Our approach to life-based Retirement Planning is very simple. We call it Design. Build. Protect. We design a plan built around your life. We help you clarify the plan and work towards achieving your goals allowing you to prioritize your family, worth and legacy.
This is a powerpoint slideshow that I put together while working as an intern for Smith Barney/ CitiGroup. Myself and two Senior Financial Consultants used this, and other customized ppt\'s as a tool during sales meetings. During my time as an intern I coordinated meetings between key people at various major record labels. Our goal was to attract high net worth clients in the entertainment business to hire our specialized team for wealth management services tailored to their unique needs.
Philosophers Stone Is One Of The Top Consulting Firm. We Offer Business Consulting Services And Restructuring Across All Industries And Geographies.
http://www.philosophersstone.in/
Philosophers Stone Is One Of The Top Consulting Firm. We Offer Business Consulting Services And Restructuring Across All Industries And Geographies.
http://www.philosophersstone.in/
This is a powerpoint slideshow that I put together while working as an intern for Smith Barney/ CitiGroup. Myself and two Senior Financial Consultants used this, and other customized ppt\'s as a tool during sales meetings. During my time as an intern I coordinated meetings between key people at various major record labels. Our goal was to attract high net worth clients in the entertainment business to hire our specialized team for wealth management services tailored to their unique needs.
Philosophers Stone Is One Of The Top Consulting Firm. We Offer Business Consulting Services And Restructuring Across All Industries And Geographies.
http://www.philosophersstone.in/
Philosophers Stone Is One Of The Top Consulting Firm. We Offer Business Consulting Services And Restructuring Across All Industries And Geographies.
http://www.philosophersstone.in/
when will pi network coin be available on crypto exchange.DOT TECH
There is no set date for when Pi coins will enter the market.
However, the developers are working hard to get them released as soon as possible.
Once they are available, users will be able to exchange other cryptocurrencies for Pi coins on designated exchanges.
But for now the only way to sell your pi coins is through verified pi vendor.
Here is the telegram contact of my personal pi vendor
@Pi_vendor_247
how can i use my minded pi coins I need some funds.DOT TECH
If you are interested in selling your pi coins, i have a verified pi merchant, who buys pi coins and resell them to exchanges looking forward to hold till mainnet launch.
Because the core team has announced that pi network will not be doing any pre-sale. The only way exchanges like huobi, bitmart and hotbit can get pi is by buying from miners.
Now a merchant stands in between these exchanges and the miners. As a link to make transactions smooth. Because right now in the enclosed mainnet you can't sell pi coins your self. You need the help of a merchant,
i will leave the telegram contact of my personal pi merchant below. 👇 I and my friends has traded more than 3000pi coins with him successfully.
@Pi_vendor_247
How to get verified on Coinbase Account?_.docxBuy bitget
t's important to note that buying verified Coinbase accounts is not recommended and may violate Coinbase's terms of service. Instead of searching to "buy verified Coinbase accounts," follow the proper steps to verify your own account to ensure compliance and security.
What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the telegram contact of my personal pi merchant to trade with.
Tele-gram.
@Pi_vendor_247
US Economic Outlook - Being Decided - M Capital Group August 2021.pdfpchutichetpong
The U.S. economy is continuing its impressive recovery from the COVID-19 pandemic and not slowing down despite re-occurring bumps. The U.S. savings rate reached its highest ever recorded level at 34% in April 2020 and Americans seem ready to spend. The sectors that had been hurt the most by the pandemic specifically reduced consumer spending, like retail, leisure, hospitality, and travel, are now experiencing massive growth in revenue and job openings.
Could this growth lead to a “Roaring Twenties”? As quickly as the U.S. economy contracted, experiencing a 9.1% drop in economic output relative to the business cycle in Q2 2020, the largest in recorded history, it has rebounded beyond expectations. This surprising growth seems to be fueled by the U.S. government’s aggressive fiscal and monetary policies, and an increase in consumer spending as mobility restrictions are lifted. Unemployment rates between June 2020 and June 2021 decreased by 5.2%, while the demand for labor is increasing, coupled with increasing wages to incentivize Americans to rejoin the labor force. Schools and businesses are expected to fully reopen soon. In parallel, vaccination rates across the country and the world continue to rise, with full vaccination rates of 50% and 14.8% respectively.
However, it is not completely smooth sailing from here. According to M Capital Group, the main risks that threaten the continued growth of the U.S. economy are inflation, unsettled trade relations, and another wave of Covid-19 mutations that could shut down the world again. Have we learned from the past year of COVID-19 and adapted our economy accordingly?
“In order for the U.S. economy to continue growing, whether there is another wave or not, the U.S. needs to focus on diversifying supply chains, supporting business investment, and maintaining consumer spending,” says Grace Feeley, a research analyst at M Capital Group.
While the economic indicators are positive, the risks are coming closer to manifesting and threatening such growth. The new variants spreading throughout the world, Delta, Lambda, and Gamma, are vaccine-resistant and muddy the predictions made about the economy and health of the country. These variants bring back the feeling of uncertainty that has wreaked havoc not only on the stock market but the mindset of people around the world. MCG provides unique insight on how to mitigate these risks to possibly ensure a bright economic future.
The European Unemployment Puzzle: implications from population agingGRAPE
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.
how to swap pi coins to foreign currency withdrawable.DOT TECH
As of my last update, Pi is still in the testing phase and is not tradable on any exchanges.
However, Pi Network has announced plans to launch its Testnet and Mainnet in the future, which may include listing Pi on exchanges.
The current method for selling pi coins involves exchanging them with a pi vendor who purchases pi coins for investment reasons.
If you want to sell your pi coins, reach out to a pi vendor and sell them to anyone looking to sell pi coins from any country around the globe.
Below is the contact information for my personal pi vendor.
Telegram: @Pi_vendor_247
Even tho Pi network is not listed on any exchange yet.
Buying/Selling or investing in pi network coins is highly possible through the help of vendors. You can buy from vendors[ buy directly from the pi network miners and resell it]. I will leave the telegram contact of my personal vendor.
@Pi_vendor_247
Exploring Abhay Bhutada’s Views After Poonawalla Fincorp’s Collaboration With...beulahfernandes8
The financial landscape in India has witnessed a significant development with the recent collaboration between Poonawalla Fincorp and IndusInd Bank.
The launch of the co-branded credit card, the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card, marks a major milestone for both entities.
This strategic move aims to redefine and elevate the banking experience for customers.
how to sell pi coins at high rate quickly.DOT TECH
Where can I sell my pi coins at a high rate.
Pi is not launched yet on any exchange. But one can easily sell his or her pi coins to investors who want to hold pi till mainnet launch.
This means crypto whales want to hold pi. And you can get a good rate for selling pi to them. I will leave the telegram contact of my personal pi vendor below.
A vendor is someone who buys from a miner and resell it to a holder or crypto whale.
Here is the telegram contact of my vendor:
@Pi_vendor_247
BYD SWOT Analysis and In-Depth Insights 2024.pptxmikemetalprod
Indepth analysis of the BYD 2024
BYD (Build Your Dreams) is a Chinese automaker and battery manufacturer that has snowballed over the past two decades to become a significant player in electric vehicles and global clean energy technology.
This SWOT analysis examines BYD's strengths, weaknesses, opportunities, and threats as it competes in the fast-changing automotive and energy storage industries.
Founded in 1995 and headquartered in Shenzhen, BYD started as a battery company before expanding into automobiles in the early 2000s.
Initially manufacturing gasoline-powered vehicles, BYD focused on plug-in hybrid and fully electric vehicles, leveraging its expertise in battery technology.
Today, BYD is the world’s largest electric vehicle manufacturer, delivering over 1.2 million electric cars globally. The company also produces electric buses, trucks, forklifts, and rail transit.
On the energy side, BYD is a major supplier of rechargeable batteries for cell phones, laptops, electric vehicles, and energy storage systems.
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately.
Telegram: @Pi_vendor_247
If you are looking for a pi coin investor. Then look no further because I have the right one he is a pi vendor (he buy and resell to whales in China). I met him on a crypto conference and ever since I and my friends have sold more than 10k pi coins to him And he bought all and still want more. I will drop his telegram handle below just send him a message.
@Pi_vendor_247
2. WHAT WE DO
OUR GOAL IS TO HELP YOU
Design
Understand and clarify your life and financial
goals — then create a tailored financial plan
designed to help make your goals possible.
Build
Use academic research and science to build an
investment portfolio that aims to give you the
highest probability of achieving your goals with
the least amount of risk.
Protect
Provide discipline, perspective and guidance
to help you stay focused on the long germ and
on track towards achieving what is most
important to you.
Together We
Can Make Your
Someday Possible
As an investor, you face many important questions and decisions about your
future, be we believe that there are really only three that matter. And we help
solve them every day.
Doyouhavetheplanthat'srightforyou?
We are committed to understanding what matters most to you personally
and financially—as well as working with other financial professionals—in
order to put together the best possible long-term plan.
1
Doyouhaveconfidenceyourportfoliowillgetyouthere?
The portfolios we build are designed with the aim of giving our clients the
highest probability of achieving their goals with a suitable amount of risk.
2
Howdoyoustayontrack?
No one knows what the future will bring, but a good plan should help you
stay invested in a variety of market environments. And it should be
flexible enough to reflect changes in your life. We closely monitor your
plan, update you regularity on your progress and make any changes
necessary to keep pace with where you are in life.
3
3. OUR GOAL IS TO HELP YOU
Design a Plan to
Meet Your Goals
Our comprehensive advisory process allows us to uncover
what is most important— your values, needs, concerns
and hopes in order to put together the best possible
long-term plan.
Clarify Vision
& Future
Plan for the
Future
Ease Life’s
Transitions
Live My
Values
Balance
Work & Life
Meet
Needs
Enhance
Lifestyle
Manage
Health
Create
Financial
Comfort
Simplify
Finances
Reduce
Taxes
Protect
Assets
Help
& Protect
Family
Help
Children
Assist
Parents
Fund
Education
Build a Legacy Execute
Intentions
Help
Beneficiaries
Give to
Charities
4. DESIGN. BUILD. PROTECT
INVESTM
ENT BEHAVIOR
RATE
O
F
RETU
RN
TAX
RELIEF
PORTFOLIO RISK
INCOME IN
RETIREMENT
INCOME IN
RETIREMENT
INVESTMENT BEHAVIOR
PORTFOLIORISK
TAX
RELIEF
RATEOFRETURN
You
5. Value Proposition = Financial Freedom
Helping our clients feel more confident in their future though the clarity,
insight and partnership we provide them across their financial life.
10StepstoSuccess
Our most successful clients view this as
a hindrance and not a hobby.
Design Investment Strategy to Meet your
Life Goals
Build Construction of the Portfolio using
Evidence Based Investing Supported by 11
Nobel Laureates with 90 Years of Academics
Behind our Strategies
Monitor the Portfolio to Execute Rebalance
Wrap this Entire Effort into the Financial
planning Process
7
8
9
10
Manage Your Behaivor
Create Risk Reserve Strategy
Review Distribution Sequence Strategies to
Minimize Taxes when Pulling Out the Money
Discuss RMD (Required Minimum Distributions)
Coordinate Estate and Survivor Income
Tax Planning
Perform Insurance Review
1
2
3
4
5
6
6. RobertC.Merton*
OUR GOAL IS TO HELP YOU
Build Your Portfolio
Using Science &
Academic Research
We recognize that individuals today have increased expectations
for prudent risk management and sophisticated asset allocation.
Because you can’t control the market, you need an approach
that you can not only believe in but also understand. We use a
disciplined, unemotional, and highly diversified investment
strategy call “Asset Class Investing”.
Adam Smith
Friedrich Hayek*
Milton Friedman*
Paul Samuelson*
Merton Miller*
Harry Markowitz*
Bill Sharpe*
Daniel Kahneman*
Gene Fama*
Myron Scholes*
RobertC.Merton*
Meir Statman
Ken French
Franco Modigliani*
* Nobel Laureate Recipient
7. OUR GOAL IS TO HELP YOU
How Much is An Advisor Worth
Average Investors Under-perform-Major Indices — Annualized Returns from 1998 to 2018
Vanguard says advisors can increase your returns by three percentage points.
Return of the Average Stock
Fund Investor
Return of the Average Bond
Fund Investor
3.88%
4.55%
Barclays
Bond Index
5.62%
S&P 500 Return Lost
Due to Poor
Investor Behavior
10%
8%
6%
4%
2%
0%
AverageAnnualReturn
.22%
Cost Effective Expense Ratios .34%
Stay Fully Invested - Behavior Coaching 1.5%
Design the Proper Diversified Portfolio 0-.75%
Systematic Rebalancing .26%
Spending Strategy (Withdrawal Order) 0-1.10%
Range of Potential Value About 3% in Net Return
Protect Your Plan
byWorkingTogether
To help do this, we take great care in assembling a team
of financial professionals—including any of your current
financial professionals—who will work in concert to make
sure all your needs are being addressed. Your team may
include:
• Certified Public Accountant
• Estate Planning Attorney
• Insurance Professionals
• Investment Partners
Having your own team of experts working closely together
helps maximize the effectiveness of your plan and makes
sure it stays in sync, with every item properly addressed.
8. Capital Associates
6901 Rockledge Drive, Suite 500
Bethesda, Maryland 20817
(301) 581.4108
info@capitalassoc.net
Rob Ugiansky
robert@capitalassoc.net
(800) 601. 5281
Mitchell Katz
mkatz@capitalassoc.net
(800) 601. 5281
Capital Associates
Wealth Management
Mitch Katz and Rob Ugiansky are Registered Representatives and offer securities products
and services through NYLIFE Securities LLC, Member FINRA/SIPC, A Licensed Insurance
Agency 6901 Rockledge Dr, Suite 500, Bethesda, MD 20817, (301) 581-4108. In addition,
they are also separately registered as an investment adviser representatives with Eagle
Strategies LLC, A Registered Investment Adviser. Capital Associates, LLC is not owned or
operated by Eagle Strategies LLC, or its affiliates.
http://www.capitalassoc.net