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Speech On Saving Money
Introduction
I.I would like to start my speech by telling all of you a story about a woman named Poppy Wyatt.
A.She works as a bank clerk for years until one day, she lost her job. Her income become unstable
for the first time in her life and Poppy needs to cut back her spending because she didn't has any
saving in her bank account. Poppy also do not have any family members or friends to borrow any
money. She didn't even have any money to eat and has to walk from one place to another searching
for a job. Imagine ladies and gentlemen, if you are in her place that doesn't even have money to eat?
II.I never believed that saving money is crucial until I came across this story.
III.After doing extensive reading for this speech, it made me...show more content...
They are several of ways to save money in a smart way.
A.Make a saving account.
1.The bank pays interest to you when you keep your money with them.
a.Therefore, you must choose the bank wisely when you want to open a saving account.
i.Make a comparison which bank offers the highest interest when you deposit money into your
saving account.
b.Saving money in bank will not only keep it safe but also increasing amount in your balance
account.
c.It will also prevent you from spending all of your money because some of your money will
transfer automatically into your saving account when you got your pay check every month.
i.But, you must remember to give instruction to the bankers to deduct a specific amount of your
salary into your saving account. ii. Teachers Insurance and Annuity Association of America says that,
at least 20% of your income should goes to the saving.
B.Don't own any credit card once you have started working.
1.Based on a study conducted by Dunn & Bradstreet, people who use credit cards pay 15% more than
those who pay with cash when
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On The Want Of Money By William Hazlitt
Money is the root of all evil, or at least that is many think about it. However, William Hazlitt
believes the exact opposite. To him, money is a necessity that brings joy or if not, lack of money
causes stress. In his essay, "On the Want of Money", he conveys the extent to which it is horrible to
be in want of money. To live in thisworld, one needs money to survive. Hazlitt stresses this point by
using suggestive syntax, harsh diction and figurative language. He writes in a way that is
matter–of–factly and unapologetic to emphasize the need for money and show what the lack of it
looks like.
Hazlitt begins his essay by making a general statement about money. "Literally and truly, one
cannot get on well in the world without money", he states. Both the words "literally" and "truly",
present a paradox. Money actually complicate things in the world but ideally it should improve the
conditions we live in as it fulfills a need. It appears simple although it is not. But by doing this the
author asserts that the statement is valid no matter how you look at it. The statement can be valid
realistically and ideally because we see that the world is run by money so, therefore, those who live
in this world won't fare well without it. Hazlitt use of the phrase "Literally and truly", indicates that
this statement should also be taken as a fact. It emphasizes that this is something that the author
really believes. In this world, money is vital to us. This sentence sets that premise for the
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How To Write A Personal Narrative Essay
From a very young age, I learned that one word held much more weight in my family than others:
"money." My family's priorities revolved around bills and expenses, and the money that we were
seemingly always lacking to pay them. My mother, who was diagnosed with severe obsessive
compulsive disorder before my birth, was unable to work, leaving my father to support our family
with his insufficient truck–driving wage. The stress caused by these financial issues, in addition to
my mother's mental condition and my father's alcoholism, led to constant fighting in our household
that ultimately caused my parents to separate the year before I began kindergarten. My brother and I
stayed with my mother despite her condition.
When I reached elementary school, my mother never cared very much about my attendance. In the
negligent fashion that I became accustomed to, poor grades or failure to turn in assignments also
held no consequences for me. Despite my bad attendance and the lack of parental authority in my
early education, it was soon evident that I was academically gifted; I enjoyed learning and my
grades had already begun to surpass...show more content...
I became more self–motivated than ever, and I was maintaining perfect grades with near perfect
attendance by eighth grade. My classmates, though typically kind about it, could never truly
understand the depth of my devotion to school. To my knowledge, none of them had grown up in
the way I had, where every family decision was based entirely on money, where days were spent
dreaming of a better future. As I began to consider college, I worried incessantly about the costs I
would face and sometimes wondered if it was even a possibility. To this day, I am extremely thankful
to my councilor for informing me that anyone can go to college, despite their circumstances. She
explained scholarships, loans, and financial assistance to me, making my goals seem more
obtainable than
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Life Without Money In Life
People cannot refuse the importance of money because most things rather necessary or not
require money. Just like you need food and water to stay alive, you also need money to survive. It is
complicated to be sustainable in life without money because it is a basic need. Moral of the story is
in order to live a enjoyable life or just , you need money. From buying the necessary things such as
renting a home to paying bills, you'll need money for everything. Now a days you cannot imagine
life without money and with that said it is important to have a genuine balance between your
expenses and your money.
Although money is important for everyday life, there are still people who hold different views
regarding the concept of money not being everything. Yes, money may not be everything but it is a
mean for attaining satisfaction of happiness in life. Here are some aspects that indicate the
necessariness of money.
One is that money is all about being self dependent. Money makes one self dependent which makes
you no longer dependent on anyone but instead have the ability to live your life desires on your
own. With the help of money, you'll have the ability to buy any and everything you could possible
want without asking others for it. With that said you can say that money gives you the power to
become self dependent.
Another reason is that there is no financial problems. Money gives you the ability to eliminate all of
your financial situations but can only be possible if you
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Money Saving Tips for College Students
MONEY SAVING TIPS FOR COLLEGE STUDENTS
As for any college student the usual expenses of; school, personal life, food, entertainment, and
leisure activities is enough to make you broke or for most of us, in debt. It is Thursday night and
the weekend is here but your wallet is full of bank receipts and there is not any cash to been found.
Your friend just told you the agenda for the night which involves; dinner, pre–game, party, and then
night club. Chances are your staying in for the night unless you have a hidden supply of cash under
your bed. This type of scenario is all too common for most college students, which is why I am
going to explain in detail how to save and manage your money more effectively. With becoming
better educated...show more content...
The higher the interest rate, the harder it will be to pay off your bill. It is like a chain reaction that
will just continue to bury you in debt. As you can only afford to pay off the minimum, the interest
continues to gain as the bill continues to rise. To avoid this, it is important to avoid the temptations
that come with having a credit card and to also try to make more than the minimum monthly
payments.
Although, having a credit card for emergency situations and to build up your credit for the future
can be very beneficial. However, for college students reaching for that Visa can be a very hard
habit to break. In addition, credit companies will give you a credit line well higher than what you
may need. They may set you at a $5,000 credit limit, when you may only be able to afford $1,000.
Just call the credit company and tell them the price you would like your credit line set to. With
having a credit card it does not mean you can buy whatever you want. It is important to be realistic
and to understand what you can and cannot afford.
Most expenses tend to occur in the beginning of the school year. To plan accordingly for this,
saving money while working your summer job would help to cut the cost of initial expenses. When
coming back to school, books and various items for your apartment/dorm are going to be quite
costly. To cut cost on buying books, it
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Budgeting Essay
Budget
Budget is the major financial and economic statement. The role of the budget is to keep track of the
money coming in and the money going out. It is essential part of running any business effectively. It
can help make a short and long term projections about financial situation, avert a financial crisis and
plan for major financial changes.
The company has to be able judge its spending performance. Does not matter what type of company
it is, the ability to measure performance using budgets is an important process in any business
organisation. Planning helps to understand where business is at present and where it is going to be
in the future. Company's planning process has to involve different developing objectives and prepare
...show more content...
Another advantage is control and evaluation. It helps to think about how to correct company's
problems, if they have them. Motivation is another important advantage. Budget can motivate to
reach the goals. It also can force managers to think and plan for the future. Budgeting helps to ensure
that everyone in the organisation is pulling in the same direction. The budgeting process provides a
means of allocating resources to those parts of the organisation where they can be used most
effectively.
A budget can be disadvantageous also. There is judgment and subjectivity in the budgeting process.
It does not consider quality and customer service. Budgets can be seen as pressure devices imposed
by management, thus resulting in: bad labour relations. Budget could results departmental conflict
arises due to disputes over resource allocation, and departments blaming each other if targets are not
attained. It is difficult to reconcile personal and corporate goals
In conclusion, every major company in the world uses budgeting and there is a good reason for
that. It is an important component of financial success. Budgeting makes easier to achieve financial
goals. It keeps track of all expenses and help to avoid crisis. It also helps companies to control their
growth and provide them with realistic idea where business is going.
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Essay on My Personal Financial Plan
My Personal Financial Plan
I. Current
A. Description
Currently I am a full time student, and senior, at majoring in Accounting and Finance. I do not have
a part time job and do not plan to work until I graduate. I currently have taken out student loans to
support myself through the rest of my college education. My parents pay for insurance payments for
my car, cover my phone bill, and provide me with medical insurance. I pay for all the rest of my
expenses, including rent, food, gas, and all other daily expenses. I currently have no investments
and no substantial assets with a value of over $1000. I graduate in May and have signed a contract
with KPMG to start work as an auditor in August after I complete the CPA. I...show more content...
To accomplish my second goal I plan on putting a cap on my level of living expenses that
increases at a smaller multiple then my income each year. I want to give another half percent of my
income each year. I will budget out my salary for discretionary and non–discretionary spending and
stick to the budget by limiting use of credit cards and attempting to pay cash for most items I
purchase. This will help me control my cash outflow.
E. SWOT Analysis
Strengths
Most of my assets at this point are in cash so I have a lot of liquidity to pay off debt or other
expenses. I am a very goal oriented person so when I set goals to follow to financial success I take
them very seriously. My job at KPMG is a strong job with high future potential earnings as well as
learning opportunities. One of the best things about auditing is that I will be able to find a job
making a lot more after I work a few years at KPMG. My knowledge over investments and how to
invest is very good which will help me to continue to make money in the market. When looking at
risk management, my health is very good, which means I should hopefully not have very high
healthcare costs. KPMG provides a good insurance policy that covers any of my insurance needs
and reduces my risk. KPMG also has a very good medical reimbursement policy and a high quality
of other programs for their employees.
Weaknesses I do not have
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Persuasive Essay On Saving Money
Saving money is an important part of your financial health. The more you save, the more you can
feel at ease whenever a rainy day might hit. You cannot predict the future but you can prepare for
it. If you prepare now, your future self will thank you. But how can you save if you have so many
bills and only one stream of income? Here are some tips you can use to rack up that account with a
single income.
Try to make a budget, it will be your blueprint for your finances. The first step for anyone wanting
to take control of their finances is to make a budget. A budget will allow you to understand where
your money is going and enable you to adjust your spending by designating how much you can
afford. Creating a budget is a good idea for everyone, but especially for individuals with limited
income. Write down your budget, with specific categories of spending, and stick to it. Start slowly
by using a percentage on how much you will save versus spend. A plan doesn't work unless you
work the plan.
Do not live a life that you cannot handle, spend within your means. Be honest with yourself, if you
can't afford something, don't buy it! Affordability is much more than the amount of money in your
bank account, it also is how long it will take for the money you spent to be back in your account.
Think of your finances as a long term process, not a short term fix. This is also why you should limit
your credit card usage. If you rack up your credit card and lose your sole source of income,
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Money And Inequality In Society
Using examples from Block 1 describe what studying money can tell us about inequality.
This essay is going to address what money means and its relation to inequality in society.
Money has different meaning for different level of people. Some see money as food, shelter or a
roof on their top, however it means pleasure and enjoyment for wealthy group of society. Money has
an essential role in shaping societies, it enables the economy to grow and helps people to have better
health and education. Furthermore, money has direct relation to inequality. Inequality acers when the
wealth is unevenly distributed within the society, in other words the unequal distribution of
resources among the people, such as money, education, time and so on. The relationship between
money and inequality could be further explained from the findings of Michael Sandel's argument,
money in the form of debt in china, distribution, exchange and consumption of coffee.
According to Michael Sandel there are only a few things that money cannot buy. He claims that in
the past three decades it has been a quite transition, from a market economy to a market society.
Market economy leads the society towards an organized path whereas, the market society puts
everything up for sale, such as luxury prison cell where you can pay for a better, quitter and
equipped place to pass your sentenced period, education cash incentive for getting good grades or
reading books, private military which can be contracted by governments and sent to war, wealthy
people can hire top ranking solicitors to decrease their sentenced time or to get away from charge
whereas a poor man has to rely on government paid advocates and so on. this can be worrying for
the society as it teaches the wrong lesson, putting price on everything brings a huge gap between
the people, while everybody lives, shop, study and play in different places. Money shapes inequality
all over the world i,e debt in china. (The Open University, 2017)
Almost every country in the world have national debt, the national debt is barrowed by the
government from its own citizen, this money is used for development of the country. According to a
city developer in online module strands debt in china can be seen
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Managing Personal Finances Essay
Managing Personal Finances
Managing personal finances is an important skill to acquire. However, no where in school is this
subject taught. As a result of a lack of preparation, our society is subject to a high percentage of
people who lack financial success. Those who are successful at managing their personal finances
will find that they are successful in many other areas as well. To learn how to manage personal
finances there are books and web sites that provide a step by step guide to successfully managing
personal finances. Those who lack financial success often possess many of the same traits.
The first reason most people lack financial success is because they lack knowledge, or better yet, a
desire to gain knowledge....show more content...
This is similar to goal setting in respect to that one must dream to make a dream come true.
A big mistake commonly made by the financial failures is conforming. Listen to the advice of
mother's: "If so and so jumped off a cliff would you?" Don't do what everyone else is doing; dare
to be different! Don't be afraid to take calculated risks. This does not mean that you can actually
jump off of a cliff, because that would be a foolish risk, this means again to foresee the results and
consequences of your actions. The successful people in society are the ones who don't do the same
thing as everyone else. For example, look at the modern art. This type of art is so profitable
because it is so different from any other art created.
It is also important to beware of credit. Don't borrow excessively, because it will soon become
debt, which has interest and other consequences. Instead, set a budget and stick to it firmly!
Attitude is also an issue in financial success. If a person has a poor attitude, he will only get what
he deserves! If the worst is expected, the worst will happen. It all comes down to the power of one's
mind. Think positively! When setting goals, focus on the positive aspects, and don't include any
negative words. Everything can be rephrased to be positive. Successful people are optimists! In
order to be an optimist, only associate with optimists. The
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Definition Essay About Money
Money. A word used worldwide,yet if you asked people from around the world they might have
different thought on the effects of money and the feelings they have about it. Even if you take a
single family from one place the chances are they all think differently about money. Some crave it
just to have it, some want and need it to survive, and most want to make it to keep their family safe
and happy. When someone mentions the words poor, middle class, or wealthy people think about
money and they would be right that money is a big part of the people who's these terms are
associated with,but as they say money isn't everything... well at least to most people.
Most people can't "properly" define the words poor, middle class, or wealthy; as I find
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Essay On How To Make Money
How To Make Money Writing For iWriter.Com
Are you're looking for a reputable and reliable article writing site to earn money right away? Well,
you've certainly come to the right place. Today we'll be sharing with you a detailed guide on how to
make money writing for iWriter.com. Read on to find out.
What is iWriter.com all about?
The site connects writers with lots of clients who want unique content written for their websites,
blogs, etc. So if you have excellent writing skills, you can take advantage of this content writing
service anytime to make money. And the good news is that, becoming a member of the platform is
absolutely free and you choose the topics to write!
Time to complete an article
Well, the number of hours you're...show more content...
You become a premiumwriter when you've written least 25 articles and have an accumulative rating
of 4.1 stars or more.
пїЅ For Elite writers, they'll earn about $ 15 per 1000–word article. To be promoted to this level, you
must have at least 4.6 stars with 30 reviews or more.
пїЅ For Elite plus writers, they'll earn about $52 per 1000–word article. To become an elite plus
writer, you must have a rating of 4.85 stars with at least 40 reviews.
How Do I start on iWriter?
The first step is, of course, to create your account on iWriter. Well, here is how to go about it:
1) Visit the official site iwriter.com
2) Click on the пїЅWrite Content' option
3) Fill in your details
4) Click пїЅSign Up' and you'll be directed to their dashboard
Writing Articles on iWriter
Just click on the пїЅWrite Content' option at the top of the menu in order to land on the list of
projects posted by clients. For new writers, however, you'll only be eligible to write content at
standard level. And standard projects are right below the yellow line, so scroll down and choose
any topic you like. Click on the пїЅ+' icon, read the пїЅSpecial Instructions' of the client and then
click пїЅWrite Article'.
To write your first article, you'll need to pass the basic grammar test, which consists of 15
questions. It's an easy test and so you're required to answer at least 13 questions correctly. If you
pass, you can start writing the articles right away. If you fail, you'll have another chance to try and
pass the
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Essay on Charity
Charity A Charity is an organisation that exists to enable one group of people to help another. It can
sometimes be for animals or nature. Many of the best known charities were set up by people who
felt passionate about a situation that they believed was wrong or preventable.
There are 180 thousand charities in the United Kingdom alone. The idea of charities is to do away
with the problems they were set up to tackle. They would prefer not to have to exist at all. In the
United Kingdom it is easy to create a charity to do what you think is right. You can raise money and
get involved in your...show more content...
However, this does not solve all the problems of the world. So some would say, why bother trying?
On the other hand another way of thinking about it is – just how bad would the world be without
that money helping out? The government donates money to the charities from us, the taxpayer and
for many people they like to know where their money is going. Many charities are involved in
improving the lives of people around the globe. There are, however always lots of cynical people
who knock charities especially if the money is not spent in our country, believing that 'charity begins
at home'. Many charities in the United Kingdom do help the local people from homelessness to
cancer relief, but recently international aid – helping others in different countries is one of the most
hotly debated areas in the voluntary sector.
The aid agencies actions and their attachment or lack of it from governments are all under scrutiny.
International aid agencies attract more donations than any other charitable cause bringing in ВЈ486
million in 2001–02. This beats donations for cancer, children and animal charities.
So how do charities use their money? Charities usually need money for three things. Firstly, the
largest part of any donation goes to the cause or group for which it was
given (usually around 80%) this will pay for the people, food, medicines
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Essay On How To Make Money
How To Make Money Writing For Iwriter.Com
Are you're looking for a reputable and reliable article writing site to earn money right away? Well,
you've certainly come to the right place. Today we'll be sharing with you a detailed guide on how
to make money writing for iWriter.com. Read on to find out. What is iWriter.com all about?
The site connects writers with lots of clients who want unique content written for their websites,
blogs, etc. So if you have excellent writing skills, you can take advantage of this content writing
service anytime to make money. And the good news is that, becoming a member of the platform is
absolutely free and you choose the topics to write!
Time to complete an article Well, the number of hours you're...show more content...
пѓ For Elite writers, they'll earn about $ 15 per 1000–word article. To be promoted to this level,
you must have at least 4.6 stars with 30 reviews or more.
пѓ For Elite plus writers, they'll earn about $52 per 1000–word article. To become an elite plus
writer, you must have a rating of 4.85 stars with at least 40 reviews.
How Do I start on iWriter?
The first step is, of course, to create your account on iWriter. Well, here is how to go about it:
1) Visit the official site iwriter.com
2) Click on the 'Write Content' option
3) Fill in your details
4) Click 'Sign Up' and you'll be directed to their dashboard
Writing Articles on iWriter
Just click on the 'Write Content' option at the top of the menu in order to land on the list of
projects posted by clients. For new writers, however, you'll only be eligible to write content at
standard level. And standard projects are right below the yellow line, so scroll down and choose
any topic you like. Click on the '+' icon, read the 'Special Instructions' of the client and then click
'Write Article'.
To write your first article, you'll need to pass the basic grammar test, which consists of 15
questions. It's an easy test and so you're required to answer at least 13 questions correctly. If you
pass, you can start writing the articles right away. If you fail, you'll have another chance to try and
pass the test
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Thesis On Save Money
Save Money by Reducing New York City Schools Paper Usage
Angel Gonzalez
This paper is submitted in partial fulfillment of the requirements for ENG216
Devry University
Professor Amanda Odom
November 26, 2017
Table of Contents
Title Page......................................................................................................................................1
Table of contents ....................................................................................................................2
Essay/Recommendation.............................................................................................................3–5
Illustration..........................................................................................................................................6
References...................................................................................................................................7–9
Have you ever thought...show more content...
This is a great example of the domino effect. If more and more schools join the eco–friendly
program then there is a higher chance that the message can be spread throughout many communities
in New York city. More people will become aware of how reducingpaper consumption can affect
their environment. The result that needs to be achieved is that the message of reducing paper
consumption can save our planet. What alternatives do we have to make this ecofriendly move to
reduce paper consumption? There are several ways we can help reduce paper consumptions, the first
may be using a scanner. Using a scanner reduces paper consumption because instead of making paper
copies and giving them to each individual, you can simply scan the document and email to everyone.
This is a great example of how we can reduce paper consumption by making it a habit. (http:/
/www.brighthub.com/environment/green–computing/articles/14518.aspx)
This site is very helpful because it allows the reader and consumer to understand the reason why
it's important to save paper and its effects in the environment. The following is an excerpt from
the article, "The average American office worker uses close to 10,000 sheets of paper a year, for a
total of 27 pounds each. Worldwide, more than 300 million tons of paper are produced each year,
consuming 300 million forested acres and requiring
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Earn Money Online Essay
Today most individuals are seeking yet another alternative when it comes to earning money. The
option to work from home is growing in popularity. A great deal of people want to learn about
how they can work from home and earn money online. More and more folks want to learn how
they can start their own home business. You'll find far more than a couple of things to think about
should you discover your self in this position. When you feel that you might be ready to work from
home and earn money online, informing yourself about how making money online works is really a
fantastic way to begin. Typically, you'll be doing what's called beginning your own home business.
Whilst you will find loads of methods to make money online, I extremely...show more content...
Uncover one with a great product and service. I highly recommend an MLM Affiliate program,
which permits you to make a commission off of the products and services people who join you
sell. This allows you to reap the rewards from your team's success as well as your own success.
When I think of a top affiliate program, I think of a valuable product. A website in my opinion is
a critical component to making money online. Plus, owning a web page means you own a home
business. In some cases, this may well permit you to have your taxes reduced. One of my favorite
affiliate programs, pays large and permits anyone to join it totally free for a trial period. This is a
terrific example of a quality affiliate program. Don't ever pay a bunch of money from the get go.
High quality programs will offer you a trial period. That way you get to try everything out youself
risk totally free. Also, if a organization is PayPal verified, you can trust it. PayPal does not do
business with any organizations that might be shady so–to–speak. Ensure you contemplate all these
vital points just before joining any program or starting any business venture. There really are
some incredible opportunities to earn a substantial income from home. I can say this for a fact
mainly because I am a primary source. I have made a excellent deal of money by working from
home with a certain company in particular. As I've stated before, keep in mind, MLM is all about
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Examples Of Easy Ways To Save Money Essay
10 Easy Ways to Save Money
The most important financial goal is to spend less than you earn. To save money is to gain
financial freedom to some extent. The mantra is to spend less than you earn but falling in the trap
of overspending is easy and getting out of this rut is tough. However, if you can withhold yourself
from being extravagant, some rewarding results flow in at the end of each month. So, scroll down to
grab some money saving tips.
1)Make a Budget
Creating a budget is the most instrument step in starting with savings. Plan, organize, and record
your expenses in a home budget worksheet. By doing so, you would outline the way your expenses
would measure up to your income and avoid overspending....show more content...
This is one of the superb money saving ideas that is sure to be cherished for long. People will be
touched by your thoughtfulness and art of presenting unique, sentimental gifts.
7)Choose Lunch Out, not Dinner
Several restaurants offer great deals on lunch menus whereas dinners can make you break the bank.
Also, drinks can cost considerably when dining out for dinner. So, going out for lunch is rewarding
on your pocket.
8)Clothing with Deals
While shopping for clothes, check for best deals or off–season sales. Shopping with a planned budget
is among wise ways to save money. Couple your clothing shopping with coupons to grab any current
in–store deals. Coupons are a great ways to save money, even on unplanned shopping trips and
purchases.
9)Rent Special–Occasion Wear
Buying a tux that you will be wearing just once in a lifetime is sheer waste of money. So, look for
clothing rental websites that help you dress in an amazing manner, without burning a hole in your
pocket.
Bonus Tip
Use Cash–Back Programs and Online Clearance Sale
If you are an online shopper, be aware of various cash–back programs that are offered from time to
time on various shopping websites. This is a simple way to get some money on your online
shopping. Clearance racks are like shopping heaven to those on a tight budget and heavenly
responses to their how to save money query.
In a nutshell, map your financial goals and decide what, when, and how much you need monthly to
accomplish the goal. Once
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"Write a book," I am told, "it will help you make money after college." If only they understood that
writing is no small feat for me. But I do as well as I can. They say I do well, and it is quite frankly
annoying, as well as painfully difficult for one such as me to believe. I am not nearly so talented at
writing as they, but perhaps I can tell you a few things I can do: I can ride most any horse I get on,
English, western, whatever their preference. I love to dance, and I know I will be excellent at it.
I can listen to someone talk for hours about their problems and I am fair at giving reasonable advice.
I am friendly and compassionate, if a little excitable. I share what knowledge I have and I try to
make those I love happy. I take pleasure
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Essay Good Money Management
Money is something that encases our whole lives. We all know this yet many of us fall into the
traps of debt and overspending without even knowing it. The feeling of never having enough
money or living paycheck to paycheck can lead to serious finical troubles that can and easily will
carry over into a lifetime of financial struggles. Good money management and good money habits
are the same way. Those skills can make a life of financial ease or struggle. All it depends on the
skills one develops now as a teen. Money management is not a completely restrictive thing. Many
of the skills learned can be use to help friends and family struggling with money. It all starts with
clearly seeing the problem. From here the problems can be corrected and...show more content...
One major flaw in this system is how big and spanned out this loan is. For a lot of teens with loans
they want small amounts to make payments on. These can range from $50 to $100 dollars a
month. The problem is a loan with payments of "$50 dollars a week takes almost 5 years to pay
off". (Junior 3) This long term loan brings in long term interest. Interest is the rate at which
people pay the bank for using their money. This amount of interest paid to the bank adds on to the
amount of money you had originally taken out. Many people, adults too, fail to take this into
consideration when they take out a loan or spend with a credit cards. Credit cards work the same
way as a loan just on a smaller scale. These two factors can lead to large debt issues for teens and
adults. Debt issues that can and will follow them for a long time along after, making it hard to get
out of. Seeing the problem of debt and over spending can be overwhelming. There are solutions.
Big things have little beginnings. The first real step towards a sound financial life is getting out
of any debt. This can be done by focusing in and paying off friends or talking to a bank and
making loan payments larger so less interest is paid. Once debt free the next place to go is back
to the bank. Start a savings plan. Just $50 dollars a month grows to $3,333 in 5 years. That is an
amazing amount of money to have as a teen and allows so much more flexibility when it comes to
financial decisions and purchases.
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Which is more important Money or Education?
Money Vs Education
One off my favourite poets Robert Frost said,
"Modern poets talk against business, poor things, but all of us write for money. Beginners are
subjected to trial by market."
What he is saying here is that no matter what people say it always come back to money And in a post
modern world like the one we are now living in where the world is not only powered by wealth but
also the need to attain wealth, the influence of money have far outweighed that of education. Money
is used in the funding of these educational institutions, Money is also a necessity to attend and most
people, if not all, seek education to get better jobs, that will pay well, resulting in wealth....show more
content...
Yes some give scholarships, but be realistic of the hundreds of student that apply for scholarships,
grants or even financial aid how many will get the opportunity to attend At a deferred cost much less
at the schools expense? The percentage of scholarship students attending schools works out to be
approximately less than 10% of the total number of students enrolled in tertiary, secondary and
elementary schools. If you were to look around in this or any other tertiary institution you would see
that only those that can afford it attend. Money breeds money the rich and famous can afford the
best education at the best schools with all the best tools. You need money to get education In reality
how many of us attend school purely for the love of acquiring new information ? Don't most of us
attend in hope of one day acquiring a degree so that we can increase our earning potential? The
bottom line is money. For most jobs you have to get training all over before really beginning so
we don't really have to 'learn" to do them beforehand. Half of the information enforced in our
minds during our schooling is not applicable in the real world. So why then do we attend? It is
really simple, we need a degree and the privileges that go along with that degree such as a
professional job. This is not just any job because the higher the degree the better the job, and the
better the job the
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Write Essays For Money

  • 1. Speech On Saving Money Introduction I.I would like to start my speech by telling all of you a story about a woman named Poppy Wyatt. A.She works as a bank clerk for years until one day, she lost her job. Her income become unstable for the first time in her life and Poppy needs to cut back her spending because she didn't has any saving in her bank account. Poppy also do not have any family members or friends to borrow any money. She didn't even have any money to eat and has to walk from one place to another searching for a job. Imagine ladies and gentlemen, if you are in her place that doesn't even have money to eat? II.I never believed that saving money is crucial until I came across this story. III.After doing extensive reading for this speech, it made me...show more content... They are several of ways to save money in a smart way. A.Make a saving account. 1.The bank pays interest to you when you keep your money with them. a.Therefore, you must choose the bank wisely when you want to open a saving account. i.Make a comparison which bank offers the highest interest when you deposit money into your saving account. b.Saving money in bank will not only keep it safe but also increasing amount in your balance account. c.It will also prevent you from spending all of your money because some of your money will transfer automatically into your saving account when you got your pay check every month. i.But, you must remember to give instruction to the bankers to deduct a specific amount of your salary into your saving account. ii. Teachers Insurance and Annuity Association of America says that, at least 20% of your income should goes to the saving. B.Don't own any credit card once you have started working. 1.Based on a study conducted by Dunn & Bradstreet, people who use credit cards pay 15% more than those who pay with cash when Get more content on HelpWriting.net
  • 2. On The Want Of Money By William Hazlitt Money is the root of all evil, or at least that is many think about it. However, William Hazlitt believes the exact opposite. To him, money is a necessity that brings joy or if not, lack of money causes stress. In his essay, "On the Want of Money", he conveys the extent to which it is horrible to be in want of money. To live in thisworld, one needs money to survive. Hazlitt stresses this point by using suggestive syntax, harsh diction and figurative language. He writes in a way that is matter–of–factly and unapologetic to emphasize the need for money and show what the lack of it looks like. Hazlitt begins his essay by making a general statement about money. "Literally and truly, one cannot get on well in the world without money", he states. Both the words "literally" and "truly", present a paradox. Money actually complicate things in the world but ideally it should improve the conditions we live in as it fulfills a need. It appears simple although it is not. But by doing this the author asserts that the statement is valid no matter how you look at it. The statement can be valid realistically and ideally because we see that the world is run by money so, therefore, those who live in this world won't fare well without it. Hazlitt use of the phrase "Literally and truly", indicates that this statement should also be taken as a fact. It emphasizes that this is something that the author really believes. In this world, money is vital to us. This sentence sets that premise for the Get more content on HelpWriting.net
  • 3. How To Write A Personal Narrative Essay From a very young age, I learned that one word held much more weight in my family than others: "money." My family's priorities revolved around bills and expenses, and the money that we were seemingly always lacking to pay them. My mother, who was diagnosed with severe obsessive compulsive disorder before my birth, was unable to work, leaving my father to support our family with his insufficient truck–driving wage. The stress caused by these financial issues, in addition to my mother's mental condition and my father's alcoholism, led to constant fighting in our household that ultimately caused my parents to separate the year before I began kindergarten. My brother and I stayed with my mother despite her condition. When I reached elementary school, my mother never cared very much about my attendance. In the negligent fashion that I became accustomed to, poor grades or failure to turn in assignments also held no consequences for me. Despite my bad attendance and the lack of parental authority in my early education, it was soon evident that I was academically gifted; I enjoyed learning and my grades had already begun to surpass...show more content... I became more self–motivated than ever, and I was maintaining perfect grades with near perfect attendance by eighth grade. My classmates, though typically kind about it, could never truly understand the depth of my devotion to school. To my knowledge, none of them had grown up in the way I had, where every family decision was based entirely on money, where days were spent dreaming of a better future. As I began to consider college, I worried incessantly about the costs I would face and sometimes wondered if it was even a possibility. To this day, I am extremely thankful to my councilor for informing me that anyone can go to college, despite their circumstances. She explained scholarships, loans, and financial assistance to me, making my goals seem more obtainable than Get more content on HelpWriting.net
  • 4. Life Without Money In Life People cannot refuse the importance of money because most things rather necessary or not require money. Just like you need food and water to stay alive, you also need money to survive. It is complicated to be sustainable in life without money because it is a basic need. Moral of the story is in order to live a enjoyable life or just , you need money. From buying the necessary things such as renting a home to paying bills, you'll need money for everything. Now a days you cannot imagine life without money and with that said it is important to have a genuine balance between your expenses and your money. Although money is important for everyday life, there are still people who hold different views regarding the concept of money not being everything. Yes, money may not be everything but it is a mean for attaining satisfaction of happiness in life. Here are some aspects that indicate the necessariness of money. One is that money is all about being self dependent. Money makes one self dependent which makes you no longer dependent on anyone but instead have the ability to live your life desires on your own. With the help of money, you'll have the ability to buy any and everything you could possible want without asking others for it. With that said you can say that money gives you the power to become self dependent. Another reason is that there is no financial problems. Money gives you the ability to eliminate all of your financial situations but can only be possible if you Get more content on HelpWriting.net
  • 5. Money Saving Tips for College Students MONEY SAVING TIPS FOR COLLEGE STUDENTS As for any college student the usual expenses of; school, personal life, food, entertainment, and leisure activities is enough to make you broke or for most of us, in debt. It is Thursday night and the weekend is here but your wallet is full of bank receipts and there is not any cash to been found. Your friend just told you the agenda for the night which involves; dinner, pre–game, party, and then night club. Chances are your staying in for the night unless you have a hidden supply of cash under your bed. This type of scenario is all too common for most college students, which is why I am going to explain in detail how to save and manage your money more effectively. With becoming better educated...show more content... The higher the interest rate, the harder it will be to pay off your bill. It is like a chain reaction that will just continue to bury you in debt. As you can only afford to pay off the minimum, the interest continues to gain as the bill continues to rise. To avoid this, it is important to avoid the temptations that come with having a credit card and to also try to make more than the minimum monthly payments. Although, having a credit card for emergency situations and to build up your credit for the future can be very beneficial. However, for college students reaching for that Visa can be a very hard habit to break. In addition, credit companies will give you a credit line well higher than what you may need. They may set you at a $5,000 credit limit, when you may only be able to afford $1,000. Just call the credit company and tell them the price you would like your credit line set to. With having a credit card it does not mean you can buy whatever you want. It is important to be realistic and to understand what you can and cannot afford. Most expenses tend to occur in the beginning of the school year. To plan accordingly for this, saving money while working your summer job would help to cut the cost of initial expenses. When coming back to school, books and various items for your apartment/dorm are going to be quite costly. To cut cost on buying books, it Get more content on HelpWriting.net
  • 6. Budgeting Essay Budget Budget is the major financial and economic statement. The role of the budget is to keep track of the money coming in and the money going out. It is essential part of running any business effectively. It can help make a short and long term projections about financial situation, avert a financial crisis and plan for major financial changes. The company has to be able judge its spending performance. Does not matter what type of company it is, the ability to measure performance using budgets is an important process in any business organisation. Planning helps to understand where business is at present and where it is going to be in the future. Company's planning process has to involve different developing objectives and prepare ...show more content... Another advantage is control and evaluation. It helps to think about how to correct company's problems, if they have them. Motivation is another important advantage. Budget can motivate to reach the goals. It also can force managers to think and plan for the future. Budgeting helps to ensure that everyone in the organisation is pulling in the same direction. The budgeting process provides a means of allocating resources to those parts of the organisation where they can be used most effectively. A budget can be disadvantageous also. There is judgment and subjectivity in the budgeting process. It does not consider quality and customer service. Budgets can be seen as pressure devices imposed by management, thus resulting in: bad labour relations. Budget could results departmental conflict arises due to disputes over resource allocation, and departments blaming each other if targets are not attained. It is difficult to reconcile personal and corporate goals In conclusion, every major company in the world uses budgeting and there is a good reason for that. It is an important component of financial success. Budgeting makes easier to achieve financial goals. It keeps track of all expenses and help to avoid crisis. It also helps companies to control their growth and provide them with realistic idea where business is going. Get more content on HelpWriting.net
  • 7. Essay on My Personal Financial Plan My Personal Financial Plan I. Current A. Description Currently I am a full time student, and senior, at majoring in Accounting and Finance. I do not have a part time job and do not plan to work until I graduate. I currently have taken out student loans to support myself through the rest of my college education. My parents pay for insurance payments for my car, cover my phone bill, and provide me with medical insurance. I pay for all the rest of my expenses, including rent, food, gas, and all other daily expenses. I currently have no investments and no substantial assets with a value of over $1000. I graduate in May and have signed a contract with KPMG to start work as an auditor in August after I complete the CPA. I...show more content... To accomplish my second goal I plan on putting a cap on my level of living expenses that increases at a smaller multiple then my income each year. I want to give another half percent of my income each year. I will budget out my salary for discretionary and non–discretionary spending and stick to the budget by limiting use of credit cards and attempting to pay cash for most items I purchase. This will help me control my cash outflow. E. SWOT Analysis Strengths Most of my assets at this point are in cash so I have a lot of liquidity to pay off debt or other expenses. I am a very goal oriented person so when I set goals to follow to financial success I take them very seriously. My job at KPMG is a strong job with high future potential earnings as well as learning opportunities. One of the best things about auditing is that I will be able to find a job making a lot more after I work a few years at KPMG. My knowledge over investments and how to invest is very good which will help me to continue to make money in the market. When looking at risk management, my health is very good, which means I should hopefully not have very high healthcare costs. KPMG provides a good insurance policy that covers any of my insurance needs and reduces my risk. KPMG also has a very good medical reimbursement policy and a high quality of other programs for their employees. Weaknesses I do not have Get more content on HelpWriting.net
  • 8. Persuasive Essay On Saving Money Saving money is an important part of your financial health. The more you save, the more you can feel at ease whenever a rainy day might hit. You cannot predict the future but you can prepare for it. If you prepare now, your future self will thank you. But how can you save if you have so many bills and only one stream of income? Here are some tips you can use to rack up that account with a single income. Try to make a budget, it will be your blueprint for your finances. The first step for anyone wanting to take control of their finances is to make a budget. A budget will allow you to understand where your money is going and enable you to adjust your spending by designating how much you can afford. Creating a budget is a good idea for everyone, but especially for individuals with limited income. Write down your budget, with specific categories of spending, and stick to it. Start slowly by using a percentage on how much you will save versus spend. A plan doesn't work unless you work the plan. Do not live a life that you cannot handle, spend within your means. Be honest with yourself, if you can't afford something, don't buy it! Affordability is much more than the amount of money in your bank account, it also is how long it will take for the money you spent to be back in your account. Think of your finances as a long term process, not a short term fix. This is also why you should limit your credit card usage. If you rack up your credit card and lose your sole source of income, Get more content on HelpWriting.net
  • 9. Money And Inequality In Society Using examples from Block 1 describe what studying money can tell us about inequality. This essay is going to address what money means and its relation to inequality in society. Money has different meaning for different level of people. Some see money as food, shelter or a roof on their top, however it means pleasure and enjoyment for wealthy group of society. Money has an essential role in shaping societies, it enables the economy to grow and helps people to have better health and education. Furthermore, money has direct relation to inequality. Inequality acers when the wealth is unevenly distributed within the society, in other words the unequal distribution of resources among the people, such as money, education, time and so on. The relationship between money and inequality could be further explained from the findings of Michael Sandel's argument, money in the form of debt in china, distribution, exchange and consumption of coffee. According to Michael Sandel there are only a few things that money cannot buy. He claims that in the past three decades it has been a quite transition, from a market economy to a market society. Market economy leads the society towards an organized path whereas, the market society puts everything up for sale, such as luxury prison cell where you can pay for a better, quitter and equipped place to pass your sentenced period, education cash incentive for getting good grades or reading books, private military which can be contracted by governments and sent to war, wealthy people can hire top ranking solicitors to decrease their sentenced time or to get away from charge whereas a poor man has to rely on government paid advocates and so on. this can be worrying for the society as it teaches the wrong lesson, putting price on everything brings a huge gap between the people, while everybody lives, shop, study and play in different places. Money shapes inequality all over the world i,e debt in china. (The Open University, 2017) Almost every country in the world have national debt, the national debt is barrowed by the government from its own citizen, this money is used for development of the country. According to a city developer in online module strands debt in china can be seen Get more content on HelpWriting.net
  • 10. Managing Personal Finances Essay Managing Personal Finances Managing personal finances is an important skill to acquire. However, no where in school is this subject taught. As a result of a lack of preparation, our society is subject to a high percentage of people who lack financial success. Those who are successful at managing their personal finances will find that they are successful in many other areas as well. To learn how to manage personal finances there are books and web sites that provide a step by step guide to successfully managing personal finances. Those who lack financial success often possess many of the same traits. The first reason most people lack financial success is because they lack knowledge, or better yet, a desire to gain knowledge....show more content... This is similar to goal setting in respect to that one must dream to make a dream come true. A big mistake commonly made by the financial failures is conforming. Listen to the advice of mother's: "If so and so jumped off a cliff would you?" Don't do what everyone else is doing; dare to be different! Don't be afraid to take calculated risks. This does not mean that you can actually jump off of a cliff, because that would be a foolish risk, this means again to foresee the results and consequences of your actions. The successful people in society are the ones who don't do the same thing as everyone else. For example, look at the modern art. This type of art is so profitable because it is so different from any other art created. It is also important to beware of credit. Don't borrow excessively, because it will soon become debt, which has interest and other consequences. Instead, set a budget and stick to it firmly! Attitude is also an issue in financial success. If a person has a poor attitude, he will only get what he deserves! If the worst is expected, the worst will happen. It all comes down to the power of one's mind. Think positively! When setting goals, focus on the positive aspects, and don't include any negative words. Everything can be rephrased to be positive. Successful people are optimists! In order to be an optimist, only associate with optimists. The Get more content on HelpWriting.net
  • 11. Definition Essay About Money Money. A word used worldwide,yet if you asked people from around the world they might have different thought on the effects of money and the feelings they have about it. Even if you take a single family from one place the chances are they all think differently about money. Some crave it just to have it, some want and need it to survive, and most want to make it to keep their family safe and happy. When someone mentions the words poor, middle class, or wealthy people think about money and they would be right that money is a big part of the people who's these terms are associated with,but as they say money isn't everything... well at least to most people. Most people can't "properly" define the words poor, middle class, or wealthy; as I find Get more content on HelpWriting.net
  • 12. Essay On How To Make Money How To Make Money Writing For iWriter.Com Are you're looking for a reputable and reliable article writing site to earn money right away? Well, you've certainly come to the right place. Today we'll be sharing with you a detailed guide on how to make money writing for iWriter.com. Read on to find out. What is iWriter.com all about? The site connects writers with lots of clients who want unique content written for their websites, blogs, etc. So if you have excellent writing skills, you can take advantage of this content writing service anytime to make money. And the good news is that, becoming a member of the platform is absolutely free and you choose the topics to write! Time to complete an article Well, the number of hours you're...show more content... You become a premiumwriter when you've written least 25 articles and have an accumulative rating of 4.1 stars or more. пїЅ For Elite writers, they'll earn about $ 15 per 1000–word article. To be promoted to this level, you must have at least 4.6 stars with 30 reviews or more. пїЅ For Elite plus writers, they'll earn about $52 per 1000–word article. To become an elite plus writer, you must have a rating of 4.85 stars with at least 40 reviews. How Do I start on iWriter? The first step is, of course, to create your account on iWriter. Well, here is how to go about it: 1) Visit the official site iwriter.com 2) Click on the пїЅWrite Content' option 3) Fill in your details 4) Click пїЅSign Up' and you'll be directed to their dashboard Writing Articles on iWriter Just click on the пїЅWrite Content' option at the top of the menu in order to land on the list of
  • 13. projects posted by clients. For new writers, however, you'll only be eligible to write content at standard level. And standard projects are right below the yellow line, so scroll down and choose any topic you like. Click on the пїЅ+' icon, read the пїЅSpecial Instructions' of the client and then click пїЅWrite Article'. To write your first article, you'll need to pass the basic grammar test, which consists of 15 questions. It's an easy test and so you're required to answer at least 13 questions correctly. If you pass, you can start writing the articles right away. If you fail, you'll have another chance to try and pass the Get more content on HelpWriting.net
  • 14. Essay on Charity Charity A Charity is an organisation that exists to enable one group of people to help another. It can sometimes be for animals or nature. Many of the best known charities were set up by people who felt passionate about a situation that they believed was wrong or preventable. There are 180 thousand charities in the United Kingdom alone. The idea of charities is to do away with the problems they were set up to tackle. They would prefer not to have to exist at all. In the United Kingdom it is easy to create a charity to do what you think is right. You can raise money and get involved in your...show more content... However, this does not solve all the problems of the world. So some would say, why bother trying? On the other hand another way of thinking about it is – just how bad would the world be without that money helping out? The government donates money to the charities from us, the taxpayer and for many people they like to know where their money is going. Many charities are involved in improving the lives of people around the globe. There are, however always lots of cynical people who knock charities especially if the money is not spent in our country, believing that 'charity begins at home'. Many charities in the United Kingdom do help the local people from homelessness to cancer relief, but recently international aid – helping others in different countries is one of the most hotly debated areas in the voluntary sector. The aid agencies actions and their attachment or lack of it from governments are all under scrutiny. International aid agencies attract more donations than any other charitable cause bringing in ВЈ486 million in 2001–02. This beats donations for cancer, children and animal charities. So how do charities use their money? Charities usually need money for three things. Firstly, the largest part of any donation goes to the cause or group for which it was given (usually around 80%) this will pay for the people, food, medicines Get more content on HelpWriting.net
  • 15. Essay On How To Make Money How To Make Money Writing For Iwriter.Com Are you're looking for a reputable and reliable article writing site to earn money right away? Well, you've certainly come to the right place. Today we'll be sharing with you a detailed guide on how to make money writing for iWriter.com. Read on to find out. What is iWriter.com all about? The site connects writers with lots of clients who want unique content written for their websites, blogs, etc. So if you have excellent writing skills, you can take advantage of this content writing service anytime to make money. And the good news is that, becoming a member of the platform is absolutely free and you choose the topics to write! Time to complete an article Well, the number of hours you're...show more content... пѓ For Elite writers, they'll earn about $ 15 per 1000–word article. To be promoted to this level, you must have at least 4.6 stars with 30 reviews or more. пѓ For Elite plus writers, they'll earn about $52 per 1000–word article. To become an elite plus writer, you must have a rating of 4.85 stars with at least 40 reviews. How Do I start on iWriter? The first step is, of course, to create your account on iWriter. Well, here is how to go about it: 1) Visit the official site iwriter.com 2) Click on the 'Write Content' option 3) Fill in your details 4) Click 'Sign Up' and you'll be directed to their dashboard Writing Articles on iWriter Just click on the 'Write Content' option at the top of the menu in order to land on the list of projects posted by clients. For new writers, however, you'll only be eligible to write content at standard level. And standard projects are right below the yellow line, so scroll down and choose any topic you like. Click on the '+' icon, read the 'Special Instructions' of the client and then click 'Write Article'. To write your first article, you'll need to pass the basic grammar test, which consists of 15 questions. It's an easy test and so you're required to answer at least 13 questions correctly. If you pass, you can start writing the articles right away. If you fail, you'll have another chance to try and pass the test Get more content on HelpWriting.net
  • 16. Thesis On Save Money Save Money by Reducing New York City Schools Paper Usage Angel Gonzalez This paper is submitted in partial fulfillment of the requirements for ENG216 Devry University Professor Amanda Odom November 26, 2017 Table of Contents Title Page......................................................................................................................................1 Table of contents ....................................................................................................................2 Essay/Recommendation.............................................................................................................3–5 Illustration..........................................................................................................................................6 References...................................................................................................................................7–9 Have you ever thought...show more content... This is a great example of the domino effect. If more and more schools join the eco–friendly program then there is a higher chance that the message can be spread throughout many communities in New York city. More people will become aware of how reducingpaper consumption can affect their environment. The result that needs to be achieved is that the message of reducing paper consumption can save our planet. What alternatives do we have to make this ecofriendly move to reduce paper consumption? There are several ways we can help reduce paper consumptions, the first may be using a scanner. Using a scanner reduces paper consumption because instead of making paper copies and giving them to each individual, you can simply scan the document and email to everyone. This is a great example of how we can reduce paper consumption by making it a habit. (http:/ /www.brighthub.com/environment/green–computing/articles/14518.aspx) This site is very helpful because it allows the reader and consumer to understand the reason why it's important to save paper and its effects in the environment. The following is an excerpt from the article, "The average American office worker uses close to 10,000 sheets of paper a year, for a total of 27 pounds each. Worldwide, more than 300 million tons of paper are produced each year, consuming 300 million forested acres and requiring Get more content on HelpWriting.net
  • 17. Earn Money Online Essay Today most individuals are seeking yet another alternative when it comes to earning money. The option to work from home is growing in popularity. A great deal of people want to learn about how they can work from home and earn money online. More and more folks want to learn how they can start their own home business. You'll find far more than a couple of things to think about should you discover your self in this position. When you feel that you might be ready to work from home and earn money online, informing yourself about how making money online works is really a fantastic way to begin. Typically, you'll be doing what's called beginning your own home business. Whilst you will find loads of methods to make money online, I extremely...show more content... Uncover one with a great product and service. I highly recommend an MLM Affiliate program, which permits you to make a commission off of the products and services people who join you sell. This allows you to reap the rewards from your team's success as well as your own success. When I think of a top affiliate program, I think of a valuable product. A website in my opinion is a critical component to making money online. Plus, owning a web page means you own a home business. In some cases, this may well permit you to have your taxes reduced. One of my favorite affiliate programs, pays large and permits anyone to join it totally free for a trial period. This is a terrific example of a quality affiliate program. Don't ever pay a bunch of money from the get go. High quality programs will offer you a trial period. That way you get to try everything out youself risk totally free. Also, if a organization is PayPal verified, you can trust it. PayPal does not do business with any organizations that might be shady so–to–speak. Ensure you contemplate all these vital points just before joining any program or starting any business venture. There really are some incredible opportunities to earn a substantial income from home. I can say this for a fact mainly because I am a primary source. I have made a excellent deal of money by working from home with a certain company in particular. As I've stated before, keep in mind, MLM is all about Get more content on HelpWriting.net
  • 18. Examples Of Easy Ways To Save Money Essay 10 Easy Ways to Save Money The most important financial goal is to spend less than you earn. To save money is to gain financial freedom to some extent. The mantra is to spend less than you earn but falling in the trap of overspending is easy and getting out of this rut is tough. However, if you can withhold yourself from being extravagant, some rewarding results flow in at the end of each month. So, scroll down to grab some money saving tips. 1)Make a Budget Creating a budget is the most instrument step in starting with savings. Plan, organize, and record your expenses in a home budget worksheet. By doing so, you would outline the way your expenses would measure up to your income and avoid overspending....show more content... This is one of the superb money saving ideas that is sure to be cherished for long. People will be touched by your thoughtfulness and art of presenting unique, sentimental gifts. 7)Choose Lunch Out, not Dinner Several restaurants offer great deals on lunch menus whereas dinners can make you break the bank. Also, drinks can cost considerably when dining out for dinner. So, going out for lunch is rewarding on your pocket. 8)Clothing with Deals While shopping for clothes, check for best deals or off–season sales. Shopping with a planned budget is among wise ways to save money. Couple your clothing shopping with coupons to grab any current in–store deals. Coupons are a great ways to save money, even on unplanned shopping trips and purchases. 9)Rent Special–Occasion Wear Buying a tux that you will be wearing just once in a lifetime is sheer waste of money. So, look for clothing rental websites that help you dress in an amazing manner, without burning a hole in your pocket. Bonus Tip Use Cash–Back Programs and Online Clearance Sale If you are an online shopper, be aware of various cash–back programs that are offered from time to time on various shopping websites. This is a simple way to get some money on your online shopping. Clearance racks are like shopping heaven to those on a tight budget and heavenly responses to their how to save money query. In a nutshell, map your financial goals and decide what, when, and how much you need monthly to accomplish the goal. Once Get more content on HelpWriting.net
  • 19. "Write a book," I am told, "it will help you make money after college." If only they understood that writing is no small feat for me. But I do as well as I can. They say I do well, and it is quite frankly annoying, as well as painfully difficult for one such as me to believe. I am not nearly so talented at writing as they, but perhaps I can tell you a few things I can do: I can ride most any horse I get on, English, western, whatever their preference. I love to dance, and I know I will be excellent at it. I can listen to someone talk for hours about their problems and I am fair at giving reasonable advice. I am friendly and compassionate, if a little excitable. I share what knowledge I have and I try to make those I love happy. I take pleasure Get more content on HelpWriting.net
  • 20. Essay Good Money Management Money is something that encases our whole lives. We all know this yet many of us fall into the traps of debt and overspending without even knowing it. The feeling of never having enough money or living paycheck to paycheck can lead to serious finical troubles that can and easily will carry over into a lifetime of financial struggles. Good money management and good money habits are the same way. Those skills can make a life of financial ease or struggle. All it depends on the skills one develops now as a teen. Money management is not a completely restrictive thing. Many of the skills learned can be use to help friends and family struggling with money. It all starts with clearly seeing the problem. From here the problems can be corrected and...show more content... One major flaw in this system is how big and spanned out this loan is. For a lot of teens with loans they want small amounts to make payments on. These can range from $50 to $100 dollars a month. The problem is a loan with payments of "$50 dollars a week takes almost 5 years to pay off". (Junior 3) This long term loan brings in long term interest. Interest is the rate at which people pay the bank for using their money. This amount of interest paid to the bank adds on to the amount of money you had originally taken out. Many people, adults too, fail to take this into consideration when they take out a loan or spend with a credit cards. Credit cards work the same way as a loan just on a smaller scale. These two factors can lead to large debt issues for teens and adults. Debt issues that can and will follow them for a long time along after, making it hard to get out of. Seeing the problem of debt and over spending can be overwhelming. There are solutions. Big things have little beginnings. The first real step towards a sound financial life is getting out of any debt. This can be done by focusing in and paying off friends or talking to a bank and making loan payments larger so less interest is paid. Once debt free the next place to go is back to the bank. Start a savings plan. Just $50 dollars a month grows to $3,333 in 5 years. That is an amazing amount of money to have as a teen and allows so much more flexibility when it comes to financial decisions and purchases. Get more content on HelpWriting.net
  • 21. Which is more important Money or Education? Money Vs Education One off my favourite poets Robert Frost said, "Modern poets talk against business, poor things, but all of us write for money. Beginners are subjected to trial by market." What he is saying here is that no matter what people say it always come back to money And in a post modern world like the one we are now living in where the world is not only powered by wealth but also the need to attain wealth, the influence of money have far outweighed that of education. Money is used in the funding of these educational institutions, Money is also a necessity to attend and most people, if not all, seek education to get better jobs, that will pay well, resulting in wealth....show more content... Yes some give scholarships, but be realistic of the hundreds of student that apply for scholarships, grants or even financial aid how many will get the opportunity to attend At a deferred cost much less at the schools expense? The percentage of scholarship students attending schools works out to be approximately less than 10% of the total number of students enrolled in tertiary, secondary and elementary schools. If you were to look around in this or any other tertiary institution you would see that only those that can afford it attend. Money breeds money the rich and famous can afford the best education at the best schools with all the best tools. You need money to get education In reality how many of us attend school purely for the love of acquiring new information ? Don't most of us attend in hope of one day acquiring a degree so that we can increase our earning potential? The bottom line is money. For most jobs you have to get training all over before really beginning so we don't really have to 'learn" to do them beforehand. Half of the information enforced in our minds during our schooling is not applicable in the real world. So why then do we attend? It is really simple, we need a degree and the privileges that go along with that degree such as a professional job. This is not just any job because the higher the degree the better the job, and the better the job the Get more content on HelpWriting.net