This document outlines common financial mistakes made by investors, including investing too heavily in gold, not diversifying investments, focusing only on saving and not investing, failing to monitor investment portfolios, not saving enough for retirement, investing without proper knowledge, being impatient with investments, and over-diversifying. It also provides an overview of the company Research & Ranking, which offers non-discretionary equity advisory services and personalized portfolios designed for long-term wealth creation through education and research-backed recommendations.

1. Common
Financial Mistakes
Of Investor
www.researchandranking.com

2. Overview
There are several stereotypes that investors
face when it comes to investing in the stock
market. One such common stereotype that
many investors suffer from is ‘Equities are
risky’. Due to this, they tend to save money in
bank FD’s, that give mediocre post-inflation
returns.

3. #1. Investing Too Much In
Gold
Gold is generally considered as a safe
asset class by many investors.
However, gold gives comparatively low
returns over the long-term.
Also, there are additional charges involved
in storing the physical form of gold.

4. #2. Putting All Eggs In One Basket…
Investors often tend to invest all their money in one stock or sector.
This strategy often increases the risk of losing money.
On the other hand, many investors tend to invest in too many stocks.
This often deprives the investors of maximizing their returns due to
constant buying and selling of the stock.

5. #3. Focusing Only On Saving
Rather Than Investing..
Saving reduces the value of your wealth with time, as
inflation increases the cost of goods.
The correct way to beat inflation is by investing in sound
businesses which not only help you beat inflation but also
help you achieve your financial dreams be it buying your
dream house, child’s wedding or planning for retirement.

6. #4. Not Monitoring Your Portfolio
The stock market keeps on fluctuating; hence you need to
keep monitoring your portfolio.
It is essential to review your investment portfolio with time.
With time, the fundamentals of your investments may
change, and hence you need to re-balance your portfolio as
well, whenever required.

7. #5. Not Saving Enough For
Your Retirement
Quite often, we forget to save enough for our
retirement life.
To retire happily and comfortably, one should start
retirement planning at an early age.

8. #6. Investing In Stock Without
Knowledge
We already know that the stock market is volatile in
nature. Many naïve investors start investing in the stock
market without any specific knowledge. Due to this, they
end up inviting losses.
Hence, we recommend you to hire an expert who can
guide you through the ups and downs of the stock
market.

9. #7. Being Impatient With
Investments
Patience is one of the key to success in the stock market. The
only thing that you need to do in the stock market is to buy
good stocks and give them time to grow. However, most
people who lose money in the stock market are those who do
not have patience.
In fact, if the reason for the fall in price has to do with external
factors rather than a change in the fundamentals of the stocks,
holding the stocks for some more time may prove to be fruitful.

10. #8. Over Diversification
Some investors may try to reduce their risk by
spreading their money across too many
instruments, sectors, or even companies within a
sector at once.
Sure, this will help you temporarily limit the
downside and cushion your overall portfolio.
However, it will also prevent you from gaining
meaningfully when the market recovers.
This is because each time a new stock is added to
the portfolio, it lowers the risk of the portfolio but by
a smaller and smaller amount each time. Also,
each additional stock in the portfolio lowers the
expected returns too.

11. Why Research & Ranking?
• We are India’s leading (SEBI-registered) research-
backed and technology-enabled equity advisory
company which offers smart personalized portfolio
designed to achieve wealth creation through long-term
equity investing.
• Non- discretionary equity advisory services with a
platform that focuses on educating and empowering our
clients to help them take well-informed decisions.
• Since inception in 2016, R&R has educated, empowered
and realized the financial goals for more than 9,000+
investors.
• We have a dedicated research team having a collective
experience of several years and offer an end-to-end
equity solution with a proven track record of outstanding
returns.

12. Our 5 in 5 Wealth Creation Strategy
Personalized portfolio of
15-18 fundamentally sound
stocks customized for you
Detailed research
reports for every
recommended stock
Information on investment
amount, buying range & upside
potential for every recommended
stock market investments
Quarterly result reports and
rebalancing suggestions by
our research experts
Smart dashboard to track
the health your own
portfolio

13. Thank You
Phone Number
022 6101 3818
Company E-mail Address
support@researchandranking.com
Website
www.researchandranking.com