SlideShare a Scribd company logo
Your credit score 
and why it matters




  © 2011 Kiboo LLC. All Rights Reserved. www.kiboo.com
Your credit score 
       and why it matters
Credit scores are like permanent records at school:
they’re a summary of how well you pay your bills,
how likely you are to pay loans back, and how
much credit you can receive, and they follow you
around wherever you go.



Good stuff, like getting a higher credit limit from a
credit card and paying your bills on time, raises
your credit score. Bad stuff, like late bill payments
and reductions in your credit limit lower it. 

             © 2011 Kiboo LLC. All Rights Reserved. www.kiboo.com
Your credit score 
       and why it matters
The most common model used to calculate your
credit score is called FICO, named after the
company who created it.




While some lenders use these other ways of
calculating your score, your FICO number is still
the most widely used and the most important.




             © 2011 Kiboo LLC. All Rights Reserved. www.kiboo.com
Your credit score 
                and why it matters

Save to help
Savings provide a cushion. If you’ve
saved smartly, and saved sufficiently,
then even savings that start small
could grow large enough to support
you and your family through tough
times.




                      © 2011 Kiboo LLC. All Rights Reserved. www.kiboo.com
Your credit score 
and why it matters




  © 2011 Kiboo LLC. All Rights Reserved. www.kiboo.com
Your credit score 
and why it matters




  © 2011 Kiboo LLC. All Rights Reserved. www.kiboo.com
Your credit score 
and why it matters




  © 2011 Kiboo LLC. All Rights Reserved. www.kiboo.com
Your credit score 
and why it matters




  © 2011 Kiboo LLC. All Rights Reserved. www.kiboo.com
Learn more at www.kiboo.com



                   facebook.com/kiboo

                   twitter.com/kiboomoney

                   youtube.com/kiboomoney




       © 2011 Kiboo LLC. All Rights Reserved. www.kiboo.com

More Related Content

What's hot

A khomespresentation
A khomespresentationA khomespresentation
A khomespresentation
Kamal Gregory, MBA
 
Argie bond quant portfolio track record
Argie bond quant portfolio track recordArgie bond quant portfolio track record
Argie bond quant portfolio track recordFrancisco Prack
 
Immediate annuities explained
Immediate annuities explainedImmediate annuities explained
Immediate annuities explained
Arnaldo Guevarra
 
Strategies for Debt Repayment
Strategies for Debt RepaymentStrategies for Debt Repayment
Strategies for Debt Repayment
Tim McAlpine
 
Renting vs. Buying
Renting vs. BuyingRenting vs. Buying
Renting vs. Buying
Walter Cueva
 
Private Lending Opportunity
Private Lending OpportunityPrivate Lending Opportunity
Private Lending Opportunity
Joann Zappa
 
Ivan Kaufman: Affordable Housing
Ivan Kaufman: Affordable HousingIvan Kaufman: Affordable Housing
Ivan Kaufman: Affordable Housing
Ivan Kaufman
 
Hdb loan or bank loan
Hdb loan or bank loanHdb loan or bank loan
Hdb loan or bank loan
Sean Lim Lip Siong
 
Advantages of homeownership
Advantages of homeownershipAdvantages of homeownership
Advantages of homeownership
Artesian Title
 
Top 5 Reasons to Buy vs. Rent
Top 5 Reasons to Buy vs. RentTop 5 Reasons to Buy vs. Rent
Top 5 Reasons to Buy vs. Rent
Zillow
 
6-1 The First Steps to Home Ownership
6-1 The First Steps to Home Ownership6-1 The First Steps to Home Ownership
6-1 The First Steps to Home OwnershipJenny Hubbard
 
Mark Kantrowitz on July 1, 2013 Stafford Loan Interest Rates Increase
Mark Kantrowitz on July 1, 2013 Stafford Loan Interest Rates IncreaseMark Kantrowitz on July 1, 2013 Stafford Loan Interest Rates Increase
Mark Kantrowitz on July 1, 2013 Stafford Loan Interest Rates Increase
Edvisors
 
Bring Your Dream Home To Life.
Bring Your Dream Home To Life.Bring Your Dream Home To Life.
Bring Your Dream Home To Life.
MoneyGrl
 
Real estate principles_powerpoint_for_chapter_11
Real estate principles_powerpoint_for_chapter_11Real estate principles_powerpoint_for_chapter_11
Real estate principles_powerpoint_for_chapter_11Morten Andersen
 
Carp-Hazeldean collision data, 2011-2015
Carp-Hazeldean collision data, 2011-2015Carp-Hazeldean collision data, 2011-2015
Carp-Hazeldean collision data, 2011-2015
StittsvilleCentral.ca
 
Good debt vs bad debt - What's the Difference?
Good debt vs bad debt - What's the Difference?Good debt vs bad debt - What's the Difference?
Good debt vs bad debt - What's the Difference?
Zulika van Heerden
 

What's hot (16)

A khomespresentation
A khomespresentationA khomespresentation
A khomespresentation
 
Argie bond quant portfolio track record
Argie bond quant portfolio track recordArgie bond quant portfolio track record
Argie bond quant portfolio track record
 
Immediate annuities explained
Immediate annuities explainedImmediate annuities explained
Immediate annuities explained
 
Strategies for Debt Repayment
Strategies for Debt RepaymentStrategies for Debt Repayment
Strategies for Debt Repayment
 
Renting vs. Buying
Renting vs. BuyingRenting vs. Buying
Renting vs. Buying
 
Private Lending Opportunity
Private Lending OpportunityPrivate Lending Opportunity
Private Lending Opportunity
 
Ivan Kaufman: Affordable Housing
Ivan Kaufman: Affordable HousingIvan Kaufman: Affordable Housing
Ivan Kaufman: Affordable Housing
 
Hdb loan or bank loan
Hdb loan or bank loanHdb loan or bank loan
Hdb loan or bank loan
 
Advantages of homeownership
Advantages of homeownershipAdvantages of homeownership
Advantages of homeownership
 
Top 5 Reasons to Buy vs. Rent
Top 5 Reasons to Buy vs. RentTop 5 Reasons to Buy vs. Rent
Top 5 Reasons to Buy vs. Rent
 
6-1 The First Steps to Home Ownership
6-1 The First Steps to Home Ownership6-1 The First Steps to Home Ownership
6-1 The First Steps to Home Ownership
 
Mark Kantrowitz on July 1, 2013 Stafford Loan Interest Rates Increase
Mark Kantrowitz on July 1, 2013 Stafford Loan Interest Rates IncreaseMark Kantrowitz on July 1, 2013 Stafford Loan Interest Rates Increase
Mark Kantrowitz on July 1, 2013 Stafford Loan Interest Rates Increase
 
Bring Your Dream Home To Life.
Bring Your Dream Home To Life.Bring Your Dream Home To Life.
Bring Your Dream Home To Life.
 
Real estate principles_powerpoint_for_chapter_11
Real estate principles_powerpoint_for_chapter_11Real estate principles_powerpoint_for_chapter_11
Real estate principles_powerpoint_for_chapter_11
 
Carp-Hazeldean collision data, 2011-2015
Carp-Hazeldean collision data, 2011-2015Carp-Hazeldean collision data, 2011-2015
Carp-Hazeldean collision data, 2011-2015
 
Good debt vs bad debt - What's the Difference?
Good debt vs bad debt - What's the Difference?Good debt vs bad debt - What's the Difference?
Good debt vs bad debt - What's the Difference?
 

Viewers also liked

Managing the People Side of Change: An Applied Framework
Managing the People Side of Change:  An Applied FrameworkManaging the People Side of Change:  An Applied Framework
Managing the People Side of Change: An Applied Framework
Richardson Consulting Group, Inc.
 
Managing the People Side of Change
Managing the People Side of ChangeManaging the People Side of Change
Managing the People Side of Change
Richardson Consulting Group, Inc.
 
Downsizing presentation ss final
Downsizing presentation   ss finalDownsizing presentation   ss final
Downsizing presentation ss final
Chris Bartel
 
Five Tenets of Change Management
Five Tenets of Change ManagementFive Tenets of Change Management
Five Tenets of Change Management
Prosci ANZ
 
Managing Change Power Point
Managing Change Power PointManaging Change Power Point
Managing Change Power Point
Stephanie Bice
 
Managing Resistance to Change
Managing Resistance to ChangeManaging Resistance to Change
Managing Resistance to Change
Jason Little
 
Reasons for resisting change
Reasons for resisting changeReasons for resisting change
Reasons for resisting change
Frank Calberg
 
Impact of downsizing
Impact of downsizingImpact of downsizing
Impact of downsizing
SANDESH GHOSAL
 
Downsizing best practices
Downsizing best practicesDownsizing best practices
Downsizing best practices
Carol Beatty
 
Organization change mgmt models
Organization change mgmt modelsOrganization change mgmt models
Organization change mgmt models
Maysoun Mohamed
 

Viewers also liked (11)

Managing the People Side of Change: An Applied Framework
Managing the People Side of Change:  An Applied FrameworkManaging the People Side of Change:  An Applied Framework
Managing the People Side of Change: An Applied Framework
 
Managing the People Side of Change
Managing the People Side of ChangeManaging the People Side of Change
Managing the People Side of Change
 
Downsizing presentation ss final
Downsizing presentation   ss finalDownsizing presentation   ss final
Downsizing presentation ss final
 
Five Tenets of Change Management
Five Tenets of Change ManagementFive Tenets of Change Management
Five Tenets of Change Management
 
Managing Change Power Point
Managing Change Power PointManaging Change Power Point
Managing Change Power Point
 
Managing Resistance to Change
Managing Resistance to ChangeManaging Resistance to Change
Managing Resistance to Change
 
Reasons for resisting change
Reasons for resisting changeReasons for resisting change
Reasons for resisting change
 
Impact of downsizing
Impact of downsizingImpact of downsizing
Impact of downsizing
 
Downsizing best practices
Downsizing best practicesDownsizing best practices
Downsizing best practices
 
Downsizing
DownsizingDownsizing
Downsizing
 
Organization change mgmt models
Organization change mgmt modelsOrganization change mgmt models
Organization change mgmt models
 

Similar to Your credit score and why it matters

Your Credit Score and Why it Matters
Your Credit Score and Why it MattersYour Credit Score and Why it Matters
Your Credit Score and Why it Matters
Kiboo
 
The how, why and when for building your savings
The how, why and when for building your savingsThe how, why and when for building your savings
The how, why and when for building your savingsIxoTest
 
12 tips & traps of financing
12 tips & traps of financing12 tips & traps of financing
12 tips & traps of financing
BNI Team Momentum - Buderim
 
First Time Home Buyer
First Time Home BuyerFirst Time Home Buyer
First Time Home Buyer
Rocky Forlano
 
Private Lending Presentation
Private Lending PresentationPrivate Lending Presentation
Private Lending Presentationinvisibleman
 
HOME LOAN - DEAL4BANK
HOME LOAN - DEAL4BANKHOME LOAN - DEAL4BANK
HOME LOAN - DEAL4BANK
Abhijeet Mane
 
How To Get A Loan To Start A Franchise
How To Get A Loan To Start A FranchiseHow To Get A Loan To Start A Franchise
How To Get A Loan To Start A Franchise
Fit Small Business
 
15 Easy Ways to Get Business Credit, Loans, and Credit Lines for Real Estate ...
15 Easy Ways to Get Business Credit, Loans, and Credit Lines for Real Estate ...15 Easy Ways to Get Business Credit, Loans, and Credit Lines for Real Estate ...
15 Easy Ways to Get Business Credit, Loans, and Credit Lines for Real Estate ...
Ty Crandall, Business Credit Expert
 
Automotive Outreach Program from a Car Dealer; Life Beyond Bankruptcy
Automotive Outreach Program from a Car Dealer; Life Beyond BankruptcyAutomotive Outreach Program from a Car Dealer; Life Beyond Bankruptcy
Automotive Outreach Program from a Car Dealer; Life Beyond Bankruptcy
Ralph Paglia
 
Everything You Wanted To Know About CIBIL - www.propertiesandloans.com
Everything You Wanted To Know About CIBIL - www.propertiesandloans.comEverything You Wanted To Know About CIBIL - www.propertiesandloans.com
Everything You Wanted To Know About CIBIL - www.propertiesandloans.comBhavya Sahni
 
What is CIBIL Score.docx
What is CIBIL Score.docxWhat is CIBIL Score.docx
What is CIBIL Score.docx
Vijay Jeswani Builders & Developers
 
C C G Welcome Package
C C G  Welcome  PackageC C G  Welcome  Package
C C G Welcome Package
Steve Gonzalez
 
You May Be Paying Too Much for Your Mortgage
You May Be Paying Too Much for Your MortgageYou May Be Paying Too Much for Your Mortgage
You May Be Paying Too Much for Your MortgageDawn Hicks
 
Eco credit union winter-2017-newsletter
Eco credit union winter-2017-newsletterEco credit union winter-2017-newsletter
Eco credit union winter-2017-newsletter
eCO Credit Union
 
Peer-to-Peer lending: What is Lending Club?
Peer-to-Peer lending: What is Lending Club?Peer-to-Peer lending: What is Lending Club?
Peer-to-Peer lending: What is Lending Club?
David Peat
 
Get Out Of Debt & Have Healthy Credit
Get Out Of Debt & Have Healthy CreditGet Out Of Debt & Have Healthy Credit
Get Out Of Debt & Have Healthy Credit
Cheryl's Space
 
10 lessons from the financially fit millennial and gen xer (daniel grote's co...
10 lessons from the financially fit millennial and gen xer (daniel grote's co...10 lessons from the financially fit millennial and gen xer (daniel grote's co...
10 lessons from the financially fit millennial and gen xer (daniel grote's co...
Daniel Grote, CFP®, BFA™
 

Similar to Your credit score and why it matters (20)

Your Credit Score and Why it Matters
Your Credit Score and Why it MattersYour Credit Score and Why it Matters
Your Credit Score and Why it Matters
 
The how, why and when for building your savings
The how, why and when for building your savingsThe how, why and when for building your savings
The how, why and when for building your savings
 
12 tips & traps of financing
12 tips & traps of financing12 tips & traps of financing
12 tips & traps of financing
 
First Time Home Buyer
First Time Home BuyerFirst Time Home Buyer
First Time Home Buyer
 
Private Lending Presentation
Private Lending PresentationPrivate Lending Presentation
Private Lending Presentation
 
HOME LOAN - DEAL4BANK
HOME LOAN - DEAL4BANKHOME LOAN - DEAL4BANK
HOME LOAN - DEAL4BANK
 
How To Get A Loan To Start A Franchise
How To Get A Loan To Start A FranchiseHow To Get A Loan To Start A Franchise
How To Get A Loan To Start A Franchise
 
15 Easy Ways to Get Business Credit, Loans, and Credit Lines for Real Estate ...
15 Easy Ways to Get Business Credit, Loans, and Credit Lines for Real Estate ...15 Easy Ways to Get Business Credit, Loans, and Credit Lines for Real Estate ...
15 Easy Ways to Get Business Credit, Loans, and Credit Lines for Real Estate ...
 
Automotive Outreach Program from a Car Dealer; Life Beyond Bankruptcy
Automotive Outreach Program from a Car Dealer; Life Beyond BankruptcyAutomotive Outreach Program from a Car Dealer; Life Beyond Bankruptcy
Automotive Outreach Program from a Car Dealer; Life Beyond Bankruptcy
 
Everything You Wanted To Know About CIBIL - www.propertiesandloans.com
Everything You Wanted To Know About CIBIL - www.propertiesandloans.comEverything You Wanted To Know About CIBIL - www.propertiesandloans.com
Everything You Wanted To Know About CIBIL - www.propertiesandloans.com
 
What is CIBIL Score.docx
What is CIBIL Score.docxWhat is CIBIL Score.docx
What is CIBIL Score.docx
 
C C G Welcome Package
C C G  Welcome  PackageC C G  Welcome  Package
C C G Welcome Package
 
C C G Welcome Package
C C G  Welcome  PackageC C G  Welcome  Package
C C G Welcome Package
 
You May Be Paying Too Much for Your Mortgage
You May Be Paying Too Much for Your MortgageYou May Be Paying Too Much for Your Mortgage
You May Be Paying Too Much for Your Mortgage
 
Eco credit union winter-2017-newsletter
Eco credit union winter-2017-newsletterEco credit union winter-2017-newsletter
Eco credit union winter-2017-newsletter
 
Save
SaveSave
Save
 
Why save & invest
Why save & investWhy save & invest
Why save & invest
 
Peer-to-Peer lending: What is Lending Club?
Peer-to-Peer lending: What is Lending Club?Peer-to-Peer lending: What is Lending Club?
Peer-to-Peer lending: What is Lending Club?
 
Get Out Of Debt & Have Healthy Credit
Get Out Of Debt & Have Healthy CreditGet Out Of Debt & Have Healthy Credit
Get Out Of Debt & Have Healthy Credit
 
10 lessons from the financially fit millennial and gen xer (daniel grote's co...
10 lessons from the financially fit millennial and gen xer (daniel grote's co...10 lessons from the financially fit millennial and gen xer (daniel grote's co...
10 lessons from the financially fit millennial and gen xer (daniel grote's co...
 

Recently uploaded

一比一原版BCU毕业证伯明翰城市大学毕业证成绩单如何办理
一比一原版BCU毕业证伯明翰城市大学毕业证成绩单如何办理一比一原版BCU毕业证伯明翰城市大学毕业证成绩单如何办理
一比一原版BCU毕业证伯明翰城市大学毕业证成绩单如何办理
ydubwyt
 
how can I sell my pi coins for cash in a pi APP
how can I sell my pi coins for cash in a pi APPhow can I sell my pi coins for cash in a pi APP
how can I sell my pi coins for cash in a pi APP
DOT TECH
 
MERCHANTBANKING-PDF complete picture.pdf
MERCHANTBANKING-PDF complete picture.pdfMERCHANTBANKING-PDF complete picture.pdf
MERCHANTBANKING-PDF complete picture.pdf
Sudarshan Dakuru
 
655264371-checkpoint-science-past-papers-april-2023.pdf
655264371-checkpoint-science-past-papers-april-2023.pdf655264371-checkpoint-science-past-papers-april-2023.pdf
655264371-checkpoint-science-past-papers-april-2023.pdf
morearsh02
 
Scope Of Macroeconomics introduction and basic theories
Scope Of Macroeconomics introduction and basic theoriesScope Of Macroeconomics introduction and basic theories
Scope Of Macroeconomics introduction and basic theories
nomankalyar153
 
Webinar Exploring DORA for Fintechs - Simont Braun
Webinar Exploring DORA for Fintechs - Simont BraunWebinar Exploring DORA for Fintechs - Simont Braun
Webinar Exploring DORA for Fintechs - Simont Braun
FinTech Belgium
 
how can I sell pi coins after successfully completing KYC
how can I sell pi coins after successfully completing KYChow can I sell pi coins after successfully completing KYC
how can I sell pi coins after successfully completing KYC
DOT TECH
 
一比一原版Birmingham毕业证伯明翰大学|学院毕业证成绩单如何办理
一比一原版Birmingham毕业证伯明翰大学|学院毕业证成绩单如何办理一比一原版Birmingham毕业证伯明翰大学|学院毕业证成绩单如何办理
一比一原版Birmingham毕业证伯明翰大学|学院毕业证成绩单如何办理
betoozp
 
how to sell pi coins effectively (from 50 - 100k pi)
how to sell pi coins effectively (from 50 - 100k  pi)how to sell pi coins effectively (from 50 - 100k  pi)
how to sell pi coins effectively (from 50 - 100k pi)
DOT TECH
 
Economics and Economic reasoning Chap. 1
Economics and Economic reasoning Chap. 1Economics and Economic reasoning Chap. 1
Economics and Economic reasoning Chap. 1
Fitri Safira
 
Latino Buying Power - May 2024 Presentation for Latino Caucus
Latino Buying Power - May 2024 Presentation for Latino CaucusLatino Buying Power - May 2024 Presentation for Latino Caucus
Latino Buying Power - May 2024 Presentation for Latino Caucus
Danay Escanaverino
 
Summary of financial results for 1Q2024
Summary of financial  results for 1Q2024Summary of financial  results for 1Q2024
Summary of financial results for 1Q2024
InterCars
 
how can I sell/buy bulk pi coins securely
how can I sell/buy bulk pi coins securelyhow can I sell/buy bulk pi coins securely
how can I sell/buy bulk pi coins securely
DOT TECH
 
what is a pi whale and how to access one.
what is a pi whale and how to access one.what is a pi whale and how to access one.
what is a pi whale and how to access one.
DOT TECH
 
USDA Loans in California: A Comprehensive Overview.pptx
USDA Loans in California: A Comprehensive Overview.pptxUSDA Loans in California: A Comprehensive Overview.pptx
USDA Loans in California: A Comprehensive Overview.pptx
marketing367770
 
Which Crypto to Buy Today for Short-Term in May-June 2024.pdf
Which Crypto to Buy Today for Short-Term in May-June 2024.pdfWhich Crypto to Buy Today for Short-Term in May-June 2024.pdf
Which Crypto to Buy Today for Short-Term in May-June 2024.pdf
Kezex (KZX)
 
Poonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit Card
Poonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit CardPoonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit Card
Poonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit Card
nickysharmasucks
 
how to sell pi coins on Binance exchange
how to sell pi coins on Binance exchangehow to sell pi coins on Binance exchange
how to sell pi coins on Binance exchange
DOT TECH
 
how to sell pi coins in all Africa Countries.
how to sell pi coins in all Africa Countries.how to sell pi coins in all Africa Countries.
how to sell pi coins in all Africa Countries.
DOT TECH
 
NO1 Uk Divorce problem uk all amil baba in karachi,lahore,pakistan talaq ka m...
NO1 Uk Divorce problem uk all amil baba in karachi,lahore,pakistan talaq ka m...NO1 Uk Divorce problem uk all amil baba in karachi,lahore,pakistan talaq ka m...
NO1 Uk Divorce problem uk all amil baba in karachi,lahore,pakistan talaq ka m...
Amil Baba Dawood bangali
 

Recently uploaded (20)

一比一原版BCU毕业证伯明翰城市大学毕业证成绩单如何办理
一比一原版BCU毕业证伯明翰城市大学毕业证成绩单如何办理一比一原版BCU毕业证伯明翰城市大学毕业证成绩单如何办理
一比一原版BCU毕业证伯明翰城市大学毕业证成绩单如何办理
 
how can I sell my pi coins for cash in a pi APP
how can I sell my pi coins for cash in a pi APPhow can I sell my pi coins for cash in a pi APP
how can I sell my pi coins for cash in a pi APP
 
MERCHANTBANKING-PDF complete picture.pdf
MERCHANTBANKING-PDF complete picture.pdfMERCHANTBANKING-PDF complete picture.pdf
MERCHANTBANKING-PDF complete picture.pdf
 
655264371-checkpoint-science-past-papers-april-2023.pdf
655264371-checkpoint-science-past-papers-april-2023.pdf655264371-checkpoint-science-past-papers-april-2023.pdf
655264371-checkpoint-science-past-papers-april-2023.pdf
 
Scope Of Macroeconomics introduction and basic theories
Scope Of Macroeconomics introduction and basic theoriesScope Of Macroeconomics introduction and basic theories
Scope Of Macroeconomics introduction and basic theories
 
Webinar Exploring DORA for Fintechs - Simont Braun
Webinar Exploring DORA for Fintechs - Simont BraunWebinar Exploring DORA for Fintechs - Simont Braun
Webinar Exploring DORA for Fintechs - Simont Braun
 
how can I sell pi coins after successfully completing KYC
how can I sell pi coins after successfully completing KYChow can I sell pi coins after successfully completing KYC
how can I sell pi coins after successfully completing KYC
 
一比一原版Birmingham毕业证伯明翰大学|学院毕业证成绩单如何办理
一比一原版Birmingham毕业证伯明翰大学|学院毕业证成绩单如何办理一比一原版Birmingham毕业证伯明翰大学|学院毕业证成绩单如何办理
一比一原版Birmingham毕业证伯明翰大学|学院毕业证成绩单如何办理
 
how to sell pi coins effectively (from 50 - 100k pi)
how to sell pi coins effectively (from 50 - 100k  pi)how to sell pi coins effectively (from 50 - 100k  pi)
how to sell pi coins effectively (from 50 - 100k pi)
 
Economics and Economic reasoning Chap. 1
Economics and Economic reasoning Chap. 1Economics and Economic reasoning Chap. 1
Economics and Economic reasoning Chap. 1
 
Latino Buying Power - May 2024 Presentation for Latino Caucus
Latino Buying Power - May 2024 Presentation for Latino CaucusLatino Buying Power - May 2024 Presentation for Latino Caucus
Latino Buying Power - May 2024 Presentation for Latino Caucus
 
Summary of financial results for 1Q2024
Summary of financial  results for 1Q2024Summary of financial  results for 1Q2024
Summary of financial results for 1Q2024
 
how can I sell/buy bulk pi coins securely
how can I sell/buy bulk pi coins securelyhow can I sell/buy bulk pi coins securely
how can I sell/buy bulk pi coins securely
 
what is a pi whale and how to access one.
what is a pi whale and how to access one.what is a pi whale and how to access one.
what is a pi whale and how to access one.
 
USDA Loans in California: A Comprehensive Overview.pptx
USDA Loans in California: A Comprehensive Overview.pptxUSDA Loans in California: A Comprehensive Overview.pptx
USDA Loans in California: A Comprehensive Overview.pptx
 
Which Crypto to Buy Today for Short-Term in May-June 2024.pdf
Which Crypto to Buy Today for Short-Term in May-June 2024.pdfWhich Crypto to Buy Today for Short-Term in May-June 2024.pdf
Which Crypto to Buy Today for Short-Term in May-June 2024.pdf
 
Poonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit Card
Poonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit CardPoonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit Card
Poonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit Card
 
how to sell pi coins on Binance exchange
how to sell pi coins on Binance exchangehow to sell pi coins on Binance exchange
how to sell pi coins on Binance exchange
 
how to sell pi coins in all Africa Countries.
how to sell pi coins in all Africa Countries.how to sell pi coins in all Africa Countries.
how to sell pi coins in all Africa Countries.
 
NO1 Uk Divorce problem uk all amil baba in karachi,lahore,pakistan talaq ka m...
NO1 Uk Divorce problem uk all amil baba in karachi,lahore,pakistan talaq ka m...NO1 Uk Divorce problem uk all amil baba in karachi,lahore,pakistan talaq ka m...
NO1 Uk Divorce problem uk all amil baba in karachi,lahore,pakistan talaq ka m...
 

Your credit score and why it matters

  • 1. Your credit score and why it matters © 2011 Kiboo LLC. All Rights Reserved. www.kiboo.com
  • 2. Your credit score and why it matters Credit scores are like permanent records at school: they’re a summary of how well you pay your bills, how likely you are to pay loans back, and how much credit you can receive, and they follow you around wherever you go. Good stuff, like getting a higher credit limit from a credit card and paying your bills on time, raises your credit score. Bad stuff, like late bill payments and reductions in your credit limit lower it. © 2011 Kiboo LLC. All Rights Reserved. www.kiboo.com
  • 3. Your credit score and why it matters The most common model used to calculate your credit score is called FICO, named after the company who created it. While some lenders use these other ways of calculating your score, your FICO number is still the most widely used and the most important. © 2011 Kiboo LLC. All Rights Reserved. www.kiboo.com
  • 4. Your credit score and why it matters Save to help Savings provide a cushion. If you’ve saved smartly, and saved sufficiently, then even savings that start small could grow large enough to support you and your family through tough times. © 2011 Kiboo LLC. All Rights Reserved. www.kiboo.com
  • 5. Your credit score and why it matters © 2011 Kiboo LLC. All Rights Reserved. www.kiboo.com
  • 6. Your credit score and why it matters © 2011 Kiboo LLC. All Rights Reserved. www.kiboo.com
  • 7. Your credit score and why it matters © 2011 Kiboo LLC. All Rights Reserved. www.kiboo.com
  • 8. Your credit score and why it matters © 2011 Kiboo LLC. All Rights Reserved. www.kiboo.com
  • 9. Learn more at www.kiboo.com facebook.com/kiboo twitter.com/kiboomoney youtube.com/kiboomoney © 2011 Kiboo LLC. All Rights Reserved. www.kiboo.com