This document discusses how to plan for the distribution of personal property, or nontitled assets, after someone passes away. It notes that such property can have financial, historical, or sentimental value. While difficult to discuss, planning reduces stress, conflict and ensures personal property is passed down intentionally. The document provides tips for identifying meaningful items, being fair, managing family dynamics, and methods for distribution such as written lists or auctions. It emphasizes starting the discussion and putting a plan in writing to ensure personal property goes to intended recipients.
Zainal Abidin provides his curriculum vitae, including personal details such as name, date of birth, address, and contact information. His educational background lists graduating from Universitas Indraprasta PGRI with a degree in Computer Science in 2014 and attending M.A Al-Khairyah high school in 2008. For work experience, he lists internships at PT. SUCOFINDO in data entry, Kemenakertrans in networking for 4 months, and PT. AST Global Solusindo in IT support for 3 years. His skills include proficiency with Microsoft Office, SQL Server, networking, Windows and server setup, Linux, email administration, virtualization software, programming languages, and web development basics.
Criterios de Qualidade de Revistas para Permanencia em LILACS BrasilSueli Suga
O documento discute os critérios de qualidade para a permanência de revistas na base de dados LILACS Brasil. Os principais critérios incluem: ter pelo menos 50% de artigos originais, periodicidade trimestral ou semestral, existir há pelo menos 3 edições, seguir padrões internacionais de publicação e fornecer acesso aberto ao texto completo. O comitê de avaliação analisa a qualidade científica e o formato das revistas para decidir sobre sua inclusão ou permanência na LILACS Brasil.
Zainal Abidin provides his curriculum vitae, including personal details such as name, date of birth, address, and contact information. His educational background lists graduating from Universitas Indraprasta PGRI with a degree in Computer Science in 2014 and attending M.A Al-Khairyah high school in 2008. For work experience, he lists internships at PT. SUCOFINDO in data entry, Kemenakertrans in networking for 4 months, and PT. AST Global Solusindo in IT support for 3 years. His skills include proficiency with Microsoft Office, SQL Server, networking, Windows and server setup, Linux, email administration, virtualization software, programming languages, and web development basics.
Criterios de Qualidade de Revistas para Permanencia em LILACS BrasilSueli Suga
O documento discute os critérios de qualidade para a permanência de revistas na base de dados LILACS Brasil. Os principais critérios incluem: ter pelo menos 50% de artigos originais, periodicidade trimestral ou semestral, existir há pelo menos 3 edições, seguir padrões internacionais de publicação e fornecer acesso aberto ao texto completo. O comitê de avaliação analisa a qualidade científica e o formato das revistas para decidir sobre sua inclusão ou permanência na LILACS Brasil.
The document discusses the Consumer Price Index (CPI) which measures the cost of a market basket of goods over time to gauge inflation. It notes that housing, transportation, food, energy, and medical care make up over 80% of typical household expenses. While the CPI aims to track price changes, it has limitations in quickly recognizing new products or quality improvements. The document also provides examples of how nominal prices have increased over time for common items while real wages have not always kept pace.
Wills and estate planning in nd march 2011LoriScharmer
This document provides an overview of estate planning in North Dakota. It discusses the basic steps in estate planning which include initiating discussions, taking inventory of assets and liabilities, developing objectives for estate distribution, choosing professional advisers, and reviewing and modifying the plan periodically. Key components of estate plans are discussed, including wills, trusts, beneficiary designations, property ownership, powers of attorney, living wills and probate. The document stresses the importance of having a comprehensive estate plan to control assets, provide for heirs, and reduce taxes and fees after death.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
Etsy is an online marketplace where handmade and vintage items can be sold by individual creators. It was founded in 2005 by Rob Kalin, who wanted to create a site for unique goods unlike mass-produced stores. Sellers upload photos and descriptions of their items for buyers to purchase. Etsy makes money through commissions of 3.5% per sale and charging sellers a small fee to list items in their storefront for multiple months. While competitors like eBay and Amazon sell various new and used goods, Etsy differentiates itself by exclusively featuring handmade and vintage creations.
The newsletter provides information on upcoming conferences, recent literature on breast cancer and other topics, and a commentary on the use of a 21-gene recurrence score assay to guide treatment decisions for early-stage breast cancer. It also lists literature on topics like coffee consumption and breast cancer risk, neoadjuvant chemotherapy for triple-negative breast cancer, and a historical account of breast cancer surgery.
Development of sustainable manufacturing decision making models for SMEsSUJIT SINGH
The document outlines a research study on developing decision-making models for sustainable manufacturing in small and medium enterprises (SMEs). It discusses research background, gaps in existing literature, objectives, methods, and key findings. An empirical study was conducted to identify key performance measures for SME sustainability assessment. Two fuzzy logic-based models were developed for sustainability performance evaluation. Additionally, a novel integrated analytic hierarchy process-VIKOR method under interval-valued fuzzy environment was created for sustainable manufacturing strategy selection. Finally, a web-based expert system was built to facilitate performance assessment and strategy selection for manufacturing SMEs.
This document summarizes the history of cricket World Cup winners and runners-up from 1975 to 2011. It highlights that India won the World Cup in 1983 and 2011, with the 2011 victory coming after 28 years. It provides details on some of the key Indian players from 1983 and 2011 tournaments. It also summarizes India's path to the 2011 final, including semifinal victory over Pakistan and the final match win over Sri Lanka where captain MS Dhoni hit the winning six.
This document outlines plans for a benefit concert to raise awareness about bullying and support the local anti-bullying club. It discusses the vision to help students realize they are not alone and to bring attention to how pop culture and anti-bullying can be combined. Statistics about suicide and bullying are also presented. The plan is to ask local businesses for support in exchange for advertising and to contact local bands to request their participation. Approval for the concert is requested to be held at the middle school in late May.
8th Meet the Professor, Advanced International Breast CancerSenology.org
The document announces an upcoming international breast cancer conference to be held in Padova, Italy from November 15-17, 2012. The conference will feature lectures and discussions on the latest advances in molecular characterization, management of early and advanced breast cancer, overcoming treatment resistance, and innovative new therapies. Attendees will include medical oncologists, surgeons, pathologists, and basic scientists who will exchange experiences and share the most exciting advances in breast cancer research and treatment.
This newsletter from Senology.org provides information on recent developments in breast cancer research and treatment. It includes summaries of 8 recent studies on topics like axillary ultrasound in breast cancer detection and chemotherapy for BRCA1 mutation carriers. It also announces an upcoming conference and workshops covering gastrointestinal stromal tumor, liver cancer, pancreatic cancer, lung cancer, and prostate cancer. The newsletter aims to connect medical specialists around the world and support the international scientific community in senology and oncology.
Senology.org Newsletter - January 12, 2012 - Latest Advances in Clinical Seno...Senology.org
This newsletter from Senology.org provides information on recent developments in breast cancer research and treatment. It includes a summary of 8 recent research papers on various topics related to breast cancer, a comment on a new oncoplastic surgery technique, discussion topics for an online forum, announcements of upcoming conferences, and a historical passage on the work of William Halsted in breast cancer surgery. It also promotes connecting specialists through various social media platforms and provides RSS feeds to receive real-time updates.
The document provides a single piece of information - the name "Pearson Hall". No other details are given about what or who Pearson Hall refers to. In just one sentence, the document states the name "Pearson Hall" without any other context or explanation.
This document discusses legacy planning and provides tools to help individuals thoughtfully plan their estate in a way that considers family relationships and leaves a positive lasting impact. It describes how without proper planning, family disputes over inheritance are common after a parent's death. It then offers four guiding principles for legacy planning, including creating a hopeful family vision and meaningfully explaining intentions. Finally, it introduces two tools: legacy coaching to explore sensitive estate issues, and family mediation to address disputes and gain family approval of the estate plan. The goal is to thoughtfully plan one's legacy in a way that strengthens family relationships even after death.
Argumentative Essay Example On Abortion. Essay For AbortionAshley Rosas
How To Create A Best Abortion Argumentative Essay? | Grademiners.com. A Discursive Essay on Abortion - GCSE Religious Studies (Philosophy .... The Argument of Abortion - PHDessay.com. Free Abortion Argumentative Essay Sample | Essay-On-Line.com. Essay Writer for All Kinds of Papers - good thesis statement for being .... Argument essay about abortion facts - writersdoubt.web.fc2.com. Rogerian argument essay example - homeworkdesk.x.fc2.com. Abortion Essay - GCSE Religious Studies (Philosophy & Ethics) - Marked .... Argumentative Essay on Pros and Cons of Abortion | Abortion Rights .... Argumentative essay, abortion - Warning: TT: undefined function: 32 Why .... Argumentative Essay On Abortion ~ Addictionary. Controversial essay on abortion - eassyforex.x.fc2.com.
Communication is both verbal and non-verbal. Verbal communication involves speaking and listening while being mindful of tone and content. Non-verbal communication includes body language, facial expressions, eye contact and personal space. Effective communication requires understanding different forms of messages, avoiding stereotypes and prejudice, and treating all people with dignity as beloved children of God.
The document discusses the Consumer Price Index (CPI) which measures the cost of a market basket of goods over time to gauge inflation. It notes that housing, transportation, food, energy, and medical care make up over 80% of typical household expenses. While the CPI aims to track price changes, it has limitations in quickly recognizing new products or quality improvements. The document also provides examples of how nominal prices have increased over time for common items while real wages have not always kept pace.
Wills and estate planning in nd march 2011LoriScharmer
This document provides an overview of estate planning in North Dakota. It discusses the basic steps in estate planning which include initiating discussions, taking inventory of assets and liabilities, developing objectives for estate distribution, choosing professional advisers, and reviewing and modifying the plan periodically. Key components of estate plans are discussed, including wills, trusts, beneficiary designations, property ownership, powers of attorney, living wills and probate. The document stresses the importance of having a comprehensive estate plan to control assets, provide for heirs, and reduce taxes and fees after death.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
Etsy is an online marketplace where handmade and vintage items can be sold by individual creators. It was founded in 2005 by Rob Kalin, who wanted to create a site for unique goods unlike mass-produced stores. Sellers upload photos and descriptions of their items for buyers to purchase. Etsy makes money through commissions of 3.5% per sale and charging sellers a small fee to list items in their storefront for multiple months. While competitors like eBay and Amazon sell various new and used goods, Etsy differentiates itself by exclusively featuring handmade and vintage creations.
The newsletter provides information on upcoming conferences, recent literature on breast cancer and other topics, and a commentary on the use of a 21-gene recurrence score assay to guide treatment decisions for early-stage breast cancer. It also lists literature on topics like coffee consumption and breast cancer risk, neoadjuvant chemotherapy for triple-negative breast cancer, and a historical account of breast cancer surgery.
Development of sustainable manufacturing decision making models for SMEsSUJIT SINGH
The document outlines a research study on developing decision-making models for sustainable manufacturing in small and medium enterprises (SMEs). It discusses research background, gaps in existing literature, objectives, methods, and key findings. An empirical study was conducted to identify key performance measures for SME sustainability assessment. Two fuzzy logic-based models were developed for sustainability performance evaluation. Additionally, a novel integrated analytic hierarchy process-VIKOR method under interval-valued fuzzy environment was created for sustainable manufacturing strategy selection. Finally, a web-based expert system was built to facilitate performance assessment and strategy selection for manufacturing SMEs.
This document summarizes the history of cricket World Cup winners and runners-up from 1975 to 2011. It highlights that India won the World Cup in 1983 and 2011, with the 2011 victory coming after 28 years. It provides details on some of the key Indian players from 1983 and 2011 tournaments. It also summarizes India's path to the 2011 final, including semifinal victory over Pakistan and the final match win over Sri Lanka where captain MS Dhoni hit the winning six.
This document outlines plans for a benefit concert to raise awareness about bullying and support the local anti-bullying club. It discusses the vision to help students realize they are not alone and to bring attention to how pop culture and anti-bullying can be combined. Statistics about suicide and bullying are also presented. The plan is to ask local businesses for support in exchange for advertising and to contact local bands to request their participation. Approval for the concert is requested to be held at the middle school in late May.
8th Meet the Professor, Advanced International Breast CancerSenology.org
The document announces an upcoming international breast cancer conference to be held in Padova, Italy from November 15-17, 2012. The conference will feature lectures and discussions on the latest advances in molecular characterization, management of early and advanced breast cancer, overcoming treatment resistance, and innovative new therapies. Attendees will include medical oncologists, surgeons, pathologists, and basic scientists who will exchange experiences and share the most exciting advances in breast cancer research and treatment.
This newsletter from Senology.org provides information on recent developments in breast cancer research and treatment. It includes summaries of 8 recent studies on topics like axillary ultrasound in breast cancer detection and chemotherapy for BRCA1 mutation carriers. It also announces an upcoming conference and workshops covering gastrointestinal stromal tumor, liver cancer, pancreatic cancer, lung cancer, and prostate cancer. The newsletter aims to connect medical specialists around the world and support the international scientific community in senology and oncology.
Senology.org Newsletter - January 12, 2012 - Latest Advances in Clinical Seno...Senology.org
This newsletter from Senology.org provides information on recent developments in breast cancer research and treatment. It includes a summary of 8 recent research papers on various topics related to breast cancer, a comment on a new oncoplastic surgery technique, discussion topics for an online forum, announcements of upcoming conferences, and a historical passage on the work of William Halsted in breast cancer surgery. It also promotes connecting specialists through various social media platforms and provides RSS feeds to receive real-time updates.
The document provides a single piece of information - the name "Pearson Hall". No other details are given about what or who Pearson Hall refers to. In just one sentence, the document states the name "Pearson Hall" without any other context or explanation.
This document discusses legacy planning and provides tools to help individuals thoughtfully plan their estate in a way that considers family relationships and leaves a positive lasting impact. It describes how without proper planning, family disputes over inheritance are common after a parent's death. It then offers four guiding principles for legacy planning, including creating a hopeful family vision and meaningfully explaining intentions. Finally, it introduces two tools: legacy coaching to explore sensitive estate issues, and family mediation to address disputes and gain family approval of the estate plan. The goal is to thoughtfully plan one's legacy in a way that strengthens family relationships even after death.
Argumentative Essay Example On Abortion. Essay For AbortionAshley Rosas
How To Create A Best Abortion Argumentative Essay? | Grademiners.com. A Discursive Essay on Abortion - GCSE Religious Studies (Philosophy .... The Argument of Abortion - PHDessay.com. Free Abortion Argumentative Essay Sample | Essay-On-Line.com. Essay Writer for All Kinds of Papers - good thesis statement for being .... Argument essay about abortion facts - writersdoubt.web.fc2.com. Rogerian argument essay example - homeworkdesk.x.fc2.com. Abortion Essay - GCSE Religious Studies (Philosophy & Ethics) - Marked .... Argumentative Essay on Pros and Cons of Abortion | Abortion Rights .... Argumentative essay, abortion - Warning: TT: undefined function: 32 Why .... Argumentative Essay On Abortion ~ Addictionary. Controversial essay on abortion - eassyforex.x.fc2.com.
Communication is both verbal and non-verbal. Verbal communication involves speaking and listening while being mindful of tone and content. Non-verbal communication includes body language, facial expressions, eye contact and personal space. Effective communication requires understanding different forms of messages, avoiding stereotypes and prejudice, and treating all people with dignity as beloved children of God.
This document discusses diversity and discrimination. It aims to introduce the terms "discrimination" and "diversity" and have students understand that people are different in many ways but these differences should be celebrated. It discusses how no two people are the same and provides examples of differences like hair color, eye color, height and skin color. It emphasizes that differences make life more fun and interesting and that respecting differences is important. It advises students to tell a trusted adult if they experience or witness discrimination.
This document summarizes the benefits of mediation for resolving divorce-related issues. Mediation allows couples to craft agreements that consider children's needs first while maintaining everyone's dignity. It recognizes the need for solutions all parties can accept. Mediation saves money and time, focuses on families' specific circumstances, and provides a less stressful process than traditional litigation.
This document provides guidance on cultural competency. It defines cultural competency as the ability to interact effectively and respectfully with people from different cultures. There are four components of cultural competency: awareness of one's own cultural worldview, attitude towards cultural differences, knowledge of different cultural practices and worldviews, and cross-cultural skills. It emphasizes that everyone has biases and cultural influences that should be acknowledged. It provides self-assessment questions to help individuals understand their own cultural identities and worldviews. It also discusses important concepts like ethnocentrism and the stages of developing a positive attitude towards cultural differences. Finally, it provides overviews of the cultures of communities that have been resettled in Louisville to build knowledge of
In 2019, we conducted a landmark project in conjunction with 747 Insights and Collaborata to gain a better understanding of Gen Z, Gen Y (Millennials), Gen X, and Boomers in the USA. In every area we considered, it became clear that generational values are shifting at a faster pace than ever before.
In this latest research, we set out to learn people’s thoughts about the holidays and gift-giving. What do they value most, and what are their personal opinions about the most hyped time of the year?
The document discusses celebrating diversity in the workplace. It begins by asking the reader to think of a time when they felt like an "O" or an "X" in a group to understand different perspectives. It then discusses how diversity is about more than demographics - it's about profitability, values and long-term processes. The document outlines primary and secondary dimensions of diversity and how views on diversity have changed from a focus on affirmative action to valuing diversity for business reasons. It concludes by asking the reader to consider different perspectives.
This document provides tips for parents to teach their children about tzedakah (charitable giving in Judaism). It emphasizes modeling philanthropic behavior, sharing family traditions of giving, reflecting on values and motivations, listening to children, respecting their ideas, supporting their efforts, incorporating giving into holidays and celebrations, and establishing a formal family structure for charitable decisions. The overall message is that thoughtful discussion and active engagement are important for nurturing philanthropy as a family value.
- Studying abroad provides an opportunity to experiment with and express one's sexual and gender identities in new ways. However, cultural norms and laws regarding LGBTQIA expression vary greatly between locations.
- When choosing a study abroad program, it is important to research how openly the host culture accepts different sexual orientations and gender expressions, and what legal protections exist for LGBTQIA individuals.
- While abroad, one should be sensitive to local cultural norms regarding discussing sexuality and relationships, but it is also important not to feel forced back into the closet. Expressing one's identity respectfully and being open to new perspectives can lead to a rewarding experience.
This document discusses the experience of international students returning home after studying in the United States. It outlines reasons students come to the US including better education and career opportunities. However, reentering their home culture can be difficult due to culture shock from losing familiar social norms. While some students stay in the US due to jobs or family, others prefer returning home for similar reasons like friends/family as well as sometimes better standards of living or career prospects in their home country. The document warns that students also face reverse culture shock and challenges re-adjusting to life back in their home culture.
The document discusses prejudice and where it comes from. It explains that prejudice is judging someone without knowing anything about them, which can be influenced by family, friends, and media. Prejudice often comes from fears of those different in the past but now that people travel more we should respect differences. Religious prejudice still causes conflicts today. The document encourages recognizing prejudice in broad generalizations and considering how one would feel if treated unfairly for something they cannot control like race or religion.
This document summarizes Zachary's non-religious naming ceremony. It describes how the ceremony was held outdoors at Zachary's family home and included family and friends. It discusses how Zachary's parents Angela and Ben chose a humanist ceremony that allows Zachary freedom of belief. The ceremony formally welcomed Zachary, had his parents and supporting adults make commitments, and expressed Zachary's individuality in his naming. Guests commented on enjoying and relating to the meaningful ceremony.
Setting Up Your Estate Plan to Avoid Conflict and Contestsbarryladams
This document discusses strategies for estate planning to avoid conflicts and contests between beneficiaries. It recommends clearly communicating wishes to beneficiaries during life to prevent misunderstandings after death. The document also suggests simplifying the division of estates, carefully selecting trustees to avoid bias or conflicts of interest, including no-contest clauses, and giving trustees discretion in areas likely to cause disputes.
This document provides instructions for constructing a multi-generational genogram, including gathering family history information, documenting relationships, and noting patterns across generations. It describes basic notations used in genograms to represent family members and relationships, and discusses looking for patterns of behaviors, beliefs, and worldviews passed down through families over time. The goal is to understand family dynamics and how the past influences the present.
Family Values Cross Culture Understanding.pptxAdnanAtthallah
This document discusses American family values from several perspectives. It begins by explaining that defining American cultural values can be complex due to the diverse nature of American society. It then discusses the importance of family values in child rearing and imparting a value system to younger generations. Specific values discussed include belonging, flexibility, respect, honesty, forgiveness, generosity, curiosity, communication, and responsibility. The document also covers expectations for young adulthood such as pursuing independence and choosing one's own spouse. Overall the document provides an overview of key American family values through different stages of life.
Celebrants help families navigate funeral options by taking control of the process and personalizing it based on the deceased's wishes. They can ease decision making and pain by considering practical matters like remains disposal and ceremonies that allow mourning. Naturensbalm wants to support celebrants by providing guides and technical information about their formaldehyde-free, environmentally friendly embalming options to give families more solutions during difficult times.
Similar to Who Gets GrandmasYyellow Pie Plate PPT (20)
Lecture slide titled Fraud Risk Mitigation, Webinar Lecture Delivered at the Society for West African Internal Audit Practitioners (SWAIAP) on Wednesday, November 8, 2023.
"Does Foreign Direct Investment Negatively Affect Preservation of Culture in the Global South? Case Studies in Thailand and Cambodia."
Do elements of globalization, such as Foreign Direct Investment (FDI), negatively affect the ability of countries in the Global South to preserve their culture? This research aims to answer this question by employing a cross-sectional comparative case study analysis utilizing methods of difference. Thailand and Cambodia are compared as they are in the same region and have a similar culture. The metric of difference between Thailand and Cambodia is their ability to preserve their culture. This ability is operationalized by their respective attitudes towards FDI; Thailand imposes stringent regulations and limitations on FDI while Cambodia does not hesitate to accept most FDI and imposes fewer limitations. The evidence from this study suggests that FDI from globally influential countries with high gross domestic products (GDPs) (e.g. China, U.S.) challenges the ability of countries with lower GDPs (e.g. Cambodia) to protect their culture. Furthermore, the ability, or lack thereof, of the receiving countries to protect their culture is amplified by the existence and implementation of restrictive FDI policies imposed by their governments.
My study abroad in Bali, Indonesia, inspired this research topic as I noticed how globalization is changing the culture of its people. I learned their language and way of life which helped me understand the beauty and importance of cultural preservation. I believe we could all benefit from learning new perspectives as they could help us ideate solutions to contemporary issues and empathize with others.
Seminar: Gender Board Diversity through Ownership NetworksGRAPE
Seminar on gender diversity spillovers through ownership networks at FAME|GRAPE. Presenting novel research. Studies in economics and management using econometrics methods.
OJP data from firms like Vicinity Jobs have emerged as a complement to traditional sources of labour demand data, such as the Job Vacancy and Wages Survey (JVWS). Ibrahim Abuallail, PhD Candidate, University of Ottawa, presented research relating to bias in OJPs and a proposed approach to effectively adjust OJP data to complement existing official data (such as from the JVWS) and improve the measurement of labour demand.
Financial Assets: Debit vs Equity Securities.pptxWrito-Finance
financial assets represent claim for future benefit or cash. Financial assets are formed by establishing contracts between participants. These financial assets are used for collection of huge amounts of money for business purposes.
Two major Types: Debt Securities and Equity Securities.
Debt Securities are Also known as fixed-income securities or instruments. The type of assets is formed by establishing contracts between investor and issuer of the asset.
• The first type of Debit securities is BONDS. Bonds are issued by corporations and government (both local and national government).
• The second important type of Debit security is NOTES. Apart from similarities associated with notes and bonds, notes have shorter term maturity.
• The 3rd important type of Debit security is TRESURY BILLS. These securities have short-term ranging from three months, six months, and one year. Issuer of such securities are governments.
• Above discussed debit securities are mostly issued by governments and corporations. CERTIFICATE OF DEPOSITS CDs are issued by Banks and Financial Institutions. Risk factor associated with CDs gets reduced when issued by reputable institutions or Banks.
Following are the risk attached with debt securities: Credit risk, interest rate risk and currency risk
There are no fixed maturity dates in such securities, and asset’s value is determined by company’s performance. There are two major types of equity securities: common stock and preferred stock.
Common Stock: These are simple equity securities and bear no complexities which the preferred stock bears. Holders of such securities or instrument have the voting rights when it comes to select the company’s board of director or the business decisions to be made.
Preferred Stock: Preferred stocks are sometime referred to as hybrid securities, because it contains elements of both debit security and equity security. Preferred stock confers ownership rights to security holder that is why it is equity instrument
<a href="https://www.writofinance.com/equity-securities-features-types-risk/" >Equity securities </a> as a whole is used for capital funding for companies. Companies have multiple expenses to cover. Potential growth of company is required in competitive market. So, these securities are used for capital generation, and then uses it for company’s growth.
Concluding remarks
Both are employed in business. Businesses are often established through debit securities, then what is the need for equity securities. Companies have to cover multiple expenses and expansion of business. They can also use equity instruments for repayment of debits. So, there are multiple uses for securities. As an investor, you need tools for analysis. Investment decisions are made by carefully analyzing the market. For better analysis of the stock market, investors often employ financial analysis of companies.
STREETONOMICS: Exploring the Uncharted Territories of Informal Markets throug...sameer shah
Delve into the world of STREETONOMICS, where a team of 7 enthusiasts embarks on a journey to understand unorganized markets. By engaging with a coffee street vendor and crafting questionnaires, this project uncovers valuable insights into consumer behavior and market dynamics in informal settings."
5 Tips for Creating Standard Financial ReportsEasyReports
Well-crafted financial reports serve as vital tools for decision-making and transparency within an organization. By following the undermentioned tips, you can create standardized financial reports that effectively communicate your company's financial health and performance to stakeholders.
Vicinity Jobs’ data includes more than three million 2023 OJPs and thousands of skills. Most skills appear in less than 0.02% of job postings, so most postings rely on a small subset of commonly used terms, like teamwork.
Laura Adkins-Hackett, Economist, LMIC, and Sukriti Trehan, Data Scientist, LMIC, presented their research exploring trends in the skills listed in OJPs to develop a deeper understanding of in-demand skills. This research project uses pointwise mutual information and other methods to extract more information about common skills from the relationships between skills, occupations and regions.
1. Elemental Economics - Introduction to mining.pdfNeal Brewster
After this first you should: Understand the nature of mining; have an awareness of the industry’s boundaries, corporate structure and size; appreciation the complex motivations and objectives of the industries’ various participants; know how mineral reserves are defined and estimated, and how they evolve over time.
Abhay Bhutada, the Managing Director of Poonawalla Fincorp Limited, is an accomplished leader with over 15 years of experience in commercial and retail lending. A Qualified Chartered Accountant, he has been pivotal in leveraging technology to enhance financial services. Starting his career at Bank of India, he later founded TAB Capital Limited and co-founded Poonawalla Finance Private Limited, emphasizing digital lending. Under his leadership, Poonawalla Fincorp achieved a 'AAA' credit rating, integrating acquisitions and emphasizing corporate governance. Actively involved in industry forums and CSR initiatives, Abhay has been recognized with awards like "Young Entrepreneur of India 2017" and "40 under 40 Most Influential Leader for 2020-21." Personally, he values mindfulness, enjoys gardening, yoga, and sees every day as an opportunity for growth and improvement.
1. Who Gets Grandma’s Yellow Pie Plate
or Grandpa's Gun?
Distribution of Nontitled Property in North Dakota
2. Types of Property
Titled Property
Owner identified by a legal
document
Nontitled Property
Owner is not identified by a legal
written document; also called
personal property
3. It's only a pie plate,
right?
Value of Personal Property
Financial value
Historical value
Sentimental or emotional value
4. What are the “pie
plates” in your life?
Your pie plate may not be round,
and it may not be yellow, but every
family has its pie plate.
5. Identify the Meaning
of Special Items
To whom are they special?
Why are they special?
Does it have historical value?
Share the stories that go with
objects.
6. Why plan for
distributing personal
property?
Owner decides where items go
Reduces stress on family
Reduces conflict among family
Passes on family history
7. Why don’t we plan?
I don’t have anything of value.
Talking about death is hard.
My family can decide when I am
gone. They won’t fight.
Family members won’t agree with
my decisions.
8. Goals for transferring
nontitled property
Maintaining privacy
Improving family relationships
Being fair to all involved
Preserving memories
Rewarding someone
Contributing to society
9. Who to Involve
Owners of the property
Children
In-laws
Friends
Caregivers
Clergy
Legal representatives
10. What does fair mean?
Fair may be different in each family.
Fair does not always mean equal.
What to consider:
Age, birth order
Contributions through the years
Marital status, need
Who is family?
11. Managing Conflict
Discuss method of transfer
Establish ground rules
Treat others with respect
Listen to feelings expressed
Say “no” to secrecy
Remember, the owner
gets to decide!
14. North Dakota
provides a way to
distribute personal
property Identify item
Identify recipient
Dated and signed
List may be changed just by making a
new list, dating and signing it
15. Completing the Plan
First step is most important
Start the discussion
Put it in writing
Communicate with all involved
16. Don’t leave keepsakes
to chance!
Enjoy your keepsakes, most of all.
Then develop a plan to pass these
valuable parts of your past on to
family, friends.
17. The best legacy we
can give our heirs:
Good feelings about who
they are and where they
came from
18. Who Gets Grandma’s Yellow Pie Plate
or Grandpa's Gun?
Distribution of Nontitled Property in North Dakota
For more information on this and other
topics, see www.ag.ndsu.edu.
For a more detailed program on this topic,
contact your local county office of the NDSU
Extension Service.
Thank you!
Editor's Notes
Transferring personal property can be a time to celebrate a person’s life, share memories and stories, and continue traditions and family history. Sharing stories about special objects helps family members understand their past, discover another aspect of their family and appreciate the real accomplishments of their ancestors. Sharing stories and meanings about significant belongings helps preserve family history, memories and traditions.
Read Story 1: This is not an ordinary yellow pie plate
Titled property - Owner identified by a legal document
Examples – land, car, house, bank account, stocks and bonds
Nontitled property - Owner is not identified by a legal written document; also called personal property
Examples – household items, tools, antiques, guns, jewelry
Plans for transferring of both types of property are important.
Titled property usually is passed on through a gift or a will, joint ownership or right of survivorship plans, or a named beneficiary. You need legal documents to transfer the property.
Nontilted property often gets forgotten when planning how to distribute our estates. Today we will be talking about the transfer of our nontitled personal property.
Attorneys tell us the transfer of nontitled property can create more conflict and challenges for family members than the titled property when settling an estate.
Some of our personal property, such a jewelry, may have a financial value, and some of our possessions may be old and have historical value for the family or the area we live in, or even museum value for the whole country.
Some of our personal property may have no financial or historical value but have great sentimental or emotional value. Many items trigger memories and feelings of a lifetime and connections between the generations.
However, sentimental value for the the owner and the receivers may be different.
Decisions about personal property involve dealing with emotions attached to things.
Read Story 2.
Read Story 3.
As an introduction to this topic, I have asked you to bring a family treasure to our program today. Let’s start by going around the room and showing your item, then telling a bit about how you came to have it in your possession.
You may want to make a list of items that are special to you. Include a message about why they are special to you, and maybe where they came from, who made them or who gave them to you.
You also may want to ask family and friends if any of your items are special to them, and why. You may be surprised.
Make a list of historical items and tell the history of the items. Write the information down as a record. Are these items something you would like to loan or donate to a local museum?
Sharing the stories of our special treasures is so important.
Read Story 4.
Property owners have the legal right to decide when and how to transfer their nontitled property.
Creating a plan for distributing personal property allows the owner to decide where the items go. Don’t leave it to chance.
Having a plan reduces the stress put on family after the owner is gone.
Reducing or avoiding conflict within the family is another great reason to create a plan for distributing personal property.
It also is a way to ensure that your family history is passed along for future generations to enjoy.
Read Story 5.
What stops us from creating a plan to distribute our personal property?
Sometime we don’t think we have anything of value. We may not think anyone would want our “stuff,” but we may be surprised when we ask family or friends, or have items appraised.
For some, talking about death is uncomfortable, so bringing up the topic of who gets our special items when we die is hard to do. Or a family member or friend may not want to bring up the topic because he or she doesn’t want to appear greedy.
Some of us want to leave the decisions to our family after we are gone. And many of us can’t imagine our families fighting or disagreeing. Of course, we all have heard tales of families falling apart over distributing a loved one's property.
And sometimes we don’t plan because we are afraid family members won’t agree with our decisions.
Determining what we would like to accomplish by creating a distribution plan might be helpful.
We may want to distribute our property privately. This may be accomplished more easily before our death if this is our goal.
We may use gifting items as a way to improve family relationships.
Our goal may be to be fair to all involved.
We may want special items preserved as memories or for family history.
We may want to reward someone who has been special to us, such as a neighbor, friend or granddaughter.
We may have historical items that we want to share with a museum for all to enjoy.
The owner can choose who to involve in his or her plan for distributing personal property. Here is a list of people you may choose, but again, each family is different and the owner may choose whomever he or she wants to be involved. Look for someone who can help you with the process, not someone who will tell you what to do.
Who would you invite to help?
When the value of property is not measured easily in dollars, the challenge of being equal is harder. Some items are priceless when considering the family value.
Fair may be different in each family.
Fair is not always equal. Maybe a granddaughter has been available and provided more help and companionship through the years. Maybe sharing some special items with her that other granddaughters don’t get is fair.
Perhaps you would like to give one of your items to a very special friend instead of a family member.
Maybe someone in the family has a real need for your piano or grandpa’s fishing equipment.
You may base your distribution on many different factors:
Age, birth order
Contributions through the years
Marital status, need
Who is family?
Ask the group to share ideas about fairness.
To keep conflict to a minimum, here are a few guidelines:
Discuss what method of transfer you will use.
You may want to establish ground rules for the distributions, and be sure to follow them.
Treat all with respect.
Listen when feelings are expressed. Sometimes just allowing someone to express his or her feelings can defuse a situation.
Say “no” to secrecy. Secrecy often breeds discontent and discord. Surprises often lead to distrust and ill-will.
Even if someone disagrees about how items are being distributed, knowing in advance is better than being surprised later.
Always remember: The owner of the property gets to decide and has the last say. We must accept his or her decisions. Period!
Read Story 6.
You have a variety of methods to distribute personal property.
No method is perfect or right for all families.
Lists, labels and gifts are a more informal method of distributions.
Verbal promises may work, but they are hard to verify once someone has died or becomes incapacitated.
Read Story 7.
Having a sale or an auction for personal property may work well for some families. You will need to decide if the sale or auction is going to be public or just for family and friends.
Plan ahead and choose a method or methods that work for you.
Start by deciding if you want items distributed before death or after death.
You may have items distributed before and after death.
Nontitled personal property is not listed in a will, but a list for how a person would like to distribute his or her personal property can be referred to in the will and kept with the will. You also may want to inform your personal representative about the distribution list you have created.
Read Story 8.
North Dakota has provided a legal way to transfer nontitled property through this separate listing.
Refer to participant handout Distribution of Personal Property.
The North Dakota Uniform Probate Code contains a provision allowing a person to refer in his or her will to a separate listing that disposes of tangible personal property. The list cannot be used to distribute cash, stocks and bonds, mutual funds, other intangible personal property or real estate. The list is not a part of the will, but it may be kept with the will.
The list must identify the items and the people to receive them. The list can be in the owner’s handwriting or signed by the owner. The separate listing should be kept with the will so the personal representative is able to distribute items to intended recipients. The separate listing can be changed as new possessions are added without the formalities required for a new will or codicil. The list should be dated and signed each time a change is made. Or a new list can be made each time changes occur.
Getting started often is the hardest step. Sometimes the task seems overwhelming, so ask someone to help you.
Start by talking and planning.
When decisions have been made, put them in writing. You always can make changes later.
When the plan is created, communicate it with all involved.
If we don’t decide and make a plan, others will decide for us.
Whatever keepsakes you have, be they of sentimental or monetary value, enjoy them yourself, most of all. But then develop a plan to pass these valuable parts of your past on to family, friends or organizations that will treasure them.
For more information, see the NDSU publication FE1521.
For a more detailed program on this topic, contact your local county office of the NDSU Extension Service.