Roots in business since 1887, Muthoot Pappachan Group (MPG) activities include gold finance, financial services, consumer loans, hospitality,infrastructure, automotive, alternative energy.
Bulk sms service providers is one of the best otp sms service provider company in india which provide otp sms,bulk sms,transactional sms,promotional sms,virtual sms,attachment sms,rcs messaging service,smpp providing services in pan india.
The document is an internship report submitted by Annira Amin to her supervisor at Independent University, Bangladesh. The report focuses on Advance and Foreign Remittance Services provided by National Credit and Commerce Bank Limited (NCCBL). It includes an executive summary highlighting the importance of remittances to Bangladesh's economy and NCCBL's role in facilitating remittance inflows. The report also contains sections on NCCBL's organizational background, credit management procedures, analysis of loan performance, overview of foreign remittance processes handled by NCCBL, and recommendations.
As part of strengthening its position in the money transfer business, gold loan financier Muthoot Fincorp Ltd has entered into an alliance with global instant money transfer brand MoneyGram through UAE Exchange.
This document provides an overview and training on home remittance products and services for branch staff at Summit Bank. It begins with defining remittances and explaining their importance for Pakistan's economy. It then discusses the global and local remittance market size and scope of business opportunities for banks. The document reviews Summit Bank's home remittance products like Amanat Cash and arrangements with partners. It outlines key features, payment modes, and issues to address at branches to improve services. Finally, it discusses marketing initiatives and compliance procedures regarding transactions.
WISEMAN FOREX AND SERVICES PRIVATE LIMITED is a privately held company registered in India that provides money changing and international money transfer services. It has licenses from the Reserve Bank of India to operate as a full-fledged money changer. The company facilitates buying and selling of foreign currencies and traveller's cheques as well as international money transfers through MoneyGram. The company aims to expand its network across India and become a leading brand for foreign exchange and money transfers, including establishing online payment systems via web and mobile platforms.
Digital Mobile Money offers mobile financial services consulting and technology products. They help banks, mobile network operators, and merchants provide digital financial services. Their products and solutions portfolio includes a mobile wallet platform, agent and distribution management, KYC and customer care tools, AML solutions, microfinance products, and on-demand software development services. They have experience launching mobile money services across many global markets since 2008.
Gupshup's mobility solutions help over 72 million users and 550 brands communicate via messaging. Their platform processes over 100 billion messages across SMS, voice, and data to enable enterprises to interact with customers on any mobile device. With over 45% of India's A2P SMS volume, Gupshup is the leading SMS aggregation platform in India. It was founded by experienced Silicon Valley entrepreneurs and is backed by major venture capital firms.
Oman UAE Exchange ties up with State Bank of India for FLASHremitMJDelaMasa
Oman UAE Exchange has partnered with State Bank of India to offer FLASHremit, a real-time money transfer service allowing customers in Oman to instantly transfer funds to SBI accounts in India. The partnership aims to provide a more convenient and secure money transfer experience. With FLASHremit, customers will receive instant SMS notifications when transfers are credited to recipients' accounts. State Bank of India is one of India's largest public sector banks and this integration will enable more convenient and instant money transfers home for Omani customers. Oman UAE Exchange has over 50 branches in Oman and addresses multiple financial needs through money transfers and foreign exchange.
Bulk sms service providers is one of the best otp sms service provider company in india which provide otp sms,bulk sms,transactional sms,promotional sms,virtual sms,attachment sms,rcs messaging service,smpp providing services in pan india.
The document is an internship report submitted by Annira Amin to her supervisor at Independent University, Bangladesh. The report focuses on Advance and Foreign Remittance Services provided by National Credit and Commerce Bank Limited (NCCBL). It includes an executive summary highlighting the importance of remittances to Bangladesh's economy and NCCBL's role in facilitating remittance inflows. The report also contains sections on NCCBL's organizational background, credit management procedures, analysis of loan performance, overview of foreign remittance processes handled by NCCBL, and recommendations.
As part of strengthening its position in the money transfer business, gold loan financier Muthoot Fincorp Ltd has entered into an alliance with global instant money transfer brand MoneyGram through UAE Exchange.
This document provides an overview and training on home remittance products and services for branch staff at Summit Bank. It begins with defining remittances and explaining their importance for Pakistan's economy. It then discusses the global and local remittance market size and scope of business opportunities for banks. The document reviews Summit Bank's home remittance products like Amanat Cash and arrangements with partners. It outlines key features, payment modes, and issues to address at branches to improve services. Finally, it discusses marketing initiatives and compliance procedures regarding transactions.
WISEMAN FOREX AND SERVICES PRIVATE LIMITED is a privately held company registered in India that provides money changing and international money transfer services. It has licenses from the Reserve Bank of India to operate as a full-fledged money changer. The company facilitates buying and selling of foreign currencies and traveller's cheques as well as international money transfers through MoneyGram. The company aims to expand its network across India and become a leading brand for foreign exchange and money transfers, including establishing online payment systems via web and mobile platforms.
Digital Mobile Money offers mobile financial services consulting and technology products. They help banks, mobile network operators, and merchants provide digital financial services. Their products and solutions portfolio includes a mobile wallet platform, agent and distribution management, KYC and customer care tools, AML solutions, microfinance products, and on-demand software development services. They have experience launching mobile money services across many global markets since 2008.
Gupshup's mobility solutions help over 72 million users and 550 brands communicate via messaging. Their platform processes over 100 billion messages across SMS, voice, and data to enable enterprises to interact with customers on any mobile device. With over 45% of India's A2P SMS volume, Gupshup is the leading SMS aggregation platform in India. It was founded by experienced Silicon Valley entrepreneurs and is backed by major venture capital firms.
Oman UAE Exchange ties up with State Bank of India for FLASHremitMJDelaMasa
Oman UAE Exchange has partnered with State Bank of India to offer FLASHremit, a real-time money transfer service allowing customers in Oman to instantly transfer funds to SBI accounts in India. The partnership aims to provide a more convenient and secure money transfer experience. With FLASHremit, customers will receive instant SMS notifications when transfers are credited to recipients' accounts. State Bank of India is one of India's largest public sector banks and this integration will enable more convenient and instant money transfers home for Omani customers. Oman UAE Exchange has over 50 branches in Oman and addresses multiple financial needs through money transfers and foreign exchange.
This document provides information on AFSUHAM Corporates, an Indian financial services firm. It discusses AFSUHAM's vision, mission and values, which center around being trusted advisors and helping clients achieve growth. The document also outlines AFSUHAM's areas of expertise, which include equity and corporate finance, project financing, valuations, and advisory services for corporate, executive and wholesale clients. AFSUHAM aims to provide end-to-end solutions and leverage its experience to structure optimal financing solutions for clients.
Addin Finserv Pvt. Ltd is a financial services company that provides banking, insurance, investments, and other services through Customer Service Points (CSPs). As a Channel Partner, CSPs act as local hubs that facilitate access to Addin Finserv's services in their communities. CSPs are selected based on qualifications like space and internet access. They are trained and equipped to perform activities like account openings, deposits, withdrawals, remittances, insurance products, loans, and bill payments to bring financial and government services to customers' doorsteps.
MTN Uganda was experiencing challenges with its outdated mobile money platform, including frequent service outages during peak hours and an inability to launch new digital services quickly. To address these issues, MTN Uganda migrated to Ericsson Wallet Platform and Converged Wallet in 2014. This new platform has provided greater reliability, security, and scalability, allowing MTN Uganda to accelerate the growth of its mobile money business significantly, with active users increasing from 3.1 million to 4.7 million from 2014 to 2015 and transactions increasing from 30 million to 44 million per month over the same period. The platform has also strengthened MTN Uganda's mobile money ecosystem by facilitating partnerships with banks, microfinance institutions, and merchants.
WealthRays was founded in 2009 in Bangalore by Mr. Kiran Kumar Kavikondala and Mrs. Rashmi Roddam Kiran to provide affordable broking services. It operates with a motto of low-cost trading and online services. WealthRays offers trading in stocks and commodities as well as financial advisory services and products like mutual funds and insurance. The company aims to increase awareness of investment opportunities and help more investors participate in the stock market through educational sessions and mobile apps. WealthRays plans to expand its presence across India through franchises and adding more derivative products.
Monet is an electronic payments processing company based in Karachi, Pakistan that was established in 2012 to provide electronic payment services for mobile, remote, and branchless banking. Monet operates as an outsourced payment processor with its own systems and infrastructure to provide transaction processing services for banks, financial institutions, telecommunications companies, and merchants. The company aims to provide greater financial access and inclusion, especially for underserved markets, by facilitating commerce for more consumer segments.
The document discusses how financial technology (Fintech) has benefited various sectors like healthcare, agriculture, transportation, e-commerce, education, and retail in East African countries. It highlights how Kenya is recognized as the home of mobile money in East Africa, with many companies digitizing operations to enable digital payments. Fintech has grown significantly in Kenya and Rwanda, contributing to increased financial access, while countries like Somalia have opportunities to collaborate more with banks to gain broader market access. The growth and collaboration between banks and Fintech companies in providing digital financial services has boosted financial inclusion across East Africa.
The document summarizes an upcoming conference on Mobile Money Transfer (MMT) called MMT Africa that will take place on May 5-6 in Johannesburg. The conference will provide practical advice from industry practitioners, keynote speeches from CEOs, and networking opportunities. It will also feature a new Mobile Money Academy comprising workshops on key challenges in MMT project management. Over 40 speakers will present from organizations pioneering MMT in Africa.
MTN Uganda partnered with Ericsson to migrate its mobile money platform to Ericsson's Wallet Platform in order to address scalability issues, frequent outages, and fraud concerns that were inhibiting growth. This migration enabled MTN Uganda to rapidly expand its mobile money services, growing active accounts from 3.1 million to 4.7 million between 2014-2015 and processing over 44 million transactions per month. In Peru, 32 financial institutions collaborated via a new company called PDP to create an interoperable mobile wallet platform called Bim, bringing financial services to the large unbanked population. In Pakistan, Easypaisa is one of the largest mobile money services worldwide, serving over 21 million active users through 75,000
We featured them in our latest edition of Insights Success, The Most Recommended Supply Chain Solution Providers. These companies are grabbing an enviable reputation by transforming the way supply chains function while also setting an example for others in the vertical to emulate.
Travelex is a leader in foreign exchange services operating in 28 countries and serving over 1.7 billion passengers annually through its airport stores and ATM locations. The company has a history of innovation, launching its online business in 1999 and expanding into new areas like prepaid cards, payments, and ATMs. However, in 2014 Travelex recognized that consumer behavior was changing and pivoted to focus on lifetime customer value over individual transactions and shift investment to digital. This included launching new products like the Supercard, which allows fee-free global spending, and improving social media engagement. Travelex believes understanding customer data better will help form relationships and increase sales through offerings tailored to different traveler types at different stages of their
This document provides guidelines for facilitating international remittances through mobile money in a safe and responsible manner. It was created by the GSMA based on input from major mobile money providers, international remittance hubs, and regulators. The guidelines cover best practices in areas like reconciliation and settlement between providers, data security, customer due diligence, identity management, and consumer protection. The goal is to help expand access to affordable international remittances while ensuring transfers are conducted securely and consistently with regulations.
Disappearing Banknotes in India: Understanding the Terms Surrounding Digital ...Firoz Patel
The people of India are still adapting to the sudden demonetization of the 500 and 1000 rupee banknotes. Emerging from what experts have described as a “debacle” and utter “fiasco” in monetary policy, many Indians are frustrated by media reports that offer confusing information about India’s financial system. Visit https://blog.payza.com/ for more payments/e-commerce stories.
Nations Trust Bank arranges USD 20 million Syndicated Loan for leading Maldiv...Oken Silva
Nations Trust Bank arranged a USD 20 million syndicated loan for Coastline Hotels and Resorts, a leading resort developer in the Maldives. This transaction highlights Nations Trust Bank's capabilities in project finance and structured banking. Nations Trust Bank and Hatton National Bank participated in the funding, with Nations Trust Bank acting as the facility and security agent. The loan is the first part of a larger syndicated facility and demonstrates the confidence Coastline has placed in Nations Trust Bank to arrange its complex financing needs.
Fincover is a fintech startup based in Chennai existing from 2020. It is a one-stop platform for all things to finance leveraging the power of technology. Their mission is to provide every customer an affordable and seamless digital premium financing experience and ensure they become financially empowered. Fincover provides a platform that enables the user to search and locate the best financial products suited to their needs and wants. They have partnered with India's leading insurers (23 insurance), 50+ banks and NBFCs, and 35 + Mutual Fund companies to distribute their products. Within a year from inception, they have disbursed more than Rs. 100 crore secured and unsecured loan amount from various banks and NBFCs in the last financial year and over 10000+ Insurance policies. The company is targeting a 5X growth in the upcoming year and aims to cross Rs. 500 crore annualized disbursal run rate. Point of Sales persons (PoSP) can use their App or Web portal to assist customers in their financial journey.
Link - https://www.fincover.com/
Fincover is one of India's fastest growing fintech companies offering financial products and services including loans, investments, and insurance through a digital platform. It aims to understand customers' needs and provide cost-effective solutions. The company has over 100 employees across various divisions including insurance broking, investment distribution, loans, customer service, fraud prevention, and IT. Fincover has partnered with major banks, NBFCs, insurance and investment companies to offer their products and services while also assisting customers with claims, planning and achieving their financial goals.
Telenor Pakistan and Tameer Microfinance Bank launched easypaisa, a branchless banking solution that allows users to conduct financial transactions through mobile phones and at thousands of outlets across Pakistan. The Governor of the State Bank of Pakistan emphasized the importance of promoting financial access. Easypaisa will allow users to pay bills, send and receive money, and manage bank accounts remotely, providing financial empowerment to the 12% of adults currently served by formal financial services. Tameer Microfinance Bank's CEO said branchless banking can help the bank's low-income customers gain access to services through mobile phones and agents.
Fincover is a fintech startup based in Chennai existing from 2020. It is a one-stop platform for all things to finance leveraging the power of technology. Their mission is to provide every customer an affordable and seamless digital premium financing experience and ensure they become financially empowered. Fincover provides a platform that enables the user to search and locate the best financial products suited to their needs and wants. They have partnered with India's leading insurers (23 insurance), 50+ banks and NBFCs, and 35 + Mutual Fund companies to distribute their products. Within a year from inception, they have disbursed more than Rs. 100 crore secured and unsecured loan amount from various banks and NBFCs in the last financial year and over 10000+ Insurance policies. The company is targeting a 5X growth in the upcoming year and aims to cross Rs. 500 crore annualized disbursal run rate. Point of Sales persons (PoSP) can use their App or Web portal to assist customers in their financial journey.
Coinluck is a financial technology company focused on empowering individuals through opening up access to affordable and smart money services via the internet and mobile devices. They aim to create innovative and practical financial products for all by focusing on unmet demand and providing timely access to sound services. Coinluck operates on a peer-to-peer system rather than a centralized model, allowing users to be their own bank and directly connect to their financial networks in a more flexible and efficient manner.
The document discusses how financial technology (FinTech) innovation, a focus on customers, and collaboration across the financial ecosystem can help address the "last mile" challenge of expanding access to financial services. It summarizes several case studies of organizations that have implemented digital financial services with these elements in mind. For example, using mobile phones as the primary delivery channel, understanding and addressing customer pain points to create frictionless services, taking a phased rollout approach, and establishing physical access points. It concludes that while technology enables solutions, addressing customer needs through collaboration is key to achieving last mile access.
This document provides information about Marwadi Shares and Finance Pvt. Ltd. (MSFPL), including its establishment in 1991, branches across Gujarat, and services offered such as stock broking, depository services, insurance, and mutual funds. MSFPL has over 3000 clients, 27 branches, and aims to maximize client wealth through quality financial services and advanced technologies. The document outlines MSFPL's timekeeping policies, gate pass security system, and an overview of its first and second floor service departments.
This document provides information on AFSUHAM Corporates, an Indian financial services firm. It discusses AFSUHAM's vision, mission and values, which center around being trusted advisors and helping clients achieve growth. The document also outlines AFSUHAM's areas of expertise, which include equity and corporate finance, project financing, valuations, and advisory services for corporate, executive and wholesale clients. AFSUHAM aims to provide end-to-end solutions and leverage its experience to structure optimal financing solutions for clients.
Addin Finserv Pvt. Ltd is a financial services company that provides banking, insurance, investments, and other services through Customer Service Points (CSPs). As a Channel Partner, CSPs act as local hubs that facilitate access to Addin Finserv's services in their communities. CSPs are selected based on qualifications like space and internet access. They are trained and equipped to perform activities like account openings, deposits, withdrawals, remittances, insurance products, loans, and bill payments to bring financial and government services to customers' doorsteps.
MTN Uganda was experiencing challenges with its outdated mobile money platform, including frequent service outages during peak hours and an inability to launch new digital services quickly. To address these issues, MTN Uganda migrated to Ericsson Wallet Platform and Converged Wallet in 2014. This new platform has provided greater reliability, security, and scalability, allowing MTN Uganda to accelerate the growth of its mobile money business significantly, with active users increasing from 3.1 million to 4.7 million from 2014 to 2015 and transactions increasing from 30 million to 44 million per month over the same period. The platform has also strengthened MTN Uganda's mobile money ecosystem by facilitating partnerships with banks, microfinance institutions, and merchants.
WealthRays was founded in 2009 in Bangalore by Mr. Kiran Kumar Kavikondala and Mrs. Rashmi Roddam Kiran to provide affordable broking services. It operates with a motto of low-cost trading and online services. WealthRays offers trading in stocks and commodities as well as financial advisory services and products like mutual funds and insurance. The company aims to increase awareness of investment opportunities and help more investors participate in the stock market through educational sessions and mobile apps. WealthRays plans to expand its presence across India through franchises and adding more derivative products.
Monet is an electronic payments processing company based in Karachi, Pakistan that was established in 2012 to provide electronic payment services for mobile, remote, and branchless banking. Monet operates as an outsourced payment processor with its own systems and infrastructure to provide transaction processing services for banks, financial institutions, telecommunications companies, and merchants. The company aims to provide greater financial access and inclusion, especially for underserved markets, by facilitating commerce for more consumer segments.
The document discusses how financial technology (Fintech) has benefited various sectors like healthcare, agriculture, transportation, e-commerce, education, and retail in East African countries. It highlights how Kenya is recognized as the home of mobile money in East Africa, with many companies digitizing operations to enable digital payments. Fintech has grown significantly in Kenya and Rwanda, contributing to increased financial access, while countries like Somalia have opportunities to collaborate more with banks to gain broader market access. The growth and collaboration between banks and Fintech companies in providing digital financial services has boosted financial inclusion across East Africa.
The document summarizes an upcoming conference on Mobile Money Transfer (MMT) called MMT Africa that will take place on May 5-6 in Johannesburg. The conference will provide practical advice from industry practitioners, keynote speeches from CEOs, and networking opportunities. It will also feature a new Mobile Money Academy comprising workshops on key challenges in MMT project management. Over 40 speakers will present from organizations pioneering MMT in Africa.
MTN Uganda partnered with Ericsson to migrate its mobile money platform to Ericsson's Wallet Platform in order to address scalability issues, frequent outages, and fraud concerns that were inhibiting growth. This migration enabled MTN Uganda to rapidly expand its mobile money services, growing active accounts from 3.1 million to 4.7 million between 2014-2015 and processing over 44 million transactions per month. In Peru, 32 financial institutions collaborated via a new company called PDP to create an interoperable mobile wallet platform called Bim, bringing financial services to the large unbanked population. In Pakistan, Easypaisa is one of the largest mobile money services worldwide, serving over 21 million active users through 75,000
We featured them in our latest edition of Insights Success, The Most Recommended Supply Chain Solution Providers. These companies are grabbing an enviable reputation by transforming the way supply chains function while also setting an example for others in the vertical to emulate.
Travelex is a leader in foreign exchange services operating in 28 countries and serving over 1.7 billion passengers annually through its airport stores and ATM locations. The company has a history of innovation, launching its online business in 1999 and expanding into new areas like prepaid cards, payments, and ATMs. However, in 2014 Travelex recognized that consumer behavior was changing and pivoted to focus on lifetime customer value over individual transactions and shift investment to digital. This included launching new products like the Supercard, which allows fee-free global spending, and improving social media engagement. Travelex believes understanding customer data better will help form relationships and increase sales through offerings tailored to different traveler types at different stages of their
This document provides guidelines for facilitating international remittances through mobile money in a safe and responsible manner. It was created by the GSMA based on input from major mobile money providers, international remittance hubs, and regulators. The guidelines cover best practices in areas like reconciliation and settlement between providers, data security, customer due diligence, identity management, and consumer protection. The goal is to help expand access to affordable international remittances while ensuring transfers are conducted securely and consistently with regulations.
Disappearing Banknotes in India: Understanding the Terms Surrounding Digital ...Firoz Patel
The people of India are still adapting to the sudden demonetization of the 500 and 1000 rupee banknotes. Emerging from what experts have described as a “debacle” and utter “fiasco” in monetary policy, many Indians are frustrated by media reports that offer confusing information about India’s financial system. Visit https://blog.payza.com/ for more payments/e-commerce stories.
Nations Trust Bank arranges USD 20 million Syndicated Loan for leading Maldiv...Oken Silva
Nations Trust Bank arranged a USD 20 million syndicated loan for Coastline Hotels and Resorts, a leading resort developer in the Maldives. This transaction highlights Nations Trust Bank's capabilities in project finance and structured banking. Nations Trust Bank and Hatton National Bank participated in the funding, with Nations Trust Bank acting as the facility and security agent. The loan is the first part of a larger syndicated facility and demonstrates the confidence Coastline has placed in Nations Trust Bank to arrange its complex financing needs.
Fincover is a fintech startup based in Chennai existing from 2020. It is a one-stop platform for all things to finance leveraging the power of technology. Their mission is to provide every customer an affordable and seamless digital premium financing experience and ensure they become financially empowered. Fincover provides a platform that enables the user to search and locate the best financial products suited to their needs and wants. They have partnered with India's leading insurers (23 insurance), 50+ banks and NBFCs, and 35 + Mutual Fund companies to distribute their products. Within a year from inception, they have disbursed more than Rs. 100 crore secured and unsecured loan amount from various banks and NBFCs in the last financial year and over 10000+ Insurance policies. The company is targeting a 5X growth in the upcoming year and aims to cross Rs. 500 crore annualized disbursal run rate. Point of Sales persons (PoSP) can use their App or Web portal to assist customers in their financial journey.
Link - https://www.fincover.com/
Fincover is one of India's fastest growing fintech companies offering financial products and services including loans, investments, and insurance through a digital platform. It aims to understand customers' needs and provide cost-effective solutions. The company has over 100 employees across various divisions including insurance broking, investment distribution, loans, customer service, fraud prevention, and IT. Fincover has partnered with major banks, NBFCs, insurance and investment companies to offer their products and services while also assisting customers with claims, planning and achieving their financial goals.
Telenor Pakistan and Tameer Microfinance Bank launched easypaisa, a branchless banking solution that allows users to conduct financial transactions through mobile phones and at thousands of outlets across Pakistan. The Governor of the State Bank of Pakistan emphasized the importance of promoting financial access. Easypaisa will allow users to pay bills, send and receive money, and manage bank accounts remotely, providing financial empowerment to the 12% of adults currently served by formal financial services. Tameer Microfinance Bank's CEO said branchless banking can help the bank's low-income customers gain access to services through mobile phones and agents.
Fincover is a fintech startup based in Chennai existing from 2020. It is a one-stop platform for all things to finance leveraging the power of technology. Their mission is to provide every customer an affordable and seamless digital premium financing experience and ensure they become financially empowered. Fincover provides a platform that enables the user to search and locate the best financial products suited to their needs and wants. They have partnered with India's leading insurers (23 insurance), 50+ banks and NBFCs, and 35 + Mutual Fund companies to distribute their products. Within a year from inception, they have disbursed more than Rs. 100 crore secured and unsecured loan amount from various banks and NBFCs in the last financial year and over 10000+ Insurance policies. The company is targeting a 5X growth in the upcoming year and aims to cross Rs. 500 crore annualized disbursal run rate. Point of Sales persons (PoSP) can use their App or Web portal to assist customers in their financial journey.
Coinluck is a financial technology company focused on empowering individuals through opening up access to affordable and smart money services via the internet and mobile devices. They aim to create innovative and practical financial products for all by focusing on unmet demand and providing timely access to sound services. Coinluck operates on a peer-to-peer system rather than a centralized model, allowing users to be their own bank and directly connect to their financial networks in a more flexible and efficient manner.
The document discusses how financial technology (FinTech) innovation, a focus on customers, and collaboration across the financial ecosystem can help address the "last mile" challenge of expanding access to financial services. It summarizes several case studies of organizations that have implemented digital financial services with these elements in mind. For example, using mobile phones as the primary delivery channel, understanding and addressing customer pain points to create frictionless services, taking a phased rollout approach, and establishing physical access points. It concludes that while technology enables solutions, addressing customer needs through collaboration is key to achieving last mile access.
This document provides information about Marwadi Shares and Finance Pvt. Ltd. (MSFPL), including its establishment in 1991, branches across Gujarat, and services offered such as stock broking, depository services, insurance, and mutual funds. MSFPL has over 3000 clients, 27 branches, and aims to maximize client wealth through quality financial services and advanced technologies. The document outlines MSFPL's timekeeping policies, gate pass security system, and an overview of its first and second floor service departments.
The author takes a train journey in India and is disappointed by the lack of changes and modernization in the Indian Railways. The trains, stations, and coaches all look the same as decades ago. The seats are uncomfortable, the toilets are unhygienic, and there is no electronic display of upcoming stations. The author contrasts this with a high-speed train journey in China, where trains are more modern, comfortable, and convenient. The author argues that the Indian Railways needs to change and modernize to meet the needs and expectations of passengers today.
The document discusses installing simple signal systems at unmanned railway crossings to prevent loss of life. Over the last 5 years, about 312 lives have been lost in accidents at such crossings. The author proposes a system where signals from nearby stations control signals at the crossings, indicating when a train is approaching. This could cost far less than building railway gates yet save many lives. The document urges the railways and state government to consider this simple solution to prevent more deaths at unmanned crossings in the future.
The author attended the "Emerging Kerala" meeting as a delegate and discusses the positive and skeptical views about the meeting. While some projects were announced, skeptics question if anything will actually happen given failed opportunities from past meetings. However, the author is hopeful this time given the favorable political and investment climate with the same party in power at the state and central levels. The author also notes a reversal in investment trends with more investment coming into Kerala from non-resident Keralites and more young professionals returning to Kerala for work. Overall the author believes Kerala has immense potential that can be unlocked through strong political will, transparent bureaucracy, and changing perceptions.
V-Guard Industries is holding a business plan competition for B-school students to develop new business opportunities for V-Guard. The competition has several phases: students must register and submit an executive summary by certain dates, then the top 10 teams will advance to submit a final report and present their plan to V-Guard management. There are cash prizes for the top three plans as well as two special jury awards. The goal is to generate innovative strategies for V-Guard to expand their presence in non-South markets and new product categories.
V-Guard Industries is holding a business plan competition for B-school students to develop new business opportunities for V-Guard. The competition has several phases: students must register and submit an executive summary by certain dates, then the top 10 teams will advance to submit a final report and present their plan to V-Guard management. There are cash prizes for the top three plans as well as two special jury awards. The goal is to generate new strategies for V-Guard to expand their presence in non-South markets and enter the small household appliances segment.
1) The document discusses who owns and controls public roads in India.
2) It notes that political parties and leaders erect banners and advertisements on roads and traffic islands without proper permission, causing traffic and accidents.
3) While the local authorities have the power to remove unauthorized banners, they often do not enforce the rules, allowing banners to remain long after their purpose has passed.
4) Political rallies and processions held on roads also interfere with people's right to freely move about. Recent court judgments have tried to limit political activities on public roads but politicians have pushed back.
This document discusses the importance of organ donation and highlights some examples of people who donated organs or parts of organs to save others' lives. It summarizes a few cases, including a family who donated their son Arun's organs after he died from a car accident, and a woman named Rainy Joy who donated part of her liver to save her niece. The document announces an upcoming "Organ Donation Awareness Program" event to honor organ donors and promote organ donation, with the goal of inspiring more people to donate.
To buy a solar water heater, consider the following factors: find a suitable roof site that receives direct sunlight for most of the day, choose an appropriate system size based on current water usage and additional fixtures, and purchase from a reputed manufacturer. Hire an experienced contractor to properly install the system according to local regulations. Also look into any available government rebates and be sure to properly maintain the system once installed.
Concern for the planet through efficient use of technology using Solar Water Heater with Evacuated Tube Collector. http://www.vguard.in/solar-water-heater/
Wiring Cables & Wire from Wire Manufacturer - Safety and quality you can depend on conforming to the highest standards. http://www.vguard.in/wiring-cable/wire/
Pumps & Motors comprising of Water Pump and Single Phase Pumps from V-Guard adds high power using energy saving technology that are dependable by homes and industry.http://www.vguard.in/pumps-and-motors/water-pumps/
Pumps & Motors comprising of Water Pump and Single Phase Pumps from V-Guard adds high power using energy saving technology that are dependable by homes and industry.http://www.vguard.in/pumps-and-motors/water-pumps/
Pumps & Motors comprising of Water Pump and Single Phase Pumps from V-Guard adds high power using energy saving technology that are dependable by homes and industry.http://www.vguard.in/pumps-and-motors/water-pumps/
Pumps & Motors comprising of Water Pump and Single Phase Pumps from V-Guard adds high power using energy saving technology that are dependable by homes and industry.http://www.vguard.in/pumps-and-motors/water-pumps/
Pumps & Motors comprising of Water Pump and Single Phase Pumps from V-Guard adds high power using energy saving technology that are dependable by homes and industry.http://www.vguard.in/pumps-and-motors/water-pumps/
Pumps & Motors comprising of Water Pump and Single Phase Pumps from V-Guard adds high power using energy saving technology that are dependable by homes and industry.http://www.vguard.in/pumps-and-motors/water-pumps/
Pumps & Motors comprising of Water Pump and Single Phase Pumps from V-Guard adds high power using energy saving technology that are dependable by homes and industry.http://www.vguard.in/pumps-and-motors/water-pumps/
1. Elemental Economics - Introduction to mining.pdfNeal Brewster
After this first you should: Understand the nature of mining; have an awareness of the industry’s boundaries, corporate structure and size; appreciation the complex motivations and objectives of the industries’ various participants; know how mineral reserves are defined and estimated, and how they evolve over time.
Financial Assets: Debit vs Equity Securities.pptxWrito-Finance
financial assets represent claim for future benefit or cash. Financial assets are formed by establishing contracts between participants. These financial assets are used for collection of huge amounts of money for business purposes.
Two major Types: Debt Securities and Equity Securities.
Debt Securities are Also known as fixed-income securities or instruments. The type of assets is formed by establishing contracts between investor and issuer of the asset.
• The first type of Debit securities is BONDS. Bonds are issued by corporations and government (both local and national government).
• The second important type of Debit security is NOTES. Apart from similarities associated with notes and bonds, notes have shorter term maturity.
• The 3rd important type of Debit security is TRESURY BILLS. These securities have short-term ranging from three months, six months, and one year. Issuer of such securities are governments.
• Above discussed debit securities are mostly issued by governments and corporations. CERTIFICATE OF DEPOSITS CDs are issued by Banks and Financial Institutions. Risk factor associated with CDs gets reduced when issued by reputable institutions or Banks.
Following are the risk attached with debt securities: Credit risk, interest rate risk and currency risk
There are no fixed maturity dates in such securities, and asset’s value is determined by company’s performance. There are two major types of equity securities: common stock and preferred stock.
Common Stock: These are simple equity securities and bear no complexities which the preferred stock bears. Holders of such securities or instrument have the voting rights when it comes to select the company’s board of director or the business decisions to be made.
Preferred Stock: Preferred stocks are sometime referred to as hybrid securities, because it contains elements of both debit security and equity security. Preferred stock confers ownership rights to security holder that is why it is equity instrument
<a href="https://www.writofinance.com/equity-securities-features-types-risk/" >Equity securities </a> as a whole is used for capital funding for companies. Companies have multiple expenses to cover. Potential growth of company is required in competitive market. So, these securities are used for capital generation, and then uses it for company’s growth.
Concluding remarks
Both are employed in business. Businesses are often established through debit securities, then what is the need for equity securities. Companies have to cover multiple expenses and expansion of business. They can also use equity instruments for repayment of debits. So, there are multiple uses for securities. As an investor, you need tools for analysis. Investment decisions are made by carefully analyzing the market. For better analysis of the stock market, investors often employ financial analysis of companies.
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There is no set date for when Pi coins will enter the market.
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