This document outlines the financial advisory process of Chew Hock Beng & Associates. It begins with an introduction to financial planning and the role of advisers. The document then describes the five step financial advisory process: 1) Homework, 2) Engagement, 3) Analysis, 4) Recommendation, 5) Documentation. Finally, it provides parting remarks emphasizing the importance of having clear financial goals and customizing standard financial plans.

1. The Foundation of
Financial Planning
1

2. The day as an
Adviser
2

3. www.fa.com.sg/chewhockbeng
www.chewhockbeng.com
www.7capitalist.com
3

4. Experience is something very
personal and cannot be taught.
It teaches only to the the teachable.
Hence the teachable is able to
shorten their learning curve.
4
E & O.E.

5. The 7 stages of Life
New Born : Learner : Worker : Accumulator : Preserver : Retiree : Giver
Creation : Accumulation : Protection : Investment : Taxation : Annuity : Legacy
5

6. What is Financial
Planning?
6

7. 7
Clarity

8. 8
Balanced

9. 9
Focus

10. 10
Confidence

11. 11

12. 12

13. M.A.PP.E.D.
Navigating your financial future
13

14. What is our role?
14
ABCDE

15. The FA Model
15

16. • The Agenda
• The Process
• The Service
Package
16

17. The FP Process
17

18. HEARDThe Financial Advisory Process
Chew Hock Beng & Associates

19. Step 1
Homework

20. Step 2
Engagement

21. Step 3
Analysis

22. Step 4
Recommendation

23. Step 5
Documentation

24. • The Agenda ☑️
• The Process ☑️
• The Service Package
☑️
24

25. Parting
Remarks
• What's your Big Rock in life?
• Know it! Learn it! Claim it!
• Standardise, then customise!
25

26. Thank you
Chew Hock Beng
B.Eng, CLU, ChFC, CFOS, CFP, FSS, LUTCF, ACBC
26

27. 27
“old WISDOM + New
Information = Money in the
Bank”
- The Old Wise Man

28. 28
Money @ work or Man @ work?
The secret to wealth creation is never to spend capital.
We cannot eliminate financial risks but we certainly
eliminate the integrity risk.
Do you want to live off the capital you have or just the
interest it earns?
What is risk? The ability to liquidate your portfolio for
full value at any given point of time.
Purchasing Power Risk & Capital Risk.
The more time you have, the more your money will
grow. The less time you have, the more risk you must
take to reach your goal.
Health or Wealth, which do you prefer?

29. • get it Right or get it
Done?
• be a GEM, not a Vice!
• less is MORE!
29
Thank you