This survey examines business opportunities for Bank of Baroda. It asks respondents about the bank's competitive environment, major competitors, ways productivity is improved such as training and rural sector opportunities. Challenges include high transaction costs, technology evolution and competition. Employees contribute to performance, goodwill and competitive advantage. Management is interested in improving every employee's productivity. The survey collects personal information from respondents such as name, location, bank details, work experience, position and education level.