If you answer 'YES' to any of these questions, you could benefit from a mortgage check-up. Take the test now and see if you could be saving money every month.
Why Guaranteed Rate? We offer some of the best support, tools, and resources to grow your business....as well as an efficient operations staff to maintain and streamline your pipeline. There is a reason why the nation's top producing loan officers CHOOSE Guaranteed Rate.
Dan Keller 2019 Mortgage Planning Packet for Home BuyersDan Keller
Seattle Mortgage Professional and top 1% in America Loan Officer shares his exclusive mortgage planning educational packet that he gives to all home buyer clients. How to get a great rate, how to ensure there are no hick-uos in the buying process, how to make the best financial choice when buying a home!
A helpful guide for Home Buyers ~ Helping you find answers to your real estate questions. Provided by Title 365 and your online connection Account Manager Sara Forkel. Please feel free to visit website at www.Title365.com or email me directly at Sforkel@Title365.com.
If you answer 'YES' to any of these questions, you could benefit from a mortgage check-up. Take the test now and see if you could be saving money every month.
Why Guaranteed Rate? We offer some of the best support, tools, and resources to grow your business....as well as an efficient operations staff to maintain and streamline your pipeline. There is a reason why the nation's top producing loan officers CHOOSE Guaranteed Rate.
Dan Keller 2019 Mortgage Planning Packet for Home BuyersDan Keller
Seattle Mortgage Professional and top 1% in America Loan Officer shares his exclusive mortgage planning educational packet that he gives to all home buyer clients. How to get a great rate, how to ensure there are no hick-uos in the buying process, how to make the best financial choice when buying a home!
A helpful guide for Home Buyers ~ Helping you find answers to your real estate questions. Provided by Title 365 and your online connection Account Manager Sara Forkel. Please feel free to visit website at www.Title365.com or email me directly at Sforkel@Title365.com.
Dan Keller Mortgage Planning Concierge Meeting 2019Dan Keller
http://www.mymortgageguydan.com/apply . Every client deserves the best I have to offer and that not only involves a great mortgage experience, but additional information that will help them create wealth through the wisdom I've gathered along with the network of professionals I know.
CHOOSING BETWEEN TWO ROADS: The Transactional Loan Officer vs. The Mortgage ...Mortgage Coach
Check out this white paper for 2005...some things of changed but many things are the same
CHOOSING BETWEEN TWO ROADS: The Transactional Loan Officer vs. The Mortgage Planner
As the refi market winds down, loan officers must make a decision: How are they going to generate new business going forward?
Will they stay in the transactional trap of the average originator – or break through to new levels of respect, referrals and residual commissions by becoming mortgage planners?
Buying a home is a process. First determine your price goal. If you are an All Cash buyer, the next step is to contact a REALTOR to assist you. If you need a home loan, contact a lender.Then contact a REALTOR. The attached flow chart should help you, the buyer, to understand the process. JoeMyRealtor.com
Dan Keller Professional Home Buyer Mortgage Planning Meeting Dan Keller
http://www.mymortgageguydan.com/apply . This is the professional mortgage planning presentation that every single one of my clients receive, whether they are purchasing a $1.5mm home or $250,000 home.
Dan Keller Professional Home Buyer Mortgage Planning MeetingDan Keller
http://www.mymortgageguydan.com/apply . This is the professional mortgage planning presentation that every single one of my clients receive, whether they are purchasing a $1.5mm home or $250,000 home.
Become a VP of Mortgage Lending at Guaranteed Ratejoelrich
Take a closer look at the #1 Mortgage platform in the nation. Are you ready to take your mortgage origination career to a whole other realm as a VP of Mortgage Lending?
Dan Keller Mortgage Planning Concierge Meeting 2019Dan Keller
http://www.mymortgageguydan.com/apply . Every client deserves the best I have to offer and that not only involves a great mortgage experience, but additional information that will help them create wealth through the wisdom I've gathered along with the network of professionals I know.
CHOOSING BETWEEN TWO ROADS: The Transactional Loan Officer vs. The Mortgage ...Mortgage Coach
Check out this white paper for 2005...some things of changed but many things are the same
CHOOSING BETWEEN TWO ROADS: The Transactional Loan Officer vs. The Mortgage Planner
As the refi market winds down, loan officers must make a decision: How are they going to generate new business going forward?
Will they stay in the transactional trap of the average originator – or break through to new levels of respect, referrals and residual commissions by becoming mortgage planners?
Buying a home is a process. First determine your price goal. If you are an All Cash buyer, the next step is to contact a REALTOR to assist you. If you need a home loan, contact a lender.Then contact a REALTOR. The attached flow chart should help you, the buyer, to understand the process. JoeMyRealtor.com
Dan Keller Professional Home Buyer Mortgage Planning Meeting Dan Keller
http://www.mymortgageguydan.com/apply . This is the professional mortgage planning presentation that every single one of my clients receive, whether they are purchasing a $1.5mm home or $250,000 home.
Dan Keller Professional Home Buyer Mortgage Planning MeetingDan Keller
http://www.mymortgageguydan.com/apply . This is the professional mortgage planning presentation that every single one of my clients receive, whether they are purchasing a $1.5mm home or $250,000 home.
Become a VP of Mortgage Lending at Guaranteed Ratejoelrich
Take a closer look at the #1 Mortgage platform in the nation. Are you ready to take your mortgage origination career to a whole other realm as a VP of Mortgage Lending?
Step by step process to buying a home. Everything you need to know from making the offer, to getting the proper inspections, the paperwork, and closing process.
Mike Hall
Http://www.myohiohouse.com
614-937-4162
Everything you need to know about purchasing a home, whether you are a first time home buyer or a repeat buyer - this is a great place to start. Then contact me at lisat@mortgagebrokersottawa.com to get started on your preapproved mortgage...
Everything you need to know before you buy your first home. Includes steps of the process, descriptions of financing options, lender red flags and credit score information.
Should You Rent or Buy- Take the quiz now!Mortgage Girl
Is it time to move out of your parents place? Or finally time to get a home of your own? Find out if you're ready to buy. Or maybe renting for a bit longer may be better for you. Take the quiz to find out!
Mortgage Myths Debunked With OVM Financial Rio Herbik
There’s a lot of “hearsay” out there when it comes to the mortgage process. If you are questioning what’s fact and what’s fiction, we compiled the answers to some of the most common mortgage myths. Rather than listing each mortgage myth, we have our own version of ‘Mortgage: Fact or Fiction’ in this presentation.
Rent-to-Own has become a trend for homebuyers who can't qualify to buy right now. Before you think about sign on the dotted line, read this first! Real estate & mortgages should not be complicated, learn the basics with our newest slides.
This will walk you through the process of obtaining a mortgage while self-employed. This includes information on document and downpayment requirements, minimum credit score, interest rate expectations and self-employment definitions.
Mortgage Documents Required For A Mortgage ApprovalMortgage Girl
Wondering what kind of documents you will have to provide in order to get a mortgage approval? Read this and find out the most commonly requested documents.
You own a home now, but it’s time to make a change. If you’re moving up or downsizing you probably have questions about how it all works. This article is about the logistics of buying another home while you still own your existing property, making it a smooth move.
You probably know how much your mortgage payment is, but do you know what's in it? This will explain what's in a mortgage payment, and all the fun things you can do with it. Enjoy!
5 Things you should know about financing a condoMortgage Girl
There are many items you should be aware of before buying a condo, in my opinion the 5 most important ones from a financing perspective are included in these slides.
Quiz: Are you ready to buy your first rental propertyMortgage Girl
Buying your first rental property is a big commitment and investment.This quick quiz is meant to act as a preliminary checklist before you take the next step in the buying process.
Torun Center Residences Istanbul - Listing TurkeyListing Turkey
THERE IS LIFE IN ITS CENTER!
The most energetic spot of the city that will add utterly different pleasures to your life, with a park that will make Istanbul breathe, delighting indoor and outdoor bistros, cafes, restaurants, the brand-new Food Hall concept, where dozens of unique tastes are served together, market area, cinema, theater, fitness club, SPA and event venue...
All the pleasures that will enrich your lives are awaiting you on the most beautiful side of the city, at Torun Center Residences. In Mecidiyeköy, where the heart of Istanbul beats, business, life and entertainment opportunities are located at the exact center, at Torun Center, the most beautiful side of the city.
Penthouse apartments and different styles of flats from 1 + 1 to 4 + 1, from 100 to 425 square meters in a 42-story residence tower, have been designed for those who want to live in the center of magnificence. Torun Center is the redefinition of a better life with specially landscaped floor gardens, apartment options with private balconies, and automatic glass systems equipped with Trickle Ventilation that offers clean air comfort.
Business and life in the same place
Excellent service
Torun Center has many delightful details, from a swimming pool to sunbathing and resting terrace. With 24/7 concierge services, 24/7 security, valet, technical service, closed-circuit camera system (CCTV), central heating and cooling system, it makes your life easier.
Delightful details
The two-story Torun Center Lounge, with its indoor and outdoor seating areas, children's playroom, private dining and TV lounge, promises unforgettable memories to you and your loved ones with its unique Istanbul view.
Neighboring to the most pleasant square of Istanbul
A few steps from the Torun Center Residences, you can reach the city's most modern city square and open the doors of a quality city life. Torun Center Residences brings together on the same project the long-awaited city life for Istanbul and gourmet restaurants, cafes, gym and SPA, and state-of-the-art cinema and Artı Stage, hosting the most famous plays of the season.
Located at the intersection of alternative public transportation options such as the metro and Metrobus, Torun Center comes to the fore as the most accessible office for both sides of Istanbul. With a central location and rich transportation lines, Torun Center offices make life easier for employees and increase productivity.
Green Homes, Islamabad Presentation .pdfticktoktips
Green Homes Islamabad offers beautifully designed 5, 8, and 10 Marla homes near the airport and motorway. Enjoy luxury, convenience, and high rental returns in a prime location.
Simpolo Tiles & Bathware
Tile ho,
toh Simpolo.
Since the first steps were taken in 1977, Simpolo Ceramics has carved its niche as a consistently growing organisation with unparalleled innovation and passion rooted in simplicity.
We endure gratification for every experience we offer, created to share something meaningful. It may not resonate with the majority, but that makes us a class apart. If only a handful were to understand the purpose of our existence, we would be proud to have found our believers. Rather, people with whom we can share our beliefs.
VISUALIZER
Design your space in your style with our very own Visualizer. Now, you can choose the tiles of your liking from our wide selection and see how they would look in a space. Select the tile from the multiple options and the visualiser will replace the surfaces in the image with the selected tiles. This way, instead of just your imagination, you can choose the tiles for your place by getting an actual picture of how they would look in a space. So, design your space the way you desire digitally and implement it in real life to get the best results!
You can also share this visualiser with others to help them design their space.
Committed to delighting customers with world-class ceramic products and services. Make Simpolo synonymous with the best quality and set new benchmarks of excellence for all stakeholders. Pursue best business practices with utmost integrity to make Simpolo an exciting organisation to work with, for vendors, channel partners, investors and employees alike.
Gain worldwide recognition in the field of ceramic building products through Research and Innovation and bring an enhanced lifestyle within reach for every household.
One FNG by Group 108 Sector 142 Noida Construction UpdateOne FNG
One FNG by Group 108 is launching a new commercial project in Sector 142 Noida. Office space and high street retail shops on the FNG and Noida Expressway. For more information visit the website https://www.onefng.com/
Presentation to Windust Meadows HOA Board of Directors June 4, 2024: Focus o...Joseph Lewis Aguirre
Presentation to Windust Meadows HOA Board of Directors June 4, 2024: Focus on Public Safety as Job #1, Engagement, Wealth of HOA, Branding, Communication, Culture, Civic Responsibility
Scanning tenants in NYC requires a thorough and compliant approach to ensure you find reliable renters. For a positive rental experience, consider hiring a property management service. Belgium Management LLC specializes in NYC rental property management and tenant relationship management. We prioritize tenant satisfaction, making us a trusted name in New York property management. Our dedicated team ensures tenants feel valued and supported throughout their lease.
Omaxe Sports City Dwarka stands out as a premier residential and recreational destination, offering a blend of luxury and sports-centric living. Located in the thriving area of Dwarka, this project by Omaxe Limited is designed to cater to modern lifestyle needs while promoting a healthy, active living environment.
The KA Housing - Catalogue - Listing TurkeyListing Turkey
Welcome to KA Housing, a distinguished real estate development nestled in the heart of Eyüpsultan, one of Istanbul’s most promising districts.
Just 10 minutes from the bustling city center, Eyüpsultan offers a serene escape with the convenience of urban living. The direct metro line ensures seamless connectivity to all parts of Istanbul, making it an ideal location for residents who seek both tranquility and vibrancy.
KA Housing boasts unparalleled accessibility, with proximity to Istanbul Airport only 30 minutes away, facilitating easy international travel. Effortless city access is guaranteed by direct metro and transportation links to Istanbul’s cultural and commercial hubs. Quick access to key metro lines connects you to every corner of the city within minutes, making commuting and exploring the city hassle-free.
The development offers luxurious living spaces with a range of unit layouts from 1+1 to 4+1, designed with meticulous attention to detail. Each unit features balconies or terraces, providing stunning vistas of Istanbul and enhancing the living experience. High-quality materials and superior craftsmanship ensure durability and elegance, while sound-proof insulation and high ceilings (2.95 m) offer comfort and sophistication.
Residents of KA Housing enjoy exclusive on-site amenities, including a state-of-the-art gym, outdoor swimming pool, yoga area, and walking paths. Entertainment options abound with a private cinema, children’s playground, and a variety of dining options including a café and restaurant. Security and convenience are paramount with 24/7 security, a dedicated carpark garage, and an IP intercom system.
KA Housing represents a prime investment opportunity with limited availability in a high-demand area, ensuring enduring value and potential for lucrative returns. Homes in this development provide exceptional value without compromising on quality, offering affordable luxury for discerning buyers. The construction is of the highest quality, built to the latest seismic and disaster resistance standards, ensuring safety and resilience.
The community and surroundings of KA Housing are enriched by close proximity to prestigious universities such as Haliç University, Bilgi University, and Istanbul Ticaret University, making it an ideal location for students and academics. The development is adjacent to the Alibeyköy stream leading into the Halic waters, offering serene natural escapes amidst lush greenery. Residents can enjoy the cultural richness of the area, surrounded by historical and cultural landmarks that blend leisure, nature, and culture seamlessly.
https://listingturkey.com/property/the-ka-housing/
Need MCA leads? No sweat! MCAs are great for small biz funding. Learn how to snag top-notch leads: businesses needing cash, with repayment ability, decision-makers, and accurate contacts. Use content, social ads, lead platforms, partnerships, and capture processes for quality leads.
https://www.leadgeneration.media/blog/b/streamline-your-mca-sales-process-with-pre-qualified-leads
Keep Your Home Naturally Cool and Warm Out Change in Seasons
Vinra Construction is a private limited company registered under the ROC. The management has an experience of over 15 years of understanding the needs and delivering apt solutions to the end users We are providing turnkey solutions in construction fields. like Construction, Interior Designing Facility Management, Plantation Management, etc..
Vinra Construction Tech Enabled Company for Eco-Friendly Home Construction
Contact With Vinra for a Greener Future >>> Call us @ 888 4898 765
BricknBolt Understanding Load-Bearing Walls and Their Structural Support in H...BrickAndBolt
Load-bearing walls are the backbone of any home construction, providing crucial structural support that carries the weight of the house above. For companies like Brick and Bolt Mysore and Bricknbolt Faridabad, understanding and properly implementing these elements are key to constructing safe and durable buildings.
Sense Levent Kagithane Catalog - Listing TurkeyListing Turkey
Sense Levent offers a luxurious living experience in the heart of Istanbul’s vibrant Levent district.
This cutting-edge development seamlessly integrates modern design with natural elements, featuring live evergreen plants maintained by an advanced irrigation system, ensuring lush greenery year-round.
The building’s elegant ceramic balconies are both stylish and durable, enhancing the overall aesthetic and functionality. Residents can enjoy the 700m Sky Lounge, which provides breathtaking views of Istanbul and a perfect space to relax and unwind.
Sense Levent promotes a healthy and active lifestyle with a full gym, swimming pool, sauna, and steam room, all available in the building. The interiors are crafted with high-quality materials, ensuring a luxurious and inviting living space.
Designed with young professionals in mind, Sense Levent features 1+1 and 2+1 units with smart floor plans and balconies. The project promises high investment returns, with an expected annual return of 6.5-7%, significantly above Istanbul’s average ROI.
Located in the rapidly growing and highly desirable Levent area, the development benefits from ongoing urban regeneration projects. Its prime location offers proximity to shopping malls, municipal buildings, universities, and public transportation, adding immense value to your investment.
Early investors can take advantage of discounted units during the construction phase, with an expected capital appreciation of +45% USD upon completion. Property Turkey provides comprehensive rental management services, ensuring a seamless and profitable investment experience.
Additionally, robust legal support and significant tax advantages are available through Property Turkey’s licensed Real Estate Investment Fund. Levent is a dynamic urban hub, ideal for young professionals with its numerous corporate headquarters and shopping malls.
Sense Levent is more than just a residence; it’s a place where dreams and opportunities come to life. Contact us today to secure your place in this exclusive development and experience the best of Istanbul living. Sense Levent: Sense the Opportunity. Live the Dream.
https://listingturkey.com/property/sense-levent/
Flat available for sale
Location- Tupudana, Ranchi
Savitri enclave
Area- 3BHK
Rate- 4000/sq.ft.
Super Build Up Area-1629 sq.ft.
Build-up area-1253 sq.ft.
Rate- 65lakh16k(approx)
Floor available- Flat available in all floor(G+12)
Balcony- 2
Washroom- 2
Parking - CAR PARKING
Amenities- Joggers track,temple, children's park,gym,banquet hall (5 Lakh)
Possession year (Handover year)- Dec 2025
Outside View from the apartment and flat balcony is very beautiful.
For more information contact AASHIYANA STAR PROPERTIES
7766900371
The SVN® organization shares a portion of their new weekly listings via their SVN Live® Weekly Property Broadcast. Visit https://svn.com/svn-live/ if you would like to attend our weekly call, which we open up to the brokerage community.
Referans Bahcesehir which is being constructed, in the center of the most regional destination as Bahçeşehir, shines out with its central location and unique landscape including social facilities such as a fitness center, sauna, sports facilities, children’s playground and recreational areas.
Not only drawing attention for immediate surroundings including commercial centers and private schools but also providing the easily accessible location with closeness to Tem Highway and connection roads, ongoing construction of 3rd Bridge Connection roads and Metro Projects
Bahcesehir is a rising value in the great city of Istanbul… Located at a new transportation junction in the northwest of the City… Located at such a spot that the access roads for the 3rd bridge and for the 3rd Airport will reach the region in 2016. The Marmaray and the Subway will extend all the way to Referans Bahcesehir respectively in 2018 and 2019.
465 flats and 34 stores are designed with an outstanding approach and arranged with a unique perspective offering the following options: 1 plus 1, 2 plus 1, 3 plus 1, 3.5 plus 1, 4 plus 1, and 4.5 plus 1. It is planned so as to safeguard you and your loved ones based upon a modern, technological safety approach. As you experience the joy and luxury here, you will be content and feet at ease.
It is worth seeing both inside and outside with heart-warming cafes, tasty restaurants and elegant stores… And it is ready to offer a vivacious social life with a warm and cozy space design.
A folding swimming pool and indoor swimming pools, playgrounds, Turkish bath, sauna… It has them all. Everything you need for your well-being and for having a pleasant time will be at your service. You simply need to align the rhythm of life with the rhythm of Referans Bahcesehir.
https://listingturkey.com/property/referans-bahcesehir/
Elegant Evergreen Homes - Luxury Apartments Redefining Comfort in Yelahanka, ...JagadishKR1
Experience unmatched luxury at Elegant Evergreen Homes, offering exquisite 2, 3, and 4 BHK apartments in the serene locality of Yelahanka, Bangalore. These meticulously crafted homes blend modern design with timeless elegance, providing a harmonious living environment. Enjoy top-tier amenities and a prime location, making Elegant Evergreen Homes the ideal choice for discerning homeowners.
Brigade Insignia offers meticulously designed apartments with modern architecture and premium finishes. The project features spacious 3,3.5,4 and 5 BHK units, each thoughtfully planned to provide maximum comfort, natural light, and ventilation.
https://www.newprojectbangalore.com/brigade-insignia-yelahanka-bangalore.html
Hawthorn Module 1 Coverted to Slide Show - 04.06.2024.docx
You cant live in your car
1. Jackie Woodward // Mortgage Broker // TMG
Phone: 780.433.8412 // Visit: mortgagegirl.ca // Email: info@mortgagegirl.ca
You can’t live
in your car
2. Jackie Woodward // Mortgage Broker // TMG
Phone: 780.433.8412 // Visit: mortgagegirl.ca // Email: info@mortgagegirl.ca
When it comes to qualifying for a mortgage, the current
debts you have affects the mortgage amount you can qualify
for. I often see buyers who have worked hard to maintain a
good credit score and saved up the downpayment. Then I
have to tell them they don’t qualify at the price they want to
buy in due to the car payment they have.
It’s not really something any potential homebuyer wants to
hear, so I want to go over the basics of mortgage qualifying
which you should think about before taking on any new
debt before you consider buying a home.
You can’t live in your car
3. Jackie Woodward // Mortgage Broker // TMG
Phone: 780.433.8412 // Visit: mortgagegirl.ca // Email: info@mortgagegirl.ca
Qualifying Ratios
When calculating a mortgage that is affordable for you, we
use two formulas and apply them to your specific financial
profile. These are the key terms you need to keep in mind
when you start preparing for the mortgage approval process.
You can’t live in your car
4. Jackie Woodward // Mortgage Broker // TMG
Phone: 780.433.8412 // Visit: mortgagegirl.ca // Email: info@mortgagegirl.ca
GDS Ratio – Gross Debt Service Ratio
These are the costs attributed to housing such as mortgage
payments, property taxes, heat, and condo fees if applicable and
cannot take up more than 32 -35% of your gross annual income
depending on your credit score and the lender.
There are exceptions though they may only be available to you
through an alternative lender which means you may have to pay a
higher interest rate with more downpayment.
What is included in your gross annual income varies which may
require a discussion with a mortgage professional.
You can’t live in your car
5. Jackie Woodward // Mortgage Broker // TMG
Phone: 780.433.8412 // Visit: mortgagegirl.ca // Email: info@mortgagegirl.ca
TDS Ratio – Total Debt Service Ratio
The potential housing costs as mentioned above PLUS any
existing debt payments you already have cannot total more
than 40 -44% of your gross annual income, again,
depending on your credit score and the lender.
This is where a high car payment or any other debt
obligation can reduce the mortgage amount you qualify for.
The more “room” those personal debt payments take up
reduces the amount left to cover housing costs.
You can’t live in your car
6. Jackie Woodward // Mortgage Broker // TMG
Phone: 780.433.8412 // Visit: mortgagegirl.ca // Email: info@mortgagegirl.ca
When you have less to cover housing costs, your buying
power is reduced to properties that fit within your mortgage
and downpayment budget.
To put it into perspective, here is an example of how a
vehicle payment can affect your mortgage qualifying ratios;
This example applies to a potential mortgage borrower who
earns $50,000 gross income per year, owes $5000 in credit card
balances who needs a vehicle in the near future:
You can’t live in your car
7. Jackie Woodward // Mortgage Broker // TMG
Phone: 780.433.8412 // Visit: mortgagegirl.ca // Email: info@mortgagegirl.ca
Scenario 1: borrow a family vehicle, use public
transportation, or buy a vehicle in cash so a monthly
payment is not involved;
Maximum mortgage amount qualified for: $233,186
Monthly mortgage payment: $1,109*
* Calculations based on 3.04% 5-year fixed rate, 25-year amortization, $1500 per year property
taxes, $100 per month heating costs, and no condo fees.
You can’t live in your car
8. Jackie Woodward // Mortgage Broker // TMG
Phone: 780.433.8412 // Visit: mortgagegirl.ca // Email: info@mortgagegirl.ca
Scenario 2: buy a vehicle with a $350 per month payment
Maximum mortgage amount qualified for: $208,640
Monthly mortgage payment: $992*
* Calculations based on 3.04% 5-year fixed rate, 25-year amortization, $1500 per year property
taxes, $100 per month heating costs, and no condo fees.
You can’t live in your car
9. Jackie Woodward // Mortgage Broker // TMG
Phone: 780.433.8412 // Visit: mortgagegirl.ca // Email: info@mortgagegirl.ca
Scenario 3: buy a vehicle with a $500 per month payment
Maximum mortgage amount qualified for: $166,562
Monthly mortgage payment: $792*
* Calculations based on 3.04% 5-year fixed rate, 25-year amortization, $1500 per year property
taxes, $100 per month heating costs, and no condo fees.
You can’t live in your car
10. Jackie Woodward // Mortgage Broker // TMG
Phone: 780.433.8412 // Visit: mortgagegirl.ca // Email: info@mortgagegirl.ca
Simply, the higher your income amount, the less effect a
small vehicle payment will have on your mortgage
affordability calculations. The best way to maximize your
mortgage affordability is to reduce debt.
There a few other tips I want to pass on to help you qualify
for a mortgage solution that fits your needs.
You can’t live in your car
11. Jackie Woodward // Mortgage Broker // TMG
Phone: 780.433.8412 // Visit: mortgagegirl.ca // Email: info@mortgagegirl.ca
Timing is key and if you’re trying to qualify for a mortgage
now or in the near future, think twice before you take on
any type of new debt. This includes credit card debt, vehicle
loans, lines of credit or “don’t pay for a year”.
If it is a necessary expenditure, try to delay it until after
you’ve completed your mortgage financing.
You can’t live in your car
12. Jackie Woodward // Mortgage Broker // TMG
Phone: 780.433.8412 // Visit: mortgagegirl.ca // Email: info@mortgagegirl.ca
If you can’t avoid taking on a new debt while trying to
qualify for a mortgage at the same time, try to spread out
the time to pay it off for as long as you can to keep the
payments low. This applies more specifically to vehicle loans
as you can always pay extra over and above the regular
payment amount if you have the funds available.
You can’t live in your car
13. Jackie Woodward // Mortgage Broker // TMG
Phone: 780.433.8412 // Visit: mortgagegirl.ca // Email: info@mortgagegirl.ca
If you have existing debts that you’ve been working to pay
off and you want to apply for a mortgage now, team up with
an experienced mortgage professional who can help you
restructure your debt in a way that will help you maximize
your mortgage affordability.
You can’t live in your car
14. Jackie Woodward // Mortgage Broker // TMG
Phone: 780.433.8412 // Visit: mortgagegirl.ca // Email: info@mortgagegirl.ca
It’s kind of a double-edged sword because while you need
debt to build credit and maintain a good credit rating, too
much debt can affect you negatively. So be sure to keep a
close eye on your debt levels to ensure they’re helping you
improve your financing profile rather than to hinder it.
If you want to calculate the maximum mortgage amount
you can qualify for and see how a debt can affect it, contact a
trusted mortgage professional or plug the numbers into an
online calculator though be sure it’s applicable to mortgages
in Canada.
You can’t live in your car
15. Jackie Woodward // Mortgage Broker // TMG
Phone: 780.433.8412 // Visit: mortgagegirl.ca // Email: info@mortgagegirl.ca
Mortgage Questions?
Don’t hesitate to contact the Mortgagegirl
Phone: 780-433.8412
Email: info@mortgagegirl.ca
Visit: www.mortgagegirl.ca
Like: www.Facebook.com/mortgagegirl.ca
Follow @mortgagegirlca
You can’t live in your car