The document discusses trends in the banking payments market that are forcing changes such as increased specialization, consolidation, and outsourcing of transaction processing. It also notes that clients now expect real-time payments and advanced cash management capabilities. The document then summarizes various risks in trade finance like credit, exchange rate and legal risks. It discusses tools for improving cash flow efficiencies such as liquidity pooling and cash concentration. Finally, it provides an overview of SAP's solutions and capabilities in transaction banking and trade finance.
Transforming wealth management customer onboarding with the power of process automation, rules based straight thru processing and data driven real time intelligence.
Transforming wealth management customer onboarding with the power of process automation, rules based straight thru processing and data driven real time intelligence.
Subscribed NYC 2017: Driving Cross-Functional Accountability - Growth Metrics...Zuora, Inc.
As the Subscription Economy continues to grow, a new framework is needed to measure and analyze business health, and provide insight into the entire customer subscription journey. This new framework is powered by subscription metrics: forward-looking metrics -- from ARR to churn -- that predict business performance. Attend this session to hear how finance executives from best-in-class SaaS companies use metrics to drive growth.
E-Commerce Enablers - Presentation by Pieter Van der Does, Founder & CEO of Adyen at the NOAH 2012 Conference in San Francisco, Four Seasons Hotel on the 26th of June. www.noah-conference.com
Direct Mail Retailer Increases Market Share with Customized Reporting Solutio...yash_microsoft
YASH recommended and deployed Microsoft SQL Server 2008 suite of products, for its ability to create enterprise-level extraction, transformation, and loading (ETL) applications,and to integrate and analyze data from heterogeneous information sources such as the operational systems used by the client.
Procurement Excellence in the Banking & Insurance IndustrySAP Ariba
With tumultuous economic times, banking and insurance companies look more into bottom line cost savings. Procure to pay optimization across key procurement spend categories can drive sustainable savings, from sourcing and contract compliance to dynamic discounting and working capital management strategies.
Attend this session to hear how banking and insurance companies have achieved procure to pay excellence.
We are pleased to share our thoughts for Fintech in 2018 trying to cover AI to Insurance to ICOs. We hope you find them useful and feel free to share you're thoughts with us as well.
It’s not a secret that the need to modernize traditional finance operations and evolve into a “Digital Finance” organization has become a key priority for finance leaders.
In this video recap of the webinar held on 12/11/ 2019; Raul Vega, Auxis CEO, discussed the key risks and challenges organizations typically face as part of their transformation journey, and how to develop and execute a strategy that provides the business case and outcomes you expect based on your specific company size and needs.
What was covered:
- What does Modern Finance really mean?
- Digitization as a Key Element of the Modern Finance Organization
- Most Common Tools you should be implementing as part of your Digital Finance journey
- What’s driving RPA’s growth?
- Implementation Strategies & Alternatives
- How Outsourcing can help finance executives self-fund their Digital Finance Strategy and drive faster outcomes
Subscribed NYC 2017: Driving Cross-Functional Accountability - Growth Metrics...Zuora, Inc.
As the Subscription Economy continues to grow, a new framework is needed to measure and analyze business health, and provide insight into the entire customer subscription journey. This new framework is powered by subscription metrics: forward-looking metrics -- from ARR to churn -- that predict business performance. Attend this session to hear how finance executives from best-in-class SaaS companies use metrics to drive growth.
E-Commerce Enablers - Presentation by Pieter Van der Does, Founder & CEO of Adyen at the NOAH 2012 Conference in San Francisco, Four Seasons Hotel on the 26th of June. www.noah-conference.com
Direct Mail Retailer Increases Market Share with Customized Reporting Solutio...yash_microsoft
YASH recommended and deployed Microsoft SQL Server 2008 suite of products, for its ability to create enterprise-level extraction, transformation, and loading (ETL) applications,and to integrate and analyze data from heterogeneous information sources such as the operational systems used by the client.
Procurement Excellence in the Banking & Insurance IndustrySAP Ariba
With tumultuous economic times, banking and insurance companies look more into bottom line cost savings. Procure to pay optimization across key procurement spend categories can drive sustainable savings, from sourcing and contract compliance to dynamic discounting and working capital management strategies.
Attend this session to hear how banking and insurance companies have achieved procure to pay excellence.
We are pleased to share our thoughts for Fintech in 2018 trying to cover AI to Insurance to ICOs. We hope you find them useful and feel free to share you're thoughts with us as well.
It’s not a secret that the need to modernize traditional finance operations and evolve into a “Digital Finance” organization has become a key priority for finance leaders.
In this video recap of the webinar held on 12/11/ 2019; Raul Vega, Auxis CEO, discussed the key risks and challenges organizations typically face as part of their transformation journey, and how to develop and execute a strategy that provides the business case and outcomes you expect based on your specific company size and needs.
What was covered:
- What does Modern Finance really mean?
- Digitization as a Key Element of the Modern Finance Organization
- Most Common Tools you should be implementing as part of your Digital Finance journey
- What’s driving RPA’s growth?
- Implementation Strategies & Alternatives
- How Outsourcing can help finance executives self-fund their Digital Finance Strategy and drive faster outcomes
The Evolution of Non-Banking Financial Companies (NBFCs) in India: Challenges...beulahfernandes8
Role in Financial System
NBFCs are critical in bridging the financial inclusion gap.
They provide specialized financial services that cater to segments often neglected by traditional banks.
Economic Impact
NBFCs contribute significantly to India's GDP.
They support sectors like micro, small, and medium enterprises (MSMEs), housing finance, and personal loans.
Currently pi network is not tradable on binance or any other exchange because we are still in the enclosed mainnet.
Right now the only way to sell pi coins is by trading with a verified merchant.
What is a pi merchant?
A pi merchant is someone verified by pi network team and allowed to barter pi coins for goods and services.
Since pi network is not doing any pre-sale The only way exchanges like binance/huobi or crypto whales can get pi is by buying from miners. And a merchant stands in between the exchanges and the miners.
I will leave the telegram contact of my personal pi merchant. I and my friends has traded more than 6000pi coins successfully
Tele-gram
@Pi_vendor_247
where can I find a legit pi merchant onlineDOT TECH
Yes. This is very easy what you need is a recommendation from someone who has successfully traded pi coins before with a merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi network coins and resell them to Investors looking forward to hold thousands of pi coins before the open mainnet.
I will leave the telegram contact of my personal pi merchant to trade with
@Pi_vendor_247
If you are looking for a pi coin investor. Then look no further because I have the right one he is a pi vendor (he buy and resell to whales in China). I met him on a crypto conference and ever since I and my friends have sold more than 10k pi coins to him And he bought all and still want more. I will drop his telegram handle below just send him a message.
@Pi_vendor_247
Turin Startup Ecosystem 2024 - Ricerca sulle Startup e il Sistema dell'Innov...Quotidiano Piemontese
Turin Startup Ecosystem 2024
Una ricerca de il Club degli Investitori, in collaborazione con ToTeM Torino Tech Map e con il supporto della ESCP Business School e di Growth Capital
when will pi network coin be available on crypto exchange.DOT TECH
There is no set date for when Pi coins will enter the market.
However, the developers are working hard to get them released as soon as possible.
Once they are available, users will be able to exchange other cryptocurrencies for Pi coins on designated exchanges.
But for now the only way to sell your pi coins is through verified pi vendor.
Here is the telegram contact of my personal pi vendor
@Pi_vendor_247
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
Yes of course, you can easily start mining pi network coin today and sell to legit pi vendors in the United States.
Here the telegram contact of my personal vendor.
@Pi_vendor_247
#pi network #pi coins #legit #passive income
#US
Seminar: Gender Board Diversity through Ownership NetworksGRAPE
Seminar on gender diversity spillovers through ownership networks at FAME|GRAPE. Presenting novel research. Studies in economics and management using econometrics methods.
BYD SWOT Analysis and In-Depth Insights 2024.pptxmikemetalprod
Indepth analysis of the BYD 2024
BYD (Build Your Dreams) is a Chinese automaker and battery manufacturer that has snowballed over the past two decades to become a significant player in electric vehicles and global clean energy technology.
This SWOT analysis examines BYD's strengths, weaknesses, opportunities, and threats as it competes in the fast-changing automotive and energy storage industries.
Founded in 1995 and headquartered in Shenzhen, BYD started as a battery company before expanding into automobiles in the early 2000s.
Initially manufacturing gasoline-powered vehicles, BYD focused on plug-in hybrid and fully electric vehicles, leveraging its expertise in battery technology.
Today, BYD is the world’s largest electric vehicle manufacturer, delivering over 1.2 million electric cars globally. The company also produces electric buses, trucks, forklifts, and rail transit.
On the energy side, BYD is a major supplier of rechargeable batteries for cell phones, laptops, electric vehicles, and energy storage systems.
how to sell pi coins in South Korea profitably.DOT TECH
Yes. You can sell your pi network coins in South Korea or any other country, by finding a verified pi merchant
What is a verified pi merchant?
Since pi network is not launched yet on any exchange, the only way you can sell pi coins is by selling to a verified pi merchant, and this is because pi network is not launched yet on any exchange and no pre-sale or ico offerings Is done on pi.
Since there is no pre-sale, the only way exchanges can get pi is by buying from miners. So a pi merchant facilitates these transactions by acting as a bridge for both transactions.
How can i find a pi vendor/merchant?
Well for those who haven't traded with a pi merchant or who don't already have one. I will leave the telegram id of my personal pi merchant who i trade pi with.
Tele gram: @Pi_vendor_247
#pi #sell #nigeria #pinetwork #picoins #sellpi #Nigerian #tradepi #pinetworkcoins #sellmypi
Lecture slide titled Fraud Risk Mitigation, Webinar Lecture Delivered at the Society for West African Internal Audit Practitioners (SWAIAP) on Wednesday, November 8, 2023.
what is the future of Pi Network currency.DOT TECH
The future of the Pi cryptocurrency is uncertain, and its success will depend on several factors. Pi is a relatively new cryptocurrency that aims to be user-friendly and accessible to a wide audience. Here are a few key considerations for its future:
Message: @Pi_vendor_247 on telegram if u want to sell PI COINS.
1. Mainnet Launch: As of my last knowledge update in January 2022, Pi was still in the testnet phase. Its success will depend on a successful transition to a mainnet, where actual transactions can take place.
2. User Adoption: Pi's success will be closely tied to user adoption. The more users who join the network and actively participate, the stronger the ecosystem can become.
3. Utility and Use Cases: For a cryptocurrency to thrive, it must offer utility and practical use cases. The Pi team has talked about various applications, including peer-to-peer transactions, smart contracts, and more. The development and implementation of these features will be essential.
4. Regulatory Environment: The regulatory environment for cryptocurrencies is evolving globally. How Pi navigates and complies with regulations in various jurisdictions will significantly impact its future.
5. Technology Development: The Pi network must continue to develop and improve its technology, security, and scalability to compete with established cryptocurrencies.
6. Community Engagement: The Pi community plays a critical role in its future. Engaged users can help build trust and grow the network.
7. Monetization and Sustainability: The Pi team's monetization strategy, such as fees, partnerships, or other revenue sources, will affect its long-term sustainability.
It's essential to approach Pi or any new cryptocurrency with caution and conduct due diligence. Cryptocurrency investments involve risks, and potential rewards can be uncertain. The success and future of Pi will depend on the collective efforts of its team, community, and the broader cryptocurrency market dynamics. It's advisable to stay updated on Pi's development and follow any updates from the official Pi Network website or announcements from the team.
Tax System, Behaviour, Justice, and Voluntary Compliance Culture in Nigeria -...
Treasury based solutions for trade finance
1. Partho H. Chakraborty, SAP India Pvt. Ltd.
Solution Architect
Treasury Solutions for Trade Finance
February 2008
2. Introduction February 2008
There are a number of regulatory changes happening in Europe and in the US, requiring
faster and more real-time payment processing
The banking payments market is going through stormy times
Competition is increasing, and is coming up with innovative payment offerings and new
business models, while clients are asking for reduced costs and strict SLA compliance.
These trends are forcing specialization by means of global transaction banks and
consolidation of execution by using out-sourcing, in-sourcing, and white labeling.
The need for single payment architecture arose from the fact that in many banks payments
were always perceived as a necessary extension of a primarily lender-oriented client
relationship.
Today, this has changed and many corporate clients are measuring their banks performance
on its transaction capabilities.
Offering clients real-time and scheduled payments execution with advanced cash and
liquidity management capabilities will be an important differentiator.
3. Risks February 2008
Transport-related risks (damage, loss, theft)
Credit risk or non-payment risk
Quality of goods risk
Exchange rate risk
Unforeseen events
Legal risks
Country risk/Political risk
Fraud risk
The risk of misunderstanding
4. Evolving to Cash Flow Efficiencies February 2008
Liquidity
Pooling
Netting
Sweep
Reverse Sweep
The idea is to maintain a zero balance account or to keep a minimum balance as required
Challenges are when working with cross-border economies
5. Evolving to Cash Flow Efficiencies February 2008
Cash Concentration
Multi-Currency Receivables
FX Outsourcing
BENEFITS
CONSIDERATIONS
Financial Planning
Regulations
Reduced Bank Charges
Legal Structure
Internal Cost Savings
Internal Sell
Ease of Management
Increased Interest Income
Scalability
Time to Market
6. Product Delivery - Innovative Solutions February 2008
Commodity Loans
Bank Pays Cash and Customer Pays Back in Kind
Structured Trade Finance
Mix and Match various products
Novel Structures
Credit Derivatives
Islamic Trade Finance
Al-Wakalah : Agency
Al-Murabaha : Deferred Sale
Al-Musharakah : Profit Sharing
8. Declining Emerging Market Risks February 2008
South Asia continues dramatic economic rise
Raw materials drive the market
On the frontline of South-South trade
Emerging markets are growing at more than double the rate of the developed countries of the
U.S., Japan, Western Europe, Australia, and New Zealand as they now generate more than
half the world’s economic growth, and the proportion is rising fast.
Not only are emerging countries economic growth surging ahead, they are also becoming
increasingly sophisticated and integrated into global markets.
The role of Asian markets in the global economy has grown significantly in recent years, and
we expect this trend to continue in the future. While Asian companies have recorded
significant price appreciation, corporate earnings have also increased, making valuations still
attractive.
9. Corporates on SWIFT (via SCORE) February 2008
# Registered corporates Use: Treasury Management
• Monitor accounts and obtain global visibility on cash
268 • Manage liquidity and pool cash company-wide
• Do financial risk management
• Invest surplus cash
181 Use: Cash Management
• ACH payments, disbursement files, check files, lock box receipts,
ACH data receipts
• Payments and collection factory: Receive account statements and
108 advices, pay suppliers, debit customers, salaries, …)
55
Type of customers
22 • Large corporates with payment factory and ERP
integration
• Large corporates with central & regional treasury centers
Mid-sized corporates with 3+ cash management banks
2003 2004 2005 2006 Oct-07 •
Corporate Connectivity - 220108
10. Establish a Business Process Platform with SAP February 2008
Maximize Innovation, Minimize Disruption
Fast-paced
innovation
Stable core
11. About SAP February 2008
SAP Worldwide SAP India a snapshot
Incorporated in 1996 in Bangalore, with branches
at Mumbai, Delhi, Kolkata & Chennai, Srilanka &
34 Years Proven Track Record in Providing Business
Solutions Bangladesh
SAP AG founded in 1972 and focus only on collaborative Accelerated momentum - growth story continues
business solutions Record 498 new names – 25% of APJ
Market Leader in Inter-Enterprise Software Solution
2005 Revenue over EUR 8 billion (13% increase) with Operation
Announced 1000th customer in Q2, now 1400+,
Income EUR 2.03 billion No.1 in APJ in SME
Proven Experience With Strong Support Training - phenomenal growth - 45% YOY
Successfully launched 22 e-learning centres,
More than 33,200 customers worldwide growing to 35 centres by end 2007
> Banking: 550 customers Accelerated momentum in consulting -
15,000,000+ users in 120+ countries running SAP in their breakthrough wins in BFSI & Utilities
business
36,600+ SAP employees SAP ACE - becomes a brand on debut
Customer Satisfaction continues to grow - TRIM
Customer Oriented Company with Strong R&D
Investment index 95+
Invested more than EUR 1 billion per annum in R&D (19% of total IDC-Datatquest CSA 2007 ranks SAP No.1 in
revenue) Enterprise Application
10,600 + Employees in R&D
12. SAP in Banking: A strong and growing customer base February 2008
33 of the top 50 European
banks run SAP
ERP: 550+ banks in 60
countries
Transaction Banking:
100+ banks in 28
countries
Analytical Banking: 100+
banks in 22 countries
13. SAP Footprint in Banking February 2008
Current
SAP
offering
Partial/
Planned/
Partner offer
No SAP
offering
14. February 2008
Thank you
Partho H. Chakraborty
A - 305, DSR Spring Beauty Apts., 124/1, ITPL Main Road, Brookefields,
Kundalahalli, Bangalore - 560 037, India
Tel: +91 80 420 50293, Cell: +91 99863 22504
email: parthohc@airtelmail.in parthohc@rediffmail.com
Skype: parthohc01