Información y gráficos sobre las variaciones mensuales y anuales, tanto en pesos como en dólares, del Indice Merval en los últimos 15 años, elaborado por el Instituto Argentino de Mercado de Capitales (IAMC), dependiente del Mercado de Valores de Buenos Aires (Merval).
The document provides data on the percentage of residents born in their state of residence for various geographies in Hawaii from 1990 to 2009 based on Census and ACS data. It ranks the locations based on the 2009 percentage. Many rural locations had high percentages over 80% born in-state while urban areas like Honolulu County were around 50%. From 1990-2009, percentages declined in most places, often by over 10 percentage points, reflecting increased migration to Hawaii over the decades.
Hispanic Labor in the Swine Industry… a Thing of the Past?John Blue
Hispanic labor in the swine industry may become more important as the U.S. faces labor shortages. The aging U.S. population and declining birth rates mean there will be fewer young workers. Hispanics currently make up over 15% of the U.S. population and that number is growing rapidly. They tend to have younger families and are more willing to do the physical labor required in the swine industry. Employers that understand Hispanic culture and help workers integrate may find Hispanic employees can help address future labor needs.
Dr. Chad Moutray, Chief Economist at the National Association of Manufacturers, provide the CEO’s of US Manufacturing Trade Associations a snapshot of what’s happening in manufacturing and the US economy.
1) Strokes occur when blood flow to the brain is interrupted, causing brain cells to die rapidly over time.
2) Regional networks allow for over 1,000 stroke patients to be treated annually from over 80 regional hospitals via helicopter or ambulance.
3) Determining the exact time of onset, or "time last known well", is crucial for determining appropriate interventions, as certain treatments must be administered within a specific time window to be effective.
The document summarizes trends in household technology ownership and internet usage in Armenia, Azerbaijan, and Georgia from 2004 to 2011 based on data from country-specific consumer behavior surveys. It shows that over this period:
1) Household PC ownership increased substantially in all three countries, reaching around 40% by 2011.
2) Mobile phone ownership reached over 80% by 2011 across the region.
3) Household internet access also grew significantly, nearly doubling between 2009 and 2011 to around 30-35% of households.
Pine Flash Note: Monetary Policy – walking on thin iceBanco Pine
The document summarizes Pine's revised forecasts for Brazilian inflation and economic growth in 2013. Pine has increased its forecast for 2013 IPCA inflation from 5.10% to 5.60% due to deteriorating inflation outlook, but believes the central bank will keep interest rates at 7.25% due to limited economic recovery. Pine's GDP growth forecast of 2.6% is below market consensus of 3.2%. Risks to the inflation forecast include volatility in food prices and currency depreciation.
2012 State of the Vending Industry Report - Automatic Merchandiser - June / J...Steven Duque
The road to recovery has been slow in the recession, for both automatic merchandising and the multiple industries it serves. Fiscal 2011 saw trends from the previous year continue, as the vending industry slowly recovers from the massive fallout of the Great Recession. In 2011, industry sales declined for the fourth consecutive year, although at a progressively slower rate. The 1.5 percentage point sales decline in 2011 was half the rate posted in 2010, indicating vending operators made progress in
stemming the downward trend.
The document provides data on the percentage of residents born in their state of residence for various geographies in Hawaii from 1990 to 2009 based on Census and ACS data. It ranks the locations based on the 2009 percentage. Many rural locations had high percentages over 80% born in-state while urban areas like Honolulu County were around 50%. From 1990-2009, percentages declined in most places, often by over 10 percentage points, reflecting increased migration to Hawaii over the decades.
Hispanic Labor in the Swine Industry… a Thing of the Past?John Blue
Hispanic labor in the swine industry may become more important as the U.S. faces labor shortages. The aging U.S. population and declining birth rates mean there will be fewer young workers. Hispanics currently make up over 15% of the U.S. population and that number is growing rapidly. They tend to have younger families and are more willing to do the physical labor required in the swine industry. Employers that understand Hispanic culture and help workers integrate may find Hispanic employees can help address future labor needs.
Dr. Chad Moutray, Chief Economist at the National Association of Manufacturers, provide the CEO’s of US Manufacturing Trade Associations a snapshot of what’s happening in manufacturing and the US economy.
1) Strokes occur when blood flow to the brain is interrupted, causing brain cells to die rapidly over time.
2) Regional networks allow for over 1,000 stroke patients to be treated annually from over 80 regional hospitals via helicopter or ambulance.
3) Determining the exact time of onset, or "time last known well", is crucial for determining appropriate interventions, as certain treatments must be administered within a specific time window to be effective.
The document summarizes trends in household technology ownership and internet usage in Armenia, Azerbaijan, and Georgia from 2004 to 2011 based on data from country-specific consumer behavior surveys. It shows that over this period:
1) Household PC ownership increased substantially in all three countries, reaching around 40% by 2011.
2) Mobile phone ownership reached over 80% by 2011 across the region.
3) Household internet access also grew significantly, nearly doubling between 2009 and 2011 to around 30-35% of households.
Pine Flash Note: Monetary Policy – walking on thin iceBanco Pine
The document summarizes Pine's revised forecasts for Brazilian inflation and economic growth in 2013. Pine has increased its forecast for 2013 IPCA inflation from 5.10% to 5.60% due to deteriorating inflation outlook, but believes the central bank will keep interest rates at 7.25% due to limited economic recovery. Pine's GDP growth forecast of 2.6% is below market consensus of 3.2%. Risks to the inflation forecast include volatility in food prices and currency depreciation.
2012 State of the Vending Industry Report - Automatic Merchandiser - June / J...Steven Duque
The road to recovery has been slow in the recession, for both automatic merchandising and the multiple industries it serves. Fiscal 2011 saw trends from the previous year continue, as the vending industry slowly recovers from the massive fallout of the Great Recession. In 2011, industry sales declined for the fourth consecutive year, although at a progressively slower rate. The 1.5 percentage point sales decline in 2011 was half the rate posted in 2010, indicating vending operators made progress in
stemming the downward trend.
The document summarizes a study by O'Shaughnessy that found stocks with lower valuations as measured by price-to-sales, price-to-cashflow, price-to-book, and price-to-earnings ratios significantly outperformed stocks with higher valuations over the long-term between 1951-1996. Specifically, the study divided stocks into deciles based on these valuation metrics and found the lowest decile stocks provided real annual returns that were 2-5% higher than the highest decile stocks based on these four common valuation ratios.
2012 october 3 survey of tunisian public opinion, july 26 august 8, 2012Moez
This survey document summarizes the methodology and key findings of a survey of Tunisian public opinion conducted from July 26 to August 8, 2012. Over 1,265 face-to-face interviews were conducted across Tunisia's 24 governorates. The survey examined Tunisians' views on the country's direction, economic conditions, priorities for government, and the role and timeline of the National Constituent Assembly.
History of Social Security Cost of Living AdjustmentsAllsup
This document shows the history of cost of living adjustments (COLAs) for Social Security benefits from 1975 to 2012. It provides the annual percentage increase for each year's COLA. Key facts include that COLAs began in 1975 and were initially effective in July each year, changing to January in 1984. There were no COLAs in 1983, 2010, or 2011. The highest COLA was 14.3% in 1975 and the lowest was 0% in 1983, 2010, and 2011.
This document forecasts the expected annual real returns over 7 years for various asset classes as of May 2011, with US large cap stocks expected to return 4.3%, international bonds expected to return -0.2%, and emerging market debt expected to have the highest estimated range of returns at ±8.5%.
“Mobilize Your Creativity – Bring Your Content to Mobile”
The mobile world presents great opportunities for game developers; as technology evolves, new devices, operating systems and distribution solutions emerge and grow rapidly. However, it is becoming increasingly difficult for the game artists to fulfill their creative vision in the fragmented world of mobile. Lack of standardization and multiple technical barriers prevent the game developers from benefiting the market growing potential. In this session we will review the opportunities; the challenges (spiced up with some our own real life anecdotes) and provide helpful solutions to overcome them.
The document provides data on transportation methods used in the United States and Hawaii from 2009 and 2000. It shows percentages of people who carpooled, used public transportation, or drove alone for various geographic regions. Some key findings are that nationwide, carpooling decreased by 13.7% while driving alone increased slightly from 2000 to 2009. In Hawaii, carpooling decreased across most counties while driving alone increased, with some counties like Honolulu County seeing larger shifts towards solo commuting.
Avant Garde Wealth Mgmt - Quarterly letter - 1112Gaurav Jalan
(1) Avant Garde Wealth Management provides an update on market conditions and their portfolio positioning. (2) They have remained 36% invested with the rest in cash finding limited stocks that meet their valuation criteria. (3) Their portfolio has increased 1.8% while the market fell 19.6% since starting in June, though longer-term performance is needed to evaluate their ability.
This document provides a summary of performance data for Westfall High School in Pickaway County, Ohio. It includes statistics on student enrollment, demographics, test scores, graduation rates, and other metrics. Overall, the school has an enrollment of around 500 students and graduation rates around 85-90%. Test scores meet or exceed state standards for most subjects tested, though some areas like math and science saw lower passing rates.
This document shows percentages and changes in percentages from 2000 to 2009 of populations identifying as white only, at least part Asian, and at least part Pacific Islander for each US state. For white only populations, percentages decreased in most states but increased in a few like California, Arizona, and New Mexico. Percentages identifying as at least part Asian increased across all states. Percentages identifying as at least part Pacific Islander decreased in most states. Hawaii had the largest non-white populations and highest percentages identifying as part Asian and Pacific Islander.
This document analyzes major data sources on the U.S. nonprofit sector from 2000-2010. It finds that: 1) nonprofits are a major employer, employing over 10 million people or 10% of private sector employment; 2) they are significant service providers, especially in education and health; 3) nonprofit employment grew dynamically at 2.1% annually compared to a 0.6% decline for for-profits; 4) nonprofits proved resilient during the recession; and 5) they face increasing competition from for-profit firms in some industries like education and healthcare.
The document provides data on newspaper and magazine advertising in Pakistan in 2011 compared to 2010. It shows that ROP (run of paper) and ordinary ad types declined by around 27% and 19% year-over-year for newspapers and magazines respectively. The top categories, products, brands, and publications are also outlined. Overall, the data indicates a decrease in advertising spending and shifts in the leading brands and categories across both print mediums between 2010 and 2011 in Pakistan.
The document discusses a study by O'Shaughnessy that analyzed the performance of US stocks over $150 million in market cap from 1951 to 1996 based on four valuation factors: price-to-sales, price-to-cash flow, price-to-book, and price-to-earnings. The study found that stocks in the lowest deciles for each of these valuation factors significantly outperformed stocks in the highest deciles, indicating that cheaper valued stocks provided higher returns over the long term than more expensive stocks.
Agcapita is Canada's only RRSP and TFSA eligible farmland fund and is part of a family of funds with almost $100 million in assets under management. Agcapita believes farmland is a safe investment, that supply is shrinking and that unprecedented demand for "food, feed and fuel" will continue to move crop prices higher over the long-term. Agcapita created the Farmland Investment Partnership to allow investors to add professionally managed farmland to their portfolios. Agcapita publishes a monthly Agriculture Brief which deals with agriculture specific investment issues along with big picture macro-economic issues.
The document provides a weekly forecast and analysis of volatility for 40 ETFs. It finds that implied volatility has sharply declined this week across ETFs, while forecast and realized volatility have only declined slightly. This suggests that implied volatility may have overestimated future volatility, and the forecast provides an opportunity to take long volatility positions through options or hedging strategies. Specifically, the document identifies several ETFs with volatility that is considered slightly cheap or rich based on differences between implied, forecast, and realized volatility.
This document provides data on educational attainment levels in Hawaii from 2009 and 2000, including the percentage of residents with a high school diploma, bachelor's degree, and postgraduate degree in different regions of Hawaii. It shows that educational attainment levels increased across Hawaii from 2000 to 2009, with the highest levels found in Honolulu County and the lowest in more rural areas. Percentage point increases ranged from under 1 percentage point to over 200 percentage points in some locations.
The document shows the percentage of female and male students in grades 3 through 8 who scored at levels 3 and 4 on the 2008 New York State English Language Arts exam. It displays that in grades 3 and 4, a higher percentage of female students met these achievement levels compared to male students, with the gap being largest in grade 3. Across all grades 3 through 8, the percentage of female students meeting these levels was consistently higher than for male students.
The document summarizes internet usage trends in Azerbaijan from 2004-2011 based on data from the Caucasus Barometer surveys. Some key findings are:
- Household PC and mobile phone ownership increased substantially over time, with mobile ownership reaching over 90% by 2011.
- However, internet usage rates lagged behind, with only about a quarter of Azerbaijanis using the internet by 2011. Daily internet use was still only around 7%.
- Major barriers to internet adoption and use included lack of awareness, age, education, poverty, rural residence, and lack of English skills. Rural areas, poorer populations, and those with less education were least likely to use the internet frequently.
The document summarizes the performance of 19 trade leaders over a 6 month period from July 2011 through December 2011. It shows the monthly and total 6 month returns for each trade leader as well as the overall average returns. The top performing trade leader was TCM SAI with a total return of 140.6% while the average return among all trade leaders was 31.6% for the period. Some trade leaders experienced losses in certain months but overall gains for the 6 month period.
Trade Leaders deliver real results by providing average returns of 23.9% over a six month period from October 2011 through March 2012, significantly outperforming major market indexes like the S&P 500 and Barclay CTA Index. Individual Trade Leader returns ranged from -10.1% to 125.3% over this period. While investor returns may vary based on factors like fees and market conditions, the document shows that following top performing Trade Leaders can generate strong profits.
The document summarizes a study by O'Shaughnessy that found stocks with lower valuations as measured by price-to-sales, price-to-cashflow, price-to-book, and price-to-earnings ratios significantly outperformed stocks with higher valuations over the long-term between 1951-1996. Specifically, the study divided stocks into deciles based on these valuation metrics and found the lowest decile stocks provided real annual returns that were 2-5% higher than the highest decile stocks based on these four common valuation ratios.
2012 october 3 survey of tunisian public opinion, july 26 august 8, 2012Moez
This survey document summarizes the methodology and key findings of a survey of Tunisian public opinion conducted from July 26 to August 8, 2012. Over 1,265 face-to-face interviews were conducted across Tunisia's 24 governorates. The survey examined Tunisians' views on the country's direction, economic conditions, priorities for government, and the role and timeline of the National Constituent Assembly.
History of Social Security Cost of Living AdjustmentsAllsup
This document shows the history of cost of living adjustments (COLAs) for Social Security benefits from 1975 to 2012. It provides the annual percentage increase for each year's COLA. Key facts include that COLAs began in 1975 and were initially effective in July each year, changing to January in 1984. There were no COLAs in 1983, 2010, or 2011. The highest COLA was 14.3% in 1975 and the lowest was 0% in 1983, 2010, and 2011.
This document forecasts the expected annual real returns over 7 years for various asset classes as of May 2011, with US large cap stocks expected to return 4.3%, international bonds expected to return -0.2%, and emerging market debt expected to have the highest estimated range of returns at ±8.5%.
“Mobilize Your Creativity – Bring Your Content to Mobile”
The mobile world presents great opportunities for game developers; as technology evolves, new devices, operating systems and distribution solutions emerge and grow rapidly. However, it is becoming increasingly difficult for the game artists to fulfill their creative vision in the fragmented world of mobile. Lack of standardization and multiple technical barriers prevent the game developers from benefiting the market growing potential. In this session we will review the opportunities; the challenges (spiced up with some our own real life anecdotes) and provide helpful solutions to overcome them.
The document provides data on transportation methods used in the United States and Hawaii from 2009 and 2000. It shows percentages of people who carpooled, used public transportation, or drove alone for various geographic regions. Some key findings are that nationwide, carpooling decreased by 13.7% while driving alone increased slightly from 2000 to 2009. In Hawaii, carpooling decreased across most counties while driving alone increased, with some counties like Honolulu County seeing larger shifts towards solo commuting.
Avant Garde Wealth Mgmt - Quarterly letter - 1112Gaurav Jalan
(1) Avant Garde Wealth Management provides an update on market conditions and their portfolio positioning. (2) They have remained 36% invested with the rest in cash finding limited stocks that meet their valuation criteria. (3) Their portfolio has increased 1.8% while the market fell 19.6% since starting in June, though longer-term performance is needed to evaluate their ability.
This document provides a summary of performance data for Westfall High School in Pickaway County, Ohio. It includes statistics on student enrollment, demographics, test scores, graduation rates, and other metrics. Overall, the school has an enrollment of around 500 students and graduation rates around 85-90%. Test scores meet or exceed state standards for most subjects tested, though some areas like math and science saw lower passing rates.
This document shows percentages and changes in percentages from 2000 to 2009 of populations identifying as white only, at least part Asian, and at least part Pacific Islander for each US state. For white only populations, percentages decreased in most states but increased in a few like California, Arizona, and New Mexico. Percentages identifying as at least part Asian increased across all states. Percentages identifying as at least part Pacific Islander decreased in most states. Hawaii had the largest non-white populations and highest percentages identifying as part Asian and Pacific Islander.
This document analyzes major data sources on the U.S. nonprofit sector from 2000-2010. It finds that: 1) nonprofits are a major employer, employing over 10 million people or 10% of private sector employment; 2) they are significant service providers, especially in education and health; 3) nonprofit employment grew dynamically at 2.1% annually compared to a 0.6% decline for for-profits; 4) nonprofits proved resilient during the recession; and 5) they face increasing competition from for-profit firms in some industries like education and healthcare.
The document provides data on newspaper and magazine advertising in Pakistan in 2011 compared to 2010. It shows that ROP (run of paper) and ordinary ad types declined by around 27% and 19% year-over-year for newspapers and magazines respectively. The top categories, products, brands, and publications are also outlined. Overall, the data indicates a decrease in advertising spending and shifts in the leading brands and categories across both print mediums between 2010 and 2011 in Pakistan.
The document discusses a study by O'Shaughnessy that analyzed the performance of US stocks over $150 million in market cap from 1951 to 1996 based on four valuation factors: price-to-sales, price-to-cash flow, price-to-book, and price-to-earnings. The study found that stocks in the lowest deciles for each of these valuation factors significantly outperformed stocks in the highest deciles, indicating that cheaper valued stocks provided higher returns over the long term than more expensive stocks.
Agcapita is Canada's only RRSP and TFSA eligible farmland fund and is part of a family of funds with almost $100 million in assets under management. Agcapita believes farmland is a safe investment, that supply is shrinking and that unprecedented demand for "food, feed and fuel" will continue to move crop prices higher over the long-term. Agcapita created the Farmland Investment Partnership to allow investors to add professionally managed farmland to their portfolios. Agcapita publishes a monthly Agriculture Brief which deals with agriculture specific investment issues along with big picture macro-economic issues.
The document provides a weekly forecast and analysis of volatility for 40 ETFs. It finds that implied volatility has sharply declined this week across ETFs, while forecast and realized volatility have only declined slightly. This suggests that implied volatility may have overestimated future volatility, and the forecast provides an opportunity to take long volatility positions through options or hedging strategies. Specifically, the document identifies several ETFs with volatility that is considered slightly cheap or rich based on differences between implied, forecast, and realized volatility.
This document provides data on educational attainment levels in Hawaii from 2009 and 2000, including the percentage of residents with a high school diploma, bachelor's degree, and postgraduate degree in different regions of Hawaii. It shows that educational attainment levels increased across Hawaii from 2000 to 2009, with the highest levels found in Honolulu County and the lowest in more rural areas. Percentage point increases ranged from under 1 percentage point to over 200 percentage points in some locations.
The document shows the percentage of female and male students in grades 3 through 8 who scored at levels 3 and 4 on the 2008 New York State English Language Arts exam. It displays that in grades 3 and 4, a higher percentage of female students met these achievement levels compared to male students, with the gap being largest in grade 3. Across all grades 3 through 8, the percentage of female students meeting these levels was consistently higher than for male students.
The document summarizes internet usage trends in Azerbaijan from 2004-2011 based on data from the Caucasus Barometer surveys. Some key findings are:
- Household PC and mobile phone ownership increased substantially over time, with mobile ownership reaching over 90% by 2011.
- However, internet usage rates lagged behind, with only about a quarter of Azerbaijanis using the internet by 2011. Daily internet use was still only around 7%.
- Major barriers to internet adoption and use included lack of awareness, age, education, poverty, rural residence, and lack of English skills. Rural areas, poorer populations, and those with less education were least likely to use the internet frequently.
The document summarizes the performance of 19 trade leaders over a 6 month period from July 2011 through December 2011. It shows the monthly and total 6 month returns for each trade leader as well as the overall average returns. The top performing trade leader was TCM SAI with a total return of 140.6% while the average return among all trade leaders was 31.6% for the period. Some trade leaders experienced losses in certain months but overall gains for the 6 month period.
Trade Leaders deliver real results by providing average returns of 23.9% over a six month period from October 2011 through March 2012, significantly outperforming major market indexes like the S&P 500 and Barclay CTA Index. Individual Trade Leader returns ranged from -10.1% to 125.3% over this period. While investor returns may vary based on factors like fees and market conditions, the document shows that following top performing Trade Leaders can generate strong profits.
The document shows the monthly and cumulative performance of 17 trade leaders from June to November 2011. On average, trade leaders achieved returns of 8.2% in June, 6.5% in July, 1.6% in August, 4.6% in September, 2.4% in October, and 0.1% in November, for a cumulative average return of 24.7% over the period. Individual trade leader returns ranged from losses of 20.6% to gains of 118.4% cumulatively. The document notes that investor returns may differ from reported trade leader returns due to fees, slippage, and other factors.
This document provides an economic highlights presentation from the Israeli Ministry of Finance for the 4th quarter of 2011. It includes key economic indicators such as GDP, exports, unemployment, inflation, budget deficit, debt levels, and comparisons to other countries. Graphics show Israel recovering from the global economic crisis starting in 2010, with GDP, exports, and business growth increasing while unemployment and debt levels decreased.
This document provides an economic highlights presentation from the 1st quarter of 2012 from the State of Israel Ministry of Finance International Affairs Department. It includes 3 sentences summarizing key information:
The presentation provides economic indicators for Israel such as GDP, exports, unemployment, inflation rates, credit ratings and balances like the budget deficit, public debt levels, and current account surplus. International comparisons to other countries and Israel's position in the OECD are also examined. Contact information is provided to learn more about Israel's economy, trade agreements, and other economic figures.
The document contains performance data for various mutual funds over different time periods ranging from 1 month to 10 years. It includes discrete performance percentages for periods of 0-12 months, 12-24 months, 24-36 months, 36-48 months, and 48-60 months. It also includes cumulative performance percentages for periods of 1 month, 3 months, 6 months, 1 year, 3 years, 5 years, and 10 years. Finally, it lists the annualized performance percentages for periods of 1 year, 3 years, 5 years, and 10 years.
1) Israel has a strong and growing economy with GDP per capita of $32,200 in 2012 and low unemployment and inflation rates.
2) Israel has a vibrant innovation ecosystem, ranking highly in R&D spending, venture capital investment, scientific research, and entrepreneurship. The country is a global leader in fields like cybersecurity and cleantech.
3) Major multinational corporations have established a strong presence in Israel for R&D, with some opening multiple facilities and acquiring Israeli startups for over $1 billion. The government supports the high-tech sector through incentives.
This document compares the results of several national public opinion polls in Mexico from August 2009 to June 2012. It shows the number of people surveyed, margin of error, and results on how people get their news, their economic outlook, ratings of President Felipe Calderón, and party sympathies. The polls generally found television to be the main source of news. Economic expectations were most often that the situation would be the same or worse than the previous year. Ratings of Calderón were average around 6 on a 0-10 scale. The PRI and PAN were usually the parties with the most sympathizers.
This document summarizes mortgage insurance delinquency rates from the 4th quarter of 2007 to the 1st quarter of 2008. It shows that default rates increased across most categories, with the highest default rates for loans with lower FICO scores, higher LTV ratios, or riskier loan types like ARMs, Alt-A, interest-only and option ARMs. Default rates on fixed rate loans and for borrowers with stronger credit (FICO over 660) also rose during this period but remained lower than other groups.
This document summarizes mortgage insurance delinquency rates from the 4th quarter of 2007 to the 1st quarter of 2008. It shows that default rates increased across most categories, with the highest default rates for loans with lower FICO scores, higher LTV ratios, or riskier loan types like ARMs, Alt-A, interest-only and option ARMs. Default rates on fixed rate loans and for borrowers with stronger credit (FICO over 660) also rose during this period but remained lower than other categories.
This document shows the monthly and cumulative performance of 14 trade leaders from May 2011 through October 2011. On average, trade leaders achieved returns of 7.7% in May, 7.2% in June, 7.7% in July, 2% in August, 4% in September, and 1.9% in October, resulting in an average cumulative return of 28.2% over this period. Individual trade leader returns ranged from -1.8% to 43.3% monthly and 5.1% to 89.6% cumulatively.
Hyundai Capital is the leading auto finance company in Korea and a joint venture between Hyundai Motor Group and GE Capital. It has strong shareholder support from both companies. Despite recent slower economic growth, Korea's macroeconomic environment remains stable with low interest rates and manageable government debt levels. Hyundai Capital is well positioned to capitalize on its dominant market position and benefit from shareholder expertise in risk management and operations.
The document summarizes recent tax reforms in Georgia. It provides background on Georgia's economy and notes that GDP growth has averaged over 10% in recent years due to market-oriented reforms. It also indicates that Georgia has improved its ease of doing business and economic freedom according to international rankings, having risen from 112th in 2005 on the economic freedom index. The reforms have helped create a more favorable market environment.
This document summarizes a CIO roundtable discussion on compensation trends. Key points include:
1) The US economy is growing slowly while unemployment is dropping. Stock prices have recovered close to 12-month highs. Unemployment rates remain higher in California and San Diego than nationally.
2) Hiring remains selective with turnover increasing, especially in San Diego. Salary budgets average 3.6-3.8% with life sciences slightly higher than technology.
3) Cash incentives focus on company and individual performance. Equity grants emphasize restricted stock and vest over 4 years. Technology companies provide more compensation than general industry, and Southern California exceeds the Bay Area.
This document summarizes a CIO roundtable discussion on compensation trends. Key points discussed include:
1) Economic indicators show sluggish growth but unemployment rates are dropping. Stock prices have recovered close to 12-month highs.
2) Hiring remains selective with turnover increasing, especially in San Diego. Salary increase budgets average 3.6-3.8% for life sciences and 3.0-3.3% for technology.
3) Cash incentives focus on both company and individual performance. Equity grants emphasize restricted stock and vest over 4 years. Technology companies provide higher compensation than general industry.
This document summarizes key points from a CIO roundtable discussion on compensation trends:
1) Economic growth remains sluggish while unemployment rates are dropping slightly. Stock prices have recovered close to 12-month highs.
2) Hiring in life sciences and technology is selective, though more companies expect to grow versus decrease workforce. Voluntary turnover is increasing, especially in San Diego.
3) Salary increase budgets in life sciences typically run ahead of technology, averaging 3.8% for life sciences and 3.3% for technology in San Diego.
4) Nearly all companies expect to pay bonuses in 2012 at similar or larger sizes than last year, with 64-76% of employees
This document summarizes key points from a CIO roundtable discussion on compensation trends:
1) Economic growth remains sluggish in the US while unemployment rates are dropping slightly. Hiring and turnover rates vary by region and industry with life sciences seeing higher salaries on average than technology.
2) Stock prices have recovered close to 12-month highs while certain industries like cloud computing and mobile are adding more jobs in Silicon Valley. Voluntary turnover is increasing, especially in San Diego.
3) Salary increase budgets remain steady with life sciences slightly ahead of technology. Cash incentives focus on both company and individual performance with top performers receiving larger bonuses.
4) Technology companies use more restricted stock for equity
- Sales growth was 5.0% in Q3 2012 on a like-for-like basis, with reported growth of 9.4% due to currency and scope effects.
- For the first nine months of 2012, like-for-like sales grew 5.6% while reported growth was 8.3% due to currency impacts.
- Growth continues to be driven by emerging markets and North America, while Western Europe saw a deterioration, especially in Southern Europe.
League of Legends Marketing Strategy for Russiadanushkin
The document provides an overview and marketing strategy for introducing the popular online game League of Legends to the Russian market. It analyzes the Russian gaming demographic and competitive landscape. A SWOT analysis identifies the game's strengths in gameplay mechanics and free-to-play model, but weaknesses in outdated graphics and lack of single player options. The proposed strategy focuses on online and offline PR, marketing, community development, and social network integration to attract the core audience of young Russian men aged 16-34.
The document provides an overview of the environmental industry in 2009-2011 based on a presentation by Grant Ferrier. Some key points:
- The environmental industry declined 1.4% in 2009 with most segments seeing declines between 2-12%, except for water utilities which grew 3.5% and clean energy which grew 14%.
- The consulting and engineering segment declined 3.9% in 2009.
- Growth improved in 2010 with the industry growing around 5% on average according to surveys. Consulting and engineering grew around 4%.
- Surveys predicted continued growth in 2011 of around 8% on average for the industry and 8% for consulting and engineering.
La producción industrial en Argentina creció un 9.5% en el primer trimestre de 2010 en comparación con el mismo período del año anterior. Todos los sectores industriales mostraron aumentos interanuales, excepto los sectores de alimentos y bebidas y cigarrillos. El sector automotor tuvo el mayor crecimiento de 49.6%. La producción industrial continuó creciendo a un ritmo sólido en el tercer trimestre de 2010.
La industria argentina ha crecido un 8.7% en los primeros ocho meses de 2010 en comparación con el mismo período del año anterior. El sector automotriz ha tenido el mayor aumento, con un crecimiento del 51.6%, mientras que los sectores de alimentos y bebidas han disminuido un 3%. El índice de producción industrial de agosto de 2010 superó en un 5.9% al de agosto de 2009.
La relación de Argentina y Brasil a dias de las elecciones presidenciales Cityblog
Las próximas elecciones presidenciales de Brasil se llevarán a cabo en octubre, y las encuestas indican que la candidata oficialista Dilma Rousef, apoyada por el presidente Lula da Silva, es la favorita para ganar e incluso podría ganar en la primera vuelta. Los brasileños apoyan al presidente Lula y su candidata debido a la mejora económica y reducción de la pobreza durante su mandato, sacando a casi 20 millones de personas de la pobreza e incluyéndolas como nuevos consumidores
La relación de Argentina y Brasil a dias de las elecciones presidencialesCityblog
Las próximas elecciones presidenciales de Brasil se llevarán a cabo en octubre, y las encuestas indican que la candidata oficialista Dilma Rousef, apoyada por el presidente Lula da Silva, es la favorita para ganar e incluso podría ganar en la primera vuelta. Los brasileños apoyan al presidente Lula y su candidata debido a la mejora económica y reducción de la pobreza durante su mandato, sacando a casi 20 millones de personas de la pobreza e incluyéndolas como nuevos consumidores
Novedades de la camara de inversores caso alpargatasCityblog
La Cámara de Inversores informa sobre dos medidas judiciales relacionadas con la venta de la marca "Pampero" por parte de Alpargatas. Un grupo de accionistas minoritarios presentó una demanda para suspender la venta de la marca a bajo precio y en un proceso no transparente. También iniciaron una demanda para anular la votación de varios puntos del orden del día de la asamblea, incluida la aprobación de la venta de la marca "Pampero".
BCBA - Actualidad y Mercado, la quincena desde la Bolsa - Agosto de 2010Cityblog
El índice Merval cayó un 1,09% en la primera quincena de agosto respecto al mes anterior aunque registró un aumento del 34,42% interanual. La mayoría de las acciones tuvieron rendimientos negativos en la quincena. El volumen de negocios en la bolsa aumentó un 14,8% respecto a julio, impulsado principalmente por los títulos públicos. El envejecimiento de la población mundial se espera que presione a la baja los precios de viviendas y activos financieros en las pró
El documento presenta una oferta de valores de deuda de corto plazo clase II (VCP) de la empresa Tarshop por un valor nominal de $25.000.000 expandible a $35.000.000, con vencimiento a los 270 días y tasa variable igual a la tasa Badlar más un margen. El período de colocación es del 9 al 18 de agosto de 2010 y la liquidación el 20 de agosto.
La industria argentina creció un 10.8% en el primer semestre de 2010 en comparación con el mismo período del año anterior. El crecimiento fue liderado por el sector automotor, que aumentó un 58.2%. A nivel de bienes, los bienes de capital crecieron un 38.8%. Sin embargo, la producción industrial aún no ha alcanzado los niveles récord de 2008.
La industria argentina creció un 10% en los primeros cinco meses de 2010 en comparación con el mismo período del año anterior. El sector automotor lideró el crecimiento con un aumento del 61.1%, seguido por la siderurgia con 35.6% de aumento. La mayor parte del crecimiento se debió a los bienes de uso intermedio e intermedios y bienes de consumo duraderos.
Este documento describe un curso de 7 clases sobre análisis técnico aplicado a la toma de decisiones de inversión. El objetivo es que los participantes comprendan las herramientas matemáticas y estadísticas del análisis técnico para pronosticar cambios en el mercado. El curso analizará casos prácticos usando software y cubrirá temas como tendencias, figuras, medias móviles, osciladores y Elliott Waves. Las últimas 2 clases serán de práctica intensiva analizando activos locales e intern
La producción industrial en Argentina creció un 10.2% en el primer trimestre de 2010 en comparación con el mismo período del año anterior. Los sectores que más crecieron fueron automotores (75.2%) y siderurgia (31.6%), mientras que los únicos sectores con caídas fueron cigarrillos (-0.8%) y alimentos y bebidas (-4.1%). En general, la producción industrial ha experimentado un crecimiento constante durante los últimos cuatro trimestres, lo que indica una recuperación de la actividad industrial luego de varios trime
La industria argentina creció un 10.2% en el primer trimestre de 2010 en comparación con el mismo período del año anterior, marcando el segundo crecimiento consecutivo luego de cuatro trimestres de caídas. Los sectores que más crecieron fueron automotores (+75.2%) y siderurgia (+31.6%), mientras que los únicos sectores con caídas fueron cigarrillos (-0.8%) y alimentos y bebidas (-4.1%). La producción industrial de marzo aumentó un 7.6% en comparación con marzo
El resumen analiza las señales económicas actuales como el gasto agregado, el empleo, la inversión y los precios. Indica que el gobierno busca expandir el gasto público para impulsar la demanda, mientras que la oposición intenta debilitar este enfoque. Todo apunta a un mayor gasto gubernamental e inflación en el futuro.
La producción industrial en Argentina creció un 10.2% en el primer trimestre de 2010 en comparación con el mismo período del año anterior. Los sectores que más crecieron fueron automotores (75.2%) y siderurgia (31.6%), mientras que los únicos sectores con caídas fueron cigarrillos (-0.8%) y alimentos y bebidas (-4.1%). En general, la producción industrial ha experimentado un crecimiento constante durante los últimos cuatro trimestres, lo que indica una recuperación de la actividad industrial luego de varios trime
FIEL - INDICE DE PRODUCCION INDUSTRIAL 04/10 - 21.04.10Cityblog
El documento resume los datos del Índice de Producción Industrial (IPI) en Argentina para marzo de 2010. El IPI aumentó un 7,6% interanual en marzo, estableciendo un récord. En los primeros tres meses de 2010, el IPI creció un 10,2% en comparación con el mismo período del año anterior y un 2,6% respecto a 2007, aunque disminuyó un 3,5% frente a 2008. Los bienes de capital lideraron el crecimiento en los primeros tres meses de 2010.
Este documento presenta los valores de la Canasta Básica Alimentaria (CBA) y la Canasta Básica Total (CBT) para marzo de 2010 en la Ciudad de Buenos Aires. El costo de la CBA por adulto fue de $315 y el de la CBT fue de $594. Para un hogar tipo de 4 miembros, el costo de la CBA fue de $973.4 y el de la CBT fue de $1835.5. La CBA marca la línea de indigencia y la CBT marca la línea de pobreza.
In World Expo 2010 Shanghai – the most visited Expo in the World History
https://www.britannica.com/event/Expo-Shanghai-2010
China’s official organizer of the Expo, CCPIT (China Council for the Promotion of International Trade https://en.ccpit.org/) has chosen Dr. Alyce Su as the Cover Person with Cover Story, in the Expo’s official magazine distributed throughout the Expo, showcasing China’s New Generation of Leaders to the World.
How to Invest in Cryptocurrency for Beginners: A Complete GuideDaniel
Cryptocurrency is digital money that operates independently of a central authority, utilizing cryptography for security. Unlike traditional currencies issued by governments (fiat currencies), cryptocurrencies are decentralized and typically operate on a technology called blockchain. Each cryptocurrency transaction is recorded on a public ledger, ensuring transparency and security.
Cryptocurrencies can be used for various purposes, including online purchases, investment opportunities, and as a means of transferring value globally without the need for intermediaries like banks.
Poonawalla Fincorp’s Strategy to Achieve Industry-Leading NPA Metricsshruti1menon2
Poonawalla Fincorp Limited, under the leadership of Managing Director Abhay Bhutada, has achieved industry-leading Gross Non-Performing Assets (GNPA) below 1% and Net Non-Performing Assets (NNPA) below 0.5% as of May 31, 2024. This success is attributed to a strategic vision focusing on prudent credit policies, robust risk management, and digital transformation. Bhutada's leadership has driven the company to exceed its targets ahead of schedule, emphasizing rigorous credit assessment, advanced risk management, and enhanced collection efficiency. By prioritizing customer-centric solutions, leveraging digital innovation, and maintaining strong financial performance, Poonawalla Fincorp sets new benchmarks in the industry. With a continued focus on asset quality, digital enhancement, and exploring growth opportunities, the company is well-positioned for sustained success in the future.
13 Jun 24 ILC Retirement Income Summit - slides.pptxILC- UK
ILC's Retirement Income Summit was hosted by M&G and supported by Canada Life. The event brought together key policymakers, influencers and experts to help identify policy priorities for the next Government and ensure more of us have access to a decent income in retirement.
Contributors included:
Jo Blanden, Professor in Economics, University of Surrey
Clive Bolton, CEO, Life Insurance M&G Plc
Jim Boyd, CEO, Equity Release Council
Molly Broome, Economist, Resolution Foundation
Nida Broughton, Co-Director of Economic Policy, Behavioural Insights Team
Jonathan Cribb, Associate Director and Head of Retirement, Savings, and Ageing, Institute for Fiscal Studies
Joanna Elson CBE, Chief Executive Officer, Independent Age
Tom Evans, Managing Director of Retirement, Canada Life
Steve Groves, Chair, Key Retirement Group
Tish Hanifan, Founder and Joint Chair of the Society of Later life Advisers
Sue Lewis, ILC Trustee
Siobhan Lough, Senior Consultant, Hymans Robertson
Mick McAteer, Co-Director, The Financial Inclusion Centre
Stuart McDonald MBE, Head of Longevity and Democratic Insights, LCP
Anusha Mittal, Managing Director, Individual Life and Pensions, M&G Life
Shelley Morris, Senior Project Manager, Living Pension, Living Wage Foundation
Sarah O'Grady, Journalist
Will Sherlock, Head of External Relations, M&G Plc
Daniela Silcock, Head of Policy Research, Pensions Policy Institute
David Sinclair, Chief Executive, ILC
Jordi Skilbeck, Senior Policy Advisor, Pensions and Lifetime Savings Association
Rt Hon Sir Stephen Timms, former Chair, Work & Pensions Committee
Nigel Waterson, ILC Trustee
Jackie Wells, Strategy and Policy Consultant, ILC Strategic Advisory Board