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ITERATE FASTER WITH
DYNAMIC FLOW
API Days Singapore 2023
POH YEE HUI
Solutions Engineer @ Wise
INSTANT,CONVENIENT,TRANSPARENT,
AND EVENTUALLY FREE.
Table of Contents
1.
2.
3.
4.
5.
Backstory
Dynamic Flow
Demo
Architecture
Dynamic Flow SDK
BACKSTORY
01
only ONE pair
EUR - GBP
UI was simple
back then.
1.
2.
3.
4.
One client (web)
One currency pair
Two onboarding
Two recipient type
New Currency.
1.
2.
New Onboarding
New Recipient Type
2 CCY = 2 route
3 CCY = 6 routes
4 CCY = 12 routes
5 CCY = 20 routes
10 CCY = 90 routes
WE HAVE EXPANDED
40+
source countries
70+
target countries
£ 9,000,000,000
processed per month
>100
recipient types
1
What are the
challenges?
New countries
New payment options
Development cycle
2
3
Release cycle
4
60+
partners
WISE PLATFORM
WHAT IF
Frontend UI Backend
Hey, can I know what fields do you need?
{
"action": "recipient",
"currency": "sgd"
}
WHAT IF
[
"name",
"bank",
"account"
]
Frontend UI Backend
Hey, can I know what fields do you need?
{
"action": "recipient",
"currency": "sgd"
}
Sure, please collect these fields.
WHAT IF
[
"name",
"bank",
"account"
]
Frontend UI Backend
Hey, can I know what fields do you need?
{
"action": "recipient",
"currency": "sgd"
}
Sure, please collect these fields.
Account
Bank
Name
SUBMIT
WHAT IF 2
Frontend UI Backend
Hey, can I know what fields do you need?
{
"action": "recipient",
"currency": "sgd"
}
WHAT IF 2
[
"name",
"bank",
"branch",
"account"
]
Frontend UI Backend
Hey, can I know what fields do you need?
{
"action": "recipient",
"currency": "sgd"
}
Sure, please collect these fields.
Account
WHAT IF 2
[
"name",
"bank",
"branch",
"account"
]
Frontend UI Backend
Hey, can I know what fields do you need?
{
"action": "recipient",
"currency": "sgd"
}
Sure, please collect these fields.
Branch
Bank
Name
SUBMIT
It is only a super
simplified
example
Dynamic Fields
Field name only
No type
No validation
1.
2.
3.
DYNAMIC FLOW
02
Dynamic Flow is now
almost everywhere at Wise
Customer
Verification
Recipient
Creation
Additional
Transfer Details
Customer
Self-service
What do we need in Dynamic Flow?
What to collect
How to collect
Are the values correct
Where to send
Dynamic Fields
[
{
"name": "Full Name",
"group": [
{
"key": "accountHolderName",
"name": "Full Name",
"type": "text",
"required": true,
"minLength": 2,
"maxLength": 140,
"validationRegexp": "^[0-9A-Za-z]$"
}
]
}
]
Simple Field Types
1.
2.
3.
4.
text
radio
select (dropdown)
date
Simple Validations
1.
2.
3.
length validation
regex validation
allowed values (select / radio)
THANKS
[
…
{
"key": "accountHolderName",
"name": "Full Name",
"type": "text",
"required": true,
"minLength": 2,
"maxLength": 140,
"validationRegexp": "^[0-9A-Za-zÀ-ÖØ-öø-ÿ-_()'*,.%#^@{}~<>+$"[] ]+$"
}
…
]
field name
validation
EXAMPLE
field type
Soon we realised we need
something more powerful.
What is lacking?
Dynamic Fields
1.
2.
3.
4.
5.
Order and layout
Additional information
Complex fields
Flow with multiple steps
Submission URL
…
"name": {
"type": "object",
"displayOrder": [
"fullName"
],
"properties": {
"fullName": {
"title": "Full name of the account holder",
"type": "string",
"validationMessages": {
"minLength": "Name needs to be between 2 and 140 characters long.",
"maxLength": "Name cannot be longer than 140 characters.",
"pattern": "Please use latin characters only.",
"required": "Name cannot be empty."
},
"autofillProvider": "contact",
"autofillKey": "contact.fullName",
"pattern": "^[0-9A-Za-zÀ-ÖØ-öø-ÿ-_()'*,.%#^@&{}~<>+$"[] ]+$",
"minLength": 2,
"maxLength": 140
}
},
"required": [
"fullName"
]
},
…
THANKS
…
{
"title": "Create recipient",
"actions": [
{
"title": "Confirm",
"url": "/v2/accounts",
"method": "POST"
}
],
"schemas": [
{
"allOf": [
{
"title": "Bank details",
"control": "tab",
"placeholder": "Please select where you are sending to...",
"oneOf": [
{
"title": "Inside Europe",
"type": "object",
"displayOrder": [
"name",
"details",
],
"properties": { ... },
"icon": {
"name": "bank",
}
},
{
"title": "Outside Europe",
"type": "object",
"properties": { ... },
"alert": {
"context": "warning",
"markdown": "To send EUR to this account, we need to use the SWIFT network...",
"type": "alert"
}
}
]
}
]
}
]
}
…
Submission Endpoint
Help / Warnings
IMPROVED
Field UI
Icons / Images
validation
Display order
Messages
Auto-fill
DEMO
03
01
BUTTON
02
SELECTION
DROPDOWN LIST / RADIO BUTTONS
04
05
06
TEXTBOX
07
08
09
DESIGN
CHANGES
11
12
13
ARCHITECTURE
04
ARCHITECTURE
Backend Renderer
Design System
UI
Refresh / Submit
WHAT DOES IT
MEAN FOR DEVS?
Change now,
Live immediately
Build once,
Add new flow anytime
DYNAMIC FLOW
SDK
05
ARCHITECTURE
Backend Renderer
Design System
UI
Refresh / Submit
WE BUILT IT SO
YOU DON’T HAVE TO
Dynamic Flow
SDK
1.
2.
3.
Generate your specification in
your backend.
Feed it to the SDK in the
frontend.
SDK spits out the UI page.
OUR RENDERER
YOUR DESIGN SYSTEM
Dynamic Flow
With Dynamic Flow,
you can iterate faster.
THANKS
REACH OUT
TO US
platform.wise.com
linkedin.com/in/yeehuipoh
Poh Yee Hui
yeehui.poh@wise.com

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apidays Singapore 2023 - Iterate Faster with Dynamic Flows, Yee Hui Poh, Wise