This document summarizes 25 top grants and rebates for property buyers and owners in British Columbia, Canada. It lists programs that provide rebates for things like the provincial sales tax, energy efficient renovations and appliances, property taxes, and more. Eligibility requirements vary but many are aimed at first-time home buyers, seniors, low-income individuals, and those undertaking green renovations or buying energy efficient products and homes. Contact information is provided for each program to find out more details.
Jackson Family Wealth Goal Achiever - Advanced Estate PlanningInKnowVision
Chris is 68 and Beth is 59. Chris has recently just retired from an executive position in a public company. They have always led a relatively simple and conservative lifestyle and as a result have built up a very significant, and liquid, net worth. As part of Chris’s retirement package, he has an annual pension payment of approx. $360,000 (inflating). The pension alone is enough to cover their annual living expenses of $230,000. As a result, they have a large annual cash flow surplus created by the $400k in annual dividends from their equity portfolios and their tax-exempt income from municipal bond portfolios totaling $1.1M.
The main planning objective is to take advantage of the lifetime gifting exemption ($5M each) while it is still available. This is due in part to the large concentration of conservatively invested assets that are growing inside Chris and Beth’s estate. In addition, they are looking to preserve enough assets in order to provide sufficient cash flow that will ensure a comfortable lifestyle with flexibility during retirement.
Learn more at www.inknowvision.com
Jackson Family Wealth Goal Achiever - Advanced Estate PlanningInKnowVision
Chris is 68 and Beth is 59. Chris has recently just retired from an executive position in a public company. They have always led a relatively simple and conservative lifestyle and as a result have built up a very significant, and liquid, net worth. As part of Chris’s retirement package, he has an annual pension payment of approx. $360,000 (inflating). The pension alone is enough to cover their annual living expenses of $230,000. As a result, they have a large annual cash flow surplus created by the $400k in annual dividends from their equity portfolios and their tax-exempt income from municipal bond portfolios totaling $1.1M.
The main planning objective is to take advantage of the lifetime gifting exemption ($5M each) while it is still available. This is due in part to the large concentration of conservatively invested assets that are growing inside Chris and Beth’s estate. In addition, they are looking to preserve enough assets in order to provide sufficient cash flow that will ensure a comfortable lifestyle with flexibility during retirement.
Learn more at www.inknowvision.com
Sample 5 page loan modifcation proposal with before and after budgets, cash flow, payments based on HAMP NPV model version 3. Excellant way to begin rapport with lender. Organization, calculation, presentation & negotiation. Used alongside lenders papaerwork.
Anderson Family Wealth Goal Achiever - InKnowVision Advanced Estate PlanningInKnowVision
Jeff is 75 and Theresa is 72. Jeff recently retired from an executive position in a public company. As a result of his retirement he exercised over $45M in stock options and has 5 more years of deferred compensation payments. Jeff has also sold his 50% interest in his Corporation and the note payments are providing significant income for the next 9 years.
Jeff and Theresa have annual living expense desires of $725,000, with the available income to more than meet this need. Jeff’s deferred compensation payments average more than $2M/yr. for the next 5 years; his annual pension payments are $660k/yr. (inflating); and he also has note payments totaling $360k/yr. for the next 9 years from the buyout of his Corporation interests. These sources of income are in addition to an investment portfolio that generates more than $1.7M/yr. in income and various oil/gas ventures that generate over $100k/yr. in income. With annual income totaling over $5M/yr. for the family, they have the luxury of accumulating a very significant cash flow surplus each year.
Learn more at www.inknowvision.com
Maine Apartment Association-Electricity Rate Education SeminarWillFess
Electricity Maine's co-founder Emile Clavet, joined representatives of Efficiency Maine, Central Maine, Central Maine Power (CMP), and Wesco Distribution for a discussion about electricity usage/conservation. Sponsored by the Maine Apartment Association, the target audience was property managers and property management companies.
This is from a talk I gave to the members of Northeast Ohio SIM in September 2009. It focuses on the dilemma of profitable growth in a slow economy, and what CIOs can do about it.
Sample 5 page loan modifcation proposal with before and after budgets, cash flow, payments based on HAMP NPV model version 3. Excellant way to begin rapport with lender. Organization, calculation, presentation & negotiation. Used alongside lenders papaerwork.
Anderson Family Wealth Goal Achiever - InKnowVision Advanced Estate PlanningInKnowVision
Jeff is 75 and Theresa is 72. Jeff recently retired from an executive position in a public company. As a result of his retirement he exercised over $45M in stock options and has 5 more years of deferred compensation payments. Jeff has also sold his 50% interest in his Corporation and the note payments are providing significant income for the next 9 years.
Jeff and Theresa have annual living expense desires of $725,000, with the available income to more than meet this need. Jeff’s deferred compensation payments average more than $2M/yr. for the next 5 years; his annual pension payments are $660k/yr. (inflating); and he also has note payments totaling $360k/yr. for the next 9 years from the buyout of his Corporation interests. These sources of income are in addition to an investment portfolio that generates more than $1.7M/yr. in income and various oil/gas ventures that generate over $100k/yr. in income. With annual income totaling over $5M/yr. for the family, they have the luxury of accumulating a very significant cash flow surplus each year.
Learn more at www.inknowvision.com
Maine Apartment Association-Electricity Rate Education SeminarWillFess
Electricity Maine's co-founder Emile Clavet, joined representatives of Efficiency Maine, Central Maine, Central Maine Power (CMP), and Wesco Distribution for a discussion about electricity usage/conservation. Sponsored by the Maine Apartment Association, the target audience was property managers and property management companies.
This is from a talk I gave to the members of Northeast Ohio SIM in September 2009. It focuses on the dilemma of profitable growth in a slow economy, and what CIOs can do about it.
Debt review presentation qecb-power saver, march 2012HarcourtBrownEF
Matthew H. Brown presented to the Salt Lake County Debt Review Committee about a structural option for using Qualified Energy Conservation Bonds, the proceeds of which would be used to fund energy efficiency loans supported by a Title 1 PowerSaver loan insurance project. The Debt Review Committee sent the proposal on to the County Council with a positive recommendation, subject to a review of certain alternatives.
Homebuyer Tax Credit Chart -Federal vs. StateWestside Hub
Here's a side by side look at the Federal tax credit expiring on April 30th-June 30th and the State of California credit starting May 1, 2010 and through December 31, 2010.
Vancouver real estate stats package, january 2013Matt Collinge
VANCOUVER, B.C. – February 4, 2013 – Home buyer demand remains below historical
averages in the Greater Vancouver housing market. This has led some home sellers to remove their homes from the market in recent months.
Vancouver Real Estate December 2012 Stats Package REBGVMatt Collinge
VANCOUVER, B.C. – January 3, 2013 – The Greater Vancouver housing market experienced below average home sale totals, typical home listing activity and modest declines in home prices in 2012.
Vancouver, BC – August 11, 2011. The British Columbia Real Estate Association (BCREA) reports that Multiple Listing Service® (MLS®) residential unit sales in the province rose 12.9 per cent to 6,533 units in July compared to the same month last year. The average MLS® residential price climbed 10 per cent to 540,877 last month compared to July 2010.
Need MCA leads? No sweat! MCAs are great for small biz funding. Learn how to snag top-notch leads: businesses needing cash, with repayment ability, decision-makers, and accurate contacts. Use content, social ads, lead platforms, partnerships, and capture processes for quality leads.
https://www.leadgeneration.media/blog/b/streamline-your-mca-sales-process-with-pre-qualified-leads
One FNG by Group 108 Sector 142 Noida Construction UpdateOne FNG
One FNG by Group 108 is launching a new commercial project in Sector 142 Noida. Office space and high street retail shops on the FNG and Noida Expressway. For more information visit the website https://www.onefng.com/
Elegant Evergreen Homes - Luxury Apartments Redefining Comfort in Yelahanka, ...JagadishKR1
Experience unmatched luxury at Elegant Evergreen Homes, offering exquisite 2, 3, and 4 BHK apartments in the serene locality of Yelahanka, Bangalore. These meticulously crafted homes blend modern design with timeless elegance, providing a harmonious living environment. Enjoy top-tier amenities and a prime location, making Elegant Evergreen Homes the ideal choice for discerning homeowners.
Green Homes, Islamabad Presentation .pdfticktoktips
Green Homes Islamabad offers beautifully designed 5, 8, and 10 Marla homes near the airport and motorway. Enjoy luxury, convenience, and high rental returns in a prime location.
Sense Levent Kagithane Catalog - Listing TurkeyListing Turkey
Sense Levent offers a luxurious living experience in the heart of Istanbul’s vibrant Levent district.
This cutting-edge development seamlessly integrates modern design with natural elements, featuring live evergreen plants maintained by an advanced irrigation system, ensuring lush greenery year-round.
The building’s elegant ceramic balconies are both stylish and durable, enhancing the overall aesthetic and functionality. Residents can enjoy the 700m Sky Lounge, which provides breathtaking views of Istanbul and a perfect space to relax and unwind.
Sense Levent promotes a healthy and active lifestyle with a full gym, swimming pool, sauna, and steam room, all available in the building. The interiors are crafted with high-quality materials, ensuring a luxurious and inviting living space.
Designed with young professionals in mind, Sense Levent features 1+1 and 2+1 units with smart floor plans and balconies. The project promises high investment returns, with an expected annual return of 6.5-7%, significantly above Istanbul’s average ROI.
Located in the rapidly growing and highly desirable Levent area, the development benefits from ongoing urban regeneration projects. Its prime location offers proximity to shopping malls, municipal buildings, universities, and public transportation, adding immense value to your investment.
Early investors can take advantage of discounted units during the construction phase, with an expected capital appreciation of +45% USD upon completion. Property Turkey provides comprehensive rental management services, ensuring a seamless and profitable investment experience.
Additionally, robust legal support and significant tax advantages are available through Property Turkey’s licensed Real Estate Investment Fund. Levent is a dynamic urban hub, ideal for young professionals with its numerous corporate headquarters and shopping malls.
Sense Levent is more than just a residence; it’s a place where dreams and opportunities come to life. Contact us today to secure your place in this exclusive development and experience the best of Istanbul living. Sense Levent: Sense the Opportunity. Live the Dream.
https://listingturkey.com/property/sense-levent/
Presentation to Windust Meadows HOA Board of Directors June 4, 2024: Focus o...Joseph Lewis Aguirre
Presentation to Windust Meadows HOA Board of Directors June 4, 2024: Focus on Public Safety as Job #1, Engagement, Wealth of HOA, Branding, Communication, Culture, Civic Responsibility
Flat available for sale
Location- Tupudana, Ranchi
Savitri enclave
Area- 3BHK
Rate- 4000/sq.ft.
Super Build Up Area-1629 sq.ft.
Build-up area-1253 sq.ft.
Rate- 65lakh16k(approx)
Floor available- Flat available in all floor(G+12)
Balcony- 2
Washroom- 2
Parking - CAR PARKING
Amenities- Joggers track,temple, children's park,gym,banquet hall (5 Lakh)
Possession year (Handover year)- Dec 2025
Outside View from the apartment and flat balcony is very beautiful.
For more information contact AASHIYANA STAR PROPERTIES
7766900371
Omaxe Sports City Dwarka stands out as a premier residential and recreational destination, offering a blend of luxury and sports-centric living. Located in the thriving area of Dwarka, this project by Omaxe Limited is designed to cater to modern lifestyle needs while promoting a healthy, active living environment.
500 acres of brilliance await you here at Riverview City which offers modern living, effortless convenience, and a beautiful natural setting. It is a mega township by Magarpatta City in Loni Kalbhor, Pune. Enjoy easy access to work, schools, and fun while experiencing a perfect work-life balance.
Visit - magarpattacity.developerprojects.in
BricknBolt Understanding Load-Bearing Walls and Their Structural Support in H...BrickAndBolt
Load-bearing walls are the backbone of any home construction, providing crucial structural support that carries the weight of the house above. For companies like Brick and Bolt Mysore and Bricknbolt Faridabad, understanding and properly implementing these elements are key to constructing safe and durable buildings.
Simpolo Tiles & Bathware
Tile ho,
toh Simpolo.
Since the first steps were taken in 1977, Simpolo Ceramics has carved its niche as a consistently growing organisation with unparalleled innovation and passion rooted in simplicity.
We endure gratification for every experience we offer, created to share something meaningful. It may not resonate with the majority, but that makes us a class apart. If only a handful were to understand the purpose of our existence, we would be proud to have found our believers. Rather, people with whom we can share our beliefs.
VISUALIZER
Design your space in your style with our very own Visualizer. Now, you can choose the tiles of your liking from our wide selection and see how they would look in a space. Select the tile from the multiple options and the visualiser will replace the surfaces in the image with the selected tiles. This way, instead of just your imagination, you can choose the tiles for your place by getting an actual picture of how they would look in a space. So, design your space the way you desire digitally and implement it in real life to get the best results!
You can also share this visualiser with others to help them design their space.
Committed to delighting customers with world-class ceramic products and services. Make Simpolo synonymous with the best quality and set new benchmarks of excellence for all stakeholders. Pursue best business practices with utmost integrity to make Simpolo an exciting organisation to work with, for vendors, channel partners, investors and employees alike.
Gain worldwide recognition in the field of ceramic building products through Research and Innovation and bring an enhanced lifestyle within reach for every household.
Rixos Tersane Istanbul Residences Brochure_May2024_ENG.pdfListing Turkey
Tersane Suites Residences is a luxurious real estate project located in the heart of Istanbul, next to the beautiful Golden Horn. This unique development offers hotel concept residences with Rixos management, making it the perfect choice for both homeowners and investors.
The Tersane Suites Residences offers a wide range of options, from studio apartments to spacious four-bedroom units, all designed to the highest standard. The suites are finished with high-quality materials and feature modern, open-plan living spaces, fully-equipped kitchens, and large balconies with stunning views of the city and sea.
One of the standout features of Tersane Suites Residences is the Rixos management, which provides a truly exclusive and upscale living experience. Residents will have access to a range of luxury amenities, including a fitness center, spa, and indoor and outdoor swimming pools. Plus, the on-site restaurants and cafes provide a taste of the local and international cuisine.
The Tersane Suites Residences also offers a great opportunity for investors, as it provides a rental guarantee program. This means that investors can enjoy a steady income stream, with the peace of mind that their property is being managed by a reputable and experienced team.
The location of Tersane Suites Residences is also unbeatable, with easy access to the city’s main transportation links and within close proximity to the historic center, making it the perfect base for exploring all that Istanbul has to offer.
Urbanrise Paradise on Earth - Unveiling Unprecedented Luxury in Exquisite Vil...JagadishKR1
Immerse yourself in the epitome of luxury living at Urbanrise Paradise on Earth. These opulent 4 BHK villas, nestled off the prestigious Kanakapura Road in Bangalore, redefine elegance and sophistication. With meticulous craftsmanship, breathtaking design, and unparalleled amenities, Urbanrise Paradise on Earth offers a sanctuary where every moment is infused with luxury and serenity. Experience a life of grandeur and indulgence at this exclusive residential enclave.
Torun Center Residences Istanbul - Listing TurkeyListing Turkey
THERE IS LIFE IN ITS CENTER!
The most energetic spot of the city that will add utterly different pleasures to your life, with a park that will make Istanbul breathe, delighting indoor and outdoor bistros, cafes, restaurants, the brand-new Food Hall concept, where dozens of unique tastes are served together, market area, cinema, theater, fitness club, SPA and event venue...
All the pleasures that will enrich your lives are awaiting you on the most beautiful side of the city, at Torun Center Residences. In Mecidiyeköy, where the heart of Istanbul beats, business, life and entertainment opportunities are located at the exact center, at Torun Center, the most beautiful side of the city.
Penthouse apartments and different styles of flats from 1 + 1 to 4 + 1, from 100 to 425 square meters in a 42-story residence tower, have been designed for those who want to live in the center of magnificence. Torun Center is the redefinition of a better life with specially landscaped floor gardens, apartment options with private balconies, and automatic glass systems equipped with Trickle Ventilation that offers clean air comfort.
Business and life in the same place
Excellent service
Torun Center has many delightful details, from a swimming pool to sunbathing and resting terrace. With 24/7 concierge services, 24/7 security, valet, technical service, closed-circuit camera system (CCTV), central heating and cooling system, it makes your life easier.
Delightful details
The two-story Torun Center Lounge, with its indoor and outdoor seating areas, children's playroom, private dining and TV lounge, promises unforgettable memories to you and your loved ones with its unique Istanbul view.
Neighboring to the most pleasant square of Istanbul
A few steps from the Torun Center Residences, you can reach the city's most modern city square and open the doors of a quality city life. Torun Center Residences brings together on the same project the long-awaited city life for Istanbul and gourmet restaurants, cafes, gym and SPA, and state-of-the-art cinema and Artı Stage, hosting the most famous plays of the season.
Located at the intersection of alternative public transportation options such as the metro and Metrobus, Torun Center comes to the fore as the most accessible office for both sides of Istanbul. With a central location and rich transportation lines, Torun Center offices make life easier for employees and increase productivity.
Brigade Insignia offers meticulously designed apartments with modern architecture and premium finishes. The project features spacious 3,3.5,4 and 5 BHK units, each thoughtfully planned to provide maximum comfort, natural light, and ventilation.
https://www.newprojectbangalore.com/brigade-insignia-yelahanka-bangalore.html
Investing In The US As A Canadian… And How To Do It RIGHT!! (feat. Erwin Szet...Volition Properties
=== Investing In The US As A Canadian… And How To Do It RIGHT!! (feat. Erwin Szeto) ===
Ever been curious about Real Estate Investing in the US?? At Volition, for the past 14 years, we have been focused on helping investors invest in over $250M of real estate and generate $100M of wealth in the Toronto market, but we are always open to learning more about other business models and learning from other investors.
The US has always been an intriguing market to invest in. But the US is a big place… if you’re interested in investing in the US, you probably have a lot of questions, like:
☑️ Specifically WHERE should you invest?
☑️ What are the best markets to invest in and why?
☑️ How much are property prices there?
☑️ What are the returns like?
☑️ What is cashflow like?
☑️ Compared to investing in Toronto or other cities in Ontario, what are the benefits / tradeoffs?
☑️ What ownership structure should I use?
☑️ What are the tax implications?
☑️ Can I get financing?
☑️ What are tenants like?
Enter Erwin Szeto, a longtime friend of Volition. Since 2005, Erwin Szeto and his team have navigated the challenging landscape of being landlords in Ontario. Now, they are shifting their focus and guiding their clients' investments toward the more landlord-friendly environment of the USA. This decision comes after assisting Canadian clients in transacting over $440,000,000 in income properties. Faced with issues like affordability constraints, tenant-friendly laws, rent control, and rental licensing in Canada, Erwin sees a clear opportunity in the U.S. Here, there is a significant influx of investments leading to the creation of high-paying manufacturing jobs. Erwin and his clients are poised to capitalize on these opportunities where landlord rights are stronger and there is no rent control.
To facilitate this transition, Erwin has partnered with and become a client of SHARE, a one-stop-shop U.S. Asset Manager. Founded by Canadians for Canadians, SHARE enables as passive an ownership experience as possible for landlords in the U.S., while still maintaining direct, 100% ownership.
Erwin is “Making Real Estate Investing Great Again”!!
Website: https://www.infinitywealth.ca/
Facebook: https://www.facebook.com/iwinrealestate and https://www.facebook.com/ErwinSzetoOfficial
Podcast: https://www.truthaboutrealestateinvesting.ca/
Instagram: https://www.instagram.com/iwinrealestate/ and https://www.instagram.com/erwinszeto/
Keep Your Home Naturally Cool and Warm Out Change in Seasons
Vinra Construction is a private limited company registered under the ROC. The management has an experience of over 15 years of understanding the needs and delivering apt solutions to the end users We are providing turnkey solutions in construction fields. like Construction, Interior Designing Facility Management, Plantation Management, etc..
Vinra Construction Tech Enabled Company for Eco-Friendly Home Construction
Contact With Vinra for a Greener Future >>> Call us @ 888 4898 765
The KA Housing - Catalogue - Listing TurkeyListing Turkey
Welcome to KA Housing, a distinguished real estate development nestled in the heart of Eyüpsultan, one of Istanbul’s most promising districts.
Just 10 minutes from the bustling city center, Eyüpsultan offers a serene escape with the convenience of urban living. The direct metro line ensures seamless connectivity to all parts of Istanbul, making it an ideal location for residents who seek both tranquility and vibrancy.
KA Housing boasts unparalleled accessibility, with proximity to Istanbul Airport only 30 minutes away, facilitating easy international travel. Effortless city access is guaranteed by direct metro and transportation links to Istanbul’s cultural and commercial hubs. Quick access to key metro lines connects you to every corner of the city within minutes, making commuting and exploring the city hassle-free.
The development offers luxurious living spaces with a range of unit layouts from 1+1 to 4+1, designed with meticulous attention to detail. Each unit features balconies or terraces, providing stunning vistas of Istanbul and enhancing the living experience. High-quality materials and superior craftsmanship ensure durability and elegance, while sound-proof insulation and high ceilings (2.95 m) offer comfort and sophistication.
Residents of KA Housing enjoy exclusive on-site amenities, including a state-of-the-art gym, outdoor swimming pool, yoga area, and walking paths. Entertainment options abound with a private cinema, children’s playground, and a variety of dining options including a café and restaurant. Security and convenience are paramount with 24/7 security, a dedicated carpark garage, and an IP intercom system.
KA Housing represents a prime investment opportunity with limited availability in a high-demand area, ensuring enduring value and potential for lucrative returns. Homes in this development provide exceptional value without compromising on quality, offering affordable luxury for discerning buyers. The construction is of the highest quality, built to the latest seismic and disaster resistance standards, ensuring safety and resilience.
The community and surroundings of KA Housing are enriched by close proximity to prestigious universities such as Haliç University, Bilgi University, and Istanbul Ticaret University, making it an ideal location for students and academics. The development is adjacent to the Alibeyköy stream leading into the Halic waters, offering serene natural escapes amidst lush greenery. Residents can enjoy the cultural richness of the area, surrounded by historical and cultural landmarks that blend leisure, nature, and culture seamlessly.
https://listingturkey.com/property/the-ka-housing/
1. Top 25 grants and rebates for property buyers and owners
1 10
Home eligible for a rebate of 71.43% of Valley regional districts; CMHC Mortgage
Buyers’ the provincial portion of the HST, • an additional grant of $770 Loan Insurance
Plan up to $26,250 per unit. to rural homeowners else- Premium Refund
Qualifying where in the province; and Provides home buyers with
www.hstinbc.ca/making_your_
home buyers can • an additional grant of $275 to CMHC mortgage insurance, a
choice/faqs/new_housing_rebate
withdraw up to seniors aged 65+, those who 10% premium refund and possible
1.800.959.8287
$25,000 (couples are permanently disabled and extended amortization without sur-
can withdraw up war veterans of certain wars. charge when buyers purchase an
5
BC Property Transfer
to $50,000) from energy efficient mortgage or make
Tax (PTT) First Time BC Ministry of Small Business
their RRSPs for energy saving renovations.
Home Buyers’ Program and Revenue www.rev.gov.bc.ca/
a down payment.
Qualifying first-time buyers may hog or contact your municipal tax www.cmhc.ca/en/co/moloin/
Home buyers who have repaid
be exempt from paying the PTT of office. moloin_008.cfm#reno
their RRSP may be eligible to use
1% on the first $200,000 and 2% 604.731.5733
the program a second time.
8
on the remainder of the purchase BC Property Tax
11
Canada Revenue Agency www. price of a home priced up to Deferment Programs Energy Saving
cra.gc.ca Enter ‘Home Buyers’ $425,000. There is a proportional Mortgages
Plan’ in the search box. exemption for homes priced up to Property Tax Deferment Pro- Financial
1.800.959.8287 $450,000. gram for Seniors. Qualifying institutions offer a range of
home owners aged 55+ may be mortgages to home buyers and
2
BC Ministry of Small Business eligible to defer property taxes.
GST Rebate on New owners who make their homes
and Revenue www.sbr.gov.
Homes more energy efficient. For
bc.ca/business/Property_Taxes/ Financial Hardship Property
New home buyers can example, home owners who have
Property_Transfer_Tax/ptt.htm Tax Deferment Program. Quali-
apply for a rebate of the federal a home energy audit within 90
250.387.0604 fying low-income home owners
portion of the HST (the 5% GST) days of receiving an RBC Energy
may be eligible to defer property
if the purchase price is less than Saver™ Mortgage, may qualify
6
First-Time Home taxes.
$350,000. The rebate is up to 36% for a rebate of $300 to their RBC
Buyers’ Tax Credit
of the GST to a maximum rebate Property Tax Deferment account.
(HBTC)
of $6,300. There is a proportional Program for Families with
This federal non-refundable www.rbcroyalbank.com/products/
GST rebate for new homes costing Children. Qualifying low income
income tax credit is for qualify- mortgages/energy-saver-mortgage.
between $350,000 and $450,000. home owners who financially sup-
ing buyers of detached, attached, html
port children under age 18 may be
Canada Revenue Agency www. apartment condominiums, mobile 1.800.769.2511
eligible to defer property taxes.
cra.gc.ca Enter ‘RC4028’ in the homes or shares in a cooperative
12
search box. housing corporation. The calcula- BC Ministry of Small Business Low Interest
1.800.959.8287 tion: multiply the lowest personal and Revenue www.sbr.gov.bc.ca/ Renovation Loans
income tax rate for the year (15% individuals/Property_Taxes/Prop- Financial institu-
3
BC New Housing Rebate in 2011) x $5,000. For the 2011 erty_Tax_Deferment/ptd.htm tions offer ‘green’ loans for home
(HST) tax year, the maximum credit is owners making energy efficient
9
Buyers of new or $750. Canada Mortgage upgrades. Vancity’s Bright Ideas
substantially renovated homes and Housing personal loan offers home owners
Canada Revenue Agency www.
priced up to $525,000 are eligible (CMHC) Residential up to $20,000 at prime + 1% for
cra-arc.gc.ca/tx/ndvdls/tpcs/ncm-
for a rebate of 71.43% of the Rehabilitation Assistance up to 10 years for ‘green’ renova-
tx/rtrn/cmpltng/ddctns/lns360-
provincial portion (7%) of the Program (RRAP) Grants. This tions. RBC’s Energy Saver loan
390/369/menu-eng.html
12% HST paid to a maximum federal program provides financial offers 1% off the interest rate for
1.800.959.8281
rebate of $26,250. Homes priced aid to qualifying low-income a fixed rate installment loan over
at $525,000+ are eligible for a flat home owners to repair substandard $5,000 or a $100 renovation on a
7
BC Home Owner Grant
rebate of $26,250. housing. Eligible repairs include home energy audit on a fixed rate
Reduces property
heating, structural, electrical, installment loan over $5,000.
www.hstinbc.ca/making_your_ taxes for home owners
plumbing and fire safety. Grants For information visit your finan-
choice/faqs/new_housing_rebate with an assessed value of up to
are available for seniors, persons cial institution.
1.800.959.8287 $1,285,000. The basic grant gives
with disabilities, owners of rental
home owners www.vancity.com/Loans/
properties and owners creating
4
BC New Rental Housing • a maximum reduction of $570 BrightIdeas and www.
secondary and garden suites.
Rebate (HST) in property taxes on principal rbcroyalbank.com/products/
Landlords buying new or residences in the Capital, www.cmhc-schl.gc.ca/en/co/ personalloans/energy-saver-loan.
substantially renovated homes are Greater Vancouver and Fraser prfinas/prfinas_001.cfm html
1.800.668.2642 | 604.873.7408 Continued on page two
1 Real Estate Board of Greater Vancouver • Updated February 6, 2012
2. Top 25 grants and rebates for property buyers and owners continued
13 17 21
LiveSmart BC Hydro City of Vancouver and co-operatives for projects
BC: Efficiency Windows Rebate Rain Barrel which focus on building renova-
Incentive Program Program Subsidy Program tions/retrofits, regulatory changes
Home owners improving the Pay no HST when you buy EN- The City of Vancouver provides that advance green building devel-
energy efficiency of their homes ERGY STAR high-performance a subsidy of 50% of the cost of a opment, and education to increase
may qualify for cash incentives windows and doors. rain barrel for Vancouver resi- the use of practical green building
through this provincial program dents. With the subsidy, the rain strategies. The deadline for ap-
www.bchydro.com/rebates_
provided in partnership with For- barrel costs $75. Buy your rain plications was January 23, 2012.
savings/windows_offers/current_
tisBC, BC Hydro, and FortisBC. barrel at the Transfer Station at If you are still interested in this
offers.htm
Rebates are for energy efficient 377 W. North Kent Ave., Vancou- grant open the link, and consider
604.759.2759 for a free in-home
products which replace gas and oil ver, BC. Limit of two per resident. contacting Vancity to express your
estimate.
furnaces, pumps, water heaters, Bring proof of residency. interest.
wood stoves, insulation, win-
18
BC Hydro Mail-in http://vancouver.ca/engsvcs/ www.vancity.com/MyCommunity/
dows, doors, skylights and more.
Rebates/Savings watersewers/water/conservation/ NotForProfit/Grants/
The LiveSmart BC program also
Coupons programs/rainbarrel.htm ActingOnClimateChange/
covers $150 of the cost of a home
To save energy, BC Hydro offers 604.736.2250 GreenBuildingGrant
energy assessment, directly to the
rebates including 10% off an Other municipalities have similar 604.877.7000
service provider.
ENERGY STAR cordless phone. offers.
24
www.livesmartbc.ca/rebates Check for new offers and for Local Government
22
1.866.430.8765 deadlines. City of Vancouver Water
Greenest City 2020 Conservation
14
www.bchydro.com/rebates_
BC Residential Pilot Home Energy Incentives
savings/coupons.html
Energy Credit Loan Program Your municipality may provide
1.800.224.9376
Home owners and The City of Vancouver in coop- grants and incentives to residents
residential landlords buying heat- eration with Vancity, FortisBC, to help save water. For example,
19
FortisBC Rebate
ing fuel receive a BC government BC Hydro and Natural Resources the City of Coquitlam offers resi-
Program
point-of-sale rebate on utility bills Canada offers access to loans for dents a $100 rebate and the City of
A range of rebates
equal to the provincial component energy retrofits including heat- North Vancouver, District of North
for home owners include a $50
of the HST. ing systems, insulation and air Vancouver, and District of West
rebate for upgrading a hot water
sealing. The Home Energy Loan Vancouver offer a $50 rebate when
www.sbr.gov.bc.ca/business/ tank, $300 rebate on an Ener-
from Vancity is a 12 month pilot residents install a low-flush toilet.
consumer_taxes/residential_ Choice fireplace and a $1,000
program that will end October 21, Visit your municipality’s website
energy/residential_energy.htm rebate for switching to natural
2012. For more information attend and enter ‘toilet rebate’ to see if
1.877.388.4440 gas (from oil or propane) and
a workshop (see third link below). there is a program.
installing an ENERGY STAR
The goal is 500 homes and loans
15 25
BC Hydro heating system.
are offered at 4.5% fixed rate over Local Government
Appliance Rebates
www.fortisbc.com/NaturalGas/ 10 years. The program also helps Water Meter
Mail-in rebates for
Homes/Offers/Pages/default.aspx with accessing grants from the Programs
purchasers of ENERGY STAR
1.888.224.2710 federal ecoENERGY program, the Your municipality may provide
clothes washers, refrigerators,
provincial LiveSmart BC program a program for voluntary water
dishwashers, or freezers.
20
FortisBC Efficient and FortisBC. metering, so that you pay only for
www.bchydro.com/rebates_ Boiler Program the amount of water that you use.
www.vancouver.ca/energyloan
savings/appliance_rebates.html For commercial Delta, Richmond and Surrey have
and www.vancity.com/Loans/
1.800.224.9376 buildings, provides a cash rebate programs and other municipali-
homeenergy and http://energyloan.
of up to 75% of the purchase price ties may soon follow. Visit your
eventbrite.com
16
BC Hydro Fridge of an energy efficient boiler, for municipality’s website and enter
Email: energyloan@vancouver.ca
Buy-Back Program new construction or retrofits. ‘water meter’ to find out if there is
604.374.0507.
This ongoing pro- a program.
www.fortisbc.com/NaturalGas/
23
gram rebates BC Hydro custom-
Business/Offers/Pages/default. Vancity Green
ers $30 to turn in spare fridges in
aspx Building Grant
working condition.
1.888.477.0777 In partnership with
www.bchydro.com/rebates_ the Real Estate Foundation of
savings/fridge_buy_back.html BC, Vancity provides grants up to
604.881.4357 $50,000 each to qualifying chari-
ties, not-for-profit organizations
Real Estate Board of Greater Vancouver • Updated February 6, 2012 2