This document discusses bank failures in different countries including Pakistan, the United Kingdom, United States, and Spain. It analyzes the causes of bank failures over time, noting that failure is usually the result of a series of issues rather than a single event. Real estate lending played a major role in many country's bank failures, and fraud was a factor in some large individual bank collapses like Barings and BCCI.

5. • Introduction
• Why Do Banks Fail ?
• The Remedial Measures
• Related Case Studies
• Conclusion
• References

9. In Pakistan

10. In United Kingdom

11. In United States

12. -20
0
20
40
60
80
100
120
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160
180
1998 2000 2002 2004 2006 2008 2010 2012 2014 2016
Banks Failure analysis in US economy
no of banks failed

13. In Spain

15. In our analysis what we have made so far, we can say
that failure is not that thing which grows in a day . It is
a series of jolts that brings the point of disaster . For
example, Spain, Norway, Sweden and the U.S. had very
similar experiences when they liberalized their financial
systems. In addition, in countries where there were a
significant number of failures, real estate lending
played a major role. The failure of large individual
banks is likely to be much more distinguishing. The
Barings and BCCI failures both had significant fraud.