The document discusses the Consumer Price Index (CPI) which measures the cost of a market basket of goods over time to gauge inflation. It notes that housing, transportation, food, energy, and medical care make up over 80% of typical household expenses. While the CPI aims to track price changes, it has limitations in quickly recognizing new products or quality improvements. The document also provides examples of how nominal prices have increased over time for common items while real wages have not always kept pace.
This document is a newspaper article that discusses several topics:
1) Evo Morales winning reelection in Bolivia with a strong mandate to further revolutionary change and indigenous rights. Opponents fear he will consolidate too much power.
2) Details about Allen Stanford's efforts to hide financial records and raise money as his $7 billion banking fraud case was unfolding, including meetings in Libya and buying Caribbean islands.
3) Debate around comparisons between the situations in Iraq and Afghanistan, with the Obama administration both opposing the Iraq surge while campaigning but acknowledging its success, and facing questions about applying "surge" tactics in Afghanistan.
Cummins Power Generation partnered with multiple community organizations in 2010 to establish straw bale gardens at several low-income housing communities and Cummins facilities. The gardens provided fresh produce for residents and donated excess food to local food shelves while engaging volunteers in gardening activities. This initiative reflected Cummins' commitment to environmental sustainability and community involvement through local partnerships.
Wind Energy in New York State: Opportunities & ChallengesAnn Heidenreich
Wind Energy in New York State: Opportunities & Challenges presents information on wind energy development in New York. It discusses how wind energy provides benefits such as being good for the energy future through clean, renewable energy. Wind energy is also good for the environment by producing zero emissions, and good for the local economy by creating jobs and tax revenue. The presentation addresses some myths about wind energy, such as its effect on property values, cost, and impact on wildlife. It aims to provide facts showing wind energy is economically viable and environmentally friendly.
The aging population in North Carolina is growing rapidly, with the number of those aged 65 and older expected to double over the next 20 years. This demographic shift presents challenges around ensuring seniors have access to necessary support services. Effective care transitions between medical settings and the community are important to support senior well-being and reduce healthcare costs. Many communities in the state are working to develop coordinated systems and partnerships to help seniors navigate these transitions.
This document is a classified ad section from a local newspaper. It includes various advertisements for services, items for sale, real estate listings, job postings, and community/church announcements. Some of the ads featured are for deer processing, tree service, furnace cleaning, vacuum repair, computer support, and real estate agencies. Community events advertised include Knights of Columbus dinners and notices.
This document contains classified advertisements from a newspaper. It includes ads for boats, horse boarding, Great Dane puppies for sale, and a legal notice of mortgage foreclosure. The ads provide details on items for sale such as boat models, horse boarding rates, puppy descriptions and prices. The legal notice lists parties involved in a mortgage modification agreement and foreclosure sale.
The Mill Creek Influence September 2011 IssueAveryHolder
This document contains contact information for emergency services, utilities, schools, and organizations in Mill Creek, Washington. It lists phone numbers for police, fire, Verizon, Puget Sound Energy, Comcast, and more. It also provides websites and contact details for the Mill Creek Women's Club, West Coast Aquatics Center, Greater Mill Creek Senior Center, and Mill Creek Garden Club. The final section features advertisements from local businesses sponsoring the Mill Creek neighborhood.
This document contains notices of multiple mortgage foreclosure sales in Olmsted County, Minnesota. It lists the original mortgage amounts, mortgagors, mortgagees, and legal descriptions of the properties for which the mortgages are being foreclosed. The dates by which the properties must be redeemed and the amounts claimed due on the mortgages are provided for each notice.
This document is a newspaper article that discusses several topics:
1) Evo Morales winning reelection in Bolivia with a strong mandate to further revolutionary change and indigenous rights. Opponents fear he will consolidate too much power.
2) Details about Allen Stanford's efforts to hide financial records and raise money as his $7 billion banking fraud case was unfolding, including meetings in Libya and buying Caribbean islands.
3) Debate around comparisons between the situations in Iraq and Afghanistan, with the Obama administration both opposing the Iraq surge while campaigning but acknowledging its success, and facing questions about applying "surge" tactics in Afghanistan.
Cummins Power Generation partnered with multiple community organizations in 2010 to establish straw bale gardens at several low-income housing communities and Cummins facilities. The gardens provided fresh produce for residents and donated excess food to local food shelves while engaging volunteers in gardening activities. This initiative reflected Cummins' commitment to environmental sustainability and community involvement through local partnerships.
Wind Energy in New York State: Opportunities & ChallengesAnn Heidenreich
Wind Energy in New York State: Opportunities & Challenges presents information on wind energy development in New York. It discusses how wind energy provides benefits such as being good for the energy future through clean, renewable energy. Wind energy is also good for the environment by producing zero emissions, and good for the local economy by creating jobs and tax revenue. The presentation addresses some myths about wind energy, such as its effect on property values, cost, and impact on wildlife. It aims to provide facts showing wind energy is economically viable and environmentally friendly.
The aging population in North Carolina is growing rapidly, with the number of those aged 65 and older expected to double over the next 20 years. This demographic shift presents challenges around ensuring seniors have access to necessary support services. Effective care transitions between medical settings and the community are important to support senior well-being and reduce healthcare costs. Many communities in the state are working to develop coordinated systems and partnerships to help seniors navigate these transitions.
This document is a classified ad section from a local newspaper. It includes various advertisements for services, items for sale, real estate listings, job postings, and community/church announcements. Some of the ads featured are for deer processing, tree service, furnace cleaning, vacuum repair, computer support, and real estate agencies. Community events advertised include Knights of Columbus dinners and notices.
This document contains classified advertisements from a newspaper. It includes ads for boats, horse boarding, Great Dane puppies for sale, and a legal notice of mortgage foreclosure. The ads provide details on items for sale such as boat models, horse boarding rates, puppy descriptions and prices. The legal notice lists parties involved in a mortgage modification agreement and foreclosure sale.
The Mill Creek Influence September 2011 IssueAveryHolder
This document contains contact information for emergency services, utilities, schools, and organizations in Mill Creek, Washington. It lists phone numbers for police, fire, Verizon, Puget Sound Energy, Comcast, and more. It also provides websites and contact details for the Mill Creek Women's Club, West Coast Aquatics Center, Greater Mill Creek Senior Center, and Mill Creek Garden Club. The final section features advertisements from local businesses sponsoring the Mill Creek neighborhood.
This document contains notices of multiple mortgage foreclosure sales in Olmsted County, Minnesota. It lists the original mortgage amounts, mortgagors, mortgagees, and legal descriptions of the properties for which the mortgages are being foreclosed. The dates by which the properties must be redeemed and the amounts claimed due on the mortgages are provided for each notice.
This document discusses two local youth who were successful during the 2012 Youth Hunt. [1] 10-year-old Noah Vaughan bagged his first buck, a 7-point, from 35 yards. [2] 13-year-old Hunter shot an 8-point buck with a 16-inch spread at 5:30 pm. It also contains various classified advertisements for items like party tents, firewood, storage units, and residential properties for rent.
This document provides information about various apartment and townhome communities managed by Stuart Management Corporation. It lists over 30 residential properties located throughout the Midwest, including Minnesota, Wisconsin, and surrounding states. The properties include luxury apartments, townhomes, senior housing, and affordable housing options. Details are provided for each individual community, such as location, unit types, amenities and a website for more information.
[/SUMMARY]
This document is an advertisement section from a local newspaper. It includes classified ads for real estate rentals and sales, garage sales, auctions, services, help wanted ads, and more. The classified ads cover topics such as apartments and homes for rent, estate sales, lawn care services, computer repair, vacuum repair, and job openings for restaurant work and certified nursing assistants.
This document is a newspaper page from the Cass City Chronicle dated June 22, 2011. It contains various advertisements and notices. The high-level sections include Transit rates, Real Estate For Rent, Services, Household Sales, Notices, Automotive, and Help Wanted. It provides information about yard sales, property rentals, business services, obituaries, vehicle sales, and local job openings.
The Mill Creek Influence December 2011 AveryHolder
This document is a newsletter for residents of Mill Creek, Washington from December 2011. It contains local contact information for emergency services, utilities, schools, and organizations. It also features an article introducing the King family and reviews of local businesses like i-fly Seattle Indoor Skydiving, Preservation Kitchen restaurant, and Massage Envy. The newsletter is sponsored by local businesses in sectors like landscaping, real estate, security systems, and tires.
The document provides information about a potential real estate development project located in Bakersfield, California. It includes details about the 19.21 acre site such as its location, zoning, and existing conditions. Concept plans and utilities information are also presented. The document is seeking offers to purchase the property for development of 320 multi-family residential units.
Newbold Services is a new joint venture between Newbold Corporation and IH Services formed to provide janitorial and facilities maintenance services while meeting 100% diversity spending requirements for customers. It is certified as a minority-owned business that provides services like janitorial, groundskeeping, and temporary staffing to customers in various industries.
This summary provides the high level information from a classified ad section of a local newspaper:
- There are several garage/yard sales advertised on May 25th and 26th in Cass City and Owendale selling various household items.
- Satchall's Christian Retirement Home has rooms available with assisted living care in a Christian home east of Caro.
- Mike deBeaubien offers computer support services like troubleshooting, security, and wireless network installation.
- Several services are advertised like electric motor and power tool repair, carpet and upholstery cleaning, refrigeration and appliance repair, and heating and air conditioning installation and repair.
- The Knights of Columbus are having a chicken
This notice advertises a mortgage foreclosure sale to take place on March 24, 2011 at 10:00 AM at the Tuscola County Courthouse in Caro, Michigan. The property subject to foreclosure is located in Denmark Township, Tuscola County, Michigan and is described in the notice. The notice provides information on the amounts owed, including $132,403.05 in principal and interest at 6.75% per annum. The redemption period is 6 months from the date of sale.
This document is a legal notice section from a newspaper. It contains three foreclosure notices for properties in default on their mortgages in Tuscola County, Michigan. It also contains various other short legal notices and advertisements for local services, events, and items for sale.
The document provides information about "The Rule of Two" as it pertains to small business set-asides in federal contracting. It states that acquisitions valued between $3,000-$150,000 must be set aside exclusively for small businesses if it is expected that at least two responsible small businesses will submit competitive offers. Acquisitions over $150,000 should also be set aside if the same criteria is met. The rule of two aims to maximize opportunities for small businesses in federal contracting. The document outlines the various small business programs and provides guidance on using market research like sources sought notices to determine if a requirement can be set aside.
This document outlines the regional outreach coordinators for Maximus who serve different counties in Colorado. It provides the names, contact information, and counties served for each coordinator. Many of the coordinators also provide Spanish language support for additional counties. The coordinators are responsible for marketing and outreach for CHP+ health insurance programs in Colorado.
This document contains classified advertisements for pets, farm equipment, and public notices of mortgage foreclosure sales. It includes advertisements for golden retriever, doberman, and labrador puppies as well as notices for three separate properties being auctioned due to mortgage default.
This document contains classified advertisements from a local newspaper. It includes ads selling various items like boats, pets, household goods, sporting goods, vehicles, and more. It also includes public notices, such as foreclosure notices on residential properties.
This document summarizes Montana Fish, Wildlife and Parks' (FWP) and Natural Heritage Program's (NHP) efforts to monitor multiple species across the state from 2008-2010. The goals were to document previously neglected faunal groups, estimate occupancy with reasonable precision while accounting for imperfect detection, and develop a rigorous and repeatable statewide monitoring framework. Field methods were tested in 2008 to reliably detect bats, reptiles, and estimate baseline occupancy. A stratified random sampling method was used based on ecoregions and land cover types to select sampling locations.
12 hay feeding helps to build soil fertility posternacaa
Producers can improve soil fertility by winter hay feeding on pastures from mid-November to late March. Feeding hay can distribute nutrients across the field if done in a designated area that is moved each time a new bale is fed. Soil samples in hay feeding demonstrations in Baxter County, AR showed phosphorus and potassium levels increased by feeding hay in both a ring feeder that was moved, and by unrolling hay in a designated area each time. Proper soil fertility levels benefit mixed warm and cool season grasses.
Union Pacific's 2011 flood recovery efforts involved raising track in several areas along the Missouri River Basin to prevent lines from being underwater. Over 74 miles of mainline track and sidings were raised by up to 6 feet, requiring 458,000 tons of material. Bridges were also raised and cleared to allow trains to continue running on lines seeing up to 3 feet of additional water in some areas. Collaboration with the Army Corps of Engineers and investment in infrastructure helped Union Pacific successfully keep lines open with minimal disruption despite significant flooding throughout the region.
Trail 12 from Townsville to Paluma Rainforest is a two-day trip passing through varying landscapes. Key highlights include swimming at beaches near Thuringowa, discovering the World Heritage-listed Paluma Rainforest Village, escaping to the open country along Hervey Range Road, stopping at the historic Hervey Range Heritage Tea Rooms, and touring the old Greenvale Rail Corridor with Indigenous rock art and walking tracks.
This document is an advertisement section from a local newspaper containing classified ads and announcements. It includes housing rentals, job listings, services offered, and community events. Real estate and automotive ads are also present. The classified ads range from help wanted postings to real estate and transportation sales. Community fish dinners and fundraising auctions are among the announcements listed.
The document provides a single piece of information - the name "Pearson Hall". No other details are given about what or who Pearson Hall refers to. In just one sentence, the document states the name "Pearson Hall" without any other context or explanation.
8th Meet the Professor, Advanced International Breast CancerSenology.org
The document announces an upcoming international breast cancer conference to be held in Padova, Italy from November 15-17, 2012. The conference will feature lectures and discussions on the latest advances in molecular characterization, management of early and advanced breast cancer, overcoming treatment resistance, and innovative new therapies. Attendees will include medical oncologists, surgeons, pathologists, and basic scientists who will exchange experiences and share the most exciting advances in breast cancer research and treatment.
This document summarizes the history of cricket World Cup winners and runners-up from 1975 to 2011. It highlights that India won the World Cup in 1983 and 2011, with the 2011 victory coming after 28 years. It provides details on some of the key Indian players from 1983 and 2011 tournaments. It also summarizes India's path to the 2011 final, including semifinal victory over Pakistan and the final match win over Sri Lanka where captain MS Dhoni hit the winning six.
This document discusses two local youth who were successful during the 2012 Youth Hunt. [1] 10-year-old Noah Vaughan bagged his first buck, a 7-point, from 35 yards. [2] 13-year-old Hunter shot an 8-point buck with a 16-inch spread at 5:30 pm. It also contains various classified advertisements for items like party tents, firewood, storage units, and residential properties for rent.
This document provides information about various apartment and townhome communities managed by Stuart Management Corporation. It lists over 30 residential properties located throughout the Midwest, including Minnesota, Wisconsin, and surrounding states. The properties include luxury apartments, townhomes, senior housing, and affordable housing options. Details are provided for each individual community, such as location, unit types, amenities and a website for more information.
[/SUMMARY]
This document is an advertisement section from a local newspaper. It includes classified ads for real estate rentals and sales, garage sales, auctions, services, help wanted ads, and more. The classified ads cover topics such as apartments and homes for rent, estate sales, lawn care services, computer repair, vacuum repair, and job openings for restaurant work and certified nursing assistants.
This document is a newspaper page from the Cass City Chronicle dated June 22, 2011. It contains various advertisements and notices. The high-level sections include Transit rates, Real Estate For Rent, Services, Household Sales, Notices, Automotive, and Help Wanted. It provides information about yard sales, property rentals, business services, obituaries, vehicle sales, and local job openings.
The Mill Creek Influence December 2011 AveryHolder
This document is a newsletter for residents of Mill Creek, Washington from December 2011. It contains local contact information for emergency services, utilities, schools, and organizations. It also features an article introducing the King family and reviews of local businesses like i-fly Seattle Indoor Skydiving, Preservation Kitchen restaurant, and Massage Envy. The newsletter is sponsored by local businesses in sectors like landscaping, real estate, security systems, and tires.
The document provides information about a potential real estate development project located in Bakersfield, California. It includes details about the 19.21 acre site such as its location, zoning, and existing conditions. Concept plans and utilities information are also presented. The document is seeking offers to purchase the property for development of 320 multi-family residential units.
Newbold Services is a new joint venture between Newbold Corporation and IH Services formed to provide janitorial and facilities maintenance services while meeting 100% diversity spending requirements for customers. It is certified as a minority-owned business that provides services like janitorial, groundskeeping, and temporary staffing to customers in various industries.
This summary provides the high level information from a classified ad section of a local newspaper:
- There are several garage/yard sales advertised on May 25th and 26th in Cass City and Owendale selling various household items.
- Satchall's Christian Retirement Home has rooms available with assisted living care in a Christian home east of Caro.
- Mike deBeaubien offers computer support services like troubleshooting, security, and wireless network installation.
- Several services are advertised like electric motor and power tool repair, carpet and upholstery cleaning, refrigeration and appliance repair, and heating and air conditioning installation and repair.
- The Knights of Columbus are having a chicken
This notice advertises a mortgage foreclosure sale to take place on March 24, 2011 at 10:00 AM at the Tuscola County Courthouse in Caro, Michigan. The property subject to foreclosure is located in Denmark Township, Tuscola County, Michigan and is described in the notice. The notice provides information on the amounts owed, including $132,403.05 in principal and interest at 6.75% per annum. The redemption period is 6 months from the date of sale.
This document is a legal notice section from a newspaper. It contains three foreclosure notices for properties in default on their mortgages in Tuscola County, Michigan. It also contains various other short legal notices and advertisements for local services, events, and items for sale.
The document provides information about "The Rule of Two" as it pertains to small business set-asides in federal contracting. It states that acquisitions valued between $3,000-$150,000 must be set aside exclusively for small businesses if it is expected that at least two responsible small businesses will submit competitive offers. Acquisitions over $150,000 should also be set aside if the same criteria is met. The rule of two aims to maximize opportunities for small businesses in federal contracting. The document outlines the various small business programs and provides guidance on using market research like sources sought notices to determine if a requirement can be set aside.
This document outlines the regional outreach coordinators for Maximus who serve different counties in Colorado. It provides the names, contact information, and counties served for each coordinator. Many of the coordinators also provide Spanish language support for additional counties. The coordinators are responsible for marketing and outreach for CHP+ health insurance programs in Colorado.
This document contains classified advertisements for pets, farm equipment, and public notices of mortgage foreclosure sales. It includes advertisements for golden retriever, doberman, and labrador puppies as well as notices for three separate properties being auctioned due to mortgage default.
This document contains classified advertisements from a local newspaper. It includes ads selling various items like boats, pets, household goods, sporting goods, vehicles, and more. It also includes public notices, such as foreclosure notices on residential properties.
This document summarizes Montana Fish, Wildlife and Parks' (FWP) and Natural Heritage Program's (NHP) efforts to monitor multiple species across the state from 2008-2010. The goals were to document previously neglected faunal groups, estimate occupancy with reasonable precision while accounting for imperfect detection, and develop a rigorous and repeatable statewide monitoring framework. Field methods were tested in 2008 to reliably detect bats, reptiles, and estimate baseline occupancy. A stratified random sampling method was used based on ecoregions and land cover types to select sampling locations.
12 hay feeding helps to build soil fertility posternacaa
Producers can improve soil fertility by winter hay feeding on pastures from mid-November to late March. Feeding hay can distribute nutrients across the field if done in a designated area that is moved each time a new bale is fed. Soil samples in hay feeding demonstrations in Baxter County, AR showed phosphorus and potassium levels increased by feeding hay in both a ring feeder that was moved, and by unrolling hay in a designated area each time. Proper soil fertility levels benefit mixed warm and cool season grasses.
Union Pacific's 2011 flood recovery efforts involved raising track in several areas along the Missouri River Basin to prevent lines from being underwater. Over 74 miles of mainline track and sidings were raised by up to 6 feet, requiring 458,000 tons of material. Bridges were also raised and cleared to allow trains to continue running on lines seeing up to 3 feet of additional water in some areas. Collaboration with the Army Corps of Engineers and investment in infrastructure helped Union Pacific successfully keep lines open with minimal disruption despite significant flooding throughout the region.
Trail 12 from Townsville to Paluma Rainforest is a two-day trip passing through varying landscapes. Key highlights include swimming at beaches near Thuringowa, discovering the World Heritage-listed Paluma Rainforest Village, escaping to the open country along Hervey Range Road, stopping at the historic Hervey Range Heritage Tea Rooms, and touring the old Greenvale Rail Corridor with Indigenous rock art and walking tracks.
This document is an advertisement section from a local newspaper containing classified ads and announcements. It includes housing rentals, job listings, services offered, and community events. Real estate and automotive ads are also present. The classified ads range from help wanted postings to real estate and transportation sales. Community fish dinners and fundraising auctions are among the announcements listed.
The document provides a single piece of information - the name "Pearson Hall". No other details are given about what or who Pearson Hall refers to. In just one sentence, the document states the name "Pearson Hall" without any other context or explanation.
8th Meet the Professor, Advanced International Breast CancerSenology.org
The document announces an upcoming international breast cancer conference to be held in Padova, Italy from November 15-17, 2012. The conference will feature lectures and discussions on the latest advances in molecular characterization, management of early and advanced breast cancer, overcoming treatment resistance, and innovative new therapies. Attendees will include medical oncologists, surgeons, pathologists, and basic scientists who will exchange experiences and share the most exciting advances in breast cancer research and treatment.
This document summarizes the history of cricket World Cup winners and runners-up from 1975 to 2011. It highlights that India won the World Cup in 1983 and 2011, with the 2011 victory coming after 28 years. It provides details on some of the key Indian players from 1983 and 2011 tournaments. It also summarizes India's path to the 2011 final, including semifinal victory over Pakistan and the final match win over Sri Lanka where captain MS Dhoni hit the winning six.
Wills and estate planning in nd march 2011LoriScharmer
This document provides an overview of estate planning in North Dakota. It discusses the basic steps in estate planning which include initiating discussions, taking inventory of assets and liabilities, developing objectives for estate distribution, choosing professional advisers, and reviewing and modifying the plan periodically. Key components of estate plans are discussed, including wills, trusts, beneficiary designations, property ownership, powers of attorney, living wills and probate. The document stresses the importance of having a comprehensive estate plan to control assets, provide for heirs, and reduce taxes and fees after death.
Senology Newsletter - February 18, 2015Senology.org
This newsletter from the International Senologic and Oncologic Scientific Community provides the following information:
1) Senology apps are now available for various devices to provide anytime access to content.
2) It highlights recent publications in clinical oncology journals and upcoming conferences.
3) It announces a collaborative study on menopausal hormone use and ovarian cancer risk being published in The Lancet.
This newsletter from Senology.org provides information on recent developments in breast cancer research and treatment. It includes summaries of 8 recent studies on topics like axillary ultrasound in breast cancer detection and chemotherapy for BRCA1 mutation carriers. It also announces an upcoming conference and workshops covering gastrointestinal stromal tumor, liver cancer, pancreatic cancer, lung cancer, and prostate cancer. The newsletter aims to connect medical specialists around the world and support the international scientific community in senology and oncology.
Zainal Abidin provides his curriculum vitae, including personal details such as name, date of birth, address, and contact information. His educational background lists graduating from Universitas Indraprasta PGRI with a degree in Computer Science in 2014 and attending M.A Al-Khairyah high school in 2008. For work experience, he lists internships at PT. SUCOFINDO in data entry, Kemenakertrans in networking for 4 months, and PT. AST Global Solusindo in IT support for 3 years. His skills include proficiency with Microsoft Office, SQL Server, networking, Windows and server setup, Linux, email administration, virtualization software, programming languages, and web development basics.
Development of sustainable manufacturing decision making models for SMEsSUJIT SINGH
The document outlines a research study on developing decision-making models for sustainable manufacturing in small and medium enterprises (SMEs). It discusses research background, gaps in existing literature, objectives, methods, and key findings. An empirical study was conducted to identify key performance measures for SME sustainability assessment. Two fuzzy logic-based models were developed for sustainability performance evaluation. Additionally, a novel integrated analytic hierarchy process-VIKOR method under interval-valued fuzzy environment was created for sustainable manufacturing strategy selection. Finally, a web-based expert system was built to facilitate performance assessment and strategy selection for manufacturing SMEs.
This document outlines plans for a benefit concert to raise awareness about bullying and support the local anti-bullying club. It discusses the vision to help students realize they are not alone and to bring attention to how pop culture and anti-bullying can be combined. Statistics about suicide and bullying are also presented. The plan is to ask local businesses for support in exchange for advertising and to contact local bands to request their participation. Approval for the concert is requested to be held at the middle school in late May.
Etsy is an online marketplace where handmade and vintage items can be sold by individual creators. It was founded in 2005 by Rob Kalin, who wanted to create a site for unique goods unlike mass-produced stores. Sellers upload photos and descriptions of their items for buyers to purchase. Etsy makes money through commissions of 3.5% per sale and charging sellers a small fee to list items in their storefront for multiple months. While competitors like eBay and Amazon sell various new and used goods, Etsy differentiates itself by exclusively featuring handmade and vintage creations.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
Who gets grandmas yellow pie plate story cardsLoriScharmer
This document contains 8 short stories about families dividing up sentimental items after a relative has passed away. Some of the items mentioned include a yellow pie plate, a bread knife, a Winnie-the-Pooh book, a silver pen, a milk glass candy dish, baptismal gowns, and various other possessions. The stories discuss the memories associated with the items and the different approaches families took to deciding who would receive each item after the death, such as drawing straws, having a special day to look through items together, or following a list left by the deceased relative.
Who gets grandmas yellow pie plate form for ND distributionLoriScharmer
This document provides an example of how to distribute non-titled personal property after death through a list referred to in a will. It includes a sample list with three items - a grandfather clock, grandmother's jewelry box, and grandfather's woodworking tools - along with the named recipient for each item. The document notes that North Dakota law allows distribution of tangible personal property in this manner through a referred list, but not other assets like bank accounts, cash, or business property.
Who gets grandmas yellow pie plate worksheet for receiversLoriScharmer
This document is a form for identifying special belongings or nontitled property that someone hopes will be passed down or transferred to them from close family members after those family members pass away. The form asks the person filling it out to describe each special item, explain why it is special to them, and specify who should receive it and why. It is meant to help facilitate the transfer of meaningful possessions to the intended recipients after a family member's death.
Who gets grandmas yellow pie plate surveyLoriScharmer
The document is a survey given to participants after a presentation on transferring non-titled personal property. It asks participants to rate statements about their understanding and recognition of the importance of planning for property transfer after the presentation. It also asks participants to check boxes indicating whether they have a plan or intend to create a plan for transferring personal property, and solicits additional feedback.
Who gets grandmas yellow pie plate worksheet for ownersLoriScharmer
This document provides a template for individuals to identify special belongings or nontitled property that they hope to pass on to others upon their death. The template includes spaces to describe each item, explain why it is special, and designate who should receive it and why. The document encourages planning how personal possessions will be distributed after passing to avoid any confusion or disputes among heirs.
Who Gets GrandmasYyellow Pie Plate PPTLoriScharmer
This document discusses how to plan for the distribution of personal property, or nontitled assets, after someone passes away. It notes that such property can have financial, historical, or sentimental value. While difficult to discuss, planning reduces stress, conflict and ensures personal property is passed down intentionally. The document provides tips for identifying meaningful items, being fair, managing family dynamics, and methods for distribution such as written lists or auctions. It emphasizes starting the discussion and putting a plan in writing to ensure personal property goes to intended recipients.
Abhay Bhutada, the Managing Director of Poonawalla Fincorp Limited, is an accomplished leader with over 15 years of experience in commercial and retail lending. A Qualified Chartered Accountant, he has been pivotal in leveraging technology to enhance financial services. Starting his career at Bank of India, he later founded TAB Capital Limited and co-founded Poonawalla Finance Private Limited, emphasizing digital lending. Under his leadership, Poonawalla Fincorp achieved a 'AAA' credit rating, integrating acquisitions and emphasizing corporate governance. Actively involved in industry forums and CSR initiatives, Abhay has been recognized with awards like "Young Entrepreneur of India 2017" and "40 under 40 Most Influential Leader for 2020-21." Personally, he values mindfulness, enjoys gardening, yoga, and sees every day as an opportunity for growth and improvement.
Seminar: Gender Board Diversity through Ownership NetworksGRAPE
Seminar on gender diversity spillovers through ownership networks at FAME|GRAPE. Presenting novel research. Studies in economics and management using econometrics methods.
Abhay Bhutada Leads Poonawalla Fincorp To Record Low NPA And Unprecedented Gr...Vighnesh Shashtri
Under the leadership of Abhay Bhutada, Poonawalla Fincorp has achieved record-low Non-Performing Assets (NPA) and witnessed unprecedented growth. Bhutada's strategic vision and effective management have significantly enhanced the company's financial health, showcasing a robust performance in the financial sector. This achievement underscores the company's resilience and ability to thrive in a competitive market, setting a new benchmark for operational excellence in the industry.
The Rise of Generative AI in Finance: Reshaping the Industry with Synthetic DataChampak Jhagmag
In this presentation, we will explore the rise of generative AI in finance and its potential to reshape the industry. We will discuss how generative AI can be used to develop new products, combat fraud, and revolutionize risk management. Finally, we will address some of the ethical considerations and challenges associated with this powerful technology.
Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...AntoniaOwensDetwiler
"Does Foreign Direct Investment Negatively Affect Preservation of Culture in the Global South? Case Studies in Thailand and Cambodia."
Do elements of globalization, such as Foreign Direct Investment (FDI), negatively affect the ability of countries in the Global South to preserve their culture? This research aims to answer this question by employing a cross-sectional comparative case study analysis utilizing methods of difference. Thailand and Cambodia are compared as they are in the same region and have a similar culture. The metric of difference between Thailand and Cambodia is their ability to preserve their culture. This ability is operationalized by their respective attitudes towards FDI; Thailand imposes stringent regulations and limitations on FDI while Cambodia does not hesitate to accept most FDI and imposes fewer limitations. The evidence from this study suggests that FDI from globally influential countries with high gross domestic products (GDPs) (e.g. China, U.S.) challenges the ability of countries with lower GDPs (e.g. Cambodia) to protect their culture. Furthermore, the ability, or lack thereof, of the receiving countries to protect their culture is amplified by the existence and implementation of restrictive FDI policies imposed by their governments.
My study abroad in Bali, Indonesia, inspired this research topic as I noticed how globalization is changing the culture of its people. I learned their language and way of life which helped me understand the beauty and importance of cultural preservation. I believe we could all benefit from learning new perspectives as they could help us ideate solutions to contemporary issues and empathize with others.
when will pi network coin be available on crypto exchange.DOT TECH
There is no set date for when Pi coins will enter the market.
However, the developers are working hard to get them released as soon as possible.
Once they are available, users will be able to exchange other cryptocurrencies for Pi coins on designated exchanges.
But for now the only way to sell your pi coins is through verified pi vendor.
Here is the what'sapp contact of my personal pi vendor
+12349014282
2. CPI- Consumer Price Index
Cost of Living relative to a base period
CPI is 100 in base period 1982-84
Cost of market basket of goods
Urban households, other demographic
regions
Collected Monthly
3. Housing 41.4%
Transportation 17.4%
Food 16.2%
Energy 8.2%
Medical Care 6.4%
Apparel and Upkeep 6.1%
Other 3.9%
4. Assumes market basket fixed
Slow to recognize new products
Hard to measure quality improvements
5. Purchasing power of your income
How many market baskets can it buy?
Nominal income better predictor
6. .05 Hershey bar
.05 New York Times
.04 First class postage stamp
.31 Gallon of regular gas
.28 McDonald’s double hamburger
$2,529 Full size Chevrolet
8. Babe Ruth (1931) $80,000
A Rod (2010) $33 million
9. Nominal wage was $1.65 hour 1952
Rose to $17 in 2007; 10x increase
Real wages peaked in mid-1970’s!
10. Situation - Consumers across
North Dakota are being impacted
by the rising price of food, gas
and housing. Is oil activity
impacting prices? Will the
drought impact prices?
11. Extension Response –
ND Consumer Price Survey
Family Economic Program Team
Compare:
• oil impacted vs. non-oil impacted
• size of community
• type of business.
12. Small basket of food items that can
easily be found in most stores
County Extension staff and Volunteers
Gather prices at their local groceries
and supermarkets
Continue through 2013
13. County Extension staff record prices
in the online survey
Data and talking points provided to
County offices each month.
News releases provided
????
14. 37 Counties Gathering Prices
September 2012
Pembina
Renville
Divide Burke Rolette
Bottineau Cavalier
Towner
Williams McHenry Walsh
Pierce
Mountrail Ramsey
Ward
Grand
Benson Forks
McKenzie Nelson
McLean Eddie
Wells
Foster Griggs Steele Traill
Mercer
Dunn
Billings
Oliver Kidder Stutsman
Golden
Burleigh Barnes Cass
Valley Morton
Stark
Slope Hettinger Lamoure Ransom
Logan Richland
Grant
Bowman Adams Sioux Dickey Sargent
McIntosh
15. ND Counties
Impacted Oil Counties
High Impacted Oil Counties
Pembina
Renville
Divide Burke Rolette
Bottineau Cavalier
Towner
Williams McHenry Walsh
Pierce
Mountrail Ramsey
Ward
Grand
Benson Forks
McKenzie Nelson
McLean Eddie
Wells
Foster Griggs Steele Traill
Mercer
Dunn
Billings
Oliver Kidder Stutsman
Golden
Burleigh Barnes Cass
Valley Morton
Stark
Slope Hettinger Lamoure Ransom
Logan Richland
Grant
Adams Sioux McIntosh Dickey Sargent
16. In
Sept. the high price of food package
was $50.36 which is 52% higher than
the lowest price of $33.09.
In Oct $51.56 – 66% - $31.07
Theaverage cost of our package was
$41.37 in September. $40.65 in Oct.
17. In
Sept. the average price of package in
Oil Impacted Counties was $42.24
compared to the rest of the state at
$40.69.
Oct. - $40.90 - $40.48
18. InSept. our smaller local grocers had
an average food package of $43.67
which is just 11% higher than the
average price of the package at a large
supermarket at $39.28.
Oct. - $44.00 - 16% - $37.95
19. In Sept. 14 oz box of Cheerios sold at a
high price of $6.99 and a low price of
$2.69.
The high price found at a local grocery
store and the low price at a national
chain store.
Oct. - $6.99 - $2.50
20. A gal of 2% milk in North Dakota
Our highest milk price was $6.67 - $6.67
Lowest Price was $2.79 - $2.89
Average Price was $4.65 - $4.67
Editor's Notes
How do we measure the overall cost of living?Has the cost of living increased in ND, and how does that compare with the overall US?
Actual expenses and purchases vary with family size, age of members, region and income; CPI can help track major changesData availablePrice indexes are available for the U.S., the four Census regions, size of city, cross-classifications of regions and size-classes, and for 26 local areas. Indexes are available for major groups of consumer expenditures (food and beverages, housing, apparel, transportation, medical care, recreation,education and communications, and other goods and services), for items within each group, and for special categories, such as services. Monthly indexes are available for the U.S., the four Census regions, and some local areas. More detailed item indexes are available for the U.S. than for regions and local areas. Indexes are available for two population groups: a CPI for All Urban Consumers (CPI-U) which covers approximately 87 percent of the total population and a CPI for Urban Wage Earners and Clerical Workers (CPI-W) which covers 32 percent of the population. Some series, such as the U.S. City Average All items index, begin as early as 1913. CoverageThe CPI represents changes in prices of all goods and services purchased for consumption by urban households. User fees (such as water and sewer service) and sales and excise taxes paid by the consumer are also included. Income taxes and investment items (like stocks, bonds, and life insurance) are not included. The CPI-U includes expenditures by urban wage earners and clerical workers, professional, managerial, and technical workers, the self-employed, short-term workers, the unemployed, retirees and others not in the labor force. The CPI-W includes only expenditures by those in hourly wage earning or clerical jobs. Sources of dataPrices for the goods and services used to calculate the CPI are collected in 87 urban areas throughout the country and from about 23,000 retail and service establishments. Data on rents are collected from about 50,000 landlords or tenants. The weight for an item is derived from reported expenditures on that item as estimated by the Consumer Expenditure Survey. Reference periodPrices are taken throughout the month. Forms of publicationMonthly news release. Consumer Price Index. Electronic access available. Historical data in Handbook of Labor Statistics. Electronic access available. Diskettes LABSTAT database. UsesAs an economic indicator. As the most widely used measure of inflation, the CPI is an indicator of the effectiveness of government policy. In addition, business executives, labor leaders and other private citizens use the index as a guide in making economic decisions. As a deflator of other economic series. The CPI and its components are used to adjust other economic series for price change and to translate these series into inflation-free dollars. As a means for adjusting income payments. Over 2 million workers are covered by collective bargaining agreements which tie wages to the CPI. The index affects the income of almost 80 million people as a result of statutory action: 47.8 million Social Security beneficiaries, about 4.1 million military and Federal Civil Service retirees and survivors, and about 22.4 million food stamp recipients. Changes in the CPI also affect the cost of lunches for the 26.7 million children who eat lunch at school. Some private firms and individuals use the CPI to keep rents, royalties, alimony payments and child support payments in line with changing prices. Since 1985, the CPI has been used to adjust the Federal income tax structure to prevent inflation-induced increases in taxes. Major research in progressContinuing research on technical improvements in the calculation of the CPI Continuing work on the next major weight revision of the CPI
In reality, consumers substituteOverall, bias is estimated to be an upward bias in the CPI of about 1.1% a year (Boskin Commission)
Nominal price list or actual cost given current value of moneyUseful for comparisons within same time period and in same locationCannot make meaningful comparisons over time and locations
Costs are relative to general economic conditions in place and time; opportunity cost of what was passed up to buy item
Income of $21,200 in 2007 = $10,000 in 1983 = $3000 in 1961
Babe Ruth could buy $1.1 million worth of productsIntersting President Hoover made $75000After adjusting for inflation, Hoover made more than twice what the current president of the US makes!
Consumers across North Dakota are being impacted by the rising price of food, gas and housing. Is oil activity impacting prices? Will the drought impact prices? The North Dakota economy is going through unprecedented times which may also be influencing the price of consumer goods which in turn impacts the family budget.
The North Dakota Consumer Price Survey has been developed by the NDSU Extension Family Economic Program Team. The intent is to determine a trend in food and gas prices by the area of the state (oil impacted vs. non-oil impacted), by size of community and by type of business. This survey is not intended to be a comprehensive study but a snapshot of prices for a small basket of common food items that can easily be found in most stores selling food. Extension staff in counties across the state will gather prices at their local groceries and supermarkets The survey will continue monthly through the rest of 2012 and through 2013. Monthly reports will be available.
This survey is not intended to be a comprehensive study but a snapshot of prices for a small basket of common food items that can easily be found in most stores selling food. Extension staff in counties across the state will gather prices at their local groceries and supermarkets The survey will continue monthly through the rest of 2012 and through 2013. Monthly reports will be available.
County Extension staff in their county and record them in the online survey. Please gather prices in the first 2 weeks of the month. At the beginning of each month we will provide local Extension Agents with a report including the prices gathered and comparisons across the state.
Across the state the highest total price for our package of food was $50.36 which is 52% higher at than the lowest price of $33.09.The average cost of our package was $41.37 in September.The average price of the whole package in Oil Impacted Counties was $42.24 and the average in the rest of the state was $40.69. The size of the community may have an impact on the price of milk. In our smallest communities the average price of a gal of 2% milk is $5.68 with the highest price being $6.65. In our largest communities the average price was $4.02 with the lowest price $3.25.If we look at a 14 oz box of Cheerios sold across the state we found a high price of $6.99 and a low price of $2.69. The high price was found at a local grocery store and the low price at a national chain store.Our smaller local grocers had an average food package of $43.67 which is just 11% higher than the average price of the package at a large supermarket at $39.28. All of us living in a small community know how valuable the local grocery store is to the community!The price of regular gas ranged from a high of $4.14 to a low of $3.65 for an avg. $3.92 although as we all know the price of gas is a very fluid mark!
Across the state the highest total price for our package of food was $50.36 which is 52% higher at than the lowest price of $33.09.The average cost of our package was $41.37 in September.The average price of the whole package in Oil Impacted Counties was $42.24 and the average in the rest of the state was $40.69. The size of the community may have an impact on the price of milk. In our smallest communities the average price of a gal of 2% milk is $5.68 with the highest price being $6.65. In our largest communities the average price was $4.02 with the lowest price $3.25.If we look at a 14 oz box of Cheerios sold across the state we found a high price of $6.99 and a low price of $2.69. The high price was found at a local grocery store and the low price at a national chain store.Our smaller local grocers had an average food package of $43.67 which is just 11% higher than the average price of the package at a large supermarket at $39.28. All of us living in a small community know how valuable the local grocery store is to the community!The price of regular gas ranged from a high of $4.14 to a low of $3.65 for an avg. $3.92 although as we all know the price of gas is a very fluid mark!
Across the state the highest total price for our package of food was $50.36 which is 52% higher at than the lowest price of $33.09.The average cost of our package was $41.37 in September.The average price of the whole package in Oil Impacted Counties was $42.24 and the average in the rest of the state was $40.69. The size of the community may have an impact on the price of milk. In our smallest communities the average price of a gal of 2% milk is $5.68 with the highest price being $6.65. In our largest communities the average price was $4.02 with the lowest price $3.25.If we look at a 14 oz box of Cheerios sold across the state we found a high price of $6.99 and a low price of $2.69. The high price was found at a local grocery store and the low price at a national chain store.Our smaller local grocers had an average food package of $43.67 which is just 11% higher than the average price of the package at a large supermarket at $39.28. All of us living in a small community know how valuable the local grocery store is to the community!The price of regular gas ranged from a high of $4.14 to a low of $3.65 for an avg. $3.92 although as we all know the price of gas is a very fluid mark!
Across the state the highest total price for our package of food was $50.36 which is 52% higher at than the lowest price of $33.09.The average cost of our package was $41.37 in September.The average price of the whole package in Oil Impacted Counties was $42.24 and the average in the rest of the state was $40.69. The size of the community may have an impact on the price of milk. In our smallest communities the average price of a gal of 2% milk is $5.68 with the highest price being $6.65. In our largest communities the average price was $4.02 with the lowest price $3.25.If we look at a 14 oz box of Cheerios sold across the state we found a high price of $6.99 and a low price of $2.69. The high price was found at a local grocery store and the low price at a national chain store.Our smaller local grocers had an average food package of $43.67 which is just 11% higher than the average price of the package at a large supermarket at $39.28. All of us living in a small community know how valuable the local grocery store is to the community!The price of regular gas ranged from a high of $4.14 to a low of $3.65 for an avg. $3.92 although as we all know the price of gas is a very fluid mark!