Cybersecurity risks are increasing as physical, technological and human assets become more connected. Major threats include cyber terrorism, cyber war, cyber espionage, and underground trading of powerful software vulnerabilities. Organizations must implement integrated risk management solutions that balance cost, risk, and effort, and consider physical, technological, and human assets as interconnected. Emerging risks include those from the Internet of Things, industry 4.0, and an organized criminal industry exploiting risks like phishing, SMS exploits, USB attacks, and vishing.