This document discusses the difficulties of timeshare ownership. It notes that many owners want to get rid of their timeshares due to high annual maintenance fees that increase every year, inability to use the timeshare as intended, financial burdens, and frustration in trying to resell the timeshare. While some owners consider paying thousands of dollars to companies claiming they can help get owners out of their timeshares, the document questions whether this is a worthwhile expense given the amount originally paid for the timeshare. It also shows through math that maintenance fees and dues over a 10 year period can exceed the initial purchase price without factoring in any special assessments.
The document summarizes a presentation by YTB International Inc. about starting an online travel business through their company. Key points include that associates can earn commissions by selling travel through personalized websites without inventory, overhead costs, or traditional business expenses. Higher levels in the program provide additional bonuses and benefits such as medical insurance.
The YTB companies offer two unique and powerful opportunities, that of referring travel agent or "RTA" and that of independent marketing representative or "REP". The travel agent opportunity has an initial fee under $500 and a monthly license fee of $49.95. There is no fee or travel agency purchase required to be a REP. You may choose to participate in one or both opportunities.
The document promotes savings and rebates offered through Travelers Advantage for its 25th anniversary. It provides rebates of $25 each for car rentals, amusement park entrance fees, a "wild card" for any travel item, and hotel stays by mailing receipts to Travelers Advantage by December 31, 2011. It thanks customers for helping make 25 years of savings possible and promises continued discounts on travel booked through the service.
- The document promotes joining YTB, which offers two business opportunities: an online travel agency and independent marketing representative role.
- As a travel agent or representative, you can earn commissions from travel booked through your personalized travel website and referring others. Travel is also potentially tax deductible as a business expense.
- The compensation plan rewards representatives for building a team, with bonuses starting at $1,000 for recruiting 6 agents and increasing based on your growing "power team." Larger teams can earn bonuses of $10,000, $50,000 or more.
The document introduces two business opportunities through YTB companies: becoming a Referring Travel Agent (RTA) or an Independent Marketing Representative (REP). As an RTA, one pays an initial fee under $500 and $49.95 monthly, while a REP role has no fees. The opportunities allow participation in the $7 trillion travel industry that is growing. Becoming an RTA provides benefits like discounted "familiarization trips" and earning 60% commissions from travel booked through one's website.
The document discusses the issues with timeshare ownership and presents an alternative option for getting out of a timeshare through a Vacation Travel Club. It notes that many timeshares are difficult to exchange, rent, or sell due to high supply. Maintenance fees also continue to rise. The Vacation Travel Club claims to provide the vacation benefits without the obligations of ownership, such as no maintenance fees, special assessments, or legal liability. It offers a $4,000 credit for one's timeshare and the ability to join the club for $2,995 plus $100 in fees.
The document provides information about alternatives to owning a timeshare, which may be difficult to use, exchange, rent, or sell. It notes that maintenance fees increase over time but usage decreases. The document then proposes transferring ownership to Vacation Travel Club, which allows usage of resorts and amenities without ongoing fees or obligations. This provides an alternative to the difficulties of timeshare ownership.
The document describes two business opportunities offered by YTB companies: an online travel agency (RTA) with an initial fee under $500 and monthly fee of $49.95, and a marketing representative (Rep) role with no fees. As an RTA, you can earn 60% commissions from travel booked on your website and benefit from YTB's referral compensation plan. As a Rep, you can earn commissions from travel sales and bonuses for building a team of RTAs.
The document summarizes a presentation by YTB International Inc. about starting an online travel business through their company. Key points include that associates can earn commissions by selling travel through personalized websites without inventory, overhead costs, or traditional business expenses. Higher levels in the program provide additional bonuses and benefits such as medical insurance.
The YTB companies offer two unique and powerful opportunities, that of referring travel agent or "RTA" and that of independent marketing representative or "REP". The travel agent opportunity has an initial fee under $500 and a monthly license fee of $49.95. There is no fee or travel agency purchase required to be a REP. You may choose to participate in one or both opportunities.
The document promotes savings and rebates offered through Travelers Advantage for its 25th anniversary. It provides rebates of $25 each for car rentals, amusement park entrance fees, a "wild card" for any travel item, and hotel stays by mailing receipts to Travelers Advantage by December 31, 2011. It thanks customers for helping make 25 years of savings possible and promises continued discounts on travel booked through the service.
- The document promotes joining YTB, which offers two business opportunities: an online travel agency and independent marketing representative role.
- As a travel agent or representative, you can earn commissions from travel booked through your personalized travel website and referring others. Travel is also potentially tax deductible as a business expense.
- The compensation plan rewards representatives for building a team, with bonuses starting at $1,000 for recruiting 6 agents and increasing based on your growing "power team." Larger teams can earn bonuses of $10,000, $50,000 or more.
The document introduces two business opportunities through YTB companies: becoming a Referring Travel Agent (RTA) or an Independent Marketing Representative (REP). As an RTA, one pays an initial fee under $500 and $49.95 monthly, while a REP role has no fees. The opportunities allow participation in the $7 trillion travel industry that is growing. Becoming an RTA provides benefits like discounted "familiarization trips" and earning 60% commissions from travel booked through one's website.
The document discusses the issues with timeshare ownership and presents an alternative option for getting out of a timeshare through a Vacation Travel Club. It notes that many timeshares are difficult to exchange, rent, or sell due to high supply. Maintenance fees also continue to rise. The Vacation Travel Club claims to provide the vacation benefits without the obligations of ownership, such as no maintenance fees, special assessments, or legal liability. It offers a $4,000 credit for one's timeshare and the ability to join the club for $2,995 plus $100 in fees.
The document provides information about alternatives to owning a timeshare, which may be difficult to use, exchange, rent, or sell. It notes that maintenance fees increase over time but usage decreases. The document then proposes transferring ownership to Vacation Travel Club, which allows usage of resorts and amenities without ongoing fees or obligations. This provides an alternative to the difficulties of timeshare ownership.
The document describes two business opportunities offered by YTB companies: an online travel agency (RTA) with an initial fee under $500 and monthly fee of $49.95, and a marketing representative (Rep) role with no fees. As an RTA, you can earn 60% commissions from travel booked on your website and benefit from YTB's referral compensation plan. As a Rep, you can earn commissions from travel sales and bonuses for building a team of RTAs.
LGN Prosperity offers members opportunities to generate income through sharing products like an affordable travel card and ebooks. Members are given a business system including a 2x2 matrix where they earn $600 when their matrix fills. Additional bonuses include earning commissions from those in lower levels of their matrix and a total organizational sales bonus based on building multiple "powerlines" of sales. Startup costs are a one-time $299 fee with no monthly fees and training resources are provided to help members build their business. The compensation plan aims to allow members to generate substantial income through building a large downline organization.
Are you getting the most out of your one club membershipWendoverResorts
All of us have those gains cards contained in our wallets that merely stay there, not doing anything. Many of us don’t make use of them, we don’t acquire the points on them and, at some point, most of us forget they are there and they merely lead to making our own wallets fatter without simply providing us any benefits.
The document discusses joining a multi-level marketing business called QuestNet. It outlines reasons to join such as achieving financial goals and dreams. It then provides details about the company like its profile, credibility partners, product range, and business plan. The business plan involves referral commissions where members can earn money by referring others. Charts show how earnings can grow substantially through building two teams over time. In the end, it highlights the potential and rewards of the business model while also providing advice for success.
What if...
- you could make a living through giving?
- you could reach out in kindness every day to others, celebrating their lives with pictures, gifts and the written word - and be able to make a great living doing it?
- that living provided you with a lifestyle of financial freedom for you and your family for decades to come?
This document discusses the pitfalls of selling a home as a for-sale-by-owner (FSBO) without using a real estate agent. It notes that 70% of direct buyers are not qualified, bargain hunters aim for desperate FSBO sellers, and FSBOs statistically lose $3,000-$5,000. It recommends listing the home privately and on MLS through GenieBrokerage for a flat $3,000 fee only on closing to beat the odds against an unsuccessful FSBO sale.
Zach Adams started the Mesa Vista build a city challenge by establishing a basketball-themed business called Zach's Hoops. After many days, the business became successful and allowed Zach to fund a public park and university. Zach then moved three friends into the neighborhood to unlock the military career. He pursued relationships with Diane Shin, Kerie Ng, and Marie Sims, eventually choosing Marie as his wife. By the end of week 1, Nikki Chan was pregnant with Zach's child, qualifying Mesa Vista for the military base and beginning the expansion of the new city.
This document summarizes a travel business opportunity with Paycation. It outlines the benefits of becoming a Referral Travel Consultant or Certified Travel Consultant, including earning commissions from travel bookings and residual income from monthly membership fees. It also describes the compensation plan which includes direct commissions, coded bonuses, matching bonuses, and a 3x7 matrix structure for recurring income. The opportunity allows individuals to earn income by booking and referring travel.
Paycation presentation http://globalbesttravel.paycationpro.com/celebrity/Julius Jack Armstrong
This document provides an overview of the Paycation travel company opportunity. It discusses how individuals can become Referring Travel Consultants or Certified Travel Consultants and earn commissions on travel bookings. It also outlines Paycation's compensation plan which includes direct commissions, coded bonuses, residuals, and a 3x7 matrix. Higher ranks in the company such as Regional, National, and Presidential provide additional monthly guaranteed bonuses. The document promotes Paycation as a ground floor opportunity to build a travel business and earn income from travel commissions and the compensation plan.
This document describes unethical timeshare sales practices and the difficulties people face after purchasing a timeshare. It notes that many people attend timeshare presentations just for a free gift or vacation but end up with a large financial burden. Salespeople use smooth talking to build rapport before launching into high-pressure sales pitches involving misleading claims about timeshares being investments, maintenance fees never rising, and being able to easily rent or resell the timeshare. After signing contracts, buyers often regret their purchase due to the large bills from mortgages, fees, and other costs that are higher than promised. The document advertises a non-profit organization that claims to help victims of timeshare fraud cancel their contracts and recover funds through proven
The document discusses different types of resume formats including functional, chronological, and selective resumes. A resume gets you the job you want by focusing the interviewer's attention on your strongest points and achievements while presenting a positive picture of your qualifications. Effective resumes can be either functional, highlighting skills over chronology, or chronological, listing work history from most recent back.
The document discusses copyright and how it protects original creative works. It notes that copyright is automatic when a work is created and covers books, art, and content online. It advises that to use a copyrighted work, permission must be obtained from the owner by writing a letter requesting use and citing the source. Rules around using copyrighted material depend on whether it will be for educational or commercial purposes.
The cardiovascular system consists of the heart, blood vessels, and blood. Blood vessels include arteries, which carry blood away from the heart; veins, which carry blood back to the heart; and capillaries, which connect arterioles and venules and allow for the exchange of nutrients and waste. Precise regulation of blood flow and pressure is achieved through neural and hormonal mechanisms that control the heart rate and diameter of blood vessels.
The Inuit lived in northern regions of Canada and built igloos in the winter and tents in the summer out of animal skins and bones. They wore warm, insulating clothing like parkas and mittens made from caribou and sealskin. The Inuit diet consisted mainly of caribou as well as fish like arctic char which they ate raw, dried or cooked. They used tools like harpoons, sleds pulled by dogs, and boats for transporting goods and hunting.
The Inuit people lived in Nunavut, Northwest Territories, and northern Quebec. They built igloos out of blocks of ice to stay warm in the winter. Their clothing included caribou hide pants, sealskin mittens and boots, and parkas made from caribou hides. The Inuit diet consisted mainly of caribou meat, fish, nuts, berries, and bannock bread. Tools for hunting included harpoons, animal haulers, wooden goggles, dog sleds called komatiks, and kayaks or umiaks for water travel.
The document summarizes aspects of traditional Inuit life, including their homes, clothing, food sources, and tools. In winter, Inuit lived in igloos made of stacked ice blocks forming a dome. Their clothing was made from caribou hides and sealskin and included parkas, mittens, and boots. The Inuit diet consisted mainly of caribou and Arctic char fish, as well as bannock bread and pemmican. They used tools like harpoons, sleds pulled by dogs, kayaks, and umiaks for transport.
The document summarizes aspects of Inuit life, including that they lived in igloos in winter and tents in summer, made from ice blocks, whale bones, and animal skins. Their clothing like parkas and pants were made from caribou hides to protect from the cold. Hunting tools included harpoons, sleds pulled by dogs, and snow goggles to protect their eyes from bright sun and snow.
The Inuit people lived in the Arctic regions of Canada, subsisting on a diet of caribou, Arctic char, berries, and pemmican. They built igloos from blocks of ice in the winter and tents made from whale bones in the summer. For clothing, the Inuit wore caribou skin parkas with pouches for babies, pants, mittens made from sealskin, and boots called kamiks made from caribou or sealskin. Hunting tools included harpoons, goggles with slits, sleds pulled by dogs, and kayaks and umiaks for transportation.
This presentation provides teens with guidance on living a healthy lifestyle. It offers suggestions for maintaining a balanced diet through healthy breakfast, lunch, and dinner ideas. Some recommendations include eating oatmeal with nuts and fruit for breakfast, packing turkey wraps or salad for lunch, and having stir fries or salmon with vegetables for dinner. The presentation also stresses the importance of regular exercise and sufficient sleep for teens and provides exercise and sleep hygiene tips.
This document discusses high density housing solutions in several major cities around the world that are dealing with overpopulation and housing shortages. It provides examples of micro housing units in London, social housing high rises in London, multi-level Japanese dwelling complexes that optimize space, proposals for modular cities, a solar settlement in Freiburg with energy positive townhomes, and Habitat 67, a modular housing complex in Montreal. The document examines population densities and housing challenges in cities like Mumbai, Cairo, Rio de Janeiro, Istanbul, Mexico City, Tokyo, and Johannesburg.
The document provides reviews and ratings for three movies showing in theaters in 2012: The Avengers 3D, Lockout, and Mirror Mirror. The Avengers 3D is an action adventure film starring popular actors like Robert Downey Jr. and receives a rating of 2.5 stars. Lockout is described as a fast-paced, suspenseful action movie that earns two stars. Mirror Mirror is a family-friendly comedy that puts a funny twist on the Snow White tale and receives three stars.
LGN Prosperity offers members opportunities to generate income through sharing products like an affordable travel card and ebooks. Members are given a business system including a 2x2 matrix where they earn $600 when their matrix fills. Additional bonuses include earning commissions from those in lower levels of their matrix and a total organizational sales bonus based on building multiple "powerlines" of sales. Startup costs are a one-time $299 fee with no monthly fees and training resources are provided to help members build their business. The compensation plan aims to allow members to generate substantial income through building a large downline organization.
Are you getting the most out of your one club membershipWendoverResorts
All of us have those gains cards contained in our wallets that merely stay there, not doing anything. Many of us don’t make use of them, we don’t acquire the points on them and, at some point, most of us forget they are there and they merely lead to making our own wallets fatter without simply providing us any benefits.
The document discusses joining a multi-level marketing business called QuestNet. It outlines reasons to join such as achieving financial goals and dreams. It then provides details about the company like its profile, credibility partners, product range, and business plan. The business plan involves referral commissions where members can earn money by referring others. Charts show how earnings can grow substantially through building two teams over time. In the end, it highlights the potential and rewards of the business model while also providing advice for success.
What if...
- you could make a living through giving?
- you could reach out in kindness every day to others, celebrating their lives with pictures, gifts and the written word - and be able to make a great living doing it?
- that living provided you with a lifestyle of financial freedom for you and your family for decades to come?
This document discusses the pitfalls of selling a home as a for-sale-by-owner (FSBO) without using a real estate agent. It notes that 70% of direct buyers are not qualified, bargain hunters aim for desperate FSBO sellers, and FSBOs statistically lose $3,000-$5,000. It recommends listing the home privately and on MLS through GenieBrokerage for a flat $3,000 fee only on closing to beat the odds against an unsuccessful FSBO sale.
Zach Adams started the Mesa Vista build a city challenge by establishing a basketball-themed business called Zach's Hoops. After many days, the business became successful and allowed Zach to fund a public park and university. Zach then moved three friends into the neighborhood to unlock the military career. He pursued relationships with Diane Shin, Kerie Ng, and Marie Sims, eventually choosing Marie as his wife. By the end of week 1, Nikki Chan was pregnant with Zach's child, qualifying Mesa Vista for the military base and beginning the expansion of the new city.
This document summarizes a travel business opportunity with Paycation. It outlines the benefits of becoming a Referral Travel Consultant or Certified Travel Consultant, including earning commissions from travel bookings and residual income from monthly membership fees. It also describes the compensation plan which includes direct commissions, coded bonuses, matching bonuses, and a 3x7 matrix structure for recurring income. The opportunity allows individuals to earn income by booking and referring travel.
Paycation presentation http://globalbesttravel.paycationpro.com/celebrity/Julius Jack Armstrong
This document provides an overview of the Paycation travel company opportunity. It discusses how individuals can become Referring Travel Consultants or Certified Travel Consultants and earn commissions on travel bookings. It also outlines Paycation's compensation plan which includes direct commissions, coded bonuses, residuals, and a 3x7 matrix. Higher ranks in the company such as Regional, National, and Presidential provide additional monthly guaranteed bonuses. The document promotes Paycation as a ground floor opportunity to build a travel business and earn income from travel commissions and the compensation plan.
This document describes unethical timeshare sales practices and the difficulties people face after purchasing a timeshare. It notes that many people attend timeshare presentations just for a free gift or vacation but end up with a large financial burden. Salespeople use smooth talking to build rapport before launching into high-pressure sales pitches involving misleading claims about timeshares being investments, maintenance fees never rising, and being able to easily rent or resell the timeshare. After signing contracts, buyers often regret their purchase due to the large bills from mortgages, fees, and other costs that are higher than promised. The document advertises a non-profit organization that claims to help victims of timeshare fraud cancel their contracts and recover funds through proven
The document discusses different types of resume formats including functional, chronological, and selective resumes. A resume gets you the job you want by focusing the interviewer's attention on your strongest points and achievements while presenting a positive picture of your qualifications. Effective resumes can be either functional, highlighting skills over chronology, or chronological, listing work history from most recent back.
The document discusses copyright and how it protects original creative works. It notes that copyright is automatic when a work is created and covers books, art, and content online. It advises that to use a copyrighted work, permission must be obtained from the owner by writing a letter requesting use and citing the source. Rules around using copyrighted material depend on whether it will be for educational or commercial purposes.
The cardiovascular system consists of the heart, blood vessels, and blood. Blood vessels include arteries, which carry blood away from the heart; veins, which carry blood back to the heart; and capillaries, which connect arterioles and venules and allow for the exchange of nutrients and waste. Precise regulation of blood flow and pressure is achieved through neural and hormonal mechanisms that control the heart rate and diameter of blood vessels.
The Inuit lived in northern regions of Canada and built igloos in the winter and tents in the summer out of animal skins and bones. They wore warm, insulating clothing like parkas and mittens made from caribou and sealskin. The Inuit diet consisted mainly of caribou as well as fish like arctic char which they ate raw, dried or cooked. They used tools like harpoons, sleds pulled by dogs, and boats for transporting goods and hunting.
The Inuit people lived in Nunavut, Northwest Territories, and northern Quebec. They built igloos out of blocks of ice to stay warm in the winter. Their clothing included caribou hide pants, sealskin mittens and boots, and parkas made from caribou hides. The Inuit diet consisted mainly of caribou meat, fish, nuts, berries, and bannock bread. Tools for hunting included harpoons, animal haulers, wooden goggles, dog sleds called komatiks, and kayaks or umiaks for water travel.
The document summarizes aspects of traditional Inuit life, including their homes, clothing, food sources, and tools. In winter, Inuit lived in igloos made of stacked ice blocks forming a dome. Their clothing was made from caribou hides and sealskin and included parkas, mittens, and boots. The Inuit diet consisted mainly of caribou and Arctic char fish, as well as bannock bread and pemmican. They used tools like harpoons, sleds pulled by dogs, kayaks, and umiaks for transport.
The document summarizes aspects of Inuit life, including that they lived in igloos in winter and tents in summer, made from ice blocks, whale bones, and animal skins. Their clothing like parkas and pants were made from caribou hides to protect from the cold. Hunting tools included harpoons, sleds pulled by dogs, and snow goggles to protect their eyes from bright sun and snow.
The Inuit people lived in the Arctic regions of Canada, subsisting on a diet of caribou, Arctic char, berries, and pemmican. They built igloos from blocks of ice in the winter and tents made from whale bones in the summer. For clothing, the Inuit wore caribou skin parkas with pouches for babies, pants, mittens made from sealskin, and boots called kamiks made from caribou or sealskin. Hunting tools included harpoons, goggles with slits, sleds pulled by dogs, and kayaks and umiaks for transportation.
This presentation provides teens with guidance on living a healthy lifestyle. It offers suggestions for maintaining a balanced diet through healthy breakfast, lunch, and dinner ideas. Some recommendations include eating oatmeal with nuts and fruit for breakfast, packing turkey wraps or salad for lunch, and having stir fries or salmon with vegetables for dinner. The presentation also stresses the importance of regular exercise and sufficient sleep for teens and provides exercise and sleep hygiene tips.
This document discusses high density housing solutions in several major cities around the world that are dealing with overpopulation and housing shortages. It provides examples of micro housing units in London, social housing high rises in London, multi-level Japanese dwelling complexes that optimize space, proposals for modular cities, a solar settlement in Freiburg with energy positive townhomes, and Habitat 67, a modular housing complex in Montreal. The document examines population densities and housing challenges in cities like Mumbai, Cairo, Rio de Janeiro, Istanbul, Mexico City, Tokyo, and Johannesburg.
The document provides reviews and ratings for three movies showing in theaters in 2012: The Avengers 3D, Lockout, and Mirror Mirror. The Avengers 3D is an action adventure film starring popular actors like Robert Downey Jr. and receives a rating of 2.5 stars. Lockout is described as a fast-paced, suspenseful action movie that earns two stars. Mirror Mirror is a family-friendly comedy that puts a funny twist on the Snow White tale and receives three stars.
Resort Relief offers an immediate exit solution for timeshare owners who wish to get out of their contracts. For a one-time fee of $4,000 paid over 5 years, Resort Relief will take over responsibility for all future maintenance fees, taxes, and special assessments. They have helped over 7,000 owners exit their timeshares. The timeshare industry is changing as resorts rent weeks to the public for less than maintenance fees, affecting the value of owned weeks. Selling a timeshare on the resale market has become very difficult due to oversupply and lack of demand.
Resort Relief offers an immediate exit solution for timeshare owners who wish to get out of their contracts. For a one-time fee of $4,000 paid over 5 years, they will take over responsibility for all future maintenance fees, taxes, and special assessments. They help facilitate the transfer of ownership through their relationships with travel clubs and knowledge of the timeshare industry. Resort Relief claims to have helped over 7,000 owners exit their contracts.
This document describes a home grocery delivery service that allows customers to order groceries online and have them delivered to their home. It also presents an opportunity to earn income by referring others to the service. Key points include:
- Customers can order groceries online and have them delivered for free without shopping in stores.
- Referring others can earn income through a matrix compensation plan with multiple ways to earn, including from groceries purchases of those referred.
- The business opportunity claims joining is simple and fast, and purchasing groceries through the service can eliminate grocery bills while also earning residual income.
This document discusses building financial freedom through residual income using a network marketing model. It argues that the traditional career and retirement model is flawed and most people will not save enough for a comfortable retirement. It then presents the Four-Year Career Plan which aims to build enough residual income over four years through network marketing to provide financial security for decades. The plan involves choosing a product-based company, sponsoring others who also sponsor and sell products, in order to build an organization that generates ongoing monthly residual income even with minimal ongoing work.
The Basics of Buying and Selling a Septic or Sewer Businesscolepublishing
March 3, 2011 seminar presented by Jeff Bruss of COLE Publishing Inc at the Pumper & Cleaner Environmental Expo on buying and selling businesses in the wastewater industry.
The document promotes the opportunities available in the home-based travel industry. It notes that 99% of people would choose to travel if money and time were not issues. The travel industry generates $7 trillion worldwide annually. Home-based travel agencies can earn $25,000-$250,000 annually. The company helps people start their own home-based travel business with training, support, and access to billions in travel inventory through their website. Representatives are paid 60% commission on sales and can earn more through additional training.
Get paid for what you are already doing...TRAVEL! Be your own boss, write your business off on your taxes. Your friends and family are going to travel anyway, why not use your travel website! Go to: ytbtravel.com/sabea411 . Book flights, rental cars,cruises, hotel, vacations and more! Remnant Travel & Services (YTB) is where the fun begins!
This document promotes a travel business opportunity with YourTravelBiz.com. Some key points:
- Become a Referring Travel Agent (RTA) and earn 60% commissions on all travel booked through your website, plus travel perks. The initial fee is $499.95 with a $49.95 monthly fee.
- You can also become an independent marketing representative (Rep) and earn commissions referring others without travel agent credentials.
- The compensation plan includes matching bonuses of 50% for personally sponsored reps and bonuses up to $1 million for recruiting many active RTAs.
- Benefits are emphasized such as unlimited income potential, tax deductions, and travel advantages from booking as an insider
Surge 365 is a brand-new direct sales company with United States and also global operation. We offer an one-of-a-kind, unique membership that will certainly allow its members to take a trip at all-time low costs as well as supply a 110 % price match guarantee on all on the internet reservations.
We market our customer services via an individual to individual referral model. Surge 365 uses a cutting edge, patent pending modern technology that is an unique brand-new way to market the travel membership. http://www.nixworldwide.com
Flipping4profit is Joint venture business where an individiual joins a real Estate program called fliiping4profit and partake in profit-sharing by investing a from as little as $100 which is pooled into a fund,then when a property is bought renovated and sold and profit percentages shared out to members according to amount invested.
The document discusses different types of math word problems involving percentages, including: one-step and multi-step percent problems; rate of change; successive percents; and simple interest. It provides examples and step-by-step instructions for solving each type. A quiz on these topics will take place on Monday.
This document discusses the concept of "Infinite Banking" which is presented as a strategy for becoming your own bank through the use of whole life insurance policies. It notes some key benefits as becoming the banker, borrower, and depositor which eliminates risk and turns liabilities into assets. An illustration is provided showing how purchasing cars over 40 years through policy loans and repayments results in getting all money back plus interest earnings. The strategy is positioned as allowing one to fund major purchases like education and vacations while growing wealth over the long term in a tax-advantaged manner.
- The document outlines the rules and objectives of a business opportunity presentation. Attendees are instructed to silence phones and not record. Questions will be answered at the end.
- The opportunity involves inexpensive and free travel, earning income through travel, and gaining freedom of time and money through four unique programs - a vacation club, travel partners program, cash back shopping, and membership website.
- Details are provided on vacation destinations and prices, membership costs and benefits like travel points, and a compensation plan including bonuses and residual income. Disclaimers note there are no guarantees on income.
Presentation IRAcheckbook Realtor Wb BexpandedC. Jeff Beall ✔
This document discusses IRACheckbook plans, which allow individuals to self-direct their retirement funds, such as IRAs and 401(k)s, into real estate investments. There is approximately $5 trillion in retirement funds, but only 5% is currently self-directed. IRACheckbook plans open up opportunities for individuals to invest their retirement savings in real estate directly, rather than having it invested in stocks and bonds on Wall Street. The document provides examples of how individuals have successfully invested retirement funds in real estate through IRACheckbook plans to earn high returns.
This document discusses a financial strategy called Infinite Banking that allows individuals to become their own bank. It summarizes how using a specially designed whole life insurance policy can allow people to access tax-deferred and tax-free earnings, borrow from their own policy at favorable rates, and get back every dollar spent on major purchases like cars, college, and homes. The strategy aims to eliminate interest payments to banks and recapture lost opportunity costs by putting individuals in control of their own money through a "triple play" that makes them the banker, borrower, and depositor.
Securing your Kubernetes cluster_ a step-by-step guide to success !KatiaHIMEUR1
Today, after several years of existence, an extremely active community and an ultra-dynamic ecosystem, Kubernetes has established itself as the de facto standard in container orchestration. Thanks to a wide range of managed services, it has never been so easy to set up a ready-to-use Kubernetes cluster.
However, this ease of use means that the subject of security in Kubernetes is often left for later, or even neglected. This exposes companies to significant risks.
In this talk, I'll show you step-by-step how to secure your Kubernetes cluster for greater peace of mind and reliability.
Why You Should Replace Windows 11 with Nitrux Linux 3.5.0 for enhanced perfor...SOFTTECHHUB
The choice of an operating system plays a pivotal role in shaping our computing experience. For decades, Microsoft's Windows has dominated the market, offering a familiar and widely adopted platform for personal and professional use. However, as technological advancements continue to push the boundaries of innovation, alternative operating systems have emerged, challenging the status quo and offering users a fresh perspective on computing.
One such alternative that has garnered significant attention and acclaim is Nitrux Linux 3.5.0, a sleek, powerful, and user-friendly Linux distribution that promises to redefine the way we interact with our devices. With its focus on performance, security, and customization, Nitrux Linux presents a compelling case for those seeking to break free from the constraints of proprietary software and embrace the freedom and flexibility of open-source computing.
TrustArc Webinar - 2024 Global Privacy SurveyTrustArc
How does your privacy program stack up against your peers? What challenges are privacy teams tackling and prioritizing in 2024?
In the fifth annual Global Privacy Benchmarks Survey, we asked over 1,800 global privacy professionals and business executives to share their perspectives on the current state of privacy inside and outside of their organizations. This year’s report focused on emerging areas of importance for privacy and compliance professionals, including considerations and implications of Artificial Intelligence (AI) technologies, building brand trust, and different approaches for achieving higher privacy competence scores.
See how organizational priorities and strategic approaches to data security and privacy are evolving around the globe.
This webinar will review:
- The top 10 privacy insights from the fifth annual Global Privacy Benchmarks Survey
- The top challenges for privacy leaders, practitioners, and organizations in 2024
- Key themes to consider in developing and maintaining your privacy program
In the rapidly evolving landscape of technologies, XML continues to play a vital role in structuring, storing, and transporting data across diverse systems. The recent advancements in artificial intelligence (AI) present new methodologies for enhancing XML development workflows, introducing efficiency, automation, and intelligent capabilities. This presentation will outline the scope and perspective of utilizing AI in XML development. The potential benefits and the possible pitfalls will be highlighted, providing a balanced view of the subject.
We will explore the capabilities of AI in understanding XML markup languages and autonomously creating structured XML content. Additionally, we will examine the capacity of AI to enrich plain text with appropriate XML markup. Practical examples and methodological guidelines will be provided to elucidate how AI can be effectively prompted to interpret and generate accurate XML markup.
Further emphasis will be placed on the role of AI in developing XSLT, or schemas such as XSD and Schematron. We will address the techniques and strategies adopted to create prompts for generating code, explaining code, or refactoring the code, and the results achieved.
The discussion will extend to how AI can be used to transform XML content. In particular, the focus will be on the use of AI XPath extension functions in XSLT, Schematron, Schematron Quick Fixes, or for XML content refactoring.
The presentation aims to deliver a comprehensive overview of AI usage in XML development, providing attendees with the necessary knowledge to make informed decisions. Whether you’re at the early stages of adopting AI or considering integrating it in advanced XML development, this presentation will cover all levels of expertise.
By highlighting the potential advantages and challenges of integrating AI with XML development tools and languages, the presentation seeks to inspire thoughtful conversation around the future of XML development. We’ll not only delve into the technical aspects of AI-powered XML development but also discuss practical implications and possible future directions.
For the full video of this presentation, please visit: https://www.edge-ai-vision.com/2024/06/building-and-scaling-ai-applications-with-the-nx-ai-manager-a-presentation-from-network-optix/
Robin van Emden, Senior Director of Data Science at Network Optix, presents the “Building and Scaling AI Applications with the Nx AI Manager,” tutorial at the May 2024 Embedded Vision Summit.
In this presentation, van Emden covers the basics of scaling edge AI solutions using the Nx tool kit. He emphasizes the process of developing AI models and deploying them globally. He also showcases the conversion of AI models and the creation of effective edge AI pipelines, with a focus on pre-processing, model conversion, selecting the appropriate inference engine for the target hardware and post-processing.
van Emden shows how Nx can simplify the developer’s life and facilitate a rapid transition from concept to production-ready applications.He provides valuable insights into developing scalable and efficient edge AI solutions, with a strong focus on practical implementation.
Sudheer Mechineni, Head of Application Frameworks, Standard Chartered Bank
Discover how Standard Chartered Bank harnessed the power of Neo4j to transform complex data access challenges into a dynamic, scalable graph database solution. This keynote will cover their journey from initial adoption to deploying a fully automated, enterprise-grade causal cluster, highlighting key strategies for modelling organisational changes and ensuring robust disaster recovery. Learn how these innovations have not only enhanced Standard Chartered Bank’s data infrastructure but also positioned them as pioneers in the banking sector’s adoption of graph technology.
Generative AI Deep Dive: Advancing from Proof of Concept to ProductionAggregage
Join Maher Hanafi, VP of Engineering at Betterworks, in this new session where he'll share a practical framework to transform Gen AI prototypes into impactful products! He'll delve into the complexities of data collection and management, model selection and optimization, and ensuring security, scalability, and responsible use.
Full-RAG: A modern architecture for hyper-personalizationZilliz
Mike Del Balso, CEO & Co-Founder at Tecton, presents "Full RAG," a novel approach to AI recommendation systems, aiming to push beyond the limitations of traditional models through a deep integration of contextual insights and real-time data, leveraging the Retrieval-Augmented Generation architecture. This talk will outline Full RAG's potential to significantly enhance personalization, address engineering challenges such as data management and model training, and introduce data enrichment with reranking as a key solution. Attendees will gain crucial insights into the importance of hyperpersonalization in AI, the capabilities of Full RAG for advanced personalization, and strategies for managing complex data integrations for deploying cutting-edge AI solutions.
Removing Uninteresting Bytes in Software FuzzingAftab Hussain
Imagine a world where software fuzzing, the process of mutating bytes in test seeds to uncover hidden and erroneous program behaviors, becomes faster and more effective. A lot depends on the initial seeds, which can significantly dictate the trajectory of a fuzzing campaign, particularly in terms of how long it takes to uncover interesting behaviour in your code. We introduce DIAR, a technique designed to speedup fuzzing campaigns by pinpointing and eliminating those uninteresting bytes in the seeds. Picture this: instead of wasting valuable resources on meaningless mutations in large, bloated seeds, DIAR removes the unnecessary bytes, streamlining the entire process.
In this work, we equipped AFL, a popular fuzzer, with DIAR and examined two critical Linux libraries -- Libxml's xmllint, a tool for parsing xml documents, and Binutil's readelf, an essential debugging and security analysis command-line tool used to display detailed information about ELF (Executable and Linkable Format). Our preliminary results show that AFL+DIAR does not only discover new paths more quickly but also achieves higher coverage overall. This work thus showcases how starting with lean and optimized seeds can lead to faster, more comprehensive fuzzing campaigns -- and DIAR helps you find such seeds.
- These are slides of the talk given at IEEE International Conference on Software Testing Verification and Validation Workshop, ICSTW 2022.
GraphSummit Singapore | The Art of the Possible with Graph - Q2 2024Neo4j
Neha Bajwa, Vice President of Product Marketing, Neo4j
Join us as we explore breakthrough innovations enabled by interconnected data and AI. Discover firsthand how organizations use relationships in data to uncover contextual insights and solve our most pressing challenges – from optimizing supply chains, detecting fraud, and improving customer experiences to accelerating drug discoveries.
Unlock the Future of Search with MongoDB Atlas_ Vector Search Unleashed.pdfMalak Abu Hammad
Discover how MongoDB Atlas and vector search technology can revolutionize your application's search capabilities. This comprehensive presentation covers:
* What is Vector Search?
* Importance and benefits of vector search
* Practical use cases across various industries
* Step-by-step implementation guide
* Live demos with code snippets
* Enhancing LLM capabilities with vector search
* Best practices and optimization strategies
Perfect for developers, AI enthusiasts, and tech leaders. Learn how to leverage MongoDB Atlas to deliver highly relevant, context-aware search results, transforming your data retrieval process. Stay ahead in tech innovation and maximize the potential of your applications.
#MongoDB #VectorSearch #AI #SemanticSearch #TechInnovation #DataScience #LLM #MachineLearning #SearchTechnology
How to Get CNIC Information System with Paksim Ga.pptxdanishmna97
Pakdata Cf is a groundbreaking system designed to streamline and facilitate access to CNIC information. This innovative platform leverages advanced technology to provide users with efficient and secure access to their CNIC details.
UiPath Test Automation using UiPath Test Suite series, part 6DianaGray10
Welcome to UiPath Test Automation using UiPath Test Suite series part 6. In this session, we will cover Test Automation with generative AI and Open AI.
UiPath Test Automation with generative AI and Open AI webinar offers an in-depth exploration of leveraging cutting-edge technologies for test automation within the UiPath platform. Attendees will delve into the integration of generative AI, a test automation solution, with Open AI advanced natural language processing capabilities.
Throughout the session, participants will discover how this synergy empowers testers to automate repetitive tasks, enhance testing accuracy, and expedite the software testing life cycle. Topics covered include the seamless integration process, practical use cases, and the benefits of harnessing AI-driven automation for UiPath testing initiatives. By attending this webinar, testers, and automation professionals can gain valuable insights into harnessing the power of AI to optimize their test automation workflows within the UiPath ecosystem, ultimately driving efficiency and quality in software development processes.
What will you get from this session?
1. Insights into integrating generative AI.
2. Understanding how this integration enhances test automation within the UiPath platform
3. Practical demonstrations
4. Exploration of real-world use cases illustrating the benefits of AI-driven test automation for UiPath
Topics covered:
What is generative AI
Test Automation with generative AI and Open AI.
UiPath integration with generative AI
Speaker:
Deepak Rai, Automation Practice Lead, Boundaryless Group and UiPath MVP
Essentials of Automations: The Art of Triggers and Actions in FMESafe Software
In this second installment of our Essentials of Automations webinar series, we’ll explore the landscape of triggers and actions, guiding you through the nuances of authoring and adapting workspaces for seamless automations. Gain an understanding of the full spectrum of triggers and actions available in FME, empowering you to enhance your workspaces for efficient automation.
We’ll kick things off by showcasing the most commonly used event-based triggers, introducing you to various automation workflows like manual triggers, schedules, directory watchers, and more. Plus, see how these elements play out in real scenarios.
Whether you’re tweaking your current setup or building from the ground up, this session will arm you with the tools and insights needed to transform your FME usage into a powerhouse of productivity. Join us to discover effective strategies that simplify complex processes, enhancing your productivity and transforming your data management practices with FME. Let’s turn complexity into clarity and make your workspaces work wonders!
3. AND THE
BILLS THAT
CAME IN YEAR
AFTER YEAR
MAINTENANCE FEES
RCI/II DUES
EXCHANGE FEES
SPECIAL ASSESSMENTS
TAXES
(Remember how easily your salesman dismissed those?)
4. BUT YOU COULD STILL “EXCHANGE” RIGHT?
SURE!!
Just bank your week and
start to
PRAY!!
5. SO YOU
FIGURED YOU
COULD JUST
SELL IT!
THERE ARE THOUSANDS JUST LIKE THIS
ON EBAY WITH NO BIDS EVERY DAY
2BR GOLD CROWN FOR $.01. NINE HRS LEFT
2BR GOLF SPA RED WEEK IN FLORIDA
$.01
6. AND ON EBAY, IF YOU WERE LUCKY
YOU GOT A WHOPPING:
$5000
$2500
$1000
$500
$100
$.01
(yes, that is a penny)
7. LISTING AGREEMENT
SO YOU WHAT WE DO TO GET YOUR TIME SHARE SOLD!
DECIDED TO 1. Your listing will be posted on all of our web sites at
LET THE www.WESELLNOTHING.com,
“PROS” www.WESELLEVENLESS.com and
HANDLE IT www.FAHGEDDABOUDIT.com You will have three pictures
and a
complete description of the resort. The listing will appear
with pricing and any “bonus” extras you
choose to throw in.
2. We have some of the most popular internet web sites
for time shares. We make sure our web site is seen by
anyone looking for a time share on the web. We also
multiple list with other brokers who meet our standards
of ethics.
3. Most sales come with our exclusive one-year
Satisfaction Guarantee. This guarantee gives the
buyer the extra “comfort zone” they need to do business.
(98% of resale buyers do not see the resort they are
buying until sometime much later) This guarantee is of no
cost to you and does not obligate you in any fashion. It
helps get your time share sold. From time to time we also
have special promotions we offer buyers as an incentive
to do business with us. This again is of no obligation or
cost to you.
8. AND SOMEWHERE
BETWEEN
$599 AND
$1999
LATER………. • ANOTHER MAINTANENCE FEE CAME DUE
• ANOTHER SPECIAL ASSESSMENT CAME DUE
• AND YOU STILL OWN
YOUR TIMESHARE !
9. AND JUST
WHEN YOU
THOUGHT
YOU WERE • You decide to take the loss and just
STUCK “give it away” to your
FOREVER….
family, friends, neighbors, a
charity, perhaps, who would line up
at the door. And they all said the
same thing:
11. AND THEN
FINALLY…….
• You find a company that GUARANTEES
they will take your timeshare OUT OF
YOUR NAME and OFF YOUR HANDS,
FOREVER!!
• Now, of course this sounds great. Even if
you had to give it to them, it would be
better than what you are currently
dealing with. So you decide to make the
call and finally relieve yourself of this
albatross.
12. AND THEY $500.00 Maintenance
SHOW YOU Fee
THE “OFFER” $3495 CHARGE!!
• If your maintenance fee is 0-250.00,
they only charge $2995.00
• 251.00-500.00 is just 3495.00
• 501.00-750.00 is only 3995.00
• 751.00-1000.00, a charge of
4495.00!!
• 1001.00 -1750.00, a low $4995.00
• And if you have a SECOND unit, it’s
just an additional 1995.00!!! Isn’t
that a great deal?
Maintenance fee $1000
or more?
$4995 CHARGE!!!
13. AND YOU MAY
HAVE EVEN There are many reasons why owners want out.
CONSIDERED
IT • Not using their timeshare as much as they intended to
• Hit by unexpected Special Assessments and Skyrocketing
Maintenance Fees
• Financially burdened by their Timeshare Maintenance Fees,
Special Assessments and Taxes
Skyrocketing • Frustrated by their failure to sell the Timeshare through a
Maintenance Fees listing company
• Concerned about their children inheriting their Timeshare and
the increasing fees (yes, your kids can inherit your Timeshare
when you pass away based on tenancy, whether they want it
or not)
Same Place • Bothered they can’t vacation where they want, when they
EVERY YEAR want
• Tired of going to the same place every year
• Aggravated with Exchange Companies
• Realizing that there are more ways to go on vacation for much
less
Cant Vacation • Widowed or divorced, and can no longer travel with their
Where You Want loved ones
• Inheritors of a Timeshare they don’t want or use
14. BUT IT JUST
SEEMED LIKE
TOO MUCH • $3,000, $4,000, $5000, $6000 to get
MONEY rid of a unit you paid
$10,000, $20,000, $30,000 or more
for. It just doesn’t seem right. But
paying a big maintenance fee for a
unit that you aren’t using, don’t
want and can’t get rid of, isn’t
helping the situation either. And
although it isn’t true, you were likely
told that your timeshare was an
“investment”.
You were told your timeshare was an
INVESTMENT????
16. INVESTMENTS
GOOD INVESTMENTS NOT SO GOOD INVESTMENTS
17. WE
CAN’T
HELP
YOU • ……………….with your Yugo
• ……………….with your Enron stock
But We CAN and WILL help you get
out of your unwanted TIMESHARE
TODAY !
18. SO LET’S DO Annual Maintenance Fees $ 650.00 ( per week that you own )
SOME MATH $650
Membership Dues (RCI/II) $ 150.00 per year
Exchange Fees $ 175.00 per year
Yearly Maintenance x 10 Years (+ 8% Increase Per Year)
$ 14,033.01 $150
Membership Dues + Exchange Fees x 10 Years $
3,250.00
$175
10 Year Payment, Maintenance, and Membership Fees $
$17,283.01
Not including any “ Special Assessments “ the X 10
H.O.A. may deem necessary. YEARS
YOU PAY JUST
$17,283.01
19. JUST THE
From
FACTS, PLEAS
USA
E!
• TODAY
Many fed-up time share owners are stuck trying to sell
By Roger Yu, USA TODAY
•
• For Stacey Udell, a Craigslist ad enticing her to own a piece of property in the Bahamas for $3,000 was too good to
pass up. The accountant from Cherry Hill, N.J., jumped on it, and became one of 6 million Americans who own a time
2010 Fee Totals $1650!
share, shared vacation property that owners get to stay in for a week or so each year for life. Four years later, the thrill
of ownership is gone. Her family has yet to use the one week at Atlantis Harborside Resort she bought, and the
contract has becomeFROM PREVIOUS YR time when a lousy economy is squeezing her home finances.
UP 20% a nagging financial burden at a
• “Fed Up Timeshare Owners”
Udell is back on Craigslist, this time as a seller wanting to be free from the mandatory annual fees that sustain her
ownership. Her bill for 2010 totals $1,650, up 20% from last year plus a $250 charge to make up for "the deadbeats who
have abandoned their time shares," according to Udell. "I can't deal with the hassle anymore."
• Udell is joining a rising chorus of time-share owners who are fed up with mortgages and burdensome payments that
they think render little or no return. With ironclad contract terms, high annual fees and aggressive salespeople, time
shares have always been controversial. But this economic downturn hasPLUS a $250
been particularly nasty for the industry. It's
killed the easy CONSUMER lifeblood of developers and forced would-be customers to think twice about signing
credit that was the
a life-long financial commitment for something they'd use only a few SURCHARGE TO
days a year.
• COMPLAINTS has come to a standstill. Mortgage defaults are rising. Thousands of salespeople
Sales are down. Resort development OFFSET
and maintenance staffers haveIN laid off. Customers are flooding the resale market, where some are trying to
DOUBLEDas been
unload contracts for as little $1. DEFAULTS OF
• 2009
Meanwhile, scams that target desperate owners are skyrocketing, triggering enforcement actions from state
OTHERS
attorneys general throughout the country. The number of consumer complaints about time shares received by the
state of Florida, which is home to a quarter of the industry, doubled in 2009 to more than 2,500, according to the
state's Department of Agriculture and Consumer Services.
• "We were always 'the engine that could' for the (tourism) industry, but now we're the red-headed stepchild," says
Howard Nusbaum, CEO of American Resort Development Association, or ARDA, an industry trade group. "We're going
through a tough period."
• There were 1,630 time-share resorts in the USA as of 2008, with 40% of them concentrated in Florida, California and
South Carolina, according to ARDA. About 7 million time-share contracts are currently held by owners in the USA. The
average price in 2008 was $20,150.
• Sales drop, defaults rise
•
“Maintenance fees have grown an
Since they were created in the 1960s, time shares didn't have a down year until 2008, when sales dipped 8% to $9.7
billion, according to ARDA. They plunged 40% 12% a 2009 tosince 2005” will likely remain flat in
average of more in year about $6 billion and
2010, Nusbaum estimates.
• Time-share mortgage defaults rose each quarter in 2009 compared with 2008, ARDA says. In the third quarter of last
year, 2.9% of time-share mortgages went into default vs. 2.2% in 2008. About 8% of time-share mortgages were in
default as of 2008. Maintenance fees have grown an average of 12% a year since 2005.
20. USA TODAY ARTICLE CONT.
• Large hospitality companies, already hurting from empty hotel rooms, are retreating. Wyndham Worldwide, the largest time-share operator in
the USA, saw sales fall 51% in the first nine months of 2009 to $756 million. It has closed some sales offices and cut 4,000 jobs since late 2008.
• Marriott International's time-share sales fell 38% in the first nine months of 2009 to $445 million. It also wrote down $752 million of its time-
Wyndham Marriott
share resorts' value, and it said it would discontinue construction of new properties and would convert some to other types of properties.
•
Sales Sales
Nancy Lehenky, a Marriott customer, wishes she could walk away from the $60,000 mortgage she took on last year for a two-week interval at a
resort in Palm Desert, Calif.
• Down Down
Lehenky and husband David, who run Flathead Distillers, a vodka distillery in Montana, pay $1,100 a month for the mortgage and $2,000 a year
in taxes and fees. While they were able to afford the payment when they bought it, her husband has since been laid off and their decision to
51% 38%
open the distillery has forced them to tighten spending. Lehenky particularly regrets having paid full retail price rather than shopping for a
resale. "Had I known what was coming in the future, I'd have held off," she says.
• Lehenky asked Marriott to take the contract back last year. The company refused.
• ARDA's Nusbaum says industry woes can be traced largely to developers no longer being able to package mortgage debt as asset-backed
securities sold to Wall Street.
• Developers have historically lent directly to customers. Cash back from investors on the sale of bundled mortgages was used to build more
resorts. The mortgage-backed security market all but vanished in the 2008 financial crisis, and the industry has had to halt most new
construction and cut back on free cruises, air tickets and hotel rooms given as incentives for customers listening to a sales pitch.
• Westgate Resorts, one of the largest operators in the industry, had a record year in 2009 with about 2,200 new rooms/suites, says Mark Waltrip,
COO of Westgate. This year, it'll open none. The company halted construction on "10 to 12" properties that have already had groundbreaking, he
says.
• Remorseful buyers
•
“we were suckered, and we fell in love with it”
The industry contends that customer satisfaction remains high and that demand hasn't waned. ARDA says 50% of buyers already own another
time share. And the percentage of people who buy a unit after sitting through a sales pitch remains unchanged at about 10% to 15%, Waltrip says.
• Unlike other hospitality or real estate industries, time-share operators dictate much of consumer demand by providing incentives for people to
come directly to resorts or to sales-pitch sessions, ARDA's Nusbaum says. "No one wakes up in the morning and says they're going to buy a time
share. They come in and get compelled by the product. It's an emotional buy," he says.
• Summers Doonan, an American Airlines flight attendant in Orlando, knows all too well about the allure of a sales pitch conducted next to a
resort pool glistening in the Florida sun. She and her former husband, Brian, were invited in 2007 to a free weekend at Ron Jon Cape Caribe
Resort in Cape Canaveral and sat through a sales pitch. They walked out with a one-week contract that cost them $18,000. "We were suckered
in, and we fell in love with it," she says.
21. THE “HARSH
REALITY” “more people
SUMMARY are trying to get
out “owners looking
• Trying to exchange it for other weeks or for time at other resorts, which was her original intent, proved to be a lot more competitive,
difficult and expensive than she was led to believe, she says. On top of $1,150 in taxes and fees every year, sheto sell is 25%
pays $90 a year to belong to
an exchange club and faces another $200 fee each time she wants to trade. She and her husband have agreed to split paying for the fees
until it's sold. higher than last
• year
"Both of us are tight. I have three kids I'm trying to raise as a flight attendant," she says. "It was a rash decision. You're surrounded by
beauty and the excitement of it all. (Salespeople) are definitely charismatic."
• Having divorced last year and now on unpaid leave from her employer, Doonan wants to sell it. She never got to use her week, because it
fell in October when her kids are in school.
• Brian Rogers, who runs the Timeshare Users Group, or TUG, an online forum for owners, says the growing number of disgruntled, but
“no resale company
more informed, customers combined with the financial crisis that has forced developers to cut spending will result in changes in how the
industry is run.
• can guarantee an
The number of ads by owners looking to sell on Rogers' website is 25% higher than a year ago. About half of the people on his website
want to sell their time share, he says. "More people are trying to get out. Some find it difficult even when listing their time share for a
owner a sale
single dollar."
“upfront fees as
• high as $5000.00
That is not comforting news to Udell. She's listed her week in the Bahamas for $4,300 on Craigslist, TUG and other sites, but hasn't gotten
any offers. Her husband, Craig, is changing his career to be a teacher and earns a fraction of what he made before, and her family can't
afford annual vacations without going further into debt. "Going on a vacation like that would be living beyond our means," she says.
• 'Scams' in resale market
• Sensing desperation, fly-by-night hucksters are cold-calling and mailing owners with promises of a quick sale for an upfront fee as high
as $5,000.
• The defendants required "hundreds of consumers" to pay $1,500 each and said
Udell says she's been bombarded by such solicitations. "They make it very tempting," she says. "One company guaranteed (it) can sell for
$20,000. I hung up on him."
•
they "would market and/or advertise their time share in an attempt to resell
Doonan, the flight attendant, paid $600 upfront with a reseller, which has listed her unit for $18,000 on its website and printed fliers that
it, when in actuality the time share was merely placed on a website, to which
she's never seen.
• TUG's Rogers says he knows of NO resale company that can guarantee an owner a sale. Customers, he says, should never pay resellers
no Web traffic was directed." The defendants also "made blatant
any upfront fee. "They're so masterful at their pitch," he says of resellers. "It's a scam on top of a scam on top of a scam."
•misrepresentations … (that) they could definitely sell their time share within a
Florida is a hotbed of time-share scams. The state's attorney general, Bill McCollum, sued two related companies in November, that have
allegedly collected more than $4 million monthly in fees from owners who were solicited via Internet advertising and telemarketing calls
•
certain time period." Calls to the companies weren't returned .
The defendants required "hundreds of consumers" to pay $1,500 each and said they "would market and/or advertise their time share in
an attempt to resell it, when in actuality the time share was merely placed on a website, to which no Web traffic was directed." The
defendants also "made blatant misrepresentations … (that) they could definitely sell their time share within a certain time period." Calls
to the companies weren't returned.
22. WHAT WE DO
• Why is Timeshare Relief NOT a
“we are Consultants taking over the timeshare acquisition market?
Because, Timeshare Relief Consultants offers distressed timeshare owners a fast, safe
listing company
and easy way to exit their contractual obligations without the high-pressurereal pitch.
“we are NOT sales
Our network of affiliates will dispose of your timeshare once and for all. We are not a
estate agents”
listing company and not real estate agents. We take over your timeshare fast along with
all the burdens of ownership so you don’t have to worry about it any longer.
• Timeshare Relief Consultants is dedicated of helping you get rid of that timeshare for
“get rid to that
good! With the prospect of rising timeshare maintenance fees, costs, fuel, transportation
timeshare for good”
costs and a depressed economy, what will you do with your timeshare? Once you accept
our help offer, you can be completely timeshare free and relieved of the financial burden.
• Timeshare Relief Consultants offers:
• » A safe, fast and easy way to exit your timeshare contract obligation immediately
“a safe, fast and easy way to exit your
» Completely honest exit strategy for timeshare ownership
timeshare obligation immediately”
» No high-pressure representatives
» We have a large clearinghouse and a team of experts who will dispose of your
“closing costs are
timeshare , backed with our Exclusive 100% “On Time” guarantee!
• Why get taken by a ON US” listing company when you can get rid of that timeshare
broker or
FAST! At Timeshare Relief Consultants , we are not brokers or real estate agents. If you
have tried selling your timeshare yourself and found that you just can’t get rid of it, we
have the solution for you. Timeshare Relief Consultants acquires your timeshare and
takes responsibility for the fees, unexpected special assessments, property taxes along
with the risk of owning and disposing of the timeshare. Oh, and by the way, those closing
costs are also on us, so why not Contact Us right now?
• Toll Free: 855-523-4567
23. YOU HAVE A • There are others in our industry whom
CHOICE. offer a service similar to ours, with just
a couple of minor differences. First,
being the cost, and secondly being the
Guarantee. Our company is dedicated to
HELPING you, NOT adding insult to
injury. So, we took the liberty of sharing
with you the options made available to
you by our competitors, so that you
might make an informed decision about
your timeshare ownership TODAY!
Make an INFORMED decision
25. OUR
EXCLUSIVE
100% “ON TIME” DEED TRANSFER GUARANTEE!
“ ON TIME ”
SERVICE
GUARANTEE!
We are so confident in our ability to quickly and seamlessly transfer your property,
that we GUARANTEE results in WRITING. Although the actual trade process
and transference of deed MAY take up to 180 days, TRE, Inc. GUARANTEES
that the owner will no longer be responsible for any maintenance fees, special
assessments or other associated charges, once ALL the necessary signed
transference documents have been RECEIVED by TRE, Inc. This is our pledge to
you, our valued client.
From the Staff of,
Timeshare Relief Consultants, Inc.
26. TIMESHARE
RELIEF
CONSULTANTS
SOLUTION
WE WILL PAY:
ALL TRANSFER FEES
o REGARDLESS OF YOUR
MAINTENANCE FEE
ALL CLOSING AND LEGAL COSTS
PAYMENT, TODAY YOU
ALL TRANSFER FEES TO OUR
EXCLUSIVE, THIRD PARTY WILL PAY A FLAT FEE OF
ACCEPTANCE CORPORATION
YOU WILL STOP PAYING:
ONLY……………
…$3,995.00
MAINTENANCE FEES
SPECIAL ASSESSMENTS
TAXES
FOREVER!!!!!!!!!!!!!!!!!!!!!!!!