Ways To Save Money

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This document provides several ways for a client to save money, including: 1) Opting to pay home loan EMIs at the beginning of the month rather than the end can save money that can be invested and grow over time. 2) Increasing PF deductions from the minimum 780/month to the maximum 12% of basic salary can increase tax-free income by over 72,000/year, saving on taxes. 3) Planning international work travel before or after September 30 can help avoid paying double taxes. 4) Treating insurance as an expense rather than investment can lead to greater savings. 5) Creating and sticking to a budget can help clients make more rational financial decisions and save more

Ways to save money for your client IMS Proschool http://proschool.imsindia.com

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Retirement Planning has been gaining a lot of importance of late in India. Importance is more in financial magazines than among those who need it the most. As part of a financial plan, retirement planning in India could be significantly important in the coming 2-3 decades. Till a decade ago, retirement meant receiving pensions, purchasing a house to live in and going on vacations randomly. Retirement was a peaceful phase and no such planning was needed for it. Investments produced high returns with decent safety.

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