- Square provides a simple and low-cost way for merchants to accept credit card payments using an iPhone/smartphone reader.
- It charges merchants a flat 2.75% fee per transaction and has no setup costs or monthly fees.
- Square sees a huge opportunity in the growing mobile payments market and aims to acquire 100,000+ new merchants per month through its low-cost and intuitive platform. It believes this will lead to high revenue growth and profitability.
The document outlines Square's business proposition of providing a simple and low-cost way for merchants to accept credit card payments using a mobile device. Key points include:
- Square charges merchants a flat 2.75% fee per transaction with no setup costs or monthly fees.
- It has a large addressable market as traditional card readers are expensive and mobile payments are growing rapidly.
- The free Square reader simply plugs into the headphone jack of smartphones and tablets to allow on-the-go credit card acceptance.
- With a strong management team led by Twitter co-founder Jack Dorsey and proven technology, Square is well positioned for significant growth and returns for investors.
The document outlines Square's business proposition of providing a simple and low-cost way for merchants to accept credit card payments using a mobile device. Key points include:
- Square charges merchants a flat 2.75% fee per transaction with no setup costs or monthly fees.
- The company has experienced rapid growth, processing over $1 million in payments per day.
- Square targets small businesses and individuals by offering a simple interface and device that plugs into smartphones.
- Backed by experienced founders and investors, Square aims to become the dominant platform in mobile payments by acquiring new merchants through wide exposure and competitive pricing.
🔮 Want more VC/investment startup pitch decks? We’ve centralised ALL succesful investor pitch decks at: https://chagency.co.uk/getstartupfunding — check all of them out
🔮 The effort is adhering to the ideology of “The Future Of Freemium” — read more here: https://chagency.co.uk/blog/ceo/the-future-of-freemium-how-to-get-peoples-attention/
🔮 Our library of pitch decks will not have any advertisement, only a signature. We are a design agency that helps SaaS CEOs reduce user churn.
The document outlines Square's business proposition of providing a simple and low-cost way for merchants to accept credit card payments using a mobile device. Key points include:
- Square charges merchants a flat 2.75% fee per transaction with no setup costs or monthly fees.
- The company has experienced rapid growth, processing over $1 million in payments per day.
- Square targets small businesses and individuals by offering a simple interface and device that plugs into smartphones.
- Backed by experienced founders from Twitter, LinkedIn and PayPal, Square is well positioned for continued growth in the expanding mobile payments market.
The document outlines Square's business proposition of providing a simple and low-cost way for merchants to accept credit card payments using a mobile device. Key points include:
- Square charges merchants a flat 2.75% fee per transaction with no setup costs or monthly fees.
- The company has experienced early success, processing over $1 million in payments per day and signing up over 100,000 merchants per month.
- Square targets small businesses and individuals as its main customer base, with a large overall market opportunity in mobile payments estimated at hundreds of billions of dollars annually.
- Backed by experienced founders and investors, Square presents a compelling investment opportunity with financial projections showing over 50% annual returns even with
This document summarizes Mint, a personal finance management application. It describes Mint's features for tracking transactions, assets, debts, and goals. It outlines Mint's business model of acquiring users through partnerships and generating revenue from referrals when users switch financial products. The document presents Mint's financial projections, identifying Google, Microsoft, and Yahoo as potential acquirers. It discusses Mint's risks and competitive advantages to mitigate new entrants.
This document summarizes Mint, a personal finance management application. It describes Mint's features for tracking transactions, assets, debts, and goals. It outlines Mint's business model of acquiring users through partnerships and generating revenue from referrals when users switch financial products. The document presents Mint's financial projections, showing growing revenue from 2010 to 2015 as the user base expands. It also evaluates Mint's acquisition potential, noting Google, Microsoft, and Yahoo as possible acquirers.
This document summarizes Mint, a personal finance management application. It describes Mint's key features for tracking transactions, assets, debts and goals. It outlines Mint's business model of earning referral fees when users switch financial accounts through Mint's recommendations. Financial projections estimate rapid user and revenue growth between 2007-2010, with targeted advertising becoming the largest revenue source. The document considers acquisition by large companies as an exit strategy.
The document outlines Square's business proposition of providing a simple and low-cost way for merchants to accept credit card payments using a mobile device. Key points include:
- Square charges merchants a flat 2.75% fee per transaction with no setup costs or monthly fees.
- It has a large addressable market as traditional card readers are expensive and mobile payments are growing rapidly.
- The free Square reader simply plugs into the headphone jack of smartphones and tablets to allow on-the-go credit card acceptance.
- With a strong management team led by Twitter co-founder Jack Dorsey and proven technology, Square is well positioned for significant growth and returns for investors.
The document outlines Square's business proposition of providing a simple and low-cost way for merchants to accept credit card payments using a mobile device. Key points include:
- Square charges merchants a flat 2.75% fee per transaction with no setup costs or monthly fees.
- The company has experienced rapid growth, processing over $1 million in payments per day.
- Square targets small businesses and individuals by offering a simple interface and device that plugs into smartphones.
- Backed by experienced founders and investors, Square aims to become the dominant platform in mobile payments by acquiring new merchants through wide exposure and competitive pricing.
🔮 Want more VC/investment startup pitch decks? We’ve centralised ALL succesful investor pitch decks at: https://chagency.co.uk/getstartupfunding — check all of them out
🔮 The effort is adhering to the ideology of “The Future Of Freemium” — read more here: https://chagency.co.uk/blog/ceo/the-future-of-freemium-how-to-get-peoples-attention/
🔮 Our library of pitch decks will not have any advertisement, only a signature. We are a design agency that helps SaaS CEOs reduce user churn.
The document outlines Square's business proposition of providing a simple and low-cost way for merchants to accept credit card payments using a mobile device. Key points include:
- Square charges merchants a flat 2.75% fee per transaction with no setup costs or monthly fees.
- The company has experienced rapid growth, processing over $1 million in payments per day.
- Square targets small businesses and individuals by offering a simple interface and device that plugs into smartphones.
- Backed by experienced founders from Twitter, LinkedIn and PayPal, Square is well positioned for continued growth in the expanding mobile payments market.
The document outlines Square's business proposition of providing a simple and low-cost way for merchants to accept credit card payments using a mobile device. Key points include:
- Square charges merchants a flat 2.75% fee per transaction with no setup costs or monthly fees.
- The company has experienced early success, processing over $1 million in payments per day and signing up over 100,000 merchants per month.
- Square targets small businesses and individuals as its main customer base, with a large overall market opportunity in mobile payments estimated at hundreds of billions of dollars annually.
- Backed by experienced founders and investors, Square presents a compelling investment opportunity with financial projections showing over 50% annual returns even with
This document summarizes Mint, a personal finance management application. It describes Mint's features for tracking transactions, assets, debts, and goals. It outlines Mint's business model of acquiring users through partnerships and generating revenue from referrals when users switch financial products. The document presents Mint's financial projections, identifying Google, Microsoft, and Yahoo as potential acquirers. It discusses Mint's risks and competitive advantages to mitigate new entrants.
This document summarizes Mint, a personal finance management application. It describes Mint's features for tracking transactions, assets, debts, and goals. It outlines Mint's business model of acquiring users through partnerships and generating revenue from referrals when users switch financial products. The document presents Mint's financial projections, showing growing revenue from 2010 to 2015 as the user base expands. It also evaluates Mint's acquisition potential, noting Google, Microsoft, and Yahoo as possible acquirers.
This document summarizes Mint, a personal finance management application. It describes Mint's key features for tracking transactions, assets, debts and goals. It outlines Mint's business model of earning referral fees when users switch financial accounts through Mint's recommendations. Financial projections estimate rapid user and revenue growth between 2007-2010, with targeted advertising becoming the largest revenue source. The document considers acquisition by large companies as an exit strategy.
This document summarizes Mint, a personal finance management application. It describes Mint's features for tracking transactions and goals. It outlines Mint's team and advisors. The document estimates Mint's potential market size and user acquisition strategies. It models Mint's revenue from referral fees and advertising, projecting strong financial performance. Finally, it discusses potential acquisition by larger companies and risks to Mint's business.
This report recommends buying Insight Enterprises (NSIT) stock with a price target of $36.52. It summarizes Insight's business as a leading global provider of IT solutions and products for commercial and government clients. Financially, Insight has strong free cash flow, revenue growth, and acquires companies to expand its offerings. A discounted cash flow valuation implies the stock is undervalued with a fair value estimate of $47.41 per share.
Journey to the Perfect Application: Run a Business, not a BacklogAggregage
Numerical literacy is a key skill for effective product managers. The ability to express concepts in numerical, financial, or statistical terms is a critical but often overlooked discipline. Product managers need to be as competent in these domains as they are in customer problems and pain points.
The document is the Q1/2022 financial presentation for MIND Financial. Some key points:
- MIND provides billing software, call accounting solutions, and mobile messaging services. It has over 200 employees and has been public since 2000.
- In 2021, MIND reported $26.3 million in revenue and its main products are its billing & customer care solution and mobile messaging.
- MIND has a strong balance sheet with consistent positive cash flows from operations and aims to maintain a diversified business across enterprise customers, carriers, and partners.
This document provides a summary of MIND Financial's Q4/2022 presentation. It includes highlights such as MIND being a public company since 2000 that provides billing and customer care solutions, call accounting, and mobile messaging services. It discusses the company's strategy of maintaining diversification across markets and focus on strategic accounts. The presentation provides an overview of MIND's convergent billing solution for telecom providers and call accounting solution for enterprises, highlighting key differentiators such as an omni-channel approach and proven track record. Financial information includes historical revenue and cash flow trends showing consistent growth, as well as quarterly profit and loss statements.
BackLive is developing an easy-to-use software platform for financial strategy testing and trading. It allows users to build and test strategies using 12 years of detailed data across all asset classes. The platform also enables execution of trades directly into brokerage accounts. BackLive aims to become the standard for financial strategy testing and execution. It has a two-part revenue model of subscriptions and display ads. Projections show strong growth, margins, and cash flow allowing for quick profitability. Potential buyers include online brokers and private equity seeking high growth. The co-founders have complementary skills in marketing, product development, and quantitative finance.
This document summarizes a presentation for investors about reinventing the global front office. It describes the company's product as a Bloomberg Terminal for the front office that provides real-time dashboards, transactions, decision making, collaboration and data. It discusses the company's leadership team, business model of solving a real problem in a large market, and goals of dominating the global market and achieving $200 million in recurring revenue within 5 years. Financial projections show anticipated strong revenue and profitability growth through 2023. The company is seeking $15-20 million in funding to support continued growth.
This document provides a summary of MIND Financial's Q1/2023 presentation. It highlights the company's public listing since 2000, headquarters in Israel with offices in Romania and Germany. The presentation outlines MIND's convergent billing and customer care platform, call accounting/UC analytics solutions, and mobile messaging services. It provides an overview of the company's strategy, product portfolio, and financial performance with increasing revenues and profits in recent years.
This document provides an overview of MIND Financial's Q3 2021 presentation. It highlights the company's converged billing platform, call accounting and UC analytics solutions, and mobile messaging services. Financially, it shows MIND has a strong net cash position and consistent positive cash flows from operating activities. Revenue comes from Americas, Europe and rest of world and is diversified across its product lines. Quarterly profit and loss details MIND has maintained profitability with operating income between $1-2M per quarter.
This document provides an overview of MIND Financial's Q1/2023 presentation. It includes highlights on the company's public listing, headquarters, product portfolio, strategy, and financial performance. MIND provides billing and customer care solutions for telecom providers, call accounting solutions for enterprises, and mobile messaging services. Key highlights from the financial section include consistent positive cash flows, a strong balance sheet, recurring revenue business model, and target operating margins of 20%.
This document provides a summary of MIND Financial's Q4/2023 presentation. It highlights the company's public listing since 2000, headquarters in Israel with offices in Romania and Germany. The presentation outlines MIND's convergent billing and customer care platform, call accounting/UC analytics solutions, and mobile messaging services. It provides an overview of the company's strategy, product portfolio, and financial performance with consistent positive cash flows and profitability.
This presentation delineates Akilipay's mission and vision. Its technology, innovation and product portfolio are described in detail.
This paper should be of interest to like minded entrepreneurs, technologists, innovators, investors, venture capitalists and knowledge based capitalists.
The document proposes investing in digital payment solutions in emerging economies to improve living standards and maximize financial inclusion. It outlines a vision to become the leading digital payments provider through an innovative platform called AkiliPay that offers affordable, secure, and convenient payment solutions for businesses and consumers. Financial projections estimate that AkiliPay could generate over $3 million in revenue by 2021 by charging merchants and users fees for fund transfers and transactions through its agent network and platforms. The founder is seeking $3 million in equity investment to fund product development, business setup, and initial operations.
This document provides an overview of MIND Financial's Q2/2022 presentation. Some key points:
- MIND Financial is a public company since 2000 that provides billing and customer care solutions, call accounting software, and mobile messaging services.
- In Q2/2022, revenue was $5.2M with net income of $1.2M. Revenue grew in enterprise markets, messaging, and for communication service providers.
- The company maintains a diversified portfolio including convergent billing platforms, call accounting software, and mobile messaging APIs.
This document provides a summary of MIND Financial's Q2/2023 presentation. It highlights the company's convergent billing and customer care platform for telecom providers, call accounting and UC analytics solutions, and omnichannel mobile messaging services. The summary discusses the company's strategy of maintaining diversification across markets and focusing on strategic accounts. Financial highlights include consistent positive cash flows, a strong balance sheet, and an operating margin target of 20%.
This document provides an overview of MIND Financial's Q3/2022 presentation. Some key points:
- MIND Financial is a public company since 2000 that provides billing and customer care solutions for telecom providers as well as call accounting and messaging solutions.
- For Q3/2022, total revenue was $5.25 million with net income of $1.29 million. Revenue increased year-over-year while costs remained consistent.
- The company maintains a diversified portfolio including billing, analytics, and messaging solutions and aims to deliver high quality customer support.
This document provides an overview of MIND Financial's Q1/2022 presentation. It highlights the company's converged billing platform, call accounting and UC analytics solutions, and mobile messaging services. Key metrics included strong net cash position, 200+ employees, diversified revenue streams, consistent profitability and cash flow. The presentation outlined the company's strategy, product portfolio, and financial performance for 2022, demonstrating ongoing successful execution.
This document provides a summary of MIND Financial's Q3/2023 presentation. It highlights the company's public listing since 2000, headquarters in Israel with offices in Romania and Germany. The presentation outlines MIND's convergent billing and customer care platform, call accounting/UC analytics solutions, and mobile messaging services. It provides an overview of the company's strategy, product portfolio, and financial performance with increasing revenues and consistent profits in recent years.
LinkedIn Series D Opportunity - Investment RecommendationEunice Chou
LinkedIn is the largest professional social network with over 20 million members. It generates revenue through online subscriptions, online job postings, advertising, and corporate sales. LinkedIn has experienced rapid growth in recent years and is profitable. The company is well positioned for further expansion and an IPO within 1-2 years.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
Contactually is a CRM platform for professional services firms that helps users stay engaged with their networks through features that increase referrals. It reports that active users see a 34% increase in annual referrals and engage with 97% more people in their network within 3 months. The company has grown its annual recurring revenue to $3.68M with low customer churn rates. It aims to continue product growth and expansion into the enterprise market, as the overall CRM market is forecast to grow to $36.5B in the next two years.
This document summarizes Mint, a personal finance management application. It describes Mint's features for tracking transactions and goals. It outlines Mint's team and advisors. The document estimates Mint's potential market size and user acquisition strategies. It models Mint's revenue from referral fees and advertising, projecting strong financial performance. Finally, it discusses potential acquisition by larger companies and risks to Mint's business.
This report recommends buying Insight Enterprises (NSIT) stock with a price target of $36.52. It summarizes Insight's business as a leading global provider of IT solutions and products for commercial and government clients. Financially, Insight has strong free cash flow, revenue growth, and acquires companies to expand its offerings. A discounted cash flow valuation implies the stock is undervalued with a fair value estimate of $47.41 per share.
Journey to the Perfect Application: Run a Business, not a BacklogAggregage
Numerical literacy is a key skill for effective product managers. The ability to express concepts in numerical, financial, or statistical terms is a critical but often overlooked discipline. Product managers need to be as competent in these domains as they are in customer problems and pain points.
The document is the Q1/2022 financial presentation for MIND Financial. Some key points:
- MIND provides billing software, call accounting solutions, and mobile messaging services. It has over 200 employees and has been public since 2000.
- In 2021, MIND reported $26.3 million in revenue and its main products are its billing & customer care solution and mobile messaging.
- MIND has a strong balance sheet with consistent positive cash flows from operations and aims to maintain a diversified business across enterprise customers, carriers, and partners.
This document provides a summary of MIND Financial's Q4/2022 presentation. It includes highlights such as MIND being a public company since 2000 that provides billing and customer care solutions, call accounting, and mobile messaging services. It discusses the company's strategy of maintaining diversification across markets and focus on strategic accounts. The presentation provides an overview of MIND's convergent billing solution for telecom providers and call accounting solution for enterprises, highlighting key differentiators such as an omni-channel approach and proven track record. Financial information includes historical revenue and cash flow trends showing consistent growth, as well as quarterly profit and loss statements.
BackLive is developing an easy-to-use software platform for financial strategy testing and trading. It allows users to build and test strategies using 12 years of detailed data across all asset classes. The platform also enables execution of trades directly into brokerage accounts. BackLive aims to become the standard for financial strategy testing and execution. It has a two-part revenue model of subscriptions and display ads. Projections show strong growth, margins, and cash flow allowing for quick profitability. Potential buyers include online brokers and private equity seeking high growth. The co-founders have complementary skills in marketing, product development, and quantitative finance.
This document summarizes a presentation for investors about reinventing the global front office. It describes the company's product as a Bloomberg Terminal for the front office that provides real-time dashboards, transactions, decision making, collaboration and data. It discusses the company's leadership team, business model of solving a real problem in a large market, and goals of dominating the global market and achieving $200 million in recurring revenue within 5 years. Financial projections show anticipated strong revenue and profitability growth through 2023. The company is seeking $15-20 million in funding to support continued growth.
This document provides a summary of MIND Financial's Q1/2023 presentation. It highlights the company's public listing since 2000, headquarters in Israel with offices in Romania and Germany. The presentation outlines MIND's convergent billing and customer care platform, call accounting/UC analytics solutions, and mobile messaging services. It provides an overview of the company's strategy, product portfolio, and financial performance with increasing revenues and profits in recent years.
This document provides an overview of MIND Financial's Q3 2021 presentation. It highlights the company's converged billing platform, call accounting and UC analytics solutions, and mobile messaging services. Financially, it shows MIND has a strong net cash position and consistent positive cash flows from operating activities. Revenue comes from Americas, Europe and rest of world and is diversified across its product lines. Quarterly profit and loss details MIND has maintained profitability with operating income between $1-2M per quarter.
This document provides an overview of MIND Financial's Q1/2023 presentation. It includes highlights on the company's public listing, headquarters, product portfolio, strategy, and financial performance. MIND provides billing and customer care solutions for telecom providers, call accounting solutions for enterprises, and mobile messaging services. Key highlights from the financial section include consistent positive cash flows, a strong balance sheet, recurring revenue business model, and target operating margins of 20%.
This document provides a summary of MIND Financial's Q4/2023 presentation. It highlights the company's public listing since 2000, headquarters in Israel with offices in Romania and Germany. The presentation outlines MIND's convergent billing and customer care platform, call accounting/UC analytics solutions, and mobile messaging services. It provides an overview of the company's strategy, product portfolio, and financial performance with consistent positive cash flows and profitability.
This presentation delineates Akilipay's mission and vision. Its technology, innovation and product portfolio are described in detail.
This paper should be of interest to like minded entrepreneurs, technologists, innovators, investors, venture capitalists and knowledge based capitalists.
The document proposes investing in digital payment solutions in emerging economies to improve living standards and maximize financial inclusion. It outlines a vision to become the leading digital payments provider through an innovative platform called AkiliPay that offers affordable, secure, and convenient payment solutions for businesses and consumers. Financial projections estimate that AkiliPay could generate over $3 million in revenue by 2021 by charging merchants and users fees for fund transfers and transactions through its agent network and platforms. The founder is seeking $3 million in equity investment to fund product development, business setup, and initial operations.
This document provides an overview of MIND Financial's Q2/2022 presentation. Some key points:
- MIND Financial is a public company since 2000 that provides billing and customer care solutions, call accounting software, and mobile messaging services.
- In Q2/2022, revenue was $5.2M with net income of $1.2M. Revenue grew in enterprise markets, messaging, and for communication service providers.
- The company maintains a diversified portfolio including convergent billing platforms, call accounting software, and mobile messaging APIs.
This document provides a summary of MIND Financial's Q2/2023 presentation. It highlights the company's convergent billing and customer care platform for telecom providers, call accounting and UC analytics solutions, and omnichannel mobile messaging services. The summary discusses the company's strategy of maintaining diversification across markets and focusing on strategic accounts. Financial highlights include consistent positive cash flows, a strong balance sheet, and an operating margin target of 20%.
This document provides an overview of MIND Financial's Q3/2022 presentation. Some key points:
- MIND Financial is a public company since 2000 that provides billing and customer care solutions for telecom providers as well as call accounting and messaging solutions.
- For Q3/2022, total revenue was $5.25 million with net income of $1.29 million. Revenue increased year-over-year while costs remained consistent.
- The company maintains a diversified portfolio including billing, analytics, and messaging solutions and aims to deliver high quality customer support.
This document provides an overview of MIND Financial's Q1/2022 presentation. It highlights the company's converged billing platform, call accounting and UC analytics solutions, and mobile messaging services. Key metrics included strong net cash position, 200+ employees, diversified revenue streams, consistent profitability and cash flow. The presentation outlined the company's strategy, product portfolio, and financial performance for 2022, demonstrating ongoing successful execution.
This document provides a summary of MIND Financial's Q3/2023 presentation. It highlights the company's public listing since 2000, headquarters in Israel with offices in Romania and Germany. The presentation outlines MIND's convergent billing and customer care platform, call accounting/UC analytics solutions, and mobile messaging services. It provides an overview of the company's strategy, product portfolio, and financial performance with increasing revenues and consistent profits in recent years.
LinkedIn Series D Opportunity - Investment RecommendationEunice Chou
LinkedIn is the largest professional social network with over 20 million members. It generates revenue through online subscriptions, online job postings, advertising, and corporate sales. LinkedIn has experienced rapid growth in recent years and is profitable. The company is well positioned for further expansion and an IPO within 1-2 years.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
Contactually is a CRM platform for professional services firms that helps users stay engaged with their networks through features that increase referrals. It reports that active users see a 34% increase in annual referrals and engage with 97% more people in their network within 3 months. The company has grown its annual recurring revenue to $3.68M with low customer churn rates. It aims to continue product growth and expansion into the enterprise market, as the overall CRM market is forecast to grow to $36.5B in the next two years.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise boosts blood flow and levels of neurotransmitters and endorphins which elevate and stabilize mood.
Contactually is a CRM platform for professional services firms that helps users stay engaged with their networks through features that increase referrals. It reports that active users see a 34% increase in annual referrals and engage with 97% more people in their network within 3 months. The company has grown its annual recurring revenue to $3.68M with low customer churn rates. It aims to continue product growth and expansion into the enterprise market, as the overall CRM market is forecast to grow to $36.5B in the next two years.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive function. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive function. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms for those who already suffer from conditions like anxiety and depression.
The document discusses the benefits of exercise for both physical and mental health. It notes that regular exercise can reduce the risk of diseases like heart disease and diabetes, improve mood, and reduce feelings of stress and anxiety. Staying active also helps maintain a healthy weight and keeps muscles, bones and joints healthy as we age.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive function. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive function. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive function. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help alleviate symptoms of mental illness and boost overall mental well-being.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive function. Exercise causes chemical changes in the brain that may help protect against developing mental illness and improve symptoms for those who already suffer from conditions like anxiety and depression.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive function. Exercise causes chemical changes in the brain that may help protect against developing mental illness and improve symptoms for those who already suffer from conditions like anxiety and depression.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive function. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
This document discusses WalletKit, a company that provides a platform for creating and managing mobile wallets and digital passes. It highlights how their platform allows businesses to create customized digital passes for coupons, loyalty programs, tickets and more in just a few hours. The platform also offers analytics and management tools to monitor pass usage and effectiveness. WalletKit has already helped clients generate over $100,000 in revenue in just 32 days of launching pass campaigns, showing the potential of mobile wallets to drive business.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive function. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
Prepare for cold weather rafting with proper gear: layering for warmth, insulated headgear, gloves, waterproof footwear, and essential accessories like sunglasses and sunscreen. Prioritize safety with a life jacket and maintain gear for optimal performance. Stay warm, dry, and ready for adventure on the rapids!
Nature of the task 1. write a paragraph about your trip to dubai and what ar...solutionaia
1. write a paragraph about your trip to dubai and what are the facts responsible for the heavy rainfall in dubai that caused havec ?
2. mention any five major tourist attaction of dubai
Mathematics: a student a visit her family her father converted Rs. 1,15,000 inr currency for dubai airport theexpedite in the trip is given below
1. Curreny name of India and dubai
2. Conversions amount
3. Total Converted amount
4. cost of food
5. cost of sightseeing
6. cost of shoping
7. cost of saving
Ibiza, situated in the Balearic Islands, stands out as a destination that encompasses everything: stunning landscapes, hidden gems to explore, a vibrant social scene, rich cultural life, and exceptional gastronomy. Opting for ‘Ibiza Rent A Boat’ to experience an unforgettable vacation on the White Island is certainly worthwhile, prompting a deeper exploration of the unique and fascinating aspects of Ibiza.
How To Change Your Name On American Airlines Aadvantage.pptxedqour001namechange
American Airlines permits passengers to change/correct names on their AAdvantage account. Also, you can request a name change both online via a web portal and offline over the phone. For further information on how to change your name on American Airlines Advantage, get in touch with the airline’s customer service. Also, you can reach out to a consolidation desk at +1-866-738-0741 for quick assistance.
Explore Architectural Wonders and Vibrant Culture With Naples ToursNaples Tours
Discover the historical gems and vivid culture of Naples with our guided tours. From the vivid narrow streets of Spaccanapoli to the ancient ruins of Pompeii, the city offers a mixed bag of adventurous experiences. Book your tickets today https://www.naples.tours/ and experience the best of Naples!
What Challenges Await Beginners in SnowshoeingSnowshoe Tahoe
Discover the exhilarating world of snowshoeing through our presentation, highlighting the challenges faced by beginners. From physical exertion to technical finesse and braving harsh winter conditions, each step in the snow brings new obstacles and unforgettable adventures. Embrace the challenge and conquer the winter wonderland with confidence!
The Ultimate Travel Guide to Hawaii Island Hopping in 2024adventuressabifn
island hopping in Hawaii. This magical place offers a number of experiences, as each island has its own charm. Do you love adventure? Then, hike through volcanoes or kayak along an amazing coastline. If you want relaxation, then Hawaii is perfect because it has the most amazing beaches. In this blog, I will help you make an itinerary for your Hawaii Island Hopping. Every island offers something special. The Big Island offers some of the most perfect volcanoes as well as stargazing. Maui will pamper you with beaches and luxury. Kauai has some of the most lush rainforests with dramatic cliffs, and Oahu can offer a taste of city life and historical significance.
What Outdoor Adventures Await Young Adults in Montreal's Surrounding NatureSpade & Palacio Tours
Experience Montreal's vibrant culture and thrilling outdoor adventures. From hiking scenic trails at Mont-Saint-Bruno to kayaking the Saint Lawrence River, there's something for every adventurous young adult. Explore street art, camp under the stars, and immerse yourself in nature's beauty just beyond the city's bustling streets.
You can easily change/correct a name on your flight ticket under the American Airlines name change policy. The airline provides multiple online and offline modes to place a name change request. To learn more about how to change a name on American Airlines ticket, you can directly approach the airline’s customer support. Moreover, you can connect with a flight expert at +1-866-738-0741 for quick assistance.
How do I plan a Kilimanjaro Climb?
Planning to climb Mount Kilimanjaro is an exciting yet detailed process. Here’s a step-by-step guide to help you prepare for this incredible adventure.
Our excursions in tahiti offer stunning lagoon tours, vibrant marine life encounters, and cultural experiences. We ensure unforgettable adventures amidst breathtaking landscapes and serene waters. For more information, mail us at tracey@uniquetahiti.com.
bangalore metro routes, stations, timingsnarinav14
Bangalore Metro, also known as Namma Metro, is a rapid transit system serving the city of Bangalore, Karnataka, India. It is the second longest operational metro network in India after the Delhi Metro.
Discovering Egypt A Step-by-Step Guide to Planning Your Trip.pptImperial Egypt
Travelling to Egypt is like stepping into a time capsule where the past and present coexist, offering a unique blend of history, culture, and stunning landscapes.
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Square
1. The Simplest Way to Make Money
Elizabeth Cheng | Jing-Jing Li | Irwin Liu | Jessica Lukrich
2. The Square Proposition
Inspiring and
Huge market
Simple pricing:
2 75% per swipe
Inspiring and
experienced
management
team
Huge market
opportunity
in mobile
payments
2.75% per swipe
Zero friction: no
S lid
High future
Zero friction: no
commitment and
daily deposit
Solid
business
model with
high revenue
generation
High future
valuation
and ROI
even with
later stage
Free iPhone, iPad,
Android app and
card reader
g
Defensible
business and
strong
investment
ca d eade
The simplest way
1
strong
execution
strategy
The simplest way
to make money
3. Management Team
The team has the background, proven track record and vision to succeed
Jack Dorsey – Co-Founder, CEO Successfully Managing
Co-Founder, Chairman of Twitter
Advisor at Ustream
Keith Rabois – COO
VP f St t & B i
Successfully Managing
VP of Strategy & Business
Development for Slide
VP of Business & Corporate
Development at LinkedIn
EVP f B i D l t d
EVP of Business Development and
Policy for PayPal
Bob Lee – CTO
Founder at Twubble
Jim McKelvey – Co-Founder
Owner at Mira
Other Key Advisors
Gideon Yu
Roelof Botha
Ryan Gilbert
Founder at Twubble
Software Engineer at Google
Owner at Mira
Co-founder at Third Degree Glass
Factory
2
Alyssa Milano
Greg Kidd
Andrew Rasiej
4. The Market
Mobile payments is a massive, rapidly growing but underpenetrated industry
$214
$250
$81
$119
$162
$214
$100
$150
$200
CAGR ‘10 – ’14: 68%
$16
$46
$0
$50
$
2010 2011 2012 2013 2014 2015
Dollar Amount of Mobile Payments In The U.S. (billions)*
Opportunity Market Changes Square Positioning
Traditional card readers
are unwieldy & expensive
Difficult for small business
owners to use card services
Rapidly burgeoning interest
in mobile payments
NFC tech adoption but
credit card usage prevails
Square Positioning
First mover advantage
Scalable across
multiple platforms
Low costs address
3
Alternative online services
are expensive
Capturing a loyal user base
has huge revenue potential
Low costs address
target customer needs
*Source: Aite Group
5. The Product
Square satisfies buyers and vendors through an easy‐to‐adopt platform
Consumer Desires
Consumer Desires
Use credit cards
Swipe and go
Vendor Desires
Designate amount
Swipe credit card
e do es es
Accept credit cards
Save on processing fees
Simple and intuitive
interface
Enter tip and sign
with finger on-screen
Transaction
completed
Transaction Magnetic reader that plugs into headphone jack of smartphone
Data Conversion Once card is swiped, data is converted into an audio signal
The Technology
Information Processing Processors route signal to Square software application
Transmission Encrypted data sent through Wi-Fi or 3G to back-end servers
Communication No info stored on devices, auto-communication with payment network 4
6. Value to User
Square offers the simplest and most compelling way to accept credit cards
Traditional Card
Processing Firms
Online Card
Processing
Ease
of
Use
Scan and go;
Intuitive interface
Requires some training;
Problems require technician
Tied to computer;
Manual input
of card information
E
Costs
Free card reader;
Flat 2 75% fee
Expensive reader;
Up to 5% variable + 30¢ flat rate;
Expensive update and
Up to 3.5% variable rate
+ 30¢ flat rate
C
Flat 2.75% fee pe s e upda e a d
maintenance fees
30¢ a a e
nefits
Saves money;
Saves time;
Accessible across
Familiar to user;
Technical support
Cheaper than traditional;
Only requires computer and
Ben
Accessible across
multiple devices
Technical support
internet
5
7. Customer Acquisition
Through wide exposure, Square targets anyone that seeks easy payment
Target Customer
Target Customer
Small businesses, independent workers, individuals selling goods
Market: anyone who accepts payments
S ’ C t i i t f d d
Square’s Cost: gaining customer awareness + free card reader
Advertisement
Social media and
internet advertising
Selling Points
Easy convenient
everyday usage
Retail
Selling through
online registration
g
Traditional
mediums with max
exposure/min cost
No surprise fees
Adaptable across
multiple devices
g
and Apple stores
Follows razor blade
retail model
6
Acquiring 100,000+ customers per month
8. Competition and Defensibility
Its established presence and niche market give Square a competitive edge
Square
Established clientele
Similar technology
Characteristics
Square
Advantages
Direct Competitors:
as first mover
No credit check
No monthly fees
Device compatibility
Apple partnership
gy
application
Higher fees and rates
for certain options
Intuit or VeriFone
service support
GoPayment, PAYware
Emerging Market:
N Fi ld
Built-in hardware for
Apple partnership
service support
POS experience
Near Field
Communications
Built in hardware for
phones
Potentially eliminate
use of credit cards
Cross interaction with
th h
POS experience
Compatible across
differing hardware
Unique market focus
Can integrate NFC
t h l
7
other phone apps technology
9. Financial Model and Projections
Square will make for a lucrative investment even with conservative projections
By Year End 2011E 2012E 2012E 2014E 2015E
Payments Processed Per Day ($mm) 1.1 7.7 23.1 41.6 49.5
y y ($ )
Growth Rate 1000% 600% 200% 80% 19%
Annual Revenue 10.59
$ 74.11
$ 222.34
$ 400.21
$ 476.25
$
EBITDA 0.53 4.45 20.01 44.02 52.39
EBITDA Margin 5% 6% 9% 11% 11%
Assumptions
$120
g
EBIT 0.32 2.96 13.34 28.01 33.34
EBIT Margin 3% 4% 6% 7% 7%
p
• Investment: $20m
• Stake: 20%
• Hurdle Rate: 15%
$40
$60
$80
$100
IRR of 55%
$-
$20
$40
2011E 2012E 2013E 2014E 2015E
8
• Sale or IPO at 2.5x
2015 Revenue
2011E 2012E 2013E 2014E 2015E
Best Base Worst
10. Why Invest Now
Additional investment will generate outsize returns due to growth prospects
Need for Additional Investment High Potential for Growth
Need for Additional Investment High Potential for Growth
Additional resources
needed to maintain
first mover advantage
Potential for growth will
allow new investors to
see an outsized return
first mover advantage
Competitive pressures
increasing
Expected spend in
see an outsized return
Customer adoption will
scale up exponentially
The key to success will
pec ed spe d
advertising and
customer acquisition
y
be in locking in a loyal
customer base early
$10.0
$27.5
$20.0
* Additional
capital from
Sequoia and
new investor
consortium
9
Series A Series B
$
Proposed
Series C
co so u
11. Exit Strategies
Square will have multiple exit opportunities that will result in a high ROI
Highly Viable M&A Prospects IPO Considerations
Highly Viable M&A Prospects
Multiple buyers possible competitive bidding
Valuable user base with recurring revenue stream
IPO Considerations
Depends on user base
expansion success and
consideration of M&A
Clear fit into product portfolios
consideration of M&A
High standalone potential
Large Companies
Competing in
Mobile Space
Potential Valuation
Service Providers
and Hardware
Manufacturers
1
2 $700mm-$1.4bn
Rev
EBITDA
$450mm-
$800
10
Payment Processors 0 500 1000 1500 2000
$400 $700 $1000 $1300 $1600
($mm)
$800mm
12. Appendix
Index of Presentation and Appendix Slides
Presentation Slides Appendix Slides
Presentation Slides
1. The Square Proposition
2. Management Team
3 h k t
ppe d S des
• Financial Assumptions
• Financial Model
A ti f
3. The Market
4. The Product
5. Value to User
• Assumptions from
Comparables
• Future Valuation Perspective
C d R
6. Customer Acquisition
7. Competition and
Defensibility
• Concerns and Responses
• Partnerships
• Company Vision
8. Financial Model and
Projections
9. Why Invest Now
• Market Analysis
10.Exit Strategies
13. Financial Assumptions
Growth expected to scale exponentially and valuation will increase
Growth Assumptions
Expected to process $40 million in transactions in Q1 of 2011
Currently signing up 100,000 merchants per month
M
O
D
R y g g p , p
Compare to 30,000 monthly signups last Fall.
$1 million in payments per day
Processing a few million in mobile transactions per week as of last fall
O
D
E
R
I
V
Valuation Assumptions
Valued at $240m after last round of funding in January 2011 ($27.5m)
E
L
V
E
g ( )
Valued at $40m at first round of funding in December 2009 ($10.0m)
Sources
R
S
Sources
DealBook, TechCrunch, Wall Street Journal, VentureBeat, Capital IQ
15. Assumptions from Comparables
Margin projections derived from median of comparable companies
Company Name LTM Gross LTM EBITDA LTM EBIT LTM Net LTM Total
Margin % Margin % Margin % Income
Margin %
Revenues, 1 Yr
Growth %
Ebay Inc. 72.0% 31.0% 22.7% 19.7% 4.9%
Gerber Scientific Inc. 30.7% 4.5% 2.9% (3.0%) 21.0%
Iltron Inc 30 9% 14 0% 8 2% 4 6% 33 9%
Iltron Inc. 30.9% 14.0% 8.2% 4.6% 33.9%
Iteris Inc. 43.5% 8.3% 6.4% (8.3%) (1.2%)
Mastercard Incorporated 100.0% 53.3% 50.7% 33.3% 8.6%
PAR Technology Corp. 26.1% 2.7% 1.6% 1.3% 7.6%
Perceptron Inc. 37.3% 0.8% (1.0%) 1.9% 30.4%
VeriFone Systems Inc 37 7% 14 8% 11 3% 11 3% 24 3%
VeriFone Systems Inc. 37.7% 14.8% 11.3% 11.3% 24.3%
Veritec Inc. 60.8% (64.2%) (67.8%) (86.5%) 108.0%
Visa Incorporated 84.4% 60.0% 56.8% 37.0% 17.0%
Summary Statistics LTM Gross
M i %
LTM EBITDA
M i %
LTM EBIT
M i %
LTM Net
I
LTM Total
R 1 Y
Margin % Margin % Margin % Income
Margin %
Revenues, 1 Yr
Growth %
High 100.0% 60.0% 56.8% 37.0% 108.0%
Low 26.1% (64.2%) (67.8%) (86.5%) (1.2%)
Mean 52.3% 12.5% 9.2% 1.1% 25.5%
Median 40.6% 11.2% 7.3% 3.3% 19.0%
16. Future Valuation Perspective
Square’s valuation would price at premium to multiples due to early stage
Company Name TEV/Total
Revenues LTM -
Latest
TEV/EBITDA LTM
- Latest
TEV/EBIT LTM -
Latest
NTM
TEV/Forward
Total Revenue
NTM
TEV/Forward
EBITDA
NTM Forward
P/E
Ebay Inc. 3.83x 12.34x 16.88x 3.3x 9.4x 15.9x
G b S i tifi I 0 49 10 95 16 80 0 5 7 9 21 9
Gerber Scientific Inc. 0.49x 10.95x 16.80x 0.5x 7.9x 21.9x
Iltron Inc. 0.71x 8.55x 11.10x 0.7x 6.3x 16.5x
Iteris Inc. 1.18x 8.47x 14.51x 1.2x 7.7x 13.0x
Mastercard Incorporated 5.46x 10.23x 10.77x 4.9x 9.0x 15.8x
PAR Technology Corp. 0.29x 10.73x 17.98x 0.3x 7.9x 23.7x
Perceptron Inc 0 53x 67 04x NM 0 5x 9 7x 37 3x
Perceptron Inc. 0.53x 67.04x NM 0.5x 9.7x 37.3x
VeriFone Systems Inc. 4.49x 30.27x 39.89x 4.0x 19.3x 29.6x
Veritec Inc. 4.03x NM NM - - -
Visa Incorporated 6.12x 10.21x 10.80x 5.5x 8.6x 15.3x
Summary Statistics TEV/Total TEV/EBITDA LTM TEV/EBIT LTM - NTM NTM NTM Forward
y /
Revenues LTM -
Latest
/
- Latest
/
Latest TEV/Forward
Total Revenue
TEV/Forward
EBITDA
P/E
High 6.12x 67.04x 39.89x 5.5x 19.3x 37.3x
Low 0.29x 8.47x 10.77x 0.3x 6.3x 13.0x
Mean 2 71x 18 75x 17 34x 2 3x 9 5x 21 0x
Mean 2.71x 18.75x 17.34x 2.3x 9.5x 21.0x
Median 2.51x 10.73x 15.66x 1.2x 8.6x 16.5x
17. Concerns and Responses
Concern Response
NFC will overtake credit
Credit cards too engrained in
daily life to become outdated
card use
daily life to become outdated
in the near future
Large companies will Square has a different
leverage ability to
provide at lower prices
target audience and has
the first mover advantage
Consumer concerns over Partner bank verifies service
Consumer concerns over
security on a newly
introduced platform
Partner bank verifies service
and secure server makes
security claims unfounded
Square has a successfully run
Square will face
execution risks
Square has a successfully run
and experienced
management team
No defining industry standard
Flexibility of the industry
promotes innovation; a
standard will soon be reached
19. Company Vision
Square: 0 to $60 in under 10 seconds
Target consumers are Free app for iPhone,
iP d & A d id
small business iPad & Android
Daily deposit to your
bank account
Simple pricing, free
shipping
Vision is to create zero friction and
complexity around payments
The simplest way to
Emphasis on simplicity & efficiency
The simplest way to
make money
20. Market Analysis
Strong market growth and advantageous company position
Position
First Mover Advantage High growth
Market
Expanding & First Mover Advantage
Few comparable
competitors
Currently underfunded
High growth
potential
Expanding &
unsaturated
marketplace
Competitors
Large Competitors
Ie. Google, Apple
Not focused enough to
Small Competitors
Ie. VeriFone, Intuit
Not focused enough to
drive Square out of its
niche market
Lack first mover
advantage