The document discusses youth-oriented financial literacy initiatives in Durham, NC. It outlines what financial literacy entails, such as balancing checkbooks and preparing budgets. It then examines national organizations that provide financial literacy content and programs for implementation at the local level in Durham, like initiatives through schools, banks, and non-profits. The document also notes challenges in coordinating these efforts, implementing best practices, and measuring results, but sees opportunities through events like a financial literacy summit and a state council to help address these challenges.