apidays Singapore 2023 - Resilience to adaptability through digitisation April 12 & 13, 2023 Addressing the Data Gap Jerome Eger, CEO and Co-Founder at Smile API ------ Check out our conferences at https://www.apidays.global/ Do you want to sponsor or talk at one of our conferences? https://apidays.typeform.com/to/ILJeAaV8 Learn more on APIscene, the global media made by the community for the community: https://www.apiscene.io Explore the API ecosystem with the API Landscape: https://apilandscape.apiscene.io/

1. Addressing the
Data Gap
How APIs in Southeast Asia Foster Financial Inclusion

2. The Problem
7 out of 10 of Southeast Asia’s Population is Unbanked

3. No Traditional Data - No Access
to Financial Services
The Main Reason

4. … Almost Everyone Has a Job
But One Way or Another

5. Employment Data
Alternative Data Already Has a Wide Coverage

6. 45M
WORKERS
The Philippines has
a Young and
Growing Workforce

7. 333M
WORKERS
Southeast Asia

8. +1,000M
WORKERS
All of Asia

9. Mobile, E-Commerce, Cloud, E-
Gov
Jobs Start to Create Data on an Unprecedented Scale

11. Employment Data Comes With Opportunities and Challenges
Employment Data is Highly
Distributed

12. Categorization is Needed
In Order to Address Impactful Use Cases

13. GOVT SYSTEMS
EMPLOYERS
GIG PLATFORMS
BANKS
LENDERS
Employers
Identity Data
Employment Data
Income Data

14. Structure is Required
In Order to Make Use of Data

15. Different Use Cases have Different Format
Requirements
S c h e m a

16. Different Use Cases have Different Format
Requirements
S c h e m a

17. Different Use Cases have Different Format
Requirements
S c h e m a

18. Some Key Attributes of Employment Data
Truth Timeliness
Relevance Availability
Why Employment Data?

19. How Employment Data Closes the
Gap
Use Cases:

20. Common use cases
F i n t e c h

21. Common use cases
F i n t e c h

22. Common use cases
O t h e r U s e C a s e s

23. How Can Users Create Value from
Their Employment Data?
Data Access

24. Work Account Connection via SDK
Creates access to valuable data

25. Work Account Connection via SDK
Creates access to valuable data

26. Work Account Connection via SDK
Creates access to valuable data

27. Work Account Connection via SDK
Creates access to valuable data

28. Employment Data is Sensitive
Data
Adoption of Employment Data from a Users Perspective
NPC VAPT DPO
ISO

29. Convenience over Data Security?
Naturally, there is a Trade Off for the use of Personal Information
Is My
Data
Safe?
This is
quite
helpful!
NPC VAPT DPO
ISO

30. Visibility Creates Trust
What Data is Shared With Whom and how Can I take Control?
NPC VAPT DPO
ISO

31. This
Works
for Me!
Data Security as Part of the Product
By Giving Control to Data Subjects, Empowerment
NPC VAPT DPO
ISO

32. NPC VAPT DPO
ISO
This
Wor
ks
for
Me!
This
Wor
ks
for
Me!
This
Wor
ks
for
Me!
This
Wor
ks
for
Me!
No,
Thank
You
This
Works
for
Me!
This
Works
for
Me!
This
Works
for
Me!
This
Works
for
Me!
This
Works
for
Me!
This
Works
for
Me!
This
Works
for
Me!
This
Works
for
Me!
Maybe
Later
This
Works
for
Me!
Convenience over Data Security?
Adaption in the Market shows Reduction in Perceived Tradeoff

33. Find out more
Thank You!
One Trusted Source for EmploymentData in Asia