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Homeowners insurance
What is homeowners insurance
Home insurance, also commonly called hazard 
insurance or homeowner's insurance (often 
abbreviated in the US real estate industry as 
HOI), is a type of property insurance that covers 
a private residence.
BENEFITS FOR POLICYHOLDERS
• Additional Living Expenses2­­If your home is unsafe or damage 
is so extensive that you cannot live there, we'll cover the 
additional living expenses you incur to live elsewhere.
• Emergency Home Repair Service­­ If you have a covered loss, 
we will help you find an Emergency Service Vendor or a local 
contractor to protect your home from further damage.
• Personal Property Replacement­­ If your personal possessions 
are ever damaged or destroyed, our Personal Property 
Replacement Service will help locate the exact items you lost ­ 
or the closest match ­ and we'll ship them to you quickly. 
• Multi­Policy Discount­­ Save on your home insurance when 
you insure your home and car with Liberty Mutual.
Insurance Coverages
• Fire
• Explosion
• Lightning & thunderbolt
• Earthquake
• Theft
• Vandalism and malicious damage
• Water or other liquid
• Collision
• Falling tree, branch or aerial
Cochrane & Company
Cochrane & Company was established in 1960 in Spokane, Washington. 
Over the years, it has been our commitment to provide our agents 
with professional and timely underwriting service. Combined with 
our satellite offices strategically located in Albuquerque, Kalispell, 
Roseville, Santa Ana, and Scottsdale, we are prepared to respond to 
any service you may need. 
We pride ourselves in service, people and technology. We have a 
professional staff with years of experience to help place and service 
your business. Our paperless system allows us to access files at the 
touch of a button, enabling us to answer your questions immediately. 
You will find that you'll get the undivided attention of each 
employee you work with and will leave each conversation with the 
peace of mind that we are working with you and for you.
Associate with
CompleteMarkets/INSOMIS Corp.
Mailing : P.O. Box 542. Big Bear City, CA 
92314­0542
Physical : 41965 Big Bear Blvd. Big Bear Lake, 
CA 92315
Phone: (800) 753­4467, (909) 547­6212 
(International)
Fax: (909) 547­6216
Associate with
CompleteMarkets/INSOMIS Corp.
Mailing : P.O. Box 542. Big Bear City, CA 
92314­0542
Physical : 41965 Big Bear Blvd. Big Bear Lake, 
CA 92315
Phone: (800) 753­4467, (909) 547­6212 
(International)
Fax: (909) 547­6216

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Home owners insurance

Editor's Notes

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