How can your organization accumulate cash to minimize shortfall through project debt service term?
Does your organization understand the cash flow impact of the capital project over the ENTIRE term of the project, not just the three to five year forecast period?
Do normalized financial statement trends look similar as reported trends?
How can your organization utilize the forecast more effectively moving forward?
Do you know the impact of 10% decrease in revenue, or a 10% increase in expense?
How can your organization accumulate cash to minimize shortfall through project debt service term?
Does your organization understand the cash flow impact of the capital project over the ENTIRE term of the project, not just the three to five year forecast period?
Do normalized financial statement trends look similar as reported trends?
How can your organization utilize the forecast more effectively moving forward?
Do you know the impact of 10% decrease in revenue, or a 10% increase in expense?
Mark Regan and Claire Keane presented this at the ESRI's annual Budget Perspectives Conference on 10 July 2018. The relevant publication is available to download here: http://www.esri.ie/publications/lone-parent-incomes-and-work-incentives/
COVID-19 has created residents who are newly financially vulnerable and who will be looking to you for help in the near future. But who are these people, and what action can you take now to stop them falling into crisis? And, critically, how will your support services need to adapt?
As the pandemic continues to hit the financial resilience of many families, councils are looking ahead to what this means for collection rates, and whether their council tax support schemes can cope with increased demand.
In this webinar, Zoe Charlesworth summarised the latest and forthcoming policy updates which will drive the need for local authorities to redesign their CTR schemes, highlighting the importance of how understanding this context can assist scheme design.
Paul Howarth presented some key insights from our analysis on Understanding the Impact of Universal Credit on the Council Tax Reduction Scheme and Rent Arrears in Wales.
Dr Ben Fell shared details of our latest work on future modelling and how it can help you future-proof CTR schemes for local authorities.
Finally, Sally Sanders shared how working with Policy in Practice has helped Enfield Council model a new scheme to help protect residents from COVID-19 income shocks.
Listen back to hear:
- New analysis for the Welsh Government on the impact of Universal Credit on rent and council tax arrears
- How COVID-19 is expected to change your caseload, and what this means for your council tax support scheme
-Measures you can take to boost future collection rates and minimise arrears
The Oregon Office of Economic Analysis forecasts the state economy and General Fund and Lottery Fund revenues. This slide presentation is a part of the September 2019 forecast (released August 28th).
AmCham Taipei released the 2019 Taiwan Business Climate Survey results at a press conference at the AmCham Taipei Lincoln Room on January 23. ➤ Download the complete survey: http://bit.ly/2GSS6SY
Annual Employment Law Masterclass 2019 - Conference Slides 2019 (Acas North W...CIPD Manchester Branch
CIPD Manchester Branch Annual Employment Law Masterclass 2019
22 January 2019
Emirates Old Trafford
Here's how you can catch up and connect with CIPD Manchester Branch
Email
manchester-events@cipdbranch.co.uk
Learn more about us and subscribe to our newsletter updates (monthly)
https://www.cipd.co.uk/learn/branches/manchester
Eventbrite (all our events)
https://www.eventbrite.co.uk/o/cipd-manchester-branch-7903156533
CIPD Manchester Blog
https://cipdmanchester.com
CIPD Manchester event resources, key takeaways, tweets and links to additional resources
https://wakelet.com/@cipd_Manchester
Twitter
https://twitter.com/CIPDManchester
Facebook Group
https://www.facebook.com/groups/CIPDManchester/
Facebook Page
https://www.facebook.com/CIPDManchesterBranch/
LinkedIn Group
https://www.linkedin.com/groups/4318957/
YouTube
https://youtu.be/vvPxM0D4VHc
The Oregon Office of Economic Analysis released their latest forecast on February 9th, 2022. This includes outlooks for employment, income, and state tax revenues.
Presentation given by Esmond Birnie (Chief Economist at PwC, Northern Ireland and Scotland) at the launch of NICVA Centre for Economic Empowerment report 'Universal Childcare in Northern Ireland: a cost-benefit analysis'.
Marin County wills attorneys at the probate law firm of Burroughs & Froneberger focus on assisting clients with estate planning, litigation and administration in California.
Referências que inspiraram a Microsoft a criar seu estilo característico de apps Windows 8 e Windows Phone (apps modernas). Conceitos de User Experience e User Interface. Interação, navegação, zoom semântico e tipografia.
Construindo Universal apps para Windows e Windows PhoneCaio Chaves Garcez
Conheça o modelo de desenvolvimento "Universal App" para Windows e Windows Phone, que permite a utilização do mesmo código para as duas plataformas. Veja até onde pode ir o reaproveitamento de código e as diferentes alternativas disponíveis para este tipo de desenvolvimento.
1° WORKSHOP-BENEFICENTE DE EMPREENDEDORISMO, GESTÃO E VENDAS PARA CORRETORES ...madlis
Iniciativa inédita no mercado segurador, uma parceria da NKF Capacitação Corporativa com o projeto “FAZER O BEM TRANSFORMA”, que proporciona cadeiras de rodas adaptadas a crianças carentes portadoras de necessidades especiais.
Um encontro de dois dias, EXCLUSIVO PARA APENAS 30 CORRETORES para a discussão das principais dificuldades em: GESTÃO, MARKETING E VENDAS PARA CORRETORAS.
Datas: 25 de Agosto e 30 de Setembro. LOCAL: Av. Ipiranga, 313 – República – sede VILA VELHA. INSCRIÇÕES PELO e-mail: treinamento@nkf.com.br ou com Richard Furck: 99330-1201
Mark Regan and Claire Keane presented this at the ESRI's annual Budget Perspectives Conference on 10 July 2018. The relevant publication is available to download here: http://www.esri.ie/publications/lone-parent-incomes-and-work-incentives/
COVID-19 has created residents who are newly financially vulnerable and who will be looking to you for help in the near future. But who are these people, and what action can you take now to stop them falling into crisis? And, critically, how will your support services need to adapt?
As the pandemic continues to hit the financial resilience of many families, councils are looking ahead to what this means for collection rates, and whether their council tax support schemes can cope with increased demand.
In this webinar, Zoe Charlesworth summarised the latest and forthcoming policy updates which will drive the need for local authorities to redesign their CTR schemes, highlighting the importance of how understanding this context can assist scheme design.
Paul Howarth presented some key insights from our analysis on Understanding the Impact of Universal Credit on the Council Tax Reduction Scheme and Rent Arrears in Wales.
Dr Ben Fell shared details of our latest work on future modelling and how it can help you future-proof CTR schemes for local authorities.
Finally, Sally Sanders shared how working with Policy in Practice has helped Enfield Council model a new scheme to help protect residents from COVID-19 income shocks.
Listen back to hear:
- New analysis for the Welsh Government on the impact of Universal Credit on rent and council tax arrears
- How COVID-19 is expected to change your caseload, and what this means for your council tax support scheme
-Measures you can take to boost future collection rates and minimise arrears
The Oregon Office of Economic Analysis forecasts the state economy and General Fund and Lottery Fund revenues. This slide presentation is a part of the September 2019 forecast (released August 28th).
AmCham Taipei released the 2019 Taiwan Business Climate Survey results at a press conference at the AmCham Taipei Lincoln Room on January 23. ➤ Download the complete survey: http://bit.ly/2GSS6SY
Annual Employment Law Masterclass 2019 - Conference Slides 2019 (Acas North W...CIPD Manchester Branch
CIPD Manchester Branch Annual Employment Law Masterclass 2019
22 January 2019
Emirates Old Trafford
Here's how you can catch up and connect with CIPD Manchester Branch
Email
manchester-events@cipdbranch.co.uk
Learn more about us and subscribe to our newsletter updates (monthly)
https://www.cipd.co.uk/learn/branches/manchester
Eventbrite (all our events)
https://www.eventbrite.co.uk/o/cipd-manchester-branch-7903156533
CIPD Manchester Blog
https://cipdmanchester.com
CIPD Manchester event resources, key takeaways, tweets and links to additional resources
https://wakelet.com/@cipd_Manchester
Twitter
https://twitter.com/CIPDManchester
Facebook Group
https://www.facebook.com/groups/CIPDManchester/
Facebook Page
https://www.facebook.com/CIPDManchesterBranch/
LinkedIn Group
https://www.linkedin.com/groups/4318957/
YouTube
https://youtu.be/vvPxM0D4VHc
The Oregon Office of Economic Analysis released their latest forecast on February 9th, 2022. This includes outlooks for employment, income, and state tax revenues.
Presentation given by Esmond Birnie (Chief Economist at PwC, Northern Ireland and Scotland) at the launch of NICVA Centre for Economic Empowerment report 'Universal Childcare in Northern Ireland: a cost-benefit analysis'.
Marin County wills attorneys at the probate law firm of Burroughs & Froneberger focus on assisting clients with estate planning, litigation and administration in California.
Referências que inspiraram a Microsoft a criar seu estilo característico de apps Windows 8 e Windows Phone (apps modernas). Conceitos de User Experience e User Interface. Interação, navegação, zoom semântico e tipografia.
Construindo Universal apps para Windows e Windows PhoneCaio Chaves Garcez
Conheça o modelo de desenvolvimento "Universal App" para Windows e Windows Phone, que permite a utilização do mesmo código para as duas plataformas. Veja até onde pode ir o reaproveitamento de código e as diferentes alternativas disponíveis para este tipo de desenvolvimento.
1° WORKSHOP-BENEFICENTE DE EMPREENDEDORISMO, GESTÃO E VENDAS PARA CORRETORES ...madlis
Iniciativa inédita no mercado segurador, uma parceria da NKF Capacitação Corporativa com o projeto “FAZER O BEM TRANSFORMA”, que proporciona cadeiras de rodas adaptadas a crianças carentes portadoras de necessidades especiais.
Um encontro de dois dias, EXCLUSIVO PARA APENAS 30 CORRETORES para a discussão das principais dificuldades em: GESTÃO, MARKETING E VENDAS PARA CORRETORAS.
Datas: 25 de Agosto e 30 de Setembro. LOCAL: Av. Ipiranga, 313 – República – sede VILA VELHA. INSCRIÇÕES PELO e-mail: treinamento@nkf.com.br ou com Richard Furck: 99330-1201
Five social media tips you can implement todayMr B & Friends
Presented to a group of shopping centre managers with a varying range of social media experience and skills, this short deck gives five easy to action tips to boost your social media effectiveness and avoid unpleasant pitfalls.
Explicação sobre as quatro pontes (bridges) criadas pela Microsoft para facilitar a migração de apps de outros ambientes e plataformas para o Windows 10: Astoria (apps Android), Islandwood (apps iOS), Centennial (aplicações desktop clássicas do Windows) e Westminster (sites web)
netwealth 2015 Federal Budget webinar presentationnetwealthInvest
This presentation provides a summary of information announced in the 2015-16 Federal Budget which may be of interest to financial advisers and their clients.
Key topics covered in this presentation are:
- Small business
- Taxation
- Superannuation
- Social Security and Aged Care
- Other
Please note that many of these announcements are yet to be legislated, and care should be taken before implementing a financial strategy based on Budget announcements alone.
Super contributions: New rules and key issues for June 30netwealthInvest
Learn the new superannuation contribution rules you should be aware of and understand how they could affect your super savings. Nigel Smith, Netwealth technical consultant, discusses ahead of June 30, 2018.
2016 Federal Budget - Strategies for financial advisersnetwealthInvest
Following the announcement of the 2016 Federal Budget, netwealth's Technical Services team analysed the proposed legislative changes and developed some possible strategies for financial advisers to use with their clients.
Netwealth educational webinar - What will the 2017 Federal Budget mean for you?netwealthInvest
Netwealth's Technical Services team discuss how this year's Budget announcement may impact you and your clients, and provide you some key strategic considerations.
Hanrick Curran is delighted to share with you the highlights from their Pre Financial Year End and Post Federal Budget Update Event. Our straight talking presenters explain how the Government will use the 2015 Federal Budget to address Australia’s growing budget challenge. They highlight key points of interest for business owners and professionals, then recap on the Pre Financial Year End initiatives that can be considered during the tax planning season
Garvin Jones, Director – Superannuation & Business Solutions, Hill Rogers updates key changes to the superannuation environment including:
- Last chance to take advantage of 'generous' contributions?
- Busting common myths
- Key actions before 30 June
- Over $1.6m? - leave or withdraw & invest outside of super
- 2017 budget announcements
Canadian Tax Insights: How High Net Worth Investors Should Navigate Today’s T...Nicola Wealth
In this webinar, Nicola Wealth CEO, John Nicola will address timely taxation topics to help you understand the developments in Canadian tax policy in relation to the taxation of homes, wealth, capital gains, and marginal tax rates. John will further prepare you to navigate the current tax environment by reviewing several tax planning options available to you and how these strategies integrate with overall portfolio design.
Netwealth educational webinar: New super changes, new planning opportunitiesnetwealthInvest
The Netwealth Technical Services team, Keat Chew and Nigel Smith, discuss the current superannuation landscape - exploring the complexity of the recent changes and how the changes could impact your clients.
Join us to learn more about how tax reform impacts nonprofits across the industry. By Congress approving the H.R. 1 Tax Cuts and Jobs Act, it significantly alters the U.S. tax code.
A summary look at the effects the 2014 Australian Federal Budget may have on you and your businesses as well as the economy. Post Budget presentation by Hanrick Curran, Chartered Accountants in Brisbane Australia
Tax Cuts and Jobs Act: Individual Tax Planning InsightRea & Associates
The new Tax Cuts and Jobs Act managed to pack in a lot of changes for individual filers, many of which have left more than a few of us scratching our heads. This webinar will dive into the provisions that will have the most impact on individual tax strategy, including changes associates with trusts and estates. Cindy Kula, CPA, PFS, CFP, and Inez Bowie, CPA, CSEP, have already spent countless hours combing through the legislation and additional guidance so you don’t have to. Join us for this session to find out what they found.
Super Caps are coming soon, great investment alternatives are already here. Sarah McGavin
View our presentation on how an investment bond can help you grow your clients’ wealth and be a complement to superannuation, presented by National Strategy Manager, Greg Bird.
Similar to 2015 Budget Update & Year - End Tax Strategies (20)
B2B payments are rapidly changing. Find out the 5 key questions you need to be asking yourself to be sure you are mastering B2B payments today. Learn more at www.BlueSnap.com.
Discover the innovative and creative projects that highlight my journey throu...dylandmeas
Discover the innovative and creative projects that highlight my journey through Full Sail University. Below, you’ll find a collection of my work showcasing my skills and expertise in digital marketing, event planning, and media production.
RMD24 | Retail media: hoe zet je dit in als je geen AH of Unilever bent? Heid...BBPMedia1
Grote partijen zijn al een tijdje onderweg met retail media. Ondertussen worden in dit domein ook de kansen zichtbaar voor andere spelers in de markt. Maar met die kansen ontstaan ook vragen: Zelf retail media worden of erop adverteren? In welke fase van de funnel past het en hoe integreer je het in een mediaplan? Wat is nu precies het verschil met marketplaces en Programmatic ads? In dit half uur beslechten we de dilemma's en krijg je antwoorden op wanneer het voor jou tijd is om de volgende stap te zetten.
Kseniya Leshchenko: Shared development support service model as the way to ma...Lviv Startup Club
Kseniya Leshchenko: Shared development support service model as the way to make small projects with small budgets profitable for the company (UA)
Kyiv PMDay 2024 Summer
Website – www.pmday.org
Youtube – https://www.youtube.com/startuplviv
FB – https://www.facebook.com/pmdayconference
Personal Brand Statement:
As an Army veteran dedicated to lifelong learning, I bring a disciplined, strategic mindset to my pursuits. I am constantly expanding my knowledge to innovate and lead effectively. My journey is driven by a commitment to excellence, and to make a meaningful impact in the world.
Recruiting in the Digital Age: A Social Media MasterclassLuanWise
In this masterclass, presented at the Global HR Summit on 5th June 2024, Luan Wise explored the essential features of social media platforms that support talent acquisition, including LinkedIn, Facebook, Instagram, X (formerly Twitter) and TikTok.
The key differences between the MDR and IVDR in the EUAllensmith572606
In the European Union (EU), two significant regulations have been introduced to enhance the safety and effectiveness of medical devices – the In Vitro Diagnostic Regulation (IVDR) and the Medical Device Regulation (MDR).
https://mavenprofserv.com/comparison-and-highlighting-of-the-key-differences-between-the-mdr-and-ivdr-in-the-eu/
Cracking the Workplace Discipline Code Main.pptxWorkforce Group
Cultivating and maintaining discipline within teams is a critical differentiator for successful organisations.
Forward-thinking leaders and business managers understand the impact that discipline has on organisational success. A disciplined workforce operates with clarity, focus, and a shared understanding of expectations, ultimately driving better results, optimising productivity, and facilitating seamless collaboration.
Although discipline is not a one-size-fits-all approach, it can help create a work environment that encourages personal growth and accountability rather than solely relying on punitive measures.
In this deck, you will learn the significance of workplace discipline for organisational success. You’ll also learn
• Four (4) workplace discipline methods you should consider
• The best and most practical approach to implementing workplace discipline.
• Three (3) key tips to maintain a disciplined workplace.
3. 2015 Budget - Small Business
• Accelerated depreciation for assets up to $20,000.
• Start Ups, immediate deduction for professional expenses, to
establish a new business.
• From 1 July 2015, Company Tax rate to reduce from 30% to
28.5%.
• Unincorporated entities will receive a 5% discount on tax, up
to a maximum of $1,000.
• From 1 July 2016, taxpayers will receive relief
from Capital Gains Tax when changes are made
to it’s structure.
4. 2015 Budget - Other Business
• From 1 July 2017, foreign companies will pay GST on digital
products. “Netflix tax”.
• Tax integrity measures will be imposed for multi-nationals that
are shifting profits from Australia to low-tax countries.
$
5. 2015 Budget - Superannuation
• There were no changes to superannuation in the 2015
Budget.
• In response to the Tax White Paper and Murray Financial
System Inquiry changes to superannuation are expected, in
the future.
• Under review…
− Borrowing in Self-Managed Superannuation Funds.
− Limitations on tax-free pensions for wealthy retirees.
$ $ $ $
7. 2015 Budget - Aged Pension
Social Security Assets Test – Current
20 Mar 2015 to
31 Dec 2016
Home Owners Non-Home
Owners
Full pension: single $202,000 $348,000
Full pension: couple $286,000 $433,000
No pension: single $775,500 $922,000
No pension: couple $1,151,500 $1,298,000
* Pension phased at $1.50 per $1,000 over the thresholds.
8. 2015 Budget - Aged Pension
Social Security Assets Test – Proposed
From Jan 2017 Home Owners Non-Home
Owners
Full pension: single $250,000 $450,000
Full pension: couple $375,000 $575,000
No pension: single $547,000 $747,000
No pension: couple $823,000 $1,023,000
* Pension phased at $3.00 per $1,000 over the thresholds.
9. 2015 Budget - Child Care
Annual Family
Income
% of Child Care
Fees Subsidised
Up to $65,000 85%
Up to $170,000 50%
$185,000 and above Capped at $10,000 per child, per year
• Applicable from 1 July 2017.
• Single child care subsidy will be introduced to replace existing three
subsidies.
• New subsidy will be ‘means’ tested and based on an activity
test/hours worked.
10. 2015 Budget - Child Care
Hours Worked
Per Fortnight
Hours of Child Care
Subsidised
8 to 16 36
17 to 48 72
49 or more 100
Work Activity Test
11. Year-End Tax Strategies
• Accelerated asset depreciation up to $20,000.
• Superannuation contributions.
• Timing strategies...
− Prepayment of business expenditure.
− Deferral of customer invoicing.
− Delay sale of profitable assets.
− Bring forward assets with losses.
12. Year-End Tax Strategies
• Re-value trading stock.
− Lower stock >>> Lower taxable income = Less tax.
• Write off bad debts.
$
13. Structural Tax Changes
• A growing business may require a change in it’s structure to
manage tax liabilities.
• Options…
− Discretionary trusts
− Private companies
− Self-Managed Superannuation Funds for investment
assets, including business property.
• From 1 July 2016, small businesses can change their
structure without triggering Capital Gains Tax.
• Possible to restructure without paying capital gains tax but
stamp duty will apply to value of assets transferred.
14. Summary
• The 2015 Budget changes benefit small business owners.
• Take advantage of tax savings before 30 June 2015.
• Consider if your business structure is still appropriate?
• Consider the benefits of having a Self-Managed
Superannuation Fund?