Altech NuPay offers a "One Solution" product bundle that combines their various payment solutions into one package for microfinanciers. The bundle includes their AEDO, POS, EPV, NAEDO, NuCard, and MPS solutions. It provides microfinanciers with a complete payment solution that is competitively priced and includes features like loading future-dated and real-time transactions on one terminal, simplified debit order processing through one mandate, and consolidated reporting through one login facility. Altech NuPay aims to help microfinanciers improve collection success, reduce cash handling risks, and move towards a safer cashless environment through their full suite of integrated payment products.
The document summarizes Altech NuPay's range of authenticated electronic payment solutions, including NuPay AEDO, NuPay POS, and NuPay Multi. NuPay AEDO allows processing of future-dated debit orders from debit cards. NuPay POS enables real-time processing of debit and credit card transactions. NuPay Multi combines NuPay AEDO and POS capabilities on a single terminal. The solutions provide benefits such as increased collection rates, reduced cash handling risks, and efficient reporting and reconciliation for merchants and their customers.
Anovia Payments offers simple, affordable merchant services through a secure and reliable platform. They process over 34 billion transactions annually through multiple data centers with 99.999% uptime. Anovia accepts all major payment types and provides 24/7 support. Merchants receive a dedicated account executive and access transaction data online. Customers praise Anovia for savings, timely support, and a smooth transition. They also offer wireless payment solutions, an online payment product, and a turnkey loyalty program to attract and retain customers.
PayUmoney is a payment solution that offers a safe and secure way for customers to make and receive payments online through various methods like credit cards, debit cards, and net banking. It provides payment gateway solutions and serves over 4000 merchants. PayUmoney applies over 100 security rules to transactions to keep them safe and offers features like free payment processing, card swipe machines, easy billing, rewards, and instant refunds.
The document describes a remote cash management system called CubeIQ that allows merchants to deposit cash directly into their bank accounts without having to physically transport deposits. It discusses (1) how the system works using smart safes and remote data transmission, (2) the benefits to merchants of reduced transportation costs, increased automation and cash flow, and improved safety, and (3) the benefits to banks of maintaining relationships with merchants and access to new markets.
FinTech Belgium - MeetUp on Digitalisation of Accounting - Cédric Nève - Digi...FinTech Belgium
This document summarizes the invoicing and payment solutions provided by Digiteal, a Belgian fintech company. It discusses three main pillars: 1) Getting paid faster by allowing customers to pay bills the day they are received, 2) Getting quality payments through automated processes that reduce errors and save time, and 3) Getting paid more regularly through controlled direct debit solutions without extra costs or management. The document encourages companies to create an account and activate the Digiteal module in their billing software to start enjoying these benefits.
The document describes Mobilescape's mobile payment solutions. It summarizes the key features of their touchscreen devices, including processing credit cards and checks wirelessly, signature capture, and printing receipts. It also outlines the benefits to merchants of using their system such as eliminating phone lines and allowing safer transactions. Application types and sample screens are displayed and reporting features are explained. Finally, it provides details on their wireless check processing capabilities.
The document summarizes Altech NuPay's range of authenticated electronic payment solutions, including NuPay AEDO, NuPay POS, and NuPay Multi. NuPay AEDO allows processing of future-dated debit orders from debit cards. NuPay POS enables real-time processing of debit and credit card transactions. NuPay Multi combines NuPay AEDO and POS capabilities on a single terminal. The solutions provide benefits such as increased collection rates, reduced cash handling risks, and efficient reporting and reconciliation for merchants and their customers.
Anovia Payments offers simple, affordable merchant services through a secure and reliable platform. They process over 34 billion transactions annually through multiple data centers with 99.999% uptime. Anovia accepts all major payment types and provides 24/7 support. Merchants receive a dedicated account executive and access transaction data online. Customers praise Anovia for savings, timely support, and a smooth transition. They also offer wireless payment solutions, an online payment product, and a turnkey loyalty program to attract and retain customers.
PayUmoney is a payment solution that offers a safe and secure way for customers to make and receive payments online through various methods like credit cards, debit cards, and net banking. It provides payment gateway solutions and serves over 4000 merchants. PayUmoney applies over 100 security rules to transactions to keep them safe and offers features like free payment processing, card swipe machines, easy billing, rewards, and instant refunds.
The document describes a remote cash management system called CubeIQ that allows merchants to deposit cash directly into their bank accounts without having to physically transport deposits. It discusses (1) how the system works using smart safes and remote data transmission, (2) the benefits to merchants of reduced transportation costs, increased automation and cash flow, and improved safety, and (3) the benefits to banks of maintaining relationships with merchants and access to new markets.
FinTech Belgium - MeetUp on Digitalisation of Accounting - Cédric Nève - Digi...FinTech Belgium
This document summarizes the invoicing and payment solutions provided by Digiteal, a Belgian fintech company. It discusses three main pillars: 1) Getting paid faster by allowing customers to pay bills the day they are received, 2) Getting quality payments through automated processes that reduce errors and save time, and 3) Getting paid more regularly through controlled direct debit solutions without extra costs or management. The document encourages companies to create an account and activate the Digiteal module in their billing software to start enjoying these benefits.
The document describes Mobilescape's mobile payment solutions. It summarizes the key features of their touchscreen devices, including processing credit cards and checks wirelessly, signature capture, and printing receipts. It also outlines the benefits to merchants of using their system such as eliminating phone lines and allowing safer transactions. Application types and sample screens are displayed and reporting features are explained. Finally, it provides details on their wireless check processing capabilities.
Digital currency startup Coinleap aims to make digital currency payments simple, secure and fun for everyone by building a payment network that offers debit cards, SMS payments, escrow services, and other familiar payment options. After a limited beta launch, the Coinleap app has 80 users and good reviews. Coinleap is seeking a seed investment to expand its merchant services and capabilities.
This document discusses e-payment products based on centralized platforms run by the Reserve Bank of India. It notes constraints of the existing banking infrastructure and outlines the vision to provide a safe, efficient payment system. It describes various payment system developments and initiatives by RBI to increase efficiency. These include expanding cheque clearing, introducing high value clearing, and electronic funds transfer systems like NEFT. The document also discusses roadblocks to adoption, benefits of the real-time gross settlement system, and expanding coverage of payment platforms to more banks and customers.
How Banks can Minimize the waiting frustrationQwaiting
A long queue in banks is not something new. We are sure everyone must experience it.
But the question is, are banks doing anything to minimize it? Through this infographic, we are trying to highlight some of the main strategies that can be adopted by banks in order to minimize the waiting frustration. Do check it out!
This document summarizes a payment processing company called CardConnect. It outlines their focus on simple, secure and PCI compliant payment solutions. They provide a powerful platform that includes real-time reporting and next-day funding. Their solutions include patented tokenization and point-to-point encryption for security, as well as business intelligence reporting and interchange management to lower costs. They support over 70,000 organizations in processing billions of dollars in transactions each year.
Prepaid Ventures is a prepaid debit card provider founded in 2007 that has grown significantly over time. It offers fully customizable and integrated prepaid card programs to businesses to provide their customers with alternatives to checks. Its offerings include access to cash, lower fees than other providers, and an easy-to-use mobile app. Prepaid cards allow businesses to incentivize customer behavior and optimize spending while providing efficient payment solutions.
Successful Cashless Societies and how the rest are set to Emulate this Model ...Shift Conference
Settle is a mobile payments platform that allows users to send and receive money, pay merchants, access loyalty programs, and more. It aims to digitize payments and drive financial inclusion. Settle provides a fully managed payments solution for businesses, consumers, acquirers, and issuers. It is built on Auka's multi-award winning payments technology and removes costs and complexity for partners while facilitating an entire ecosystem where all parties benefit.
The document discusses NCR's SelfServ ATM technology. It highlights key features of the SelfServ family like the scalable deposit module that allows single-slot deposits and two-sided thermal receipt printing. It also shares statistics on the wide deployment of SelfServ machines across over 150 countries and 1200 financial institutions worldwide. The document promotes SelfServ as the most upgradeable and future-proof ATM platform available with a wide range of upgrade options and superior performance.
iQ Payments is a Finnish startup that provides mobile payment and ticketing solutions for public transportation. They have over 10 years of experience in mobile payments technology. Their solution, PayIQ, offers a fast, secure way for consumers to pay for tickets and services on their mobile phones. They currently have customers in Finland and have signed a letter of intent to implement their solution for public transportation in Morocco.
DevOps Indonesia Meetup at ACT - Performance Test Bulls EyeDevOps Indonesia
1. Performance Test Bull's Eye is a leading technology company in Indonesia that creates opportunities through its digital marketplace and financial services.
2. A proper load test should determine the system's capacity, identify weaknesses, and ensure services can automatically recover from heavy loads to avoid downtime during high traffic events.
3. Metrics like requests per second, latency, and success rates should be monitored at all points to identify the system's breaking point under increasing load.
The presentation from our first Meetup "Fundamentals of Payments". The ideas and key terminology to get the hang of the payment world. For more information visit: https://www.meetup.com/Bagel-Payments
Pinch makes your payment easier than never before.
It takes less than 2 steps to sign in and have your hassle free payment.
So register and enjoy pinch , the simple payment your way :)
GoQueue - Friction Less Customer Experience ManagementHitesh Thakkar
In Next Normal world, contactless will be normal as well as managing customers at service outlets. GO|Queue is platform which provides Safest, Fastest and profitable customer interactions.
This document describes a career opportunity with Clearent, a fast-growing payment processor. The position offers unlimited earning potential through signing bonuses up to $5,000 per deal and lifetime vested residuals. Benefits include health, dental and 401k. Clearent aims to be the most recommended and trusted processor through transparent pricing with no hidden fees, next day funding, and responsive 24/7 support.
This document describes a career opportunity with Clearent, a fast-growing payment processor. The position offers unlimited earning potential through signing bonuses up to $5,000 per deal and lifetime vested residuals. Benefits include health, dental and 401k. Clearent aims to be the most recommended and trusted processor through transparent pricing with no hidden fees, next day funding, and responsive 24/7 support.
Omniterm is a provider of automated ticketing and concession Point-of-Sale solutions for the theatre industry.
Our software suite includes box office ticketing, concessions, kiosks, back office management, loyalty, internet ticketing, gift card and digital signage.
SafexPay has unique product offerings are advanced Integration API for best success ratios, Dynamic Currency Conversion (DCC), Push Response Technology, Dynamic Switching, Retry options, Advanced Analytics, Recurring Payments, Multiple Currency Options, Omni-Channel Offering, E-Wallet M-commerce etc. We aim to build digital payments businesses and platforms- Encompassing payment gateways, payment aggregation (through a PSP setup), mobile wallets , White-Label Solutions as well as to provide value added services in the payments domain to consumers, merchants, banks and financial institutions across the globe.
Top 10 Features and Benefits of eCommerce Payment GatewayeMerchant Pro
You need a dedicated payment service provider for your company. An eCommerce Payment Gateway that ensures a complete payment processing solution is a necessity today.
Worldline is a European leader and global player in payments and transactional services. It focuses on merchant services, payment services, and e-commerce solutions like Sips, OmniShop Webstore, and Spaar & Pluk 2.0. Worldline provides merchants with a unique combination of front and back office solutions for payments across devices. Its solutions help boost merchants' businesses through features like card stimulation programs, mobile apps, and integrated reporting tools.
Altech NuPay Non-Authenticated Product brochureCharles Rose
This document provides information on Altech NuPay's range of non-authenticated payment solutions, including NuPay NAEDO (Non-Authenticated Early Debit Order), NuPay TSP (Transaction Service Provider), NuPay PAAF (Payment Against Available Funds), and NuPay AHV (Account Holder Verification). The solutions allow merchants to offer flexible payment options to clients and improve cash flow through features like early debit processing, updating transaction details, and online reporting via a secure website. Altech NuPay is committed to customer service and helping merchants get the most from their payment solutions.
Digital currency startup Coinleap aims to make digital currency payments simple, secure and fun for everyone by building a payment network that offers debit cards, SMS payments, escrow services, and other familiar payment options. After a limited beta launch, the Coinleap app has 80 users and good reviews. Coinleap is seeking a seed investment to expand its merchant services and capabilities.
This document discusses e-payment products based on centralized platforms run by the Reserve Bank of India. It notes constraints of the existing banking infrastructure and outlines the vision to provide a safe, efficient payment system. It describes various payment system developments and initiatives by RBI to increase efficiency. These include expanding cheque clearing, introducing high value clearing, and electronic funds transfer systems like NEFT. The document also discusses roadblocks to adoption, benefits of the real-time gross settlement system, and expanding coverage of payment platforms to more banks and customers.
How Banks can Minimize the waiting frustrationQwaiting
A long queue in banks is not something new. We are sure everyone must experience it.
But the question is, are banks doing anything to minimize it? Through this infographic, we are trying to highlight some of the main strategies that can be adopted by banks in order to minimize the waiting frustration. Do check it out!
This document summarizes a payment processing company called CardConnect. It outlines their focus on simple, secure and PCI compliant payment solutions. They provide a powerful platform that includes real-time reporting and next-day funding. Their solutions include patented tokenization and point-to-point encryption for security, as well as business intelligence reporting and interchange management to lower costs. They support over 70,000 organizations in processing billions of dollars in transactions each year.
Prepaid Ventures is a prepaid debit card provider founded in 2007 that has grown significantly over time. It offers fully customizable and integrated prepaid card programs to businesses to provide their customers with alternatives to checks. Its offerings include access to cash, lower fees than other providers, and an easy-to-use mobile app. Prepaid cards allow businesses to incentivize customer behavior and optimize spending while providing efficient payment solutions.
Successful Cashless Societies and how the rest are set to Emulate this Model ...Shift Conference
Settle is a mobile payments platform that allows users to send and receive money, pay merchants, access loyalty programs, and more. It aims to digitize payments and drive financial inclusion. Settle provides a fully managed payments solution for businesses, consumers, acquirers, and issuers. It is built on Auka's multi-award winning payments technology and removes costs and complexity for partners while facilitating an entire ecosystem where all parties benefit.
The document discusses NCR's SelfServ ATM technology. It highlights key features of the SelfServ family like the scalable deposit module that allows single-slot deposits and two-sided thermal receipt printing. It also shares statistics on the wide deployment of SelfServ machines across over 150 countries and 1200 financial institutions worldwide. The document promotes SelfServ as the most upgradeable and future-proof ATM platform available with a wide range of upgrade options and superior performance.
iQ Payments is a Finnish startup that provides mobile payment and ticketing solutions for public transportation. They have over 10 years of experience in mobile payments technology. Their solution, PayIQ, offers a fast, secure way for consumers to pay for tickets and services on their mobile phones. They currently have customers in Finland and have signed a letter of intent to implement their solution for public transportation in Morocco.
DevOps Indonesia Meetup at ACT - Performance Test Bulls EyeDevOps Indonesia
1. Performance Test Bull's Eye is a leading technology company in Indonesia that creates opportunities through its digital marketplace and financial services.
2. A proper load test should determine the system's capacity, identify weaknesses, and ensure services can automatically recover from heavy loads to avoid downtime during high traffic events.
3. Metrics like requests per second, latency, and success rates should be monitored at all points to identify the system's breaking point under increasing load.
The presentation from our first Meetup "Fundamentals of Payments". The ideas and key terminology to get the hang of the payment world. For more information visit: https://www.meetup.com/Bagel-Payments
Pinch makes your payment easier than never before.
It takes less than 2 steps to sign in and have your hassle free payment.
So register and enjoy pinch , the simple payment your way :)
GoQueue - Friction Less Customer Experience ManagementHitesh Thakkar
In Next Normal world, contactless will be normal as well as managing customers at service outlets. GO|Queue is platform which provides Safest, Fastest and profitable customer interactions.
This document describes a career opportunity with Clearent, a fast-growing payment processor. The position offers unlimited earning potential through signing bonuses up to $5,000 per deal and lifetime vested residuals. Benefits include health, dental and 401k. Clearent aims to be the most recommended and trusted processor through transparent pricing with no hidden fees, next day funding, and responsive 24/7 support.
This document describes a career opportunity with Clearent, a fast-growing payment processor. The position offers unlimited earning potential through signing bonuses up to $5,000 per deal and lifetime vested residuals. Benefits include health, dental and 401k. Clearent aims to be the most recommended and trusted processor through transparent pricing with no hidden fees, next day funding, and responsive 24/7 support.
Omniterm is a provider of automated ticketing and concession Point-of-Sale solutions for the theatre industry.
Our software suite includes box office ticketing, concessions, kiosks, back office management, loyalty, internet ticketing, gift card and digital signage.
SafexPay has unique product offerings are advanced Integration API for best success ratios, Dynamic Currency Conversion (DCC), Push Response Technology, Dynamic Switching, Retry options, Advanced Analytics, Recurring Payments, Multiple Currency Options, Omni-Channel Offering, E-Wallet M-commerce etc. We aim to build digital payments businesses and platforms- Encompassing payment gateways, payment aggregation (through a PSP setup), mobile wallets , White-Label Solutions as well as to provide value added services in the payments domain to consumers, merchants, banks and financial institutions across the globe.
Top 10 Features and Benefits of eCommerce Payment GatewayeMerchant Pro
You need a dedicated payment service provider for your company. An eCommerce Payment Gateway that ensures a complete payment processing solution is a necessity today.
Worldline is a European leader and global player in payments and transactional services. It focuses on merchant services, payment services, and e-commerce solutions like Sips, OmniShop Webstore, and Spaar & Pluk 2.0. Worldline provides merchants with a unique combination of front and back office solutions for payments across devices. Its solutions help boost merchants' businesses through features like card stimulation programs, mobile apps, and integrated reporting tools.
Altech NuPay Non-Authenticated Product brochureCharles Rose
This document provides information on Altech NuPay's range of non-authenticated payment solutions, including NuPay NAEDO (Non-Authenticated Early Debit Order), NuPay TSP (Transaction Service Provider), NuPay PAAF (Payment Against Available Funds), and NuPay AHV (Account Holder Verification). The solutions allow merchants to offer flexible payment options to clients and improve cash flow through features like early debit processing, updating transaction details, and online reporting via a secure website. Altech NuPay is committed to customer service and helping merchants get the most from their payment solutions.
The document discusses key considerations for choosing a payment gateway provider, including experience, reputation, software efficiency, cost, security, additional payment options, reporting, integration, disaster recovery, ease of use and support. It provides details on PayU as a payment gateway, noting they have been in business for over 13 years, process over 50 million transactions annually, support over 25,000 merchants across 16 countries and 4 continents, and offer over 150 payment options in Africa including online and mobile wallets as well as credit cards and bank accounts.
Learn how Payscape partners with banks, software companies, marketing agencies, credit unions, and more to enhance their financial technology portfolio!
From revenue-share to referral programs, Payscape has the FinTech solution to meet any partner needs.
PayU provides payment processing services to over 80 of the top 100 ecommerce companies in India. They offer a wide range of payment options including credit cards, debit cards, net banking, EMI, international payments, and cash cards/wallets. PayU's dynamic switching technology routes transactions across multiple acquirers to maximize conversion rates, increasing success rates by 2-2.25% compared to competitors. They also provide analytics, risk management, mobile payment solutions, and work to simplify the two-factor authentication process on mobile.
Novatti's White-Label Digital Wallet
The Novatti Digital Wallet is a proven, robust and scalable electronic wallet solution for developed and developing markets. Ready to deploy with minimum development effort, this technology can be provided as a turnkey, OEM, or hosted solution.
The Digital Wallet application uses other Novatti modules to integrate with telecommunications infrastructure, financial institutions, and other third-parties using standards-based and proprietary protocols. Settlement of user accounts with external and internal agencies is achieved by regular production of multi-party electronic banking files containing all settlement details.
Novatti's White-Label Digital Wallet
The Novatti Digital Wallet is a proven, robust and scalable electronic wallet solution for developed and developing markets. Ready to deploy with minimum development effort, this technology can be provided as a turnkey, OEM, or hosted solution.
The Digital Wallet application uses other Novatti modules to integrate with telecommunications infrastructure, financial institutions, and other third-parties using standards-based and proprietary protocols. Settlement of user accounts with external and internal agencies is achieved by regular production of multi-party electronic banking files containing all settlement details.
Streamlining Payments: A Guide To Understanding e-NACH And How It WorksFidyPay
FidyPay offers an e-NACH solution to help businesses easily collect recurring payments from customers. E-NACH allows automated payments without extensive paperwork, facilitating recurring billing. The registration process is simpler than previous NACH requirements. E-NACH provides advantages like flexibility in billing, ability to handle failed payments, and support for multi-currency payments. Recurring billing through e-NACH opens new opportunities and benefits for Indian businesses and industries.
The document describes DirecPay, a payment gateway service provided by TimesofMoney that offers online payment solutions for merchants across India. It provides safe and cost effective payment options like net banking, debit cards, credit cards, and mobile payments on a secure platform. DirecPay allows merchants to securely receive payments from customers in various ways like online purchases, service payments, or bill collections. It has integrated solutions for ecommerce, interactive voice response, mobile payments, value added services like digital wallets, reporting and analytics tools.
The document discusses the problems with traditional banking in Africa and proposes an online banking solution called DWI eBanking. It notes that traditional banking requires waiting in lines, has limited hours, and makes overseas transfers difficult. The proposed DWI eBanking solution would allow banking anytime from any device, connect banks internationally, and offer easy and secure transactions. It describes the advantages for both customers and banks in using an online banking system like DWI eBanking.
Our company’s specification is we have unique product offerings with advanced API Integration for best success ratios, Push Response Technology, Dynamic Switching, Retry options, Advanced Analytics, Recurring Payments, Multiple Currency Options, Omni-Channel Offering, E-Wallet M-commerce etc.
Global Payments is a leading worldwide provider of payment technology services. We know that retailers want
to maximize conversion across all channels and markets. We have developed solutions that make online
payments easier for you and your customers.
MOBILE PAYMENTS. Provide your customers with an optimized payments experience across all devices –
desktop, tablet and mobile.
ONE-CLICK CHECKOUT. Enable your customers to save their payment credentials for easy repeat payments.
Card details are tokenized for secure storage.
FRAUD MANAGEMENT. Streamline the scheduling and management of recurring payments, while offering
your customers an improved payment experience.
Plus, with Global Payments, you benefit from the simplicity of a single payments provider relationship, the
expertise that comes with 50 years in the payments industry and powerful transaction reporting capabilities,
with real-time visibility into all your transactions.
SlimPay - #1 in the euro zone for SEPA online direct debit paymentsMartijn van Gijlswijk
SlimPay enables online merchants to strengthen the relationship with their consumers by providing
a simpler, easier to repeat and more secure buying experience at lower operating cost.
Vantiv offers payment processing solutions for ecommerce businesses, including core payment processing along with value-added services. Their solutions help businesses drive revenue, manage risks, and gain insights from analytics and reporting. Vantiv provides fraud prevention tools, account updating to maximize authorization approvals, and ensures reliable payment acceptance across devices and currencies.
Novatti is an Australian company that has developed mobile financial solutions since 1996. It provides payment technology and platforms to enable financial institutions and mobile operators to offer services like mobile banking, branchless banking, and value-added services. Novatti's platform allows clients to quickly launch new payment products and services to reach unbanked users through networks of agents. It aims to help clients grow and differentiate by taking advantage of expanding mobile and unbanked markets.
CCAvenue is India's largest payment gateway, processing over 100 million transactions annually. It offers 100+ payment options including credit cards, debit cards, net banking, and cash cards. CCAvenue has a scalable platform that provides merchants the best transaction success rates in India. It offers full transparency on transactions, data analytics and reporting, and 24/7 customer support.
Paga is a financial institution in Nigeria focused on delivering efficient payment systems and low-cost financial services to banked and unbanked Nigerians. They provide developers with APIs, plugins, and a developer community to enable payments and other financial services within applications and websites. Recent updates include an improved ePay payment process and additional plugins, while the developer community site allows collaboration and feedback to guide further development.
Discover how a Network Merchant Payment Gateway can revolutionize your business with Your Merchant Services Rep. Our advanced payment gateway offers a secure, reliable, and seamless solution for processing online payments. Streamline your payment operations, increase efficiency, and provide a seamless checkout experience for your customers. Trust Your Merchant Services Rep to empower your business with cutting-edge payment technology. Take advantage of our Network Merchant Payment Gateway and elevate your online payment processing to new heights.
2. WELCOME TO ALTECH NUPAY, LEADER IN SECURE ELECTRONIC PAYMENT SOLUTIONS.
Altech NuPay specialise in developing world leading products servicing all markets that have a need for managed
electronic payment and collection systems.
Over the past decade, Altech NuPay have exclusively developed a range of electronic payment solutions for the South
African Micro Finance industry to assist in the secure collection and payment of funds through a range of terminal,
mandated and card based product offerings. Now for the first time, Altech NuPay have bundled our world leading products
into one product suite providing all Micro Financiers with a complete proven payment solution that is competitively priced.
AEDO l POS l EPV l NAEDO l NUCARD l MPS
all coupled into one package.
ONE terminal: The convenience of loading both future-dated
AEDO and real-time POS transactions with the added benefit of
pre-paid vouchers all on ONE terminal
ONE mandate: NAEDO and NuPay MPS transactions simplified
and easily integrated into your administration system.
ONE log-in facility: Providing fast accurate web-based reporting
and transaction uploading.
ONE card: Moving to a safer cashless environment with the
convenience and security of the industry leading re-loadable PIN
based NuCard.
THE “ONE SOLUTION” FROM ALTECH NUPAY
Priced right for your complete payment solution
3. WHY ALTECH NUPAY?
At Altech NuPay, we understand the importance of collecting payments successfully and on time. In fact, our business model has one
goal in mind, your success. Choosing the right payment collection product is vital to the success of your business. Altech NuPay has
been at the forefront of managed electronic payment solutions for over thirteen years. Our range of products ensures that no matter
what industry you operate in, we have a proven secure payment collection product that will improve your collection success rate.
Altech NuPay is dedicated to assisting customers in creating a safer working environment by providing innovative product solutions
that remove the risk of cash-on-hand and assist in moving towards a safer cashless environment.
OUR STENGTHS!
Altech NuPay’s main strengths, capabilities and skills lie in the warehousing and management of transactions with the highest levels
of security and unmatched customer service. Altech NuPay prides itself on relationship building, training and education, statistical
analysis, consulting and advice, all of which help to grow businesses and increase success rates. Real-time reporting and web-based
services further allow clients to stay in total control of their business ventures.
NUPAY AEDO IS THE MOST
SUCCESSFUL NON-DISPUTABLE
‘FUTURE-DATED’ PAYMENT
COLLECTION SOLUTION AVAILABLE.
The basic aim of the NuPay AEDO system is to provide a facility whereby a credit provider can process an electronic transaction via a
point of sale terminal to make a transfer from a client’s account to his own – similar to current credit and debit card transactions. The
main difference? Unlike online transactions, this transaction will be processed at a later date, without requiring the client’s ATM card
or PIN. Furthermore, the design of the system allows for the use of participating banks’ debit cards.
Is It safe?
Yes. The relevant transaction is ‘sent’ from the terminal to Altech NuPay, where it is housed, managed and uploaded for payment via
ABSA or Bankserv on the appropriate date. This is all done without the retention of either the client’s card or PIN.
Major benefits of NuPay AEDO:
• The transaction is a secure transaction, card and PIN must be present when processing a transaction.
• Authentication of account details is done during the creation of the transaction and verification of account details is done
when processing a transaction.
• Due to the authentication of the transaction, the transaction cannot be disputed.
• 0, 1,2 ,3 ,4 ,5 ,6 ,7 ,8 ,9 ,10 ,14 ,21 and 32 day tracking is available on NuPay AEDO.
• The NuPay AEDO transaction is processed directly after the ‘credit run’ has been processed by the banks.
• Full transactional reporting and maintenance can be done via the Altech NuPay website.
• Mobile terminals are available giving you the ability to offer your services outside the office.
• Dedicated Customer Support Consultants, Technical, and Sales Consultants cater to all the merchants needs.
THE ONE SOLUTION - PRODUCT OFFERINGS
NUPAY AEDO (AUTHENTICATED EARLY DEBIT ORDER)
The leading, safe and secure managed payment solution for all credit providers.
4. Our extensive web-based reporting further allows clients to remain up-to-date with all their
transactions on any product… anywhere… anytime.
Log on to www.nupay.co.za
• Every Altech NuPay merchant is registered on the website and issued with a user name and password to access and view
only their own information.
• Real-time updates allow every merchant to see the exact status of their transactions.
• Merchants can draw reports on successful, failed and future transactions.
• Reports can be customised by the user as required.
• All transaction information is also emailed to merchants on a daily basis.
NUPAY AEDO AS A SOLUTION TO ALL…
Credit providers
• Merchants potentially only require a single system to handle clients of different banks.
• The cost and risk of cash handling is substantially reduced.
• The existing restrictions on volumes are reduced, which allows for more cost-effective operations. Altech NuPay can handle
large volumes of transactions.
• The reduced cost structure allows for continued service to the consumer with a lower cost of credit charged.
• Altech NuPay’s reporting mechanisms reduce the amount of time needed to do reconciliations.
Customers
• The reduced handling cost of transactions allows for a lower cost of credit.
• Provision can be made for the repayment of loans over an extended period, rather than a single repayment.
• Increased security around transactions.
NUPAY POS (POINT OF SALE)
Broaden your sales offerings and increase your
clientele with this convenient and reliable real-time
payment solution.
NuPay POS is a secure, safe and user-friendly product
that will benefit all businesses requiring the immediate
processing of transactions. It can be used in almost
any type of retail environment, as well as any business
needing to process debit or credit card transactions.
The NuPay POS terminal accepts all debit and credit
cards, including American Express and Diners Club.
By making use of the NuPay POS solution, you can dramatically increase your collection rate, thereby providing a healthier cash flow,
reducing the risk of cash handling, as well as enjoying efficient reconciliation of all monies received.
The main features of NuPay POS include:
• Both debit and credit cards accepted.
• Real-time transactions.
• Dependant on account balance – only successful if funds are available.
• Daily terminal banking of transactions.
For your convenience as a NuPay POS merchant…
The Altech NuPay website offers the following on-line, customisable real-time reporting:
• Debit card and credit card purchase transactions (successful and unsuccessful).
• Declined transactions (with reason).
• Refunded transactions.
5. FUTURE DATED TRANSACTIONS, REAL-TIME
DEBIT AND CREDIT CARD TRANSACTIONS
AS WELL AS PREPAID AIRTIME VOUCHERS
ALL ON ONE TERMINAL.
AN INDUSTRY FIRST...
AND STILL SA’S LEADING
TERMINAL BASED PAYMENT SOLUTION
NUPAY EPV (ELECTRONIC PREPAID VOUCHER)
Offer prepaid vouchers to your customers through an Altech NuPay POS terminal.
What is NuPay EPV?
It is a Virtual Voucher platform that enables the sale of prepaid airtime on an integrated POS terminal.
How does it work?
1 Qualifying merchants deposit funds into their NuPay EPV account.
2 When a customer purchases a voucher, the merchant selects the EPV type from the terminal to print the voucher and pin.
3 The voucher value is debited from the merchant’s NuPay EPV account.
Simple as that!
Prepaid vouchers currently available with NuPay EPV:
What are the benefits?
• By selling EPVs, merchants can generate additional income and attract more customers.
• No need to buy physical stock as the system is more secure than carrying physical voucher stock.
• Vouchers are issued from deposited funds, as and when they are required.
• Altech NuPay offers a highly-competitive commission structure.
6. Altech NuPay submits NuPay NAEDO debit order instructions two days before the transaction date
to enable BankServ to process debits on time.
the transaction date
Merchants are able to run a once-off installment contract or multiple installment contracts via the NuPay website.
NUPAY NAEDO (NON-AUTHENTICATED EARLY DEBIT ORDER)
Increase your cash flow success with our unique web-based debit order collections.
The NuPay NAEDO system makes it possible for businesses to process debit order payment instructions to third-party account
holders. This is done via a unique web-based collection method that offers detailed reports and various other management functions.
Upon becoming a NuPay NAEDO beneficiary, nominated users will be registered on the NuPay website – www.nupay.co.za. All users
are issued with a user name and password to access and view detailed information on the secure site.
Beneficiaries can draw customised reports at any time, which can be downloaded and used to automatically update their administration
programs. Beneficiaries can also upload their transactions via the NuPay website by simply using their user name and password.
NuPay NAEDO offers real-time tracking
• Track and collect funds from client accounts (1-10, 14, 21 and 32 days) for all transactions.
• Should there be insufficient funds, failed transactions can be re-submitted for a future date (as per the tracking period
selected by the beneficiary).
• A debit order instruction will be returned as ‘unsuccessful’ if no funds are available
within the tracking period.
Participating banks:
• ABSA • FNB
• Standard Bank • Nedbank
• Mercantile • Capitec
• UBank • Bank of Athens
NuPay NAEDO offers 24/7 accurate reporting
Reporting of all transactions is available via the NuPay website. These web-based reports enable users to track the progress of all
transactions through the following phases:
• All transactions submitted to NuPay • Future uploaded transactions waiting to be submitted to financial institutions
• Successful transactions report • Failed transactions report
• Cancelled transactions report • Transactions in process report
• Disputed transactions report
NuPay NAEDO vs Ordinary Debit Order Systems
NuPay NAEDO Standard Debit Order Systems
• Web-based (including online reporting) • Not web-based (no online reporting)
• Early-morning processing • Evening processing
• Transaction details can be updated • Limited editing of transaction details
• Multiple installments • Single installments
• Variable amounts • Fixed amounts
• Variable dates • Fixed dates
• Low to high transaction amounts • Medium to high transaction amounts
• Suitable for small to large business concerns • Suitable for medium to large organisations
Account types that can be debited:
• Current
• Savings
• Transmission
NUPAY MPS (STANDARD DEBIT ORDER FACILITIES)
This web-based payment solution supports both debit order and credit card payment instructions as authorised by the user’s client
in the form of a signed or recorded voice mandate.
Key features of the NuPay MPS product offering:
• Transaction warehousing – central database • Transactions with variable dates
• Payment instructions with multiple installments • Web-based reporting
7. NUPAY NUCARD
The convenience of cash with the security of a card.
NuPay NuCard is an electronic facility whereby a registered merchant can transfer
a credit value to an end customer on an electronic PIN based debit card. The end
customer can then use the credit value stored on the card for card payments at
any MasterCard point of sale pay point, or withdraw cash from any ATM within
South Africa.
NuPay NuCard features
The NuCard product is a web based system with card and fund management capabilities allowing for real-time value transfers to cards.
The NuCard product also provides reports at profile and transactional levels.
NuCard is a secure pin based card which adheres to all existing international standards for the security of data, including the encryption
of the PIN.
How does a NuCard transaction work?
Once you have been accepted as a NuCard merchant, you can use the user name & password provided to access your profile on the
NuCard website. Using the unique account reference which we will provide, you can fund your NuCard profile using internet based
payments. Your profile will be updated with the funded amount within 24 to 48 hours.
You then need to login to the NuCard website and order a batch of cards. As soon as the order is complete, Altech NuPay will deliver
these cards to your offices. A card can then be allocated to a customer using the allocate function on the NuCard website. Once the
card has been allocated, you can transfer funds from your available profile balance into the allotted card. The card can then be given
to the customer. The customer will be able to use the card at any ATM and POS device nationwide.
Major advantages of the NuCard solution for all parties involved
NuCard Merchant - card issuer
• Removes the risk of cash on hand and provides a safer cashless working environment.
• Funds are transferred in real-time from the user’s profile to the allocated card.
• The NuCard merchant who originally loaded the card is the only one that can reload the card. This provides greater
control to the NuCard merchant.
• The NuCard merchant will have access to detailed management reports.
• Co-branding options available.
Customer - cardholder
• Each NuCard issued has a secret PIN that only the cardholder will know, resulting in more secure transactions.
• The cardholder can perform a withdrawal using any ATM within the borders of South Africa as well as make payments at any
MasterCard point of sale pay point.
• The cardholder will have the ability to perform a balance enquiry via ATMs, cell phones and the internet.
• No debit orders can be run against the account linked to the NuCard that has been issued to the cardholder.
SA’S LARGEST MICRO FINANCIERS HAVE
MOVED TO A CASHLESS ENVIRONMENT
FOR THE SAFETY OF THEIR STAFF AND
THEIR CLIENTS.
ISN’T IT TIME YOU MADE THE MOVE?
NuPay NuCard has received two international nominations for its innovation in the
prepaid card based market and is currently the largest dispersed PIN based prepaid card within the
South African Micro Finance industry
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8. Stay in touch
www.nupay.co.za
Since 1999, Altech NuPay has provided companies and organisations – from South Africa’s leading banks and financial institutions
to local schools and sports clubs – with trusted and secure payment and collection systems.
ONE SOLUTIONTHE
FROM ALTECH NUPAY
PAYMENTS l PEOPLE l PERFORMANCE
Altech NuPay’s proven secure payment collection solutions include:
AEDO l POS l EPV l NuCard l E- Commerce l NAEDO l PAAF l MPS l Mobile Money l iAccount
Altech NuPay (Pty) Ltd
National Office: 011 617 1700 l Consulting and Support Services: 011 617 1750
National Sales Office (Gauteng): 011 617 1800 l Western Cape: 011 617 1901
Eastern Cape: 041 360 6351 l KwaZulu Natal: 031 266 4919 l Free State: 051 447 9045
AEDO l POS l EPV l NAEDO l NUCARD l MPS
coupled into one package specifically for Micro Financiers