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Group Insurance Benefits for  New Employees
Your Group Insurance Benefits ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],Contact information for each Benefit Plan Administrator can be found at  http://www. utsystem . edu / egi /contacts.asp#2
Where You Can Find  Benefits Information ,[object Object],[object Object]
You are eligible for benefits if you: ,[object Object],[object Object],[object Object],[object Object]
Your Eligible Family Members   and Other Eligible Dependents ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Period of Initial Eligibility for New Employees ,[object Object],[object Object]
The Automatic Coverage Package ,[object Object],[object Object],[object Object],[object Object],[object Object]
You can make future changes  to your benefit selections only at these times: ,[object Object],[object Object]
Eligibility And Enrollment: Questions And Answers 1) What are some examples of dependents who are  not  eligible for benefits? Answer:  http://www. utsystem . edu / egi /employee/#1 2) What happens if I do not enroll during my period of initial eligibility?  Answer:  http://www. utsystem . edu / egi /employee/#3 3) What if I have insurance coverage through another state agency, or a public school?  Answer:  http://www. utsystem . edu / egi /employee/#2 4) What is Evidence of Insurability?  Answer:  http://www. utsystem . edu / egi /employee/ faq .asp#5
The Benefit Cost Worksheet ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Medical Plans
Medical  Plans ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Medical Plans:  Areas Where Available ,[object Object],[object Object],[object Object],[object Object]
UT SELECT and HMOs: Comparison of Monthly Premium Rates ,[object Object],[object Object]
UT SELECT:  General Plan Description ,[object Object],[object Object],[object Object]
UT SELECT  Prescription Drug Benefit ,[object Object],[object Object],[object Object]
HMOs:  General Plan Description ,[object Object],[object Object],[object Object],[object Object],[object Object]
HMO  Prescription Drug Benefit ,[object Object]
Health Plan Comparison Chart: UT SELECT and the HMO plan ,[object Object]
Medical Plans:  Questions and Answers 1) The UT SELECT plan has a deductible. What is a deductible? Answer:  http://www. utsystem . edu / egi /employee/ faq .asp#6 2)The UT SELECT plan has coinsurance. What is coinsurance? Answer:  http://www. utsystem . edu / egi /employee/ faq .asp#8 3) Both UT SELECT and the HMO plans have copayments. What is a copayment? Answer:  http://www. utsystem . edu / egi /employee/ faq .asp#7 4) How do I find out if my health care providers are in the network for a specific medical plan? Answer:  http://www. utsystem . edu / egi /employee/ faq .asp#9 5) If I enroll in an HMO, will I be covered if I have an emergency while traveling outside the service area? Answer:  http://www. utsystem . edu / egi /employee/ faq .asp#10
For more details about your medical plans . . . ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Dental Plans
Dental Plans ,[object Object],[object Object],[object Object],[object Object],If you would like dental coverage, you have the option to select one of these plans:
Dental Plans: Comparison of Monthly Premium Costs ,[object Object]
Dental Plans:  Questions and Answers If I enroll in the Fortis Dental HMO plan, do I have to select a primary dentist? ANSWER:  http://www. utsystem . edu / egi /employee/ faq .asp#11
Vision Plan
Vision Plan ,[object Object],[object Object],[object Object],[object Object],[object Object]
Vision Plan:  Monthly Premium Rates ,[object Object]
Vision Plan:  Questions and Answers 1) Why can’t I get both eyeglasses and contacts under the Superior Vision Plan? Answer:  http://www. utsystem . edu / egi /employee/ faq .asp#12 2) Are refractive surgery procedures covered at a discounted rate, such as radial keratotomy and LASIK surgery? Answer :  http://www. utsystem . edu / egi /employee/vision.asp (see second paragraph after chart)
UT FLEX
UT FLEX ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
UT FLEX ,[object Object],[object Object]
UT FLEX:  Questions and Answers ,[object Object],[object Object],[object Object],[object Object]
Life Insurance
Life Insurance ,[object Object],[object Object],[object Object],[object Object],[object Object],[object Object]
Life Insurance:  Monthly Premium Rates ,[object Object]
Life Insurance: Questions and Answers ,[object Object],[object Object],[object Object],[object Object]
Personal Accident Insurance
Personal Accident Insurance ,[object Object],[object Object],[object Object],[object Object]
Personal Accident Insurance: Monthly Premium Rates To calculate the approximate monthly premium rate, see page 2 of the Benefits Cost Worksheet.
Long Term Disability
Long Term Disability ,[object Object],[object Object],[object Object],[object Object]
Long Term Disability:  Monthly Premium Rate ,[object Object]
Long Term Disability:  Where to find more information ,[object Object],[object Object],[object Object]
Long Term Care
Long Term Care ,[object Object],[object Object],[object Object],[object Object],[object Object]
Long Term Care:  Monthly Premium Rate ,[object Object]
Long Term Care: Questions and Answers ,[object Object],[object Object]
For All Group Insurance Plans:  Where To Find Additional  Information ,[object Object],[object Object]
How to Contact Your Local Benefits Office ,[object Object],[object Object],[object Object]

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  • 1. Group Insurance Benefits for New Employees
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  • 9. Eligibility And Enrollment: Questions And Answers 1) What are some examples of dependents who are not eligible for benefits? Answer: http://www. utsystem . edu / egi /employee/#1 2) What happens if I do not enroll during my period of initial eligibility? Answer: http://www. utsystem . edu / egi /employee/#3 3) What if I have insurance coverage through another state agency, or a public school? Answer: http://www. utsystem . edu / egi /employee/#2 4) What is Evidence of Insurability? Answer: http://www. utsystem . edu / egi /employee/ faq .asp#5
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  • 20. Medical Plans: Questions and Answers 1) The UT SELECT plan has a deductible. What is a deductible? Answer: http://www. utsystem . edu / egi /employee/ faq .asp#6 2)The UT SELECT plan has coinsurance. What is coinsurance? Answer: http://www. utsystem . edu / egi /employee/ faq .asp#8 3) Both UT SELECT and the HMO plans have copayments. What is a copayment? Answer: http://www. utsystem . edu / egi /employee/ faq .asp#7 4) How do I find out if my health care providers are in the network for a specific medical plan? Answer: http://www. utsystem . edu / egi /employee/ faq .asp#9 5) If I enroll in an HMO, will I be covered if I have an emergency while traveling outside the service area? Answer: http://www. utsystem . edu / egi /employee/ faq .asp#10
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  • 25. Dental Plans: Questions and Answers If I enroll in the Fortis Dental HMO plan, do I have to select a primary dentist? ANSWER: http://www. utsystem . edu / egi /employee/ faq .asp#11
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  • 29. Vision Plan: Questions and Answers 1) Why can’t I get both eyeglasses and contacts under the Superior Vision Plan? Answer: http://www. utsystem . edu / egi /employee/ faq .asp#12 2) Are refractive surgery procedures covered at a discounted rate, such as radial keratotomy and LASIK surgery? Answer : http://www. utsystem . edu / egi /employee/vision.asp (see second paragraph after chart)
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  • 40. Personal Accident Insurance: Monthly Premium Rates To calculate the approximate monthly premium rate, see page 2 of the Benefits Cost Worksheet.
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Editor's Notes

  1. Welcome to the University of Texas!