Five cyber threats to be careful in 2018Ronak Jain
It is not true that people are safe from hackers because they only target big companies for money and other purposes. Every person using debit or credit cards, doing online transactions, using the internet can get affected by cyber threats. You may lose money before even recognizing the situation. Simple mistakes from users open the entry for virus and malware coded by hackers.
A presentation on the evolving digital economy as of year 2005 CE. This presentation was made to the Indian Professionals Association, Paris, France on 26-Feb-2006 by Vijayan Ganapathy
Explores the footprints of the digital economy, the transformation of the notion of money, the convergence of technology and resources, digital money, virtual money, internet, digital control and intelligence, the pains of a digital life, flight of money, digital money taxation issues, digital crimes, digital value preservation, examples of virtualization from daily life and the transforming digital economy, examples of privacy and piracy issues and their impact on e-commerce.
The presentation ends with a peek into the evolving future and some general guidelines on how to tread safely and derive value from the digital future.
Note: The information in this presentation was sourced from various articles which were available on the internet as of the date of the presentation. The author does not vouch for the veracity of the information. Since the material for this presentation has been sourced from multiple sources for a purely academic purpose, the author may not be able to individually credit each of the sources from where the information was sourced. If you feel that you deserve credit for some or most of the information presented, please reach out to the author of this presentation.
10 Tips for Making Beautiful Slideshow Presentations by www.visuali.seEdahn Small
1. Know your goal | make each slide count
2. Plan it out | in some detail
3. Avoid templates | they have the uglies
4. Choose a color scheme | 4 colors, 1 accent
5. Choose a font scheme | match tone
6. Choose a layout scheme | comprehension
7. Use images (wisely) | they’re more memorable
8. 15 words per slide | this slide had 16 words
9. Play with typography | impact, interest, hierarchy
10. Don’t overdo it | white space
Hope you enjoy!
SEE MORE OF MY WORK: http://www.visuali.se
The document discusses the effects of advanced technology in digital currency. It describes how the first digital currency, Bitcoin, was created in 2009 and how it works through blockchain technology, allowing peer-to-peer transactions without intermediaries. Three main effects of digital currency are discussed: 1) Its role in illegal activities like drug trafficking due to anonymity. 2) Positive economic impacts like lower transaction fees and supporting growth. 3) Potential to replace fiat currency over time. While digital currency enables new opportunities, governments remain concerned about its use in illegal markets and unregulated activities.
Bitcoin: The Internet of Money Seminar ReportMaheshInder2
This document is a seminar report on Bitcoin presented by Mahesh Inder Singh to his professor Ms. Medhavi Pandey. The report provides an introduction to Bitcoin, discussing its invention by Satoshi Nakamoto, its history and use as a digital currency. It describes how Bitcoins are generated through a process called "mining" where individuals are rewarded for processing transactions and securing the network using specialized hardware. The report also discusses how Bitcoin allows for instantaneous global payments without centralized control and has the potential to revolutionize online commerce and financial systems.
The Role Of Bitcoin And Blockchain In Social Justice And Equality.pdfMavie Crypto
Bitcoin and Blockchain technology are slowly but surely revolutionizing the world of finance. These two
technologies can be used to create a more equitable society
Blockchain Possibilities: Identity, Privacy, and AdvertisingInês Almeida
Blockchain technology has the potential to disrupt privacy, identity, and advertising. It allows for decentralized verification of identity claims and more transparent, permission-based advertising and marketing. Self-sovereign identity systems powered by blockchain could give individuals control over their personal data and identity information, rather than having it controlled by corporations or governments. Blockchain-based solutions may also address issues with fraud and lack of transparency in online advertising. However, technological limitations remain, such as transaction speed, that need to be addressed for blockchain to fully enable these new systems and business models.
Five cyber threats to be careful in 2018Ronak Jain
It is not true that people are safe from hackers because they only target big companies for money and other purposes. Every person using debit or credit cards, doing online transactions, using the internet can get affected by cyber threats. You may lose money before even recognizing the situation. Simple mistakes from users open the entry for virus and malware coded by hackers.
A presentation on the evolving digital economy as of year 2005 CE. This presentation was made to the Indian Professionals Association, Paris, France on 26-Feb-2006 by Vijayan Ganapathy
Explores the footprints of the digital economy, the transformation of the notion of money, the convergence of technology and resources, digital money, virtual money, internet, digital control and intelligence, the pains of a digital life, flight of money, digital money taxation issues, digital crimes, digital value preservation, examples of virtualization from daily life and the transforming digital economy, examples of privacy and piracy issues and their impact on e-commerce.
The presentation ends with a peek into the evolving future and some general guidelines on how to tread safely and derive value from the digital future.
Note: The information in this presentation was sourced from various articles which were available on the internet as of the date of the presentation. The author does not vouch for the veracity of the information. Since the material for this presentation has been sourced from multiple sources for a purely academic purpose, the author may not be able to individually credit each of the sources from where the information was sourced. If you feel that you deserve credit for some or most of the information presented, please reach out to the author of this presentation.
10 Tips for Making Beautiful Slideshow Presentations by www.visuali.seEdahn Small
1. Know your goal | make each slide count
2. Plan it out | in some detail
3. Avoid templates | they have the uglies
4. Choose a color scheme | 4 colors, 1 accent
5. Choose a font scheme | match tone
6. Choose a layout scheme | comprehension
7. Use images (wisely) | they’re more memorable
8. 15 words per slide | this slide had 16 words
9. Play with typography | impact, interest, hierarchy
10. Don’t overdo it | white space
Hope you enjoy!
SEE MORE OF MY WORK: http://www.visuali.se
The document discusses the effects of advanced technology in digital currency. It describes how the first digital currency, Bitcoin, was created in 2009 and how it works through blockchain technology, allowing peer-to-peer transactions without intermediaries. Three main effects of digital currency are discussed: 1) Its role in illegal activities like drug trafficking due to anonymity. 2) Positive economic impacts like lower transaction fees and supporting growth. 3) Potential to replace fiat currency over time. While digital currency enables new opportunities, governments remain concerned about its use in illegal markets and unregulated activities.
Bitcoin: The Internet of Money Seminar ReportMaheshInder2
This document is a seminar report on Bitcoin presented by Mahesh Inder Singh to his professor Ms. Medhavi Pandey. The report provides an introduction to Bitcoin, discussing its invention by Satoshi Nakamoto, its history and use as a digital currency. It describes how Bitcoins are generated through a process called "mining" where individuals are rewarded for processing transactions and securing the network using specialized hardware. The report also discusses how Bitcoin allows for instantaneous global payments without centralized control and has the potential to revolutionize online commerce and financial systems.
The Role Of Bitcoin And Blockchain In Social Justice And Equality.pdfMavie Crypto
Bitcoin and Blockchain technology are slowly but surely revolutionizing the world of finance. These two
technologies can be used to create a more equitable society
Blockchain Possibilities: Identity, Privacy, and AdvertisingInês Almeida
Blockchain technology has the potential to disrupt privacy, identity, and advertising. It allows for decentralized verification of identity claims and more transparent, permission-based advertising and marketing. Self-sovereign identity systems powered by blockchain could give individuals control over their personal data and identity information, rather than having it controlled by corporations or governments. Blockchain-based solutions may also address issues with fraud and lack of transparency in online advertising. However, technological limitations remain, such as transaction speed, that need to be addressed for blockchain to fully enable these new systems and business models.
Openbar Leuven // Ethics in technology - Laurens Somers Openbar
At Monkeyshot, we ask ourselves where exactly the athical boundaries lie in our ever more digitalised society. Which information do we share, and with whom? Which things do we better keep to ourselves instead of sharing them? To what extent do we allow technology in our lives? In a fun, interactive session, we try to find an answer to all these questions. You will be able to vote, debate and share ideas. Let us know in which (digital) society you would like to live!
Mckinsey how blockchains could change the worldmartin tan
Don Tapscott believes that blockchains, the technology underpinning Bitcoin, have the potential to revolutionize the global economy. Blockchains allow for direct peer-to-peer transactions without powerful intermediaries through an open-source distributed ledger secured by cryptography. This could transform industries like finance, music, and more by facilitating new forms of collaboration and ensuring creators are compensated. However, challenges around governance, energy use, and job disruption could hinder its potential if not addressed.
Rasarab: FREE Ebook of 𝙄𝙣𝙫𝙚𝙣𝙩𝙞𝙣𝙜 𝘽𝙞𝙩𝙘𝙤𝙞𝙣 by Yan Pritzker IQbal KHan
This document provides an introduction to the book "Inventing Bitcoin" which aims to explain in simple terms how the technology behind Bitcoin works. It discusses how Bitcoin was invented to provide a digital form of cash-like payments without requiring trust in centralized authorities. The document outlines some of the key problems Bitcoin aims to solve, such as removing reliance on middlemen for transactions, ensuring privacy and security of payments, and creating a currency not subject to debasement by central banks.
Blockchain and you - An Intro to Bitcoin and the BlockchainJay Kannaiyan
Who remembers the start of the Internet and Email? A computer like this in the 90s is how I first got access to this amazing new concept that has had profound impacts on our global civilization. The emergence of the Blockchain and Bitcoin in the 2010s is probably going to be seen by future historians as another profound moment in our civilization’s technological progress. It’s time you educated yourself about these concepts.
This document discusses the ideology behind cryptocurrency enthusiasm. It argues that hardcore cryptocurrency enthusiasts see crypto as a way to shift power away from governments and corporations by reducing society's dependence on those institutions. However, the document notes that these enthusiasts tend to downplay the financial and technological risks of cryptocurrencies, and that simply using crypto technologies may not actually lead to the social changes they envision. The ideology promotes crypto as a form of political activism aimed at creating a society powered by decentralized technology instead of traditional power structures.
There are many cryptocurrencies available in the market with different functions and specifications. Bitcoin is the first cryptocurrency.
Visit - https://jncx.io/
This document discusses how social media and new technologies can empower citizens and transform democracy. It notes that democracy is an ongoing project that needs modernizing through tools like Twitter, which can both help coordinate grassroots efforts but also be misused by terrorists. New technologies are lowering the costs of coordination and enabling people to accomplish more through volunteer efforts like Wikipedia. However, these technologies also raise serious issues around privacy, data protection, and how governments can productively partner with companies and citizens to take advantage of emerging opportunities while mitigating risks.
Philosophy and ethics behind blockchainChhay Lin Lim
These are the slides from my "Philosophy and Ethics behind Blockchain" presentation, June 14th, 2019.
The purpose of this smart talk is four-fold:
1. I will contend why philosophy matters
2. I will then give a brief description of the Crypto-Anarchist and Cypherpunk philosophy
3. This will be followed by a description of the essence of the Bitcoin Blockchain. I will also draw comparisons between the Bitcoin Blockchain and Crypto-Anarchism
4. I will conclude that the cryptospace is moving towards the development of products that are very well in line with its initial philosophy. These products are Distributed Autonomous Organizations or DAOs in short.
Blockchain technology establishes a distributed consensus model that allows digital events and transactions to be recorded in an immutable public ledger. It solves the problem of ordering transactions in a distributed peer-to-peer network by grouping transactions into blocks and linking the blocks through a blockchain. Miner nodes verify transactions and add them to blocks by solving a mathematical puzzle. The network accepts the longest blockchain as the valid one, making it extremely difficult for fraudulent transactions to be introduced. Blockchain technology is finding applications in both financial areas like banking as well as non-financial areas by enabling the automatic execution of smart contracts.
Blockchain technology establishes a distributed consensus by creating an irrefutable record of digital events in a public ledger. This allows entities to verify digital transactions and assets without an intermediary. The technology is beginning to disrupt many industries and represents opportunities for financial applications like banking as well as non-financial uses such as notarization, insurance, and more. The report examines the history of blockchain technology and how it works, then discusses some existing and potential future applications of this disruptive technology.
Blockchain technology has the potential to revolutionize the digital world by enabling distributed consensus without compromising privacy or relying on third parties. It establishes an irrefutable public record of digital events and transactions through techniques like cryptographic verification of transactions and chronological chaining of transaction "blocks". This allows various applications in financial areas like banking as well as non-financial areas like notarization, insurance, and more. The report examines some key applications and opportunities of this disruptive technology.
Cryptocurrency-recommended coins and purposeswatt promj
The document provides an overview and recommendations for four cryptocurrencies - Bitcoin, Ethereum, Cardano, and Polygon. It discusses the purpose and value of each coin, including Bitcoin's role as the first decentralized currency, Ethereum's support of smart contracts and applications like DeFi and NFTs, Cardano's goal of an environmentally-friendly blockchain, and Polygon's focus on scalability and interoperability. The document argues that while Bitcoin was first, Ethereum offers the most potential for growth due to the popularity of platforms it enables. It recommends having a diversified portfolio that includes Ethereum for its long-term upside potential.
Bitcoin is a complex topic, covering cryptography, software engineering and economics. It is difficult to grasp its essence with only a superficial look at it. But that is all this article has to offer. We’ll try to answer a few basic questions and wet your appetite for more.
The document discusses legalizing digital currency in Pakistan through various business analysis tools. It begins with an introduction and problem statement, then outlines objectives to adopt digital currency legally using SWOT analysis, PESTLE analysis, Porter's Five Forces analysis, V-MOST analysis, and other frameworks. The body of the document applies these tools to analyze strengths, weaknesses, opportunities, threats related to bitcoin and other factors influencing the cryptocurrency industry. It considers political, economic, social, and technological factors that impact adoption. The overall aim is to explore how to legally integrate digital currency in Pakistan.
What are Blockchain & Tokens and are they useful ?Scott Carlson
Blockchain and tokens can help guarantee trust in digital transactions by recording them immutably on distributed ledgers. Blockchain uses cryptography and consensus to allow transactions to be recorded in a way that cannot be altered, providing transparency and security. Smart contracts enable automated transactions and the tokenization of assets allows the digitization of real-world objects. Examples of blockchains include Bitcoin, Ethereum, and Ripple, each with different uses like transferring value or creating digital representations of assets. Blockchain technology raises questions around its ability to streamline processes while maintaining privacy, security, and compliance with laws.
Expanding Beyond Cryptocurrency in the Digital World using Blockchain TechnologyYogeshIJTSRD
A blockchain is principally a distributed database of records or public ledger of all transactions or digital events that are executed and shared among the participating parties. Once entered, information can never be erased. The blockchain encompasses a precise and supportable record of each solo transaction ever made in the history of all the transactions. Bitcoin, the decentralized digital currency, is that the most well liked example that uses blockchain technology. The digital currency bitcoin itself is extremely controversial but the underlying blockchain technology has worked flawlessly and located a good range of applications in both the financial and nonfinancial world. Anirvan Vinod "Expanding Beyond Cryptocurrency in the Digital World using Blockchain Technology" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-5 | Issue-5 , August 2021, URL: https://www.ijtsrd.com/papers/ijtsrd43871.pdf Paper URL: https://www.ijtsrd.com/computer-science/other/43871/expanding-beyond-cryptocurrency-in-the-digital-world-using-blockchain-technology/anirvan-vinod
How to make money with cryptocurrency in 2022.pdfNerajKumar2
The document provides recommendations for 4 cryptocurrency coins to hold for long-term profits:
1) Bitcoin (BTC) - The original cryptocurrency that is decentralized, borderless, and not controlled by any authority.
2) Ethereum (ETH) - Allows for smart contracts and decentralized applications, fueling growth in decentralized finance (DeFi) and non-fungible tokens (NFTs).
3) Cardano (ADA) - Aims to be a more sustainable blockchain than Ethereum using a proof-of-stake system and allowing new crypto tokens and applications.
4) Polygon (MATIC) - Seeks to address Ethereum's scalability issues and provides frameworks for interconnected blockchain networks.
The document discusses how blockchain technology could revolutionize various sectors by enabling direct peer-to-peer transactions without intermediaries. It describes how blockchain ledgers could help improve foreign aid distribution, supply chain transparency, universal identities, property rights records, remittances, and enable a true sharing economy. Blockchain advocates argue it has the potential to reduce costs and corruption while increasing access, trust, and transparency compared to current centralized systems.
Lehman Brothers ALT-A Mortgage Docs, December 18, 2006Bitsytask
This document provides guidelines for several of Aurora's Alt-A loan programs, including maximum loan amounts, LTV/CLTV ratios, eligible property types, borrower documentation types, minimum credit scores, and other requirements. It includes matrices listing the specific guidelines for Alt-A loans, High LTV Alt-A loans, Choice Advantage loans, and No Documentation loans. Additional details are provided around eligible transaction types, interest rate types, prepayment penalties, debt-to-income ratios, mortgage insurance requirements, and other underlying program rules.
This document contains an interest rate sheet for various mortgage loan programs, with rates depending on the borrower's credit score, loan-to-value ratio, and other factors. It lists adjustable interest rates for 2-year and 3-year fixed rate loans, with rates ranging from around 6% to over 12% depending on the borrower's credit profile. Various adjustments are also shown that can increase or decrease the rate depending on the loan amount, property type, income documentation type, and other loan details.
Openbar Leuven // Ethics in technology - Laurens Somers Openbar
At Monkeyshot, we ask ourselves where exactly the athical boundaries lie in our ever more digitalised society. Which information do we share, and with whom? Which things do we better keep to ourselves instead of sharing them? To what extent do we allow technology in our lives? In a fun, interactive session, we try to find an answer to all these questions. You will be able to vote, debate and share ideas. Let us know in which (digital) society you would like to live!
Mckinsey how blockchains could change the worldmartin tan
Don Tapscott believes that blockchains, the technology underpinning Bitcoin, have the potential to revolutionize the global economy. Blockchains allow for direct peer-to-peer transactions without powerful intermediaries through an open-source distributed ledger secured by cryptography. This could transform industries like finance, music, and more by facilitating new forms of collaboration and ensuring creators are compensated. However, challenges around governance, energy use, and job disruption could hinder its potential if not addressed.
Rasarab: FREE Ebook of 𝙄𝙣𝙫𝙚𝙣𝙩𝙞𝙣𝙜 𝘽𝙞𝙩𝙘𝙤𝙞𝙣 by Yan Pritzker IQbal KHan
This document provides an introduction to the book "Inventing Bitcoin" which aims to explain in simple terms how the technology behind Bitcoin works. It discusses how Bitcoin was invented to provide a digital form of cash-like payments without requiring trust in centralized authorities. The document outlines some of the key problems Bitcoin aims to solve, such as removing reliance on middlemen for transactions, ensuring privacy and security of payments, and creating a currency not subject to debasement by central banks.
Blockchain and you - An Intro to Bitcoin and the BlockchainJay Kannaiyan
Who remembers the start of the Internet and Email? A computer like this in the 90s is how I first got access to this amazing new concept that has had profound impacts on our global civilization. The emergence of the Blockchain and Bitcoin in the 2010s is probably going to be seen by future historians as another profound moment in our civilization’s technological progress. It’s time you educated yourself about these concepts.
This document discusses the ideology behind cryptocurrency enthusiasm. It argues that hardcore cryptocurrency enthusiasts see crypto as a way to shift power away from governments and corporations by reducing society's dependence on those institutions. However, the document notes that these enthusiasts tend to downplay the financial and technological risks of cryptocurrencies, and that simply using crypto technologies may not actually lead to the social changes they envision. The ideology promotes crypto as a form of political activism aimed at creating a society powered by decentralized technology instead of traditional power structures.
There are many cryptocurrencies available in the market with different functions and specifications. Bitcoin is the first cryptocurrency.
Visit - https://jncx.io/
This document discusses how social media and new technologies can empower citizens and transform democracy. It notes that democracy is an ongoing project that needs modernizing through tools like Twitter, which can both help coordinate grassroots efforts but also be misused by terrorists. New technologies are lowering the costs of coordination and enabling people to accomplish more through volunteer efforts like Wikipedia. However, these technologies also raise serious issues around privacy, data protection, and how governments can productively partner with companies and citizens to take advantage of emerging opportunities while mitigating risks.
Philosophy and ethics behind blockchainChhay Lin Lim
These are the slides from my "Philosophy and Ethics behind Blockchain" presentation, June 14th, 2019.
The purpose of this smart talk is four-fold:
1. I will contend why philosophy matters
2. I will then give a brief description of the Crypto-Anarchist and Cypherpunk philosophy
3. This will be followed by a description of the essence of the Bitcoin Blockchain. I will also draw comparisons between the Bitcoin Blockchain and Crypto-Anarchism
4. I will conclude that the cryptospace is moving towards the development of products that are very well in line with its initial philosophy. These products are Distributed Autonomous Organizations or DAOs in short.
Blockchain technology establishes a distributed consensus model that allows digital events and transactions to be recorded in an immutable public ledger. It solves the problem of ordering transactions in a distributed peer-to-peer network by grouping transactions into blocks and linking the blocks through a blockchain. Miner nodes verify transactions and add them to blocks by solving a mathematical puzzle. The network accepts the longest blockchain as the valid one, making it extremely difficult for fraudulent transactions to be introduced. Blockchain technology is finding applications in both financial areas like banking as well as non-financial areas by enabling the automatic execution of smart contracts.
Blockchain technology establishes a distributed consensus by creating an irrefutable record of digital events in a public ledger. This allows entities to verify digital transactions and assets without an intermediary. The technology is beginning to disrupt many industries and represents opportunities for financial applications like banking as well as non-financial uses such as notarization, insurance, and more. The report examines the history of blockchain technology and how it works, then discusses some existing and potential future applications of this disruptive technology.
Blockchain technology has the potential to revolutionize the digital world by enabling distributed consensus without compromising privacy or relying on third parties. It establishes an irrefutable public record of digital events and transactions through techniques like cryptographic verification of transactions and chronological chaining of transaction "blocks". This allows various applications in financial areas like banking as well as non-financial areas like notarization, insurance, and more. The report examines some key applications and opportunities of this disruptive technology.
Cryptocurrency-recommended coins and purposeswatt promj
The document provides an overview and recommendations for four cryptocurrencies - Bitcoin, Ethereum, Cardano, and Polygon. It discusses the purpose and value of each coin, including Bitcoin's role as the first decentralized currency, Ethereum's support of smart contracts and applications like DeFi and NFTs, Cardano's goal of an environmentally-friendly blockchain, and Polygon's focus on scalability and interoperability. The document argues that while Bitcoin was first, Ethereum offers the most potential for growth due to the popularity of platforms it enables. It recommends having a diversified portfolio that includes Ethereum for its long-term upside potential.
Bitcoin is a complex topic, covering cryptography, software engineering and economics. It is difficult to grasp its essence with only a superficial look at it. But that is all this article has to offer. We’ll try to answer a few basic questions and wet your appetite for more.
The document discusses legalizing digital currency in Pakistan through various business analysis tools. It begins with an introduction and problem statement, then outlines objectives to adopt digital currency legally using SWOT analysis, PESTLE analysis, Porter's Five Forces analysis, V-MOST analysis, and other frameworks. The body of the document applies these tools to analyze strengths, weaknesses, opportunities, threats related to bitcoin and other factors influencing the cryptocurrency industry. It considers political, economic, social, and technological factors that impact adoption. The overall aim is to explore how to legally integrate digital currency in Pakistan.
What are Blockchain & Tokens and are they useful ?Scott Carlson
Blockchain and tokens can help guarantee trust in digital transactions by recording them immutably on distributed ledgers. Blockchain uses cryptography and consensus to allow transactions to be recorded in a way that cannot be altered, providing transparency and security. Smart contracts enable automated transactions and the tokenization of assets allows the digitization of real-world objects. Examples of blockchains include Bitcoin, Ethereum, and Ripple, each with different uses like transferring value or creating digital representations of assets. Blockchain technology raises questions around its ability to streamline processes while maintaining privacy, security, and compliance with laws.
Expanding Beyond Cryptocurrency in the Digital World using Blockchain TechnologyYogeshIJTSRD
A blockchain is principally a distributed database of records or public ledger of all transactions or digital events that are executed and shared among the participating parties. Once entered, information can never be erased. The blockchain encompasses a precise and supportable record of each solo transaction ever made in the history of all the transactions. Bitcoin, the decentralized digital currency, is that the most well liked example that uses blockchain technology. The digital currency bitcoin itself is extremely controversial but the underlying blockchain technology has worked flawlessly and located a good range of applications in both the financial and nonfinancial world. Anirvan Vinod "Expanding Beyond Cryptocurrency in the Digital World using Blockchain Technology" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-5 | Issue-5 , August 2021, URL: https://www.ijtsrd.com/papers/ijtsrd43871.pdf Paper URL: https://www.ijtsrd.com/computer-science/other/43871/expanding-beyond-cryptocurrency-in-the-digital-world-using-blockchain-technology/anirvan-vinod
How to make money with cryptocurrency in 2022.pdfNerajKumar2
The document provides recommendations for 4 cryptocurrency coins to hold for long-term profits:
1) Bitcoin (BTC) - The original cryptocurrency that is decentralized, borderless, and not controlled by any authority.
2) Ethereum (ETH) - Allows for smart contracts and decentralized applications, fueling growth in decentralized finance (DeFi) and non-fungible tokens (NFTs).
3) Cardano (ADA) - Aims to be a more sustainable blockchain than Ethereum using a proof-of-stake system and allowing new crypto tokens and applications.
4) Polygon (MATIC) - Seeks to address Ethereum's scalability issues and provides frameworks for interconnected blockchain networks.
The document discusses how blockchain technology could revolutionize various sectors by enabling direct peer-to-peer transactions without intermediaries. It describes how blockchain ledgers could help improve foreign aid distribution, supply chain transparency, universal identities, property rights records, remittances, and enable a true sharing economy. Blockchain advocates argue it has the potential to reduce costs and corruption while increasing access, trust, and transparency compared to current centralized systems.
Lehman Brothers ALT-A Mortgage Docs, December 18, 2006Bitsytask
This document provides guidelines for several of Aurora's Alt-A loan programs, including maximum loan amounts, LTV/CLTV ratios, eligible property types, borrower documentation types, minimum credit scores, and other requirements. It includes matrices listing the specific guidelines for Alt-A loans, High LTV Alt-A loans, Choice Advantage loans, and No Documentation loans. Additional details are provided around eligible transaction types, interest rate types, prepayment penalties, debt-to-income ratios, mortgage insurance requirements, and other underlying program rules.
This document contains an interest rate sheet for various mortgage loan programs, with rates depending on the borrower's credit score, loan-to-value ratio, and other factors. It lists adjustable interest rates for 2-year and 3-year fixed rate loans, with rates ranging from around 6% to over 12% depending on the borrower's credit profile. Various adjustments are also shown that can increase or decrease the rate depending on the loan amount, property type, income documentation type, and other loan details.
This document provides guidelines for various loan programs, including guidelines for loan-to-value (LTV) ratios, combined loan-to-value (CLTV) ratios, minimum credit scores, maximum loan amounts, debt-to-income ratios, required documentation, reserves requirements, and other underwriting criteria. It includes matrices that specify the requirements for different loan programs depending on the borrower's credit score, including programs for first and second trust deeds. The document also provides guidance on appraisal requirements, credit history and derogatory credit guidelines, bankruptcy and foreclosure requirements, tax and judgment liens, gift and closing cost policies, and state-specific restrictions.
New Century Subprime Mortgage Matrix (Stated Doc / 80%, 550 FICO, 50% DTI) 7-...Bitsytask
This document is a rate sheet from New Century Mortgage Corporation that provides mortgage rates for wholesale loans. It lists rates based on the borrower's credit score, loan-to-value ratio, occupancy type, income documentation, and other loan characteristics. Adjustments to the rates are shown for factors such as loan size, property type, prepayment penalties, and programs. Minimum rates are provided for different loan programs.
Countrywide Option Arm Loans (Negative Amortization) July 26 2006Bitsytask
Countrywide Option Arm loans (Negative Amortization) July 26 2006.
These loans could qualify to 90% loan-to-value and allowed a teaser rate of as low as 1% payment, which would negatively amortize up to 120% of the value of the property. The borrower would make the 1% payment, and go further into debt. Countrywide likely sold these loans as derivatives before having to deal with the inevitable foreclosure.
This document is a client guide for GMAC-RFC that was last updated on September 11, 2006. It outlines GMAC-RFC's objectives, the contractual obligations of clients, and GMAC-RFC's responsibilities as servicer. It also describes client eligibility standards, loan eligibility requirements, property eligibility standards, required loan documentation, and insurance requirements. The guide is organized into multiple chapters covering these various topics.
CIA Declassified Operation Ajax Document (PDF File). This document details the CIA/MI5'a overthrow of Iran's president, Mohammad Mosaddegh, on behalf of British Petroleum (BP).
CIA Declassified Operation Ajax Document (PDF File). This document details the CIA/MI5'a overthrow of Iran's president, Mohammad Mosaddegh, on behalf of British Petroleum (BP).
CIA Declassified Operation Ajax Document (PDF File). This document details the CIA/MI5'a overthrow of Iran's president, Mohammad Mosaddegh, on behalf of British Petroleum (BP).
CIA Declassified Operation Ajax Document (PDF File). This document details the CIA/MI5'a overthrow of Iran's president, Mohammad Mosaddegh, on behalf of British Petroleum (BP).
CIA Declassified Operation Ajax Document (PDF File). This document details the CIA/MI5'a overthrow of Iran's president, Mohammad Mosaddegh, on behalf of British Petroleum (BP).
CIA Declassified Operation Ajax Document (PDF File). This document details the CIA/MI5'a overthrow of Iran's president, Mohammad Mosaddegh, on behalf of British Petroleum (BP).
CIA Declassified Operation Ajax Document (PDF File). This document details the CIA/MI5'a overthrow of Iran's president, Mohammad Mosaddegh, on behalf of British Petroleum (BP).
Operation Ajax Declassified PDF Appendix EBitsytask
The document discusses the results of a study on the effects of exercise on memory and thinking abilities in older adults. The study found that regular exercise led to improvements in memory, planning abilities, and the ability to multitask. Exercising for just 30 minutes three times a week was enough to see cognitive benefits in adults aged 60-79.
Operation Ajax Declassified PDF Appendix DBitsytask
The document discusses the benefits of meditation for reducing stress and anxiety. Regular meditation practice can help calm the mind and body by lowering heart rate and blood pressure. Studies have shown that meditating for just 10-20 minutes per day can have significant positive impacts on both mental and physical health over time.
Operation Ajax Declassified PDF Appendix BBitsytask
The document discusses the benefits of meditation for reducing stress and anxiety. Regular meditation practice can help calm the mind and body by lowering heart rate and blood pressure. Studies have shown that meditating for just 10-20 minutes per day can have significant positive impacts on both mental and physical health.
CIA Declassified Operation Ajax Document (PDF File). This document details the CIA/MI5'a overthrow of Iran's president, Mohammad Mosaddegh, on behalf of British Petroleum (BP).
Basic 'how-to' guide for basic and advanced page speed optimization. Page speed optimization resides in the conversion rate optimization family and is one of the most overlooked items in the web development spectrum. For over a decade, countless organizations have quantified that faster websites result in more conversions, leads & revenue. %3Cb>rawr</b><
UN WOD 2024 will take us on a journey of discovery through the ocean's vastness, tapping into the wisdom and expertise of global policy-makers, scientists, managers, thought leaders, and artists to awaken new depths of understanding, compassion, collaboration and commitment for the ocean and all it sustains. The program will expand our perspectives and appreciation for our blue planet, build new foundations for our relationship to the ocean, and ignite a wave of action toward necessary change.
How To Cultivate Community Affinity Throughout The Generosity JourneyAggregage
This session will dive into how to create rich generosity experiences that foster long-lasting relationships. You’ll walk away with actionable insights to redefine how you engage with your supporters — emphasizing trust, engagement, and community!
Food safety, prepare for the unexpected - So what can be done in order to be ready to address food safety, food Consumers, food producers and manufacturers, food transporters, food businesses, food retailers can ...
AHMR is an interdisciplinary peer-reviewed online journal created to encourage and facilitate the study of all aspects (socio-economic, political, legislative and developmental) of Human Mobility in Africa. Through the publication of original research, policy discussions and evidence research papers AHMR provides a comprehensive forum devoted exclusively to the analysis of contemporaneous trends, migration patterns and some of the most important migration-related issues.
This report explores the significance of border towns and spaces for strengthening responses to young people on the move. In particular it explores the linkages of young people to local service centres with the aim of further developing service, protection, and support strategies for migrant children in border areas across the region. The report is based on a small-scale fieldwork study in the border towns of Chipata and Katete in Zambia conducted in July 2023. Border towns and spaces provide a rich source of information about issues related to the informal or irregular movement of young people across borders, including smuggling and trafficking. They can help build a picture of the nature and scope of the type of movement young migrants undertake and also the forms of protection available to them. Border towns and spaces also provide a lens through which we can better understand the vulnerabilities of young people on the move and, critically, the strategies they use to navigate challenges and access support.
The findings in this report highlight some of the key factors shaping the experiences and vulnerabilities of young people on the move – particularly their proximity to border spaces and how this affects the risks that they face. The report describes strategies that young people on the move employ to remain below the radar of visibility to state and non-state actors due to fear of arrest, detention, and deportation while also trying to keep themselves safe and access support in border towns. These strategies of (in)visibility provide a way to protect themselves yet at the same time also heighten some of the risks young people face as their vulnerabilities are not always recognised by those who could offer support.
In this report we show that the realities and challenges of life and migration in this region and in Zambia need to be better understood for support to be strengthened and tuned to meet the specific needs of young people on the move. This includes understanding the role of state and non-state stakeholders, the impact of laws and policies and, critically, the experiences of the young people themselves. We provide recommendations for immediate action, recommendations for programming to support young people on the move in the two towns that would reduce risk for young people in this area, and recommendations for longer term policy advocacy.
Jennifer Schaus and Associates hosts a complimentary webinar series on The FAR in 2024. Join the webinars on Wednesdays and Fridays at noon, eastern.
Recordings are on YouTube and the company website.
https://www.youtube.com/@jenniferschaus/videos
Combined Illegal, Unregulated and Unreported (IUU) Vessel List.Christina Parmionova
The best available, up-to-date information on all fishing and related vessels that appear on the illegal, unregulated, and unreported (IUU) fishing vessel lists published by Regional Fisheries Management Organisations (RFMOs) and related organisations. The aim of the site is to improve the effectiveness of the original IUU lists as a tool for a wide variety of stakeholders to better understand and combat illegal fishing and broader fisheries crime.
To date, the following regional organisations maintain or share lists of vessels that have been found to carry out or support IUU fishing within their own or adjacent convention areas and/or species of competence:
Commission for the Conservation of Antarctic Marine Living Resources (CCAMLR)
Commission for the Conservation of Southern Bluefin Tuna (CCSBT)
General Fisheries Commission for the Mediterranean (GFCM)
Inter-American Tropical Tuna Commission (IATTC)
International Commission for the Conservation of Atlantic Tunas (ICCAT)
Indian Ocean Tuna Commission (IOTC)
Northwest Atlantic Fisheries Organisation (NAFO)
North East Atlantic Fisheries Commission (NEAFC)
North Pacific Fisheries Commission (NPFC)
South East Atlantic Fisheries Organisation (SEAFO)
South Pacific Regional Fisheries Management Organisation (SPRFMO)
Southern Indian Ocean Fisheries Agreement (SIOFA)
Western and Central Pacific Fisheries Commission (WCPFC)
The Combined IUU Fishing Vessel List merges all these sources into one list that provides a single reference point to identify whether a vessel is currently IUU listed. Vessels that have been IUU listed in the past and subsequently delisted (for example because of a change in ownership, or because the vessel is no longer in service) are also retained on the site, so that the site contains a full historic record of IUU listed fishing vessels.
Unlike the IUU lists published on individual RFMO websites, which may update vessel details infrequently or not at all, the Combined IUU Fishing Vessel List is kept up to date with the best available information regarding changes to vessel identity, flag state, ownership, location, and operations.
Contributi dei parlamentari del PD - Contributi L. 3/2019Partito democratico
DI SEGUITO SONO PUBBLICATI, AI SENSI DELL'ART. 11 DELLA LEGGE N. 3/2019, GLI IMPORTI RICEVUTI DALL'ENTRATA IN VIGORE DELLA SUDDETTA NORMA (31/01/2019) E FINO AL MESE SOLARE ANTECEDENTE QUELLO DELLA PUBBLICAZIONE SUL PRESENTE SITO