Anne-Marie Charrett is Head of Engineering (Testing) at Tyro Payments, which recently acquired a banking license. She discusses testing challenges with microservices architecture and diversifying testing strategies when risks are high. Key points include: (1) microservices allow independent deployment but make testing deployment and data schema changes harder, (2) risk levels depend on system size and understanding, and boundaries are blurred, (3) an effective strategy diversifies tester skills, test data, environments, and focuses on security, performance and deployment testing.