presentation is the relationship between Customer and Bank

2. Afroza Mansur
Khan
(131-11-2861)
Tahmina Aktar
(131-11-2849)
Md.Shakhawat
Hossain
(131-11-3071)

3. The
topic

4. The Relationship
between the banker
and customer is very
important. Both
serve the society to
grow and the
economy to expand.

5. Banker
Customer

6. Debtor versus
creditor
Trusty versus
beneficiary
Principle versus
agent
The
Relatio
nship
Of a
Banker
And a
Custom
er

7. The true relationship between
banker and customer is
primarily of debtor and
creditor.
When a customer deposit
money with a bank, the bank then
is the debtor and the customer is
the creditor

8. The bank acts as a
trustee for the customer in
those cases where bank
accept securities and valuable
for safe custody.
A trustee performs certain
functions for the benefit of
some other person called the
beneficiary.

9. A banker acts as an agent of his
customer and performs a number
of agency functions for the
convenience of his customers.
For example he buys or sells securities
on behalf of his customer, collects
cheque on his behalf and makes
payment of various dues of his
customers.

10. The Obligation Of
a Banker
Obligation to honor the cheque
Obligation to maintain the secrecy of account

11. Obligation
to honor the
cheque
Fund must be available to repay the
cheque
Fund must be available in customer
account
Banker must repay the cheque
timely

12. Obligation to maintain
the secrecy of account
Never expose the customer
in formations
Record book must be secured