This study examined self-reported cognitive symptoms in 137 military veteran college students compared to 212 civilian students. Veterans reported higher rates of PTSD and depression than civilians. A larger proportion of veterans reported worse memory and attention abilities over time compared to civilians. For both groups, a history of TBI most strongly predicted worse memory ratings, while a history of depression most strongly predicted higher anxiety ratings. The results indicate veterans experience cognitive difficulties at higher rates than civilians, likely due to higher rates of service-related conditions like TBI, PTSD, and depression.