It is a split field when it comes to mutual funds. While many investors already understand it, others do not; mutual funds are not always a great investment option in today’s market. https://sites.google.com/site/richardcaynemeyerinternational/the-10-biggest-mutual-funds-are-they-really-worth-your-money

1. The 10 Biggest Mutual Funds: Are they
really worth yourmoney?
It is a split field when it comes to mutual funds. While many investors
already understand it, others do not; mutual funds are not always a great
investment option in today’s market. They can be expensive and tax-
inefficient as well depending where they are located and so Richard
Cayne typically recommends offshore mutual funds which start off in a
more tax favorable position to their onshore counterparts.
Financial consultants like Richard Cayne Meyer will inform investors that
they need to be careful when they are selecting their mutual funds.
www.richardcayne.com

2. 1. Pimco Total Return
Has a good track record, but it could
be limited in its movement in and out
of some of the best investments, it
may be headed down if interest
rates rise quickly.

3. 2. Vanguard Total StockMarket Index Fund
Pretty inexpensive, but is market cap weighted, meaning that it remains
mostly with the large cap funds.

4. 3. American Funds Growth Fund of America
Has a good 10 year performance and good sector exposure, but it is very
expensive.

5. 4. Vanguard 500 Index InvestorFund
This fund is very inexpensive, but it is heavily weighted towards large cap
companies.

6. 5. Vanguard Total Bond Market Index
It offers broad exposure to a variety of areas in the fixed income market,
but there isn’t any exposure to bonds that are inflation protected.

7. 6. American Funds EuroPacific Growth
It is broadly diversified, but it is also very expensive.

8. 7. Fidelity Contrafund
It has a strong 10 year performance
and is diversified with foreign stocks,
but there is very little exposure to
value stocks or small cap.
Fidelity
Contrafund

9. 8. American Funds Capital Income Builder
There are talented analysts and managers who are attracted to this fund,
but it has very little exposure to small cap and focuses mainly on large
cap.

10. 9. American Funds Income Fund of America
Very little risk when it comes to interest rate issues, but it is expensive
considering the cash allocation and the high bond.

11. 10. Vanguard Total International StockIndex
It has quite a bit of international exposure, but it doesn’t provide much
exposure with mid and small cap and instead focuses on large cap.
www.richardcayne.com

12. According to Richard Cayne Meyer, it is understandable why investors
have started turning more frequently to these types of funds. Since the
market is fairly volatile, it is understandable why they are so popular at this
time.
Even though these funds have a pretty decent track records when it comes
to the long term, Richard Cayne Bangkok advises that you proceed with
caution because they don’t always outperform. If you are looking to learn
more about mutual funds, be sure that you rely on a financial consultant
like Richard Cayne Meyer who can help you to select the right funds for
your portfolio.
www.richardcayne.com