There are several types of investments that people can make with their money, ranging from low to high risk. Low-risk investments include savings accounts, certificates of deposit, and money market accounts that provide stable returns over time. Higher risk investments like stocks and real estate have a chance for higher profits but more volatility. It's important for individuals to understand their investment options and risk tolerance when deciding how to allocate their funds for both short and long-term goals. Speaking to a financial advisor can help guide decisions around appropriate investments.