This document provides information about Micro Enterprise Loans offered by the organization to its customers. It summarizes the purposes for which loans can be used, including expansion of existing business, purchase of additional stock/raw materials, purchase of machinery/equipment, and renovation of business premises. It also outlines the key loan details such as minimum and maximum loan amounts, interest rates, processing fees, and repayment terms and timelines. The document lists the required documentation for pre-sanction and post-sanction of loans, including identification documents, property documents, bank statements, and other records. It concludes by providing contact information to follow the organization on social media.

1. English
We offer Micro Enterprise Loans to our
customers for the following purposes
gpd;tUk; fhuzq;fSf;fhf vq;fsJ
thbf;ifahsu;fSf;F ehq;fs; rpW tzpf
fld;fis toq;FfpNwhk;
Expansion of Existing Business jw;Nghija tzpfj;ij ePl;bf;f
Purchase of additional stock/ raw material $Ljy; ,Ug;G/cl;nghUl;fis thq;f
Purchase of machinery/equipment ,ae;jpuk;/rhjdj;ij thq;f
Renovation of business premises tzpf tshfj;ij kWmikg;G nra;a
Product Features jahupg;G mk;rq;fs;
Loan Amount fld; jpl; N`hif
Minimum Fiwe;jgl;rk;
Maximum mjpfgl;rk;
Unsecured Loan ghJfhg;ghw;w fld;
INR 30,000 Ivd;Mu; 30>000
Secured Loan ghJfhg;G fld;
Rate of Interest: tl;b tpfpjk;:
Processing Fee: nrayhf;f fl;lzk;:
Penal Interest: 2% additional interest per month
on overdue EMI amount
mguhj tl;b: <vk;I njhif filrp Njjpia
fle;jhy; xU khjj;jpw;F 2 % $Ljy; tl;b
Disbursement: Amount will be credited into the
bank account
toq;fy;: njhifahdJ cq;fs; tq;fp
fzf;fpy; Nru;f;fg;gLk;
Repayment: Monthly equated EMIs gzk; nrYj;jy;: khjhe;ju rkepiy
<vk;If;fs;
Repayment Tenure gzk; nry;Yjy; fhyk;
` 30,000 to ` 50,000 `30>000 Kjy; `50>000 tiu
18 Months 18 khjq;fs;
Greater than 1,50,000 1>50>000 f;Fk; mjpfkhf
Document Checklist for MEL vk;<vy;-f;fhd Mtz Nrhjidg;gl;bay;
Pre-Sanction: Kd;-mDkjp :
Aadhaar card Mjhu; ml;il
Voter ID thf;fhsu; ml;il

2. Ration Card Nud; ml;il
Title deed / House Tax paid receipt/EB card /
Patta /EC
tPl;L gj;jpuk; / tPl;L tup nrYj;jpa urPJ/<gp
ml;il /gl;lh/<rp
(Should be in the name of either Applicant or Co
applicant or their parents. The date of the
receipt shall be not older than six months)
(tpz;zg;gjhuu; my;yJ Jiz tpz;zg;gjhuu;
my;yJ mtu;fspd; ngw;Nwhu;
ngaupy; ,Uf;fNtz;Lk;. urPJ NjjpahdJ
MW khjq;fSf;F gioajhf ,Uf;f$lhJ)
Shop Tax paid receipt/EB card/Panchayat tax
/Rent receipt/agreement
fil tup nrYj;jpa urPJ/<gp
ml;il/gQ;rhaj;J tup/ thlif
urPJ/xg;ge;jk;
(Should be in the name of either Applicant or Co
applicant)
( tpz;zg;gjhuu; my;yJ Jiz
tpz;zg;gjhuu; ngaupy; ,Uf;fNtz;Lk;.
House Tax paid receipt/EB card/Rent
receipt/rent agreement
tPl;L tup nrYj;jpa urPJ/<gp
ml;il/gQ;rhaj;J tup/ thlif
urPJ/xg;ge;jk;
Purchase bill & sales invoice nfhs;Kjy; urPJ kw;Wk; tpw;gid ,d;thap];
Six months bank transaction statement MW khjj;jpw;fhd tq;fp gupkhw;w mwpf;if
Milk card / book / SB account of the applicant or
co applicant (for Dairy business)
ghy; ml;il/Gj;jfk; / tpz;zg;gjhuu; my;yJ
Jiz tpz;zg;gjhuupd; v];gp fzf;F (ghy;
tzpfj;jpw;fhdJ)
Sanction letter from other MFIs/Banks ,ju vk;vg;If;fs; /tq;fpfspy; ,Ue;J
mDkjp fbjk;
(only if there is any clarification required on the
CB)
(rpgp-apy; VNjDk; re;Njfk; Njitg;gl;lhy;
kl;LNk)
NOC from MFI / Banks (only if there is any
clarification required on the CB)
vk;v/g;I/tq;fpfspy; ,Ue;J vd;Xrp(rpgp-apy;
VNjDk; re;Njfk; Njitg;gl;lhy; kl;LNk)
Salary certificate / Bank statement rk;gs rhd;wpjo; /tq;fp mwpf;if
(if the additional income stated exceeds 30% of
the main business income)
($wg;gl;l $Ljy; tUkhdk; Kf;fpa tzpf
tUkhdj;ij tpl 30 % mjpfkhf ,Ue;jhy;)
Post-Sanction: For loans greater than ` 50,000 mDkjpf;F gpd;: ` 50>000 f;Fk; mjpfkhf
cs;s fld;fSf;F
3 Undated cheques 3 Njjpaplg;glhj fhNrhiyfs;
Original property documents (if the loan amount
is greater than ` 1,50,000)
mry; nrhj;J Mtzq;fs; ( fld; njhif
`1>50>000 f;F mjpfkhf ,Ue;jhy;)
EC -Encumbrance Certificate <rp- vz;Fk;g;ud;]; rhd;wpjo;
CONTACT: njhlu;G:

3. Follow Us On: ,jpy; vq;fisg; gpd;njhluTk;: