You own a home now, but it’s time to make a change. If you’re moving up or downsizing you probably have questions about how it all works. This article is about the logistics of buying another home while you still own your existing property, making it a smooth move.
Should You Rent or Buy- Take the quiz now!Mortgage Girl
Is it time to move out of your parents place? Or finally time to get a home of your own? Find out if you're ready to buy. Or maybe renting for a bit longer may be better for you. Take the quiz to find out!
A helpful guide for Home Buyers ~ Helping you find answers to your real estate questions. Provided by Title 365 and your online connection Account Manager Sara Forkel. Please feel free to visit website at www.Title365.com or email me directly at Sforkel@Title365.com.
Sample Qualified Written Request letter pursuant to RESPA LegalDocsPro
This sample Qualified Written Request Letter also known as a QWR is used pursuant to the Real Estate Settlement Procedures Act which gives borrowers the right to dispute information contained in their account, request information from the servicer or lender, and have their issues answered by the company in a reasonable amount of time. The sample requests 8 separate categories of information. This sample is particularly useful for borrowers who may be in default on their loan, and in foreclosure proceedings. This sample can be used in ANY state.
Home Buyer Services Consultation Provided by John Squier, Realtor Serving Ano...John Squier
John Squier is a leading real estate agent serving the greater Anoka County and Metropolitan area providing home buyer consultation and professional web marketing for home sellers.
Real estate attorney shares 5 points for consideration when it comes to short...morenews222
Home owners who find themselves upside down in their home have several choices to make when confronted with a home value that is substantially less than their mortgage.
Should You Rent or Buy- Take the quiz now!Mortgage Girl
Is it time to move out of your parents place? Or finally time to get a home of your own? Find out if you're ready to buy. Or maybe renting for a bit longer may be better for you. Take the quiz to find out!
A helpful guide for Home Buyers ~ Helping you find answers to your real estate questions. Provided by Title 365 and your online connection Account Manager Sara Forkel. Please feel free to visit website at www.Title365.com or email me directly at Sforkel@Title365.com.
Sample Qualified Written Request letter pursuant to RESPA LegalDocsPro
This sample Qualified Written Request Letter also known as a QWR is used pursuant to the Real Estate Settlement Procedures Act which gives borrowers the right to dispute information contained in their account, request information from the servicer or lender, and have their issues answered by the company in a reasonable amount of time. The sample requests 8 separate categories of information. This sample is particularly useful for borrowers who may be in default on their loan, and in foreclosure proceedings. This sample can be used in ANY state.
Home Buyer Services Consultation Provided by John Squier, Realtor Serving Ano...John Squier
John Squier is a leading real estate agent serving the greater Anoka County and Metropolitan area providing home buyer consultation and professional web marketing for home sellers.
Real estate attorney shares 5 points for consideration when it comes to short...morenews222
Home owners who find themselves upside down in their home have several choices to make when confronted with a home value that is substantially less than their mortgage.
Rent-to-Own has become a trend for homebuyers who can't qualify to buy right now. Before you think about sign on the dotted line, read this first! Real estate & mortgages should not be complicated, learn the basics with our newest slides.
Mortgage Documents Required For A Mortgage ApprovalMortgage Girl
Wondering what kind of documents you will have to provide in order to get a mortgage approval? Read this and find out the most commonly requested documents.
Which person or persons, in the questions below, struggled with performance anxiety as an adult? Mr. Z., 29 years old, froze up on stage when he played his cello because his parents got divorced when he was 2 years old. Ms. A developed.
The successful fund raising through QIPs indicates the initial signs of recovery in the capital markets and the positive mark-to-market returns suggest that the investors’ interest in QIP would continue, said Mr Jagannadham Thunuguntala, the equity head of SMC Capital.
Quiz: Are you ready to buy your first rental propertyMortgage Girl
Buying your first rental property is a big commitment and investment.This quick quiz is meant to act as a preliminary checklist before you take the next step in the buying process.
If you answer 'YES' to any of these questions, you could benefit from a mortgage check-up. Take the test now and see if you could be saving money every month.
Seniors have a important need to relocate to more suitable homes for retirement and aging. The Reverse Mortgage Purchase program is an important tool as retired homeowners do not want mortgage payments and they want to minimize the cash put towards their new home. Realtors must be aware of this program to benefit their older clients and to increase listings and sales.
This will walk you through the process of obtaining a mortgage while self-employed. This includes information on document and downpayment requirements, minimum credit score, interest rate expectations and self-employment definitions.
You probably know how much your mortgage payment is, but do you know what's in it? This will explain what's in a mortgage payment, and all the fun things you can do with it. Enjoy!
5 Things you should know about financing a condoMortgage Girl
There are many items you should be aware of before buying a condo, in my opinion the 5 most important ones from a financing perspective are included in these slides.
Scanning tenants in NYC requires a thorough and compliant approach to ensure you find reliable renters. For a positive rental experience, consider hiring a property management service. Belgium Management LLC specializes in NYC rental property management and tenant relationship management. We prioritize tenant satisfaction, making us a trusted name in New York property management. Our dedicated team ensures tenants feel valued and supported throughout their lease.
Green Homes, Islamabad Presentation .pdfticktoktips
Green Homes Islamabad offers beautifully designed 5, 8, and 10 Marla homes near the airport and motorway. Enjoy luxury, convenience, and high rental returns in a prime location.
BricknBolt Understanding Load-Bearing Walls and Their Structural Support in H...BrickAndBolt
Load-bearing walls are the backbone of any home construction, providing crucial structural support that carries the weight of the house above. For companies like Brick and Bolt Mysore and Bricknbolt Faridabad, understanding and properly implementing these elements are key to constructing safe and durable buildings.
500 acres of brilliance await you here at Riverview City which offers modern living, effortless convenience, and a beautiful natural setting. It is a mega township by Magarpatta City in Loni Kalbhor, Pune. Enjoy easy access to work, schools, and fun while experiencing a perfect work-life balance.
Visit - magarpattacity.developerprojects.in
Presentation to Windust Meadows HOA Board of Directors June 4, 2024: Focus o...Joseph Lewis Aguirre
Presentation to Windust Meadows HOA Board of Directors June 4, 2024: Focus on Public Safety as Job #1, Engagement, Wealth of HOA, Branding, Communication, Culture, Civic Responsibility
Rixos Tersane Istanbul Residences Brochure_May2024_ENG.pdfListing Turkey
Tersane Suites Residences is a luxurious real estate project located in the heart of Istanbul, next to the beautiful Golden Horn. This unique development offers hotel concept residences with Rixos management, making it the perfect choice for both homeowners and investors.
The Tersane Suites Residences offers a wide range of options, from studio apartments to spacious four-bedroom units, all designed to the highest standard. The suites are finished with high-quality materials and feature modern, open-plan living spaces, fully-equipped kitchens, and large balconies with stunning views of the city and sea.
One of the standout features of Tersane Suites Residences is the Rixos management, which provides a truly exclusive and upscale living experience. Residents will have access to a range of luxury amenities, including a fitness center, spa, and indoor and outdoor swimming pools. Plus, the on-site restaurants and cafes provide a taste of the local and international cuisine.
The Tersane Suites Residences also offers a great opportunity for investors, as it provides a rental guarantee program. This means that investors can enjoy a steady income stream, with the peace of mind that their property is being managed by a reputable and experienced team.
The location of Tersane Suites Residences is also unbeatable, with easy access to the city’s main transportation links and within close proximity to the historic center, making it the perfect base for exploring all that Istanbul has to offer.
Need MCA leads? No sweat! MCAs are great for small biz funding. Learn how to snag top-notch leads: businesses needing cash, with repayment ability, decision-makers, and accurate contacts. Use content, social ads, lead platforms, partnerships, and capture processes for quality leads.
https://www.leadgeneration.media/blog/b/streamline-your-mca-sales-process-with-pre-qualified-leads
Investing In The US As A Canadian… And How To Do It RIGHT!! (feat. Erwin Szet...Volition Properties
=== Investing In The US As A Canadian… And How To Do It RIGHT!! (feat. Erwin Szeto) ===
Ever been curious about Real Estate Investing in the US?? At Volition, for the past 14 years, we have been focused on helping investors invest in over $250M of real estate and generate $100M of wealth in the Toronto market, but we are always open to learning more about other business models and learning from other investors.
The US has always been an intriguing market to invest in. But the US is a big place… if you’re interested in investing in the US, you probably have a lot of questions, like:
☑️ Specifically WHERE should you invest?
☑️ What are the best markets to invest in and why?
☑️ How much are property prices there?
☑️ What are the returns like?
☑️ What is cashflow like?
☑️ Compared to investing in Toronto or other cities in Ontario, what are the benefits / tradeoffs?
☑️ What ownership structure should I use?
☑️ What are the tax implications?
☑️ Can I get financing?
☑️ What are tenants like?
Enter Erwin Szeto, a longtime friend of Volition. Since 2005, Erwin Szeto and his team have navigated the challenging landscape of being landlords in Ontario. Now, they are shifting their focus and guiding their clients' investments toward the more landlord-friendly environment of the USA. This decision comes after assisting Canadian clients in transacting over $440,000,000 in income properties. Faced with issues like affordability constraints, tenant-friendly laws, rent control, and rental licensing in Canada, Erwin sees a clear opportunity in the U.S. Here, there is a significant influx of investments leading to the creation of high-paying manufacturing jobs. Erwin and his clients are poised to capitalize on these opportunities where landlord rights are stronger and there is no rent control.
To facilitate this transition, Erwin has partnered with and become a client of SHARE, a one-stop-shop U.S. Asset Manager. Founded by Canadians for Canadians, SHARE enables as passive an ownership experience as possible for landlords in the U.S., while still maintaining direct, 100% ownership.
Erwin is “Making Real Estate Investing Great Again”!!
Website: https://www.infinitywealth.ca/
Facebook: https://www.facebook.com/iwinrealestate and https://www.facebook.com/ErwinSzetoOfficial
Podcast: https://www.truthaboutrealestateinvesting.ca/
Instagram: https://www.instagram.com/iwinrealestate/ and https://www.instagram.com/erwinszeto/
Flat available for sale
Location- Tupudana, Ranchi
Savitri enclave
Area- 3BHK
Rate- 4000/sq.ft.
Super Build Up Area-1629 sq.ft.
Build-up area-1253 sq.ft.
Rate- 65lakh16k(approx)
Floor available- Flat available in all floor(G+12)
Balcony- 2
Washroom- 2
Parking - CAR PARKING
Amenities- Joggers track,temple, children's park,gym,banquet hall (5 Lakh)
Possession year (Handover year)- Dec 2025
Outside View from the apartment and flat balcony is very beautiful.
For more information contact AASHIYANA STAR PROPERTIES
7766900371
The SVN® organization shares a portion of their new weekly listings via their SVN Live® Weekly Property Broadcast. Visit https://svn.com/svn-live/ if you would like to attend our weekly call, which we open up to the brokerage community.
Torun Center Residences Istanbul - Listing TurkeyListing Turkey
THERE IS LIFE IN ITS CENTER!
The most energetic spot of the city that will add utterly different pleasures to your life, with a park that will make Istanbul breathe, delighting indoor and outdoor bistros, cafes, restaurants, the brand-new Food Hall concept, where dozens of unique tastes are served together, market area, cinema, theater, fitness club, SPA and event venue...
All the pleasures that will enrich your lives are awaiting you on the most beautiful side of the city, at Torun Center Residences. In Mecidiyeköy, where the heart of Istanbul beats, business, life and entertainment opportunities are located at the exact center, at Torun Center, the most beautiful side of the city.
Penthouse apartments and different styles of flats from 1 + 1 to 4 + 1, from 100 to 425 square meters in a 42-story residence tower, have been designed for those who want to live in the center of magnificence. Torun Center is the redefinition of a better life with specially landscaped floor gardens, apartment options with private balconies, and automatic glass systems equipped with Trickle Ventilation that offers clean air comfort.
Business and life in the same place
Excellent service
Torun Center has many delightful details, from a swimming pool to sunbathing and resting terrace. With 24/7 concierge services, 24/7 security, valet, technical service, closed-circuit camera system (CCTV), central heating and cooling system, it makes your life easier.
Delightful details
The two-story Torun Center Lounge, with its indoor and outdoor seating areas, children's playroom, private dining and TV lounge, promises unforgettable memories to you and your loved ones with its unique Istanbul view.
Neighboring to the most pleasant square of Istanbul
A few steps from the Torun Center Residences, you can reach the city's most modern city square and open the doors of a quality city life. Torun Center Residences brings together on the same project the long-awaited city life for Istanbul and gourmet restaurants, cafes, gym and SPA, and state-of-the-art cinema and Artı Stage, hosting the most famous plays of the season.
Located at the intersection of alternative public transportation options such as the metro and Metrobus, Torun Center comes to the fore as the most accessible office for both sides of Istanbul. With a central location and rich transportation lines, Torun Center offices make life easier for employees and increase productivity.
Elegant Evergreen Homes - Luxury Apartments Redefining Comfort in Yelahanka, ...JagadishKR1
Experience unmatched luxury at Elegant Evergreen Homes, offering exquisite 2, 3, and 4 BHK apartments in the serene locality of Yelahanka, Bangalore. These meticulously crafted homes blend modern design with timeless elegance, providing a harmonious living environment. Enjoy top-tier amenities and a prime location, making Elegant Evergreen Homes the ideal choice for discerning homeowners.
Urbanrise Paradise on Earth - Unveiling Unprecedented Luxury in Exquisite Vil...JagadishKR1
Immerse yourself in the epitome of luxury living at Urbanrise Paradise on Earth. These opulent 4 BHK villas, nestled off the prestigious Kanakapura Road in Bangalore, redefine elegance and sophistication. With meticulous craftsmanship, breathtaking design, and unparalleled amenities, Urbanrise Paradise on Earth offers a sanctuary where every moment is infused with luxury and serenity. Experience a life of grandeur and indulgence at this exclusive residential enclave.
Sense Levent Kagithane Catalog - Listing TurkeyListing Turkey
Sense Levent offers a luxurious living experience in the heart of Istanbul’s vibrant Levent district.
This cutting-edge development seamlessly integrates modern design with natural elements, featuring live evergreen plants maintained by an advanced irrigation system, ensuring lush greenery year-round.
The building’s elegant ceramic balconies are both stylish and durable, enhancing the overall aesthetic and functionality. Residents can enjoy the 700m Sky Lounge, which provides breathtaking views of Istanbul and a perfect space to relax and unwind.
Sense Levent promotes a healthy and active lifestyle with a full gym, swimming pool, sauna, and steam room, all available in the building. The interiors are crafted with high-quality materials, ensuring a luxurious and inviting living space.
Designed with young professionals in mind, Sense Levent features 1+1 and 2+1 units with smart floor plans and balconies. The project promises high investment returns, with an expected annual return of 6.5-7%, significantly above Istanbul’s average ROI.
Located in the rapidly growing and highly desirable Levent area, the development benefits from ongoing urban regeneration projects. Its prime location offers proximity to shopping malls, municipal buildings, universities, and public transportation, adding immense value to your investment.
Early investors can take advantage of discounted units during the construction phase, with an expected capital appreciation of +45% USD upon completion. Property Turkey provides comprehensive rental management services, ensuring a seamless and profitable investment experience.
Additionally, robust legal support and significant tax advantages are available through Property Turkey’s licensed Real Estate Investment Fund. Levent is a dynamic urban hub, ideal for young professionals with its numerous corporate headquarters and shopping malls.
Sense Levent is more than just a residence; it’s a place where dreams and opportunities come to life. Contact us today to secure your place in this exclusive development and experience the best of Istanbul living. Sense Levent: Sense the Opportunity. Live the Dream.
https://listingturkey.com/property/sense-levent/
Brigade Insignia offers meticulously designed apartments with modern architecture and premium finishes. The project features spacious 3,3.5,4 and 5 BHK units, each thoughtfully planned to provide maximum comfort, natural light, and ventilation.
https://www.newprojectbangalore.com/brigade-insignia-yelahanka-bangalore.html
Omaxe Sports City Dwarka stands out as a premier residential and recreational destination, offering a blend of luxury and sports-centric living. Located in the thriving area of Dwarka, this project by Omaxe Limited is designed to cater to modern lifestyle needs while promoting a healthy, active living environment.
1. A Smooth move
Buying and selling simultaneously
Jackie Woodward // Mortgage Broker // TMG
info@mortgagegirl.ca // 780.433.8412 // www.mortgagegirl.ca
2. You own a home now, but it’s time to make a change.
If you’re moving up or downsizing you probably have
questions about how it all works.
This article is about the logistics of buying another
home while you still own your existing property.
Here are 10 facts you need to know about navigating
through the two transactions at once to make the
move as smooth as possible.
Jackie Woodward // Mortgage Broker // TMG
info@mortgagegirl.ca // 780.433.8412 // www.mortgagegirl.ca
A
Smooth
Move
3. GET THE FACTS ON
YOUR EXISTING HOME
Jackie Woodward // Mortgage Broker // TMG
info@mortgagegirl.ca // 780.433.8412 // www.mortgagegirl.ca
A
Smooth
Move
4. Find out the value of your home by asking a realtor to
provide you with a detailed market evaluation. Or get a
detailed estimate of value by paying for an appraisal by a
licensed appraiser. This will give you an idea of what
residual funds you will net from the sale of your existing
home which will determine how to structure a new
mortgage for the new home.
Be conservative when working with the downpayment
amount so you have some wiggle room when negotiating
the sale of your current home.
Jackie Woodward // Mortgage Broker // TMG
info@mortgagegirl.ca // 780.433.8412 // www.mortgagegirl.ca
A
Smooth
Move
5. After you have determined what new mortgage amount you will require,
you will then need to contact your current lender to ask them 3 questions;
1) Is the mortgage portable to a new property?
2) If it is and you are moving up, can the new mortgage rate be “blended”
and what will that new rate be in order to avoid paying a payout penalty.
3)Lastly, if you were to pay the existing mortgage out in order to get a better
rate, what would the penalty be?
Do be advised you are required to qualify for any new mortgage whether
you “port” the existing mortgage to a new property or get a brand new one
as you are effectively only “porting” the terms of the mortgage.
Jackie Woodward // Mortgage Broker // TMG
info@mortgagegirl.ca // 780.433.8412 // www.mortgagegirl.ca
A
Smooth
Move
6. You now need to decide how you’re going to sell your
current home.
Although there are other options available to sell your
home, I will always recommend using the services of a
realtor as I personally would like to leave any showings
and negotiations with any potential buyers in the
hands of a professional.
Jackie Woodward // Mortgage Broker // TMG
info@mortgagegirl.ca // 780.433.8412 // www.mortgagegirl.ca
A
Smooth
Move
7. FINANCING YOUR
NEXT HOME
Jackie Woodward // Mortgage Broker // TMG
info@mortgagegirl.ca // 780.433.8412 // www.mortgagegirl.ca
A
Smooth
Move
8. Based on your initial findings about your current
residence, I recommend obtaining a pre-approval for
your next purchase as this will give you an idea of
what kind of requirements you’ll need to meet in order
to be approved for your next mortgage.
Jackie Woodward // Mortgage Broker // TMG
info@mortgagegirl.ca // 780.433.8412 // www.mortgagegirl.ca
A
Smooth
Move
9. Your new mortgage may contain a condition to
confirm your existing place has sold. This could be for
either downpayment or qualifying purposes or both.
See if a back-up plan is possible in case your existing
home does not sell by the time you take possession of
the new home.
Your mortgage professional can work through a few
potential scenarios with you until you’re comfortable
with the options you have for all possible outcomes.
Jackie Woodward // Mortgage Broker // TMG
info@mortgagegirl.ca // 780.433.8412 // www.mortgagegirl.ca
A
Smooth
Move
10. Perhaps you are looking into the possibility of keeping your current
home and turning it into a rental property. Some lenders will allow
this as long as you can qualify to carry both properties. Talk to your
mortgage professional about the option of including potential rental
income to help you qualify.
Be aware the lenders tend to calculate the inclusion of rental
income differently, so if you don’t qualify with your current lender,
check others.
If you are leaning to keeping both properties, ensure you explore all
options in accessing funds for the downpayment on the new home.
Is a gift from a family member a possibility or do you have sufficient
funds in savings, or can you look at refinancing your current
residence to access the equity.
Jackie Woodward // Mortgage Broker // TMG
info@mortgagegirl.ca // 780.433.8412 // www.mortgagegirl.ca
A
Smooth
Move
11. If the downpayment is coming from anywhere other than
the sale of your existing home, the requirements are pretty
straightforward, your lender will look for the paper trail to
support the source of the funds being used.
If the downpayment funds are coming from the sale of a
property, you’ll be asked to confirm what your equity
position is via a current mortgage statement as well as a
copy of a fully executed sale agreement for your current
residence along with all condition removals related to that
contract.
Jackie Woodward // Mortgage Broker // TMG
info@mortgagegirl.ca // 780.433.8412 // www.mortgagegirl.ca
A
Smooth
Move
12. Qualifying for your next home will be similar to getting
approved the first time. Your lender will be looking at the
usual application aspects like income, credit,
downpayment, and the property you’re financing.
If your income or credit profile has changed drastically
such as you becoming self-employed or your credit isn’t as
good as it used to be, be sure to have a conversation with
your mortgage broker about how the qualifying process
could differ from the first time around.
Jackie Woodward // Mortgage Broker // TMG
info@mortgagegirl.ca // 780.433.8412 // www.mortgagegirl.ca
A
Smooth
Move
13. While many of our mortgage rules have changed,
document requirements haven’t changed too much
since you last qualified.
What you’ll be asked to provide will be dependent on
your current financial profile. Your mortgage
professional, along with a mortgage pre-approval will
give you an idea of what you’ll be asked to provide in
terms of supporting documents.
Jackie Woodward // Mortgage Broker // TMG
info@mortgagegirl.ca // 780.433.8412 // www.mortgagegirl.ca
A
Smooth
Move
14. If the possession date for the sale property is after your purchase
possession date and you need those funds for downpayment, worry not
as there is a solution known as bridge or interim financing. The lender will
not only finance your mortgage, they will also give you a short-term loan
to cover the downpayment. This way the seller gets their money and you
get possession of your new home even though your old home is still
technically yours.
Once your existing place has sold, your lender will recover the funds they
lent to cover your downpayment. It is important to note that you must
have an unconditional or firm offer for your existing home in order to
qualify for bridge financing.
Be aware not all lenders offer bridge or interim financing and the terms
and costs for this service with the ones who do can be quite different, so
double check the conditions before you commit.
Jackie Woodward // Mortgage Broker // TMG
info@mortgagegirl.ca // 780.433.8412 // www.mortgagegirl.ca
A
Smooth
Move
15. It can be stressful to sell and buy simultaneously and as you can
see from the previous slides there are a lot of things that need
to go right in order for everything to go smoothly for you. The
best way to ensure a smooth move is to do your research first.
Explore your options until you find one that allows you to
confidently move forward into your next home while leaving
the last one fondly behind.
Jackie Woodward // Mortgage Broker // TMG
info@mortgagegirl.ca // 780.433.8412 // www.mortgagegirl.ca
A
Smooth
Move