of Insurance
Insurance Requirements for an SR-22
NH has no mandatory insurance law. The Division of Cars strongly recommends and urges all
owners of automobiles to carry normal liability and property damage insurance.
A Motorist Record Report will reveal if an individual is needed to file evidence of insurance. This
information is displayed either as:
If you fall under an insurance filing requirement, you will be notified by the Division of Motor
Vehicles of this in writing.
"No proof of financial responsibility is required."
or
"Evidence of financial responsibility is demanded."
When Proof of Insurance (SR-22) is Required
Below is a list of some examples of an SR22 may
be necessitated. Please be informed that this list
doesn't comprise all the causes an SR-22 may be
needed:
If someone is being decertified as a habitual
offender, before permit/controlling privileges can
be re-established, that person must file evidence
of insurance for at least three (3) years from your
date of their habitual offender documentation
hearing.
Individuals who seem at administrative hearings
for particular offenses, like Demerit Points, might
be mandated to file insurance as a condition of
keeping a permit, or if the license is suspended,
as a condition of restoration.
Individuals found at fault for an uninsured injury
are mandated to file proof of insurance for at
least three (3) years in the date of the injury.
Please note the filing period will be prolonged following defaulting a payment agreement or if your
judgment is obtained.
Certain Convictions that demand filing proof of insurance (SR22):
2. DWI - (1st, second, Subsequent, Aggravated).
Leaving Scene of Injury.
Conduct After Injury.
Subsequent (second) offense Reckless Operation.
Relief of Filing Proof of Insurance/SR 22
As a way to learn if you can be relieved of filing evidence of insurance, you should contact request
that the record be reviewed and the Bureau of Monetary Responsibility. Your record will then be
reviewed and a determination will be made as to whether the filing period has been satisfied or must
be prolonged.
You may receive an official Notice of Relief of Filing from the Division of Cars, if qualified. Regarding
notice to your own insurance company, as indicated in Safc 207.12, once you've been relieved of
filing evidence of insurance, you'll be provided a proper Notice of Relief of Filing. Your insurance
agency/firm will also be forwarded notice of filing's relief via the email; however, when you have
received your formal Notice of Help of Filing, we encourage you to contact your insurance company
/broker directly.
If, as the result of the review procedure, it truly is discovered that any of the subsequent
activities/states summarized in Saf C 207.12 exist, the filing period shall be prolonged.
Suspension/Revocation
Your permit/managing and/or registration privileges cannot be restored or kept until this
requirement is fulfilled, should you be placed under this type of filing requirement.
The Department of Motor Vehicles just acknowledges the particular coverage type listed on an SR
22 Certificate of Insurance. Those policy kinds are "Possessor" and "Operator" SR 22. An "Operator
SR-22" permits the individual filing to own and register a car as well as use an automobile. An
"Operator SR-22" simply allows the person submitting to operate a motor vehicle. Please be
suggested that these terms might not be the same terms as an insurer may use.
An insurance representative must be contacted by you, should you be required to file proof of
insurance with the Division of Cars /carrier to assist you in this procedure. The insurer selected must
be licensed to work in NH. The only record accepted is the SR-22 certification that is uniform. This is
not a form supplied by the Division of Cars. Instead, it is a typical type utilized through the entire
insurance industry.
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