This monthly newsletter provides information on investments, market indicators, and an inspiring investment story. It discusses the positive performance of equity markets in October, with the Nifty and Sensex growing over 6%. It then details the benefits of long-term investing in India's growth over the next decade through proper asset allocation. The newsletter highlights types of mutual funds, how returns are generated, and benefits of systematic investment plans. It includes charts on past performance of assets like gold, silver, and equities. Finally, it shares the story of an investor who doubled his investment in just 6 years by choosing equity mutual funds over other assets like gold.
Why Mutual Fund
Sahi Hai?How do you get the Retu
rns in
Mutual Funds?
What is Systematic
Investment Plan (SIP)
in Mutual Fund ?
Nifty started with a dull note at 16887, on 3rd October 2022 but closed at 18012
Why Mutual Fund
Sahi Hai?How do you get the Retu
rns in
Mutual Funds?
What is Systematic
Investment Plan (SIP)
in Mutual Fund ?
Nifty started with a dull note at 16887, on 3rd October 2022 but closed at 18012
The presentation describes growth of mutual funds sector with an emphasis on indian market. Its history, types, advantages, disadvantages, how to invest, where to invest, etc.
Anything and everything about Mutual Funds.
FIRST, RUSSIA – UKRAINE AND NOW IT’S ISRAEL –
HAMAS! WHAT IS LYING AHEAD FOR INDIAN MARKET ?
Investment
Gyan Market Indicators
Inspiring Investment Story
A monthly Newsletter to manage your personal finance & aim to give a detailed outlook about Mutual funds, other investment options, and Market via INVESTMENT MANTRA.
The market seems to be nervous due to the new variant of Virus Omicron. Experts believe that the market will be volatile in the coming days and they are advising investors to play cautiously.
The presentation describes growth of mutual funds sector with an emphasis on indian market. Its history, types, advantages, disadvantages, how to invest, where to invest, etc.
Anything and everything about Mutual Funds.
FIRST, RUSSIA – UKRAINE AND NOW IT’S ISRAEL –
HAMAS! WHAT IS LYING AHEAD FOR INDIAN MARKET ?
Investment
Gyan Market Indicators
Inspiring Investment Story
A monthly Newsletter to manage your personal finance & aim to give a detailed outlook about Mutual funds, other investment options, and Market via INVESTMENT MANTRA.
The market seems to be nervous due to the new variant of Virus Omicron. Experts believe that the market will be volatile in the coming days and they are advising investors to play cautiously.
how to sell pi coins effectively (from 50 - 100k pi)DOT TECH
Anywhere in the world, including Africa, America, and Europe, you can sell Pi Network Coins online and receive cash through online payment options.
Pi has not yet been launched on any exchange because we are currently using the confined Mainnet. The planned launch date for Pi is June 28, 2026.
Reselling to investors who want to hold until the mainnet launch in 2026 is currently the sole way to sell.
Consequently, right now. All you need to do is select the right pi network provider.
Who is a pi merchant?
An individual who buys coins from miners on the pi network and resells them to investors hoping to hang onto them until the mainnet is launched is known as a pi merchant.
debuts.
I'll provide you the Telegram username
@Pi_vendor_247
how to sell pi coins in South Korea profitably.DOT TECH
Yes. You can sell your pi network coins in South Korea or any other country, by finding a verified pi merchant
What is a verified pi merchant?
Since pi network is not launched yet on any exchange, the only way you can sell pi coins is by selling to a verified pi merchant, and this is because pi network is not launched yet on any exchange and no pre-sale or ico offerings Is done on pi.
Since there is no pre-sale, the only way exchanges can get pi is by buying from miners. So a pi merchant facilitates these transactions by acting as a bridge for both transactions.
How can i find a pi vendor/merchant?
Well for those who haven't traded with a pi merchant or who don't already have one. I will leave the telegram id of my personal pi merchant who i trade pi with.
Tele gram: @Pi_vendor_247
#pi #sell #nigeria #pinetwork #picoins #sellpi #Nigerian #tradepi #pinetworkcoins #sellmypi
What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the telegram contact of my personal pi merchant to trade with.
Tele-gram.
@Pi_vendor_247
when will pi network coin be available on crypto exchange.DOT TECH
There is no set date for when Pi coins will enter the market.
However, the developers are working hard to get them released as soon as possible.
Once they are available, users will be able to exchange other cryptocurrencies for Pi coins on designated exchanges.
But for now the only way to sell your pi coins is through verified pi vendor.
Here is the telegram contact of my personal pi vendor
@Pi_vendor_247
how can I sell pi coins after successfully completing KYCDOT TECH
Pi coins is not launched yet in any exchange 💱 this means it's not swappable, the current pi displaying on coin market cap is the iou version of pi. And you can learn all about that on my previous post.
RIGHT NOW THE ONLY WAY you can sell pi coins is through verified pi merchants. A pi merchant is someone who buys pi coins and resell them to exchanges and crypto whales. Looking forward to hold massive quantities of pi coins before the mainnet launch.
This is because pi network is not doing any pre-sale or ico offerings, the only way to get my coins is from buying from miners. So a merchant facilitates the transactions between the miners and these exchanges holding pi.
I and my friends has sold more than 6000 pi coins successfully with this method. I will be happy to share the contact of my personal pi merchant. The one i trade with, if you have your own merchant you can trade with them. For those who are new.
Message: @Pi_vendor_247 on telegram.
I wouldn't advise you selling all percentage of the pi coins. Leave at least a before so its a win win during open mainnet. Have a nice day pioneers ♥️
#kyc #mainnet #picoins #pi #sellpi #piwallet
#pinetwork
Introduction to Indian Financial System ()Avanish Goel
The financial system of a country is an important tool for economic development of the country, as it helps in creation of wealth by linking savings with investments.
It facilitates the flow of funds form the households (savers) to business firms (investors) to aid in wealth creation and development of both the parties
Financial Assets: Debit vs Equity Securities.pptxWrito-Finance
financial assets represent claim for future benefit or cash. Financial assets are formed by establishing contracts between participants. These financial assets are used for collection of huge amounts of money for business purposes.
Two major Types: Debt Securities and Equity Securities.
Debt Securities are Also known as fixed-income securities or instruments. The type of assets is formed by establishing contracts between investor and issuer of the asset.
• The first type of Debit securities is BONDS. Bonds are issued by corporations and government (both local and national government).
• The second important type of Debit security is NOTES. Apart from similarities associated with notes and bonds, notes have shorter term maturity.
• The 3rd important type of Debit security is TRESURY BILLS. These securities have short-term ranging from three months, six months, and one year. Issuer of such securities are governments.
• Above discussed debit securities are mostly issued by governments and corporations. CERTIFICATE OF DEPOSITS CDs are issued by Banks and Financial Institutions. Risk factor associated with CDs gets reduced when issued by reputable institutions or Banks.
Following are the risk attached with debt securities: Credit risk, interest rate risk and currency risk
There are no fixed maturity dates in such securities, and asset’s value is determined by company’s performance. There are two major types of equity securities: common stock and preferred stock.
Common Stock: These are simple equity securities and bear no complexities which the preferred stock bears. Holders of such securities or instrument have the voting rights when it comes to select the company’s board of director or the business decisions to be made.
Preferred Stock: Preferred stocks are sometime referred to as hybrid securities, because it contains elements of both debit security and equity security. Preferred stock confers ownership rights to security holder that is why it is equity instrument
<a href="https://www.writofinance.com/equity-securities-features-types-risk/" >Equity securities </a> as a whole is used for capital funding for companies. Companies have multiple expenses to cover. Potential growth of company is required in competitive market. So, these securities are used for capital generation, and then uses it for company’s growth.
Concluding remarks
Both are employed in business. Businesses are often established through debit securities, then what is the need for equity securities. Companies have to cover multiple expenses and expansion of business. They can also use equity instruments for repayment of debits. So, there are multiple uses for securities. As an investor, you need tools for analysis. Investment decisions are made by carefully analyzing the market. For better analysis of the stock market, investors often employ financial analysis of companies.
how can i use my minded pi coins I need some funds.DOT TECH
If you are interested in selling your pi coins, i have a verified pi merchant, who buys pi coins and resell them to exchanges looking forward to hold till mainnet launch.
Because the core team has announced that pi network will not be doing any pre-sale. The only way exchanges like huobi, bitmart and hotbit can get pi is by buying from miners.
Now a merchant stands in between these exchanges and the miners. As a link to make transactions smooth. Because right now in the enclosed mainnet you can't sell pi coins your self. You need the help of a merchant,
i will leave the telegram contact of my personal pi merchant below. 👇 I and my friends has traded more than 3000pi coins with him successfully.
@Pi_vendor_247
Exploring Abhay Bhutada’s Views After Poonawalla Fincorp’s Collaboration With...beulahfernandes8
The financial landscape in India has witnessed a significant development with the recent collaboration between Poonawalla Fincorp and IndusInd Bank.
The launch of the co-branded credit card, the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card, marks a major milestone for both entities.
This strategic move aims to redefine and elevate the banking experience for customers.
Even tho Pi network is not listed on any exchange yet.
Buying/Selling or investing in pi network coins is highly possible through the help of vendors. You can buy from vendors[ buy directly from the pi network miners and resell it]. I will leave the telegram contact of my personal vendor.
@Pi_vendor_247
Turin Startup Ecosystem 2024 - Ricerca sulle Startup e il Sistema dell'Innov...Quotidiano Piemontese
Turin Startup Ecosystem 2024
Una ricerca de il Club degli Investitori, in collaborazione con ToTeM Torino Tech Map e con il supporto della ESCP Business School e di Growth Capital
where can I find a legit pi merchant onlineDOT TECH
Yes. This is very easy what you need is a recommendation from someone who has successfully traded pi coins before with a merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi network coins and resell them to Investors looking forward to hold thousands of pi coins before the open mainnet.
I will leave the telegram contact of my personal pi merchant to trade with
@Pi_vendor_247
1. Month Ending October 2022
01 INVESTMENT GYAN 02 MARKET INDICATORS 03 INSPIRING STORY
Monthly Newsletter to manage your personal finances
We have received a lot of appreciation and many thanks letter from our regular readers
for our previous month Newsletter – “Remain Invested - Remain Calm”. When there was
a lot of negativity and bad news across the globe, we were strongly asking our
customers to Stay invested in Equity and Stay Calm; and you see the result! Nifty and
Sensex have shown a nice bull rally and have grown by more than 6% in just 30 Days.
Nifty started with a dull note at 16887, on 3rd October 2022 but closed at 18012 on
31st Oct 2022 (absolute Returns of 6.66%).
www.doubleplus.in
01
INVESTMENT KNOWLEDGE CENTER
2. I strongly believe that the next decade
belongs to India and there will be a lot of
wealth creation opportunities in
different Asset Class. As an investor you
should be focused on long-term
investing with proper Asset Allocation
Strategies. Me and my team is
dedicated to extract the best of all
opportunities coming in the next
decade of India growth story.
Hope our educative and informative
communications will help you in
managing your calm during interim
volatile periods and take the wise step
forward.
Happy investing
www.doubleplus.in
02
Money is always
eager & ready to
work for anyone
who is ready to
employ it.
Mr. Bhavesh Madhukant Shah
Managing Director
Doubleplus Finserve Pvt Ltd
3. Many people believe that Mutual Fund
is a product. But the fact is - it is just
a vehicle! A Vehicle which channelizes
investor's money to different asset
class as per pre-defined objective. In
this issue of our Newsletter, we are
sharing some basic knowledge about
Mutual Funds which could help you in
strengthening your trust & faith in
Mutual Funds.
For many people, Mutual Funds can
seem complicated or intimidating. We
are going to try and simplify it for you
at its very basic level. Essentially, the
money pooled in by a large number of
people (or investors) is what makes
up a Mutual Fund. This fund is
managed by a professional fund
manager.
It is a trust that collects money from a number of investors who share a common
investment objective. Then, it invests the money in equities, bonds, money market
instruments and/or other securities. Each investor owns units, which represent a
portion of the holdings of the fund. The income/gains generated from this collective
investment is distributed proportionately amongst the investors after deducting
certain expenses, by calculating a scheme’s “Net Asset Value or NAV. Simply put, a
Mutual Fund is one of the most viable investment options for the common man as it
offers an opportunity to invest in a diversified, professionally managed basket of
securities at a relatively low cost.
Chapter - 1 : Investment Gyan
Why Mutual Fund
Sahi Hai?
www.doubleplus.in
03
4. Examples would be:
“Large Cap” funds which invest predominantly in companies that run large established
business.
“Mid Cap funds” which invest in mid-sized companies. funds which invest in mid-size
companies.
“Small Cap” funds that invest in small size companies.
“Multi Cap” funds that invest in a mix of large, mid and small sized companies.
“Sector” funds that invest in companies that are related to one type of business. For e.g.
Technology funds that invest only in technology companies.
“Thematic” funds that invest in a common theme. For e.g. Infrastructure funds that invest
in companies that will benefit from the growth in the infrastructure segment.
Tax-Saving Funds.
a.
b.
c.
d.
e.
f.
g.
Various types of Mutual Fund schemes exist to cater to different
needs of different people. Largely there are three types mutual funds.
Equity or Growth Funds:
1.
These invest predominantly in equities i.e.
shares of companies.
The primary objective is wealth creation
or capital appreciation.
They have the potential to generate
higher return and are best for long term
investments.
2. Income or Bond or Fixed Income
Funds
3. Hybrid Funds
These invest in Fixed Income Securities, like
government securities or bonds, commercial
papers and debentures, bank certificates of
deposits and money market instruments like
treasury bills, commercial paper, etc.
These are relatively safer investments and are
suitable for income generation.
Examples would be liquid funds, short term,
floating rate, corporate debt, dynamic bond, gilt
funds, etc.
These invest in both equities and fixed income,
thus offering the best of both, growth
Potential as well as income generation.
Examples would be aggressive balanced Funds,
conservative balanced funds, pension plans,
child plans and monthly income plans, etc.
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04
5. Systematic Investment Plan (SIP) is an investment route offered by Mutual Funds wherein one can
invest a fixed amount in a Mutual Fund scheme at regular intervals– say once a month or once a
quarter, instead of making a lump-sum investment. The installment amount could be as little as
INR 500 a month and is similar to a recurring deposit. It’s convenient as you can give your bank
standing instructions to debit the amount every month.
SIP has been gaining popularity among Indian MF investors, as it helps in investing in a disciplined
manner without worrying about market volatility and timing the market. Systematic Investment
Plans offered by Mutual Funds are easily the best way to enter the world of investments for the
long term. It is very important to invest for the long-term, which means that you should start
investing early, in order to maximize the end returns. So, your mantra should be - Start Early, Invest
Regularly to get the best out of your investments.
There are approximately 44 Mutual Fund companies in India which offer their schemes for
investments. We are an AMFI registered Mutual Fund Distributor and we distribute almost all
Mutual Funds in India.
How do you get the Returns in
Mutual Funds?
Like other asset classes, Mutual Funds returns are calculated by computing appreciation in
the value of your investment over a period as compared to the initial investment made. Net
Asset Value of Mutual Fund indicates its price and is used in calculating returns from your
Mutual Fund investments. Return over a period is calculated as the difference in sale date
NAV and purchase date NAV upon purchase date NAV and converted to percentage by
multiplying the result by 100. Any net dividend* or other income distribution by the fund
during the holding period is also added to the capital appreciation while computing total
returns.
Capital appreciation in Mutual Funds is reflected by increase in NAV over time. This
happens because NAV of a fund is derived from stock prices of companies included in the
portfolio of the fund, and the prices fluctuate every day. Change in NAV of a fund over time
contributes to the capital appreciation or loss in your holding. View the return performance
of your investments in the account statement provided to you by the fund house. This
statement captures both your transactions and the return on your investments.
Note: *NAV of a Fund falls to the extent of dividend payout and statutory levy, if any.
What is Systematic
Investment Plan (SIP)
in Mutual Fund ?
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05
8. www.doubleplus.in
Note : This is not a single scheme Fund Performance. This is an Avg. performance of all the funds in same
category across the MF Industry. However, performance may be different for different scheme under same
category. Please check with your advisor for the TOP performing funds in above category for the last one year.
Source - Morning Star as on 31st October 2022
08
10. Chapter - 3: Inspiring
Investment Story
www.doubleplus.in
Many people in Indian household invest larger part of their savings in Gold and Real Estate. Investing in Gold
is not bad but the allocation should be in proper proportion; ideally 5-10% of your portfolio should be in
Gold, if you wish to hedge your portfolio against any odds or uncertainty during rising inflation.
When we first met Keshav around 6 years back when he was aged 42 Years and earning a descent salary of
Rs 26 lakhs per annum. He received a performance bonus of Rs 10 Lakhs in 2016, which he decided to invest
for his daughters higher education and other expenses. Just like general household, Keshav also wanted to
allocate the funds among FDs and Golds.
After presenting lot of historic data and educating more about Financial Market, we convinced him to go for
investments in Equity and Equity related products. Looking at his longer tenure in hand, we presented him
few diversified Equity Funds.
Keshav finally chose to invest in 5 (five) Equity MF Schemes at the rate of Rs 2 Lakhs in each ! Much to our
conviction, his total investments of Rs 10 lakhs is already double in just 6 Years (see the table below) :
Had he gone for FD or Gold, this could have taken more than 10 Years to double.
Please see the chart below to see the performance of Gold, Silver, FDs and Equity in past 40 Years. Equity is
a clear winner over a longer period.
Of Keshav
Who learnt this wisdom statement about Investments – “Gold
is not an investment for growth, it is a hedge against inflation”
Lesson of the Chapter: Equity is volatile but beneficial over a longer period ( > 3 Years). And
when it comes to choosing right equity shares – Mutual Funds Sahi Hai !!
10
11. www.doubleplus.in
11
Contact Us
Disclaimer : Mutual Fund investments are subject to market risks. Read all scheme related documents carefully. The
NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market
including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative
of future performance of the schemes. The Mutual Fund is not guaranteeing or assuring any dividend under any of
the schemes and the same is subject to the availability and adequacy of
distributable surplus.
Note : We are an AMFI registered Mutual Fund Distributors. We work closely with our customers to help them achieve
their Financial dreams by way of savings motivation, correct estimations and quick investment execution. We help you
select the SIP according to your risk profile and investment tenure.
Call us : +91-9840-131317
www.doubleplus.in | bhavesh@doubleplus.in
We provide complete support to you in terms of fulfilling all your
investment objectives or financial plans, by way of motivation - correct
calculations and more !
Just call at 9840131317 and Fix a formal discussion session with us
we are here to help you.
#29, Rattan Bazaar, Kumbhat Complex, 4th floor, Chennai - 600003, Tamilnadu