This document summarizes the PayBux rewards app and platform. PayBux allows users to earn rewards for purchases and connecting with other users. There are different subscription levels - Freemium, Premium (Mentor), and Icon. Higher levels provide more generous rewards including higher cashback percentages, rewards for upgrading other users' subscriptions, and a share of group rewards. The rewards system uses a unique "HexCell algorithm" where purchases generate hexagon-shaped cells that determine reward amounts. Subscription upgrades and linking with other users allows earning more cells and greater rewards through the various programs.

2. Do You Have Any of These Cards in Your Wallet?

3. Have You Computed How Much You’re Really
Getting?
.20%.25%
.10%
Fraction of
a percent
.30%
.50%
.05%
1%
.25%

4. Rewards Can Be Great When…
Value is
BIGGER!
REFERRAL
activities are
rewarded!
Monitoring is
EASY!
No need for
too many
CARDS!

7. is making life better by
empowering consumers
to earn from everyday
purchases.

8. UN: Six billion mobile phone subscriptions in the
world
The report takes into account the number of Sim
cards, not devices
There are almost as many mobile phone
subscriptions in the world as people, a United
Nations telecom agency has said.
A report by the International Telecommunication
Union (ITU) said there were about six billion
subscriptions at the end of 2011.
There are nearly seven billion people on Earth.
240M business globally
will be cloud computing
via mobile by 2015.

10. Introducing
Life is Rewarding.
PayBux is a rewards App and platform for individual
and community purchases. Subscribers are
incentivised for loyalty and connecting with friends.

11. PayBux Editions
FREEMIUM Edition
Premium Edition
(via Upgrade to
Mentor or Icon)

12. Basic Social Networking
Calendar of Events and
Activities (CEVA)
Mobile Shopping (ThruApp Purchases)
Payback Rewards and
Incentives
Electronic Credits and
Transfers
QR Codes Scanning

13. Basic Social Networking

14. Calendar of Events
QR Code Scanning for Mobile
Vouchers/eGCs
You buy prepaid
credits called ‘bux’.
Select mVoucher or
eGC of your choice.
Present to Merchant
for redemption.

15. Our Unique Value Proposition
Make every purchase a rewarding experience
thru Cooperative Group Rewards.

16. 1. Sign up for free
Paybux account
thru the internet
and Download the
mobile Paybux app

17. 2. Load your Paybux wallet
Bank
deposit to
IMB
account
Online banking
mobile banking
Credit card
via PayPal
Over the
counter at IMB
Center
Peer –to-Peer
transfer

18. Top-up Your Favourite Merchant Card

19. Receive PayBux’s Generous Rewards.
“...Generosity can
be a highly effective
growth strategy.”
- Eddie Yoon, Principal
The Cambridge Group

20. Payback Offer of
at least 20% and
up to 100%.

21. Cooperative Group Rewards
20%-100% Rebate
PayBux keeps
record of the
transactions and
awards rebates
using HexCell
Algorithm.
Each purchase
transaction contributes an
amount to the PayBux
Generous Rewards Pool.
24-hour Transaction Period

22. A Different Shape for Success

23. The HexCell Rewards Program
14 Ways to Get Rewarded
1. Generous Payback (GPB)
2. Payback Linker Rewards (PLR)
3. Linker Group Rewards (LGR)
4. Payback Infinity Rewards (PIR)
5. Icon Profit Sharing (HPS)
6. Icon Leadership Rewards (ILR)
7. Upgrade Rewards (UPR)
8. Upgrade Link Rewards (ULR)
9. HexCell Icon Royalty (HIR)
10. Icon Upgrade Rewards (IUR)
11. Icon Combo Rewards (ICR)
12. Group Combo Royalty (GCR)
13. Dream Board Fund (DBF)
14. Spartan Leaderboard Rewards (SLR)

24. HexCell Means Rewards
Upgrade
Purchases
Earn HexCell Rewards from Subscription Upgrade
and Qualifying Purchases from partner merchants.

25. 1. HexCell for Generous Payback
EARNING FROM EVERYTHING YOU BUY
A Qualifying Purchase generates a HexCell that
determines rewards from your purchases and
purchases of other subscribers in the community.

26. Sample Qualifying Purchases
P1,500
P375
P300

27. Sample Qualifying Purchases
Per Month
P1,000 + 500
P100 + 200 + 75
P100 + P200

28. Sample Qualifying Purchases
P3,000
P500
P500

29. Rewards from Anything You Buy
Scan the card and you’ve got a HexCell!

30. HexCells from Purchases
Each Qualified Purchase
that produces HexCells is
processed using special
HexCell Algorithm ensuring
rewards for all transactions.
It ensures that everyone will
get rewarded from their
purchases.

31. HexCell for Generous Payback
=
You earn rewards
when your HexCell is
activated.
It is activated
whenever there are
six (6) HexCells that
are attached to it.

32. HexCell Regenerates for More
Rewards
Each time you earn
a HexCell, a new
one is
automatically
generated for more
rewards until you
reach the maximum
number of HexCells
you can earn based
on your subscription
type.

33. You Must Be ‘LINKED’
As a USER, you can only
earn one (1) HexCell
when you don’t have a
Linker.
A USER must be linked to
another Subscriber to
earn up to three (3)
HexCells.

34. P100 + 200 + 75 = P375
Total purchase within the month
P100 + P200 = P300
1 HexCell = P30
3 HexCells = P90

35. PayBux Editions
FREEMIUM Edition
Premium Edition
(via Upgrade to
Mentor or Icon)

36. Auto-Upgrade
It’s your call!
By default, 50% of rewards go to Autoupgrade. You just have to choose between
Mentor or Icon.

37. HexCell Limit for Generous Payback
1-3
HexCells
up to 6
HexCells
up to 12
HexCells
up to 3
HexCells

38. More Rewards by Growing Your Network of
Consumers.
EARNING FROM EVERYTHING THEY BUY
A Builder earns rewards
from purchases of other
Builders and Users by
‘linking’ them.
A User becomes a builder
when they ‘link’ other
Users.

39. Link. Build. Grow.
There is no limit to the number of links a Builder can
create. More links mean more rewards.

40. 2. Payback Linker Rewards
Linker Group Rewards
P30

41. How to Upgrade
1. Wait for the Auto-Upgrade
Take the
steps…
Icon
Mentor
Builder
…or make a
big leap.
2. Pay for the Premium App

42. Mentor Upgrade Premium
with
300 Bux!

43. Generous Payback Rewards
P100 + 200 + 75 = P375
Total purchase within the month
P100 + P200 = P300
6 HexCells = P180

44. 3. Linker Group Rewards
P3
of

45. 3. Potential Linker
Group Rewards
No. of Link: 3
Progression: 3
# of HexCell / Sub: 1
1
2
3
4
5
6
7
8
9
# of
Subscribers
3
9
27
81
243
729
2,187
6,561
19,683
Rewards
Value
9.00
27.00
81.00
243.00
729.00
2,187.00
6,561.00
19,683.00
59,049.00
10
59,049
177,147.00
Total
88,572
265,716.00
LEVEL

46. 3. Potential Linker
Group Rewards
No. of Link: 6
Progression: 3
# of HexCell / Sub: 2
1
2
3
4
5
6
7
8
# of
Subscribers
6
18
54
162
486
1,458
4,374
13,122
Rewards
Value
36.00
108.00
324.00
972.00
2,916.00
8,748.00
26,244.00
78,732.00
9
39,366
236,196.00
10
118,098
708,588.00
Total
177,144
1,062,864.00
LEVEL

47. The Inspiring Icon
Icon Upgrade is the
ultimate advantage in
HexCell Rewards
Program.
1. Wait for the Auto-Upgrade
2. Pay for the Premium App

48. The Icon Upgrade Premium
HexCell Account
with 3 Combo
Trackers.
Insurance
coverage for
P500,000 from
Malayan
Merchant
Promo
Vouchers.
with
1K Bux!

49. 1. Generous Payback Reward
P100 + 200 + 75 =
P375
Total purchase within the month
PREMIUM SUBSCRIPTION
Get up to
PAYBACK REWARD PER PURCHASE

50. Generous Payback Reward
P100 + P200 = P300
PREMIUM SUBSCRIPTION
Get up to
PAYBACK REWARD PER PURCHASE
As a matter of policy,
the program will
payback up to 100% of
qualifying purchase
amount regardless of
HexCell Limit.

51. 4. Payback Infinity Rewards

52. 5. Icon Profit Sharing

53. Getting More Value Than What You Pay For
SCENARIO:
You spend P7,000 monthly on
gasoline.
This would produce 4 HexCells in
a month which would average
about 48 in a year.
You may earn up to P17,000 in a
year on fuel alone.

54. HexCell Rewards from Upgrade
When you upgrade to Mentor or Icon, a HexCell is
automatically generated to accumulate your rewards
from upgrade activities in the hive.

55. HexCell Rewards (Upgrade) is Infinite
Every time a HexCell is activated,
a new one is generated to give
you continuous rewards. There is
no end to HexCell Rewards.
Your newly generated HexCell
can be activated again thru
Upgrades or Regenerations in
the Hive.
Earn Unlimited
Rewards
Builders who upgrade to Mentors or
Icons must contribute to the Hive by
helping at least two (2) Builders
become Mentors or Icons.
You will only earn your HexCell rewards
when you satisfy this requirement.

56. 8. The Upgrade Link Rewards
P15
P10
1
2
3
4
5
6
7
8
9
1
0
Earn rewards from HexCells
earned or activated by Mentors
or Icons you have introduced
into the Hive.
Earn P10 per HexCell activated.
Icons are automatically qualified
to earn P15.
Mentors are entitled to earn up
to 6th generation while Icons
are entitled up to 10th
generation.

57. Mentors Can Get More
+
P15
1
2
3
4
5
6
7
8
9
1
0
P15
+
Upgrade one more
Mentor and instantly
qualify to earn P15
HexCell Group Rewards.
Link a total of six (6)
Mentors to earn HexCell
Group Rewards up to the
10th generation!

58. Mentor Upgrade Premium
with
300 Bux!
 6 HexCells = P180 Payback Reward per purchase
 10% Linker Group Reward up to 10th level
 P750 Upgrade Reward unlimited earnings
 P10 – P15 Upgrade Link Reward from 6th to 10th level

59. 9. HexCell Icon Royalty
P15
+
P25-50
1
2
3
4
5
6
7
8
9
1
0
Aside from qualification to earn
HexCell Group Rewards, an Icon
is entitled for HexCell Icon
Royalty (HIR) equivalent to P25
per activated HexCell by any
Mentor in his Subgroup up to
infinity.
When an Icon personally LINKS
a total of six (6) upgrades
(Mentor or Icon), HIR is
increased to fifty (P50).

60. 10. Icon Upgrade Rewards
= P1K
Earn P1K for every Mentor or
Builder you upgrade to Icon.

61. 11. Icon Combo Rewards
ICON
TEAM A
ICON
TEAM B
COMB
1 Combo = P1K
12MN12NN:
1st Cycle
12NN12MN:
2nd Cycle
10 Combos per
Cycle
2 Cycles per Day
P20,000
maximum daily
rewards value!

62. Tracking Icon Exclusive Rewards
Start with 3
Combo
Trackers
from Day 1!
Tracker 2
Track
er 1
Tracker 1
Tracker 3
Activate all
Combo
Trackers!
An Icon earns rewards when
Tracker 2
Tracker 3
upgrading Builders or
Mentors to Icon. The system
Activate all Combo Trackers by
determines the rewards using
upgrading at least six (6) Icons.
Combo Trackers.
Your rewards are doubled
Up to P40,000 when all Combo Trackers are
maximum daily
active.
rewards value!

63. 12. Dream Board Fund
Every 5th Combo
earned goes to your
Dream Board Fund.
Your Dream Board
Fund can only be
redeemed for your
Dream Items. It is not
convertible to Cash or
Bux.

64. 13. Group Combo Royalty
ICON TEAM
A
ICON TEAM
B
10%
10%
1st Gen
2nd Gen
3rd Gen
4th Gen
1st Gen
5%
5%
5%
5%
Earn rewards
based on the
performance of
your personally
linked Icons and
their links up to 5th
generation.
5%
5%
5th Gen
2nd Gen
3rd Gen
4th Gen
5th Gen
5%
5%

65. Potential ICR Rewards
Rewards Value
Icon
LEVEL ICR% # of Icon per Level per
Combo
Icon
Royalty
1
10%
6
10,000.00
60,000.00
2
5%
12
5,000.00
60,000.00
3
5%
24
5,000.00
120,000.00
4
5%
48
5,000.00
240,000.00
5
5%
96
5,000.00
480,000.00
Total
186
960,000.00

66. Potential ICR Rewards
Rewards Value Icon Combo
per Level per Icon Royalty
LEVEL
ICR%
# of Icon
1
10%
6
10,000.00
60,000.00
2
5%
18
5,000.00
90,000.00
3
5%
54
5,000.00
270,000.00
4
5%
162
5,000.00
810,000.00
5
5%
486
5,000.00
2,430,000.00
Total
726
3,660,000.00

67. The Icon Upgrade Premium
with
1K Bux!
 12 Hexcells = P360 Payback Reward per purchase
 10% Payback Infinity Rewards
 Icon Profit Sharing
 P750 Upgrade Reward unlimited earnings
 P15 Upgrade Link Reward up to the 10th level
 P25 – P50 Hexcell Icon Royalty up to infinite levels
 P1,000 Icon Upgrade Reward
 P20,000 – P40,000 Daily Combo Rewards
 Dream Board Fund
 10% from 1st Level and 5% from 2nd to 5th Level ICR

68. COMPARATIVE REWARDS PER SUBSCRIPTION
BUILDER
MENTOR
ICON
3 HexCells = P90 Payback Reward 6 HexCells = P180 Payback
per purchase
Reward per purchase
12 HexCells = P360 Payback
Reward per purchase
P30 Payback Linker Rewards per
purchase of Directly linked
Builders
10% Linker Group Rewards up to
10th level
10% Payback Infinity Rewards
P1,000 Icon Upgrade Reward
P750 Upgrade Rewards Unlimited Icon Profit Sharing
Earnings
Can auto-upgrade to Premium
Subscriptions
P10 – P15 Upgrade Link Reward
from 6th to 10th level
P750 Upgrade Rewards Unlimited
Earnings
P1,000 Icon Upgrade Reward
P15 Upgrade Link Reward up to
the 10th level
Can auto-upgrade to Icon
P25 – P50 Hexcell Icon Royalty up
to infinite levels
P1,000 Icon Upgrade Reward
P20,000 – P40,000 Daily Combo
Rewards
Dream Board Fund
10% from 1st Level and 5% from
2nd to 5th Level ICR

69. Life is Rewarding.
IN