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2. Property Survey
Also Known as – RISK MANAGEMENT
Another Value Added service from Gig-Risk Consulting
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3. What is Risk Management?
Why do we need it?
(Follow the examples)
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14. Therefore the
Risk Management is…..
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15. Why it is so important?
Providing RISK SURVEY Service to the Client
you can-
Identify the key risks within your Business
Prioritise those risks
Assess the effectiveness of the controls in place to
mitigate those risks
Determine appropriate actions in areas where risk is not
fully understood, controlled or managed
Assign & Ensure the actions happen and show results
ALLOW BOTH OF US TO PROFIT FROM THE SURVEY
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16. What we SURVEY
COPE
Construction
combustible construction, composite panels, Open storage
Occupancy
Hazardous Processes e.g. deep fat fryers, exposable dusts, hydraulic
equipment, Use of flammable solvent / chemicals etc
Protection:
Existing Management Controls – e.g. hot work permits,
housekeeping
Physical Protection – e.g. automatic sprinklers, equipment
interlocks, Detector system, Fire Extinguishers, Security etc
Exposures
External from adjacent buildings or other owned property
Natural Catastrophe
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17. Construction Classes
CLASS AA – RCC Roof/ floor, RCC frame, Block
walls
Class A – Still Structure but encased with concrete
of bricks
Class B - Metal structure, Metal roof, non
combustible - Glass wool insulation
Class C – Load bearing walls, Tile or metal panel,
Polyurethane insulation, wood support
Class D – All other primarily combustible
structure
AMIG Risk Management Engineering Service
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18. Class AA
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19. Class -A
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20. Class - B
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21. Class -C
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22. Class - D
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23. FOAM PLASTIC Sandwich Panel
Poly-isocyanurate / Glass Wool (Class B)
Polyurethane (Class C)
Polystyrene (Expanded EPS and Extruded XPS) –
(Class D)
Note: Establish the insulation type, else it will fall under
Class D construction
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24. Combustible Panel – Loss Control
Chose safe system of work,
Permit to work systems for welding, abrading, and drilling.
Do not Fix Electrical or heating equip to such panels.
All electrical wiring should be contained within either armoured
cabling or metal conduit.
Flue or chimney venting/passing through a roof area or elevation
should be truncated to avoid direct heat to the panel surface.
Regular checks, no discolouration of the panel where either a
flue or electrical services are passing through.
Repair immediately any Surface damage of the panel
Impact damage, by forklift provide crash barriers or impact
skirting.
Where possible replaced with panels of a non-combustible
nature, such as Rock wool.
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25. HAZARDS - 1
COOKING RANGE
.1Cleaning Process / Frequency
.2Duct Cleaning – frequency
.3Types of fire suppression system
.4Gas leakage / detection system / emergency
stop
.5Electrical / deep fryer – THERMOSTAT
.6Fire Blanket
.7Any interlock system – with exhaust system
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26. HAZARDS - 2
ELECTRICAL
.1Improper installation / Use
.2Lack of Maintenance / Carelessness / Oversight
.3Damaged cable / use of flexible cords
.4Overloading of electrical points
.5Open junction box / condition of switch panel
.6Grounding / Earthing
.7Transformers / maintenance / location
.8Lighting / Static Electrical protection
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27. HAZARDS - 3
DUST EXPLOSION
Find dust production capabilities
Maintenance Program / commitment towards unsafe
conditions / techniques / work practices
Protection against explosion
Prevention
Venting
Inert environment
Suppression – Cooling, limiting Oxygen supply, flame
proof etc
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28. HAZARDS - 4
FIRE PROCESS EQIPMENTS
Furnace, Ovens, Kilns, process heater, boilers etc
Fire resistive partition – construction
No combustible nearby
Fuel line – no leakage / emergency fuel cut off
Servicing log / certificates
Safety system / Shut off valves
Interlock System
Fire Protections
Operators Training / Maintenance Standards
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29. HAZARDS - 5
AEROSOLS
Freshner, Spray Cans, Perfumes, Maintenance kits etc
Unwanted more than 100 lb (454 kg) in any one room
Sprinkler must for more than above qty.
Segregation , separate building preferred
No hot work near the storage
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30. HAZARDS - 6
FLAMMABLE GASES
.1Isolation
.2Fire suppression
.3Maintenance, ventilation
.4Safety Valve inspection
.5No mixing up with other gases
.6Cryogenic gases – if any e.g., LNG in tanks
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31. HAZARDS - 7
FLAMMABLE & COMBUSTIBLE LIQUIDS
.1Identify Qty / location / storage method
.2Safe operating procedure
.3Isolation of Hazardous operations
.4Improper use of equipment & flammable liquid
.5Poor maintenance & supervision
.6Lack of adequate control system
.7Flash point & Boiling points
.8Open Tank / Bund wall/ Static discharge
.9Chemical Data sheet should be made available
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32. HAZARDS - 8
HEATER / VENTILATOR / AIR-CONDITION
Capacity of each plant
Faulty Operations
Escape of fuel
Mechanical damage
Inadequate clearance with surrounding
Air distribution duct
Fire dampers
Protection system to above
Maintenance Schedule
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33. HAZARDS - 9
HIGH PILED STORAGE
Construction / Material Handling
Battery Charging area
Types of stocks
Protections – Fire / Physical
In rack Sprinklers
Clearance between ceiling & top storage
Alarm Detection / Security / Off hours protections
Cold / Refrigerated store
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34. HAZARDS - 10
HYDRAULIC EQUIPMENT
Hydraulic oil Flash Points – 150 – 400 deg C
High pressure pipe type
Leakage if any around the machine
Accessible , emergency shut off
Maintenance conditions / procedure
High Temperature if any
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35. HAZARDS - 11
PLASTIC STORAGE
Associated fire hazards
Heat of combustion 12,000 / 20,000 Btu/lb ( paper/
wood – 6,000/8,000 Btu/lb
E.g., - Polystyrene, Polyethylene, Polypropylene,
Polyester, Polyvinyl Chloride (PVC) etc.
Storage / Disposal/ Heat source to be identified
Fire protections available
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36. COMMON FAULTS
Poor Housekeeping / NO Smoking policy
Poor Electrical system / overloading
Inadequate fire fighting facilities
Fire Fighting Impairments
Fire door / Exit Door / Fire Shutter
No responsible plant emergency team
Hazardous stock & process
Poor Contractor management / Hot work permit
Management Attitude
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37. Elements of Risks
Score
Cards
Human Element Score
Management 10
Housekeeping 7
Smoking 4
Hot Work Control 7
PEO 10
Hazards & Utilities
Trade Hazards 7
Electrical Installation 7
Protection
Fire Protection 7
Brigade/Water Supplies 7
Security
Physical Security 10
Total 76
0-50 “Sub-standard” 51-75 “Standard” 76-100 “Good”
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38. Recommended advance Information
required
Site & Building Plan, preferably to scale
Process Flow Chart
Organization Chart
Fire Fighting & Detection facilities with lay out plan
Fire Fighting facilities maintenance service records
Electrical system / capacity with line diagram
All other Machinery / building Maintenance Plan with
records
Security arrangement ( CC TV, Burglar Alarm etc)
List of chemicals & their MSDS (if any)
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39. Surveyors Role Meet the persons in-charge of the facilities,
operations, safety and security at appointed time
After introduction, we would like to have a tour of
the facility to assess the site as per COPE
Wrap up with a discussion of our findings
Complete report writing at our end & forward
written recommendations
Follow-up on requirements and recommendations
within determined timescales
Support the business in the retention and
acquisition
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40. Underwriters Role
To provide sufficient details to the surveyors, mainly
Sum Insured details
Material Damage
Business Interruptions
Break up values
Accumulations
Interdependency
Indemnity Period – 12 / 18 / 24 months
PAW copy will help
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41. ANECDOTE
(Secret to Success)
Target business Hazard Grade 6 & less
More Than 6 Hazard Grade apply strict Risk
Management process
There is no alternative to Best Services
Try to become second to none &
Make people addicted to your best services
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