Language: When you are coming into an organization or you are a part of organization. Language is very Important to understand "How people express their thoughts and feelings" Habits: It's middle level of Temenos Iceberg Model, You can see lots of Habits in an organization but some habits are hidden from you. To understand that you have to spend some time in organization. Mindset: Where you really start to or get to the deep Culture Change, getting deep in organization what is requirements & way to look at their Change Agents. This last level is exposed through Language and Habits.