This document discusses vulnerability in disasters. It defines vulnerability as the characteristics and circumstances that make a community, system, or asset susceptible to harm from hazards. Factors that affect vulnerability include population density near hazards, and a community's capacity to reduce disaster risks. There are different types of vulnerability - physical, social, economic, and environmental. The document also discusses hazards, exposure, different impacts of hazards, and methods for identifying hazards and assessing risks. The Philippines is highlighted as having high vulnerability due to factors like its location in the Pacific typhoon belt and its archipelagic geography.