SustainTech - How data and emerging technologies can help build digital trust in ESG investments to achieve the United Nations Sustainable Development Goals (SDG).

1. SUSTAINTECH FRAMEWORK
Building digital trust in ESG investments through data and emerging technologies
by Lapman Lee, Professor of Practice (FinTech)
1. Convert (un)structured ESG data after consolidation
into standardized metrics using AI and data
analytics for stakeholder use (governments, rating
agencies, financial institutions, non-FI companies).
2. Convert and enrich ESG primary and secondary data
to arrive at a more comprehensive and dynamic ESG
rating using AI and data analytics, for institutional
and retail investors to leverage.
1. Capture environmental ESG data using IoT, drones,
and satellites to help demonstrate:
✓ Use of Proceeds (initial traceability)
✓ Proof of Impact (ongoing monitoring)
2. Capture and store environmental ESG data
integrating IoT and blockchain technologies as
data tokens for further dissemination and
inclusion in company due diligence and to drive
supply chain transparency.
3. Capture cost savings in initial data collection, data
sharing and dissemination of data tokens.
1. Create reports and dynamic dashboards tailored for
different stakeholders (Board, customers, employees,
investors) using AI and data analytics to slice and dice
data stored on data tokens.
2. Create digitized investment products using
algorithms, blockchain, and cryptography to reduce
the cost of certification and monitoring. E.g., Green
Bond tokenization to fund smaller projects and
broaden the investor base (due to a lower threshold).
3. Create new tailor-made investment products that
contribute to (country) specific ESG goals or SDGs
through digital trust in underlying data.
1. Cultivate a lifestyle that is aligned with an
individual consumer’s ESG values through the
transparency of one’s environmental footprint,
combining data and analyzing patterns from banks
and external partners shared through open APIs.
Social media can play a role in cultivating the
desired behavior through peer comparison and
competition.
2. Cultivate digital trust and engagement of investors
through access to tailored dashboards using up-to-
date data to monitor portfolio performance against
ESG criteria and make informed withdrawal
decisions (“vote with your wallet”).
1. CAPTURE 2. CONVERT
3. CREATE
4. CULTIVATE
Artificial
Intelligence
IoT
Blockchain
Data Analytics