On 11th February 2016 the Big Lottery Fund and CBO evaluation team ran a peer learning event for people developing SIBs related to health. These slides are from the workshop on working with investors.
On 4th December 2015 the Big Lottery Fund and CBO evaluation team ran a peer learning event for people developing SIBs related to employment, housing and crime. These slides are from the afternoon workshop on working with investors.
The presentation was a workshop at NCVO's European Funding Network's event LEPs, Growth and EU funds on Wednesday 25 September 2013.
The presentation was by Azlina Bulmer Charity Bank, Sam Tarff, The Key Fund, Chris Dadson, Social Investment Business and is a guide to Social Investment and Local Impact Funds.
Find out more about the event 'LEPs, Growth and EU funds': http://europeanfundingnetwork.eu/events/engaging-with-your-leps
Find out more about NCVO's European Funding network: http://europeanfundingnetwork.eu/
After a successful trip down under, Geraldine Cahill from SiG@MaRS and Ethel Cote from Canadian Centre for Community Renewal report back to an audience at the MaRS Discovery District.
On 11th February 2016 the Big Lottery Fund and CBO evaluation team ran a peer learning event for people developing SIBs related to health. These slides are from the workshop on working with investors.
On 4th December 2015 the Big Lottery Fund and CBO evaluation team ran a peer learning event for people developing SIBs related to employment, housing and crime. These slides are from the afternoon workshop on working with investors.
The presentation was a workshop at NCVO's European Funding Network's event LEPs, Growth and EU funds on Wednesday 25 September 2013.
The presentation was by Azlina Bulmer Charity Bank, Sam Tarff, The Key Fund, Chris Dadson, Social Investment Business and is a guide to Social Investment and Local Impact Funds.
Find out more about the event 'LEPs, Growth and EU funds': http://europeanfundingnetwork.eu/events/engaging-with-your-leps
Find out more about NCVO's European Funding network: http://europeanfundingnetwork.eu/
After a successful trip down under, Geraldine Cahill from SiG@MaRS and Ethel Cote from Canadian Centre for Community Renewal report back to an audience at the MaRS Discovery District.
LCVS Strategic framework - our roadmap for the next 5 yearstonyosailing
This is the draft summary version of the LCVS strategic framework launched at the LCVS Big Event on 12 November 2014.
More information: info@lcvs.org.uk
Presented at NCVO's Trustee Conference on Monday 11 November 2014.
The presentation was by Geetha Rabindrakumar, Big Society Capital, Tim Willis, Chair, London Early Years Foundation and Edward Baker, Chair, Furnistore. These slides look at what trustees need to know, how to know if it is right for your organisation and how you access it?
To learn more about governance: http://www.ncvo.org.uk/practical-support/governance
To find out about NCVO's Trustee Conference: http://www.ncvo.org.uk/training-and-events/trustee-conference
TORONTO – The Investment Funds Institute of Canada (IFIC) released a seminal report
– The Value of Advice: Report - which provides a clear, unbiased view of what advice means to
the financial well-being of Canadians and how it builds their confidence in their financial future.
Sarah Lambert, Affordability Assessment Manager, Policy in Practice, delivered this presentation to the Money Advice Liason Group (MALG) Virtual summit on Thursday 29 October.
Over 20 million of us don’t have the necessary skills to effectively manage our money and 11.5 million of us have less than £100 in savings.
With predictions of widespread unemployment and an expected tsunami of people needing debt advice and support during the coming months and years, this session explored the innovative new tools and approaches that will help organisations to improve the financial capability of customers, increase the financial resilience of customers and engage customers earlier.
Sarah Lambert from Policy in Practice discussed research and initiatives we've developed, including our award winning Benefit and Budgeting Calculator, to support organisations to get ahead of the curve.
For more information visit www.policyinpractice.co.uk, email hello@policyinpractice.co.uk or call 0330 088 9242.
Investing in Livelihood and Enterprise DevelopmentEthical Sector
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Social impact bonds at a glance, August 2017Liat Zwirn
The social impact field has been enriched by new ideas and approaches, allowing it to do more with limited resources. This presentation glances at one of the new financing models: social impact bonds.
About the housing finances in India. About the national hosing bank and the functions of it. Then about the micro housing finance corporation and the types of loans, housing and its development. Discussion on the urban infrastructure.
Nonprofit Videos (on a Budget) that Engage and Retain DonorsBloomerang
Up until recently, high-quality video production has been a luxury available only to the largest nonprofits. Now, even the smallest charity on a budget can create a compelling and authentic video that moves the needle for their fundraising goals.
In this webinar, we will make recommendations for crafting an effective, integrated and low-cost video strategy resulting in content that will resonate with your donors, volunteers and other stakeholders.
At the conclusion of this session participants will:
Discover how to create an in-depth strategy based on your nonprofit's diverse audiences
Determine which equipment and technology is best for your organization's needs
Learn how to solicit and leverage crowdsourced content
Understand how to best utilize web video platforms and social networks like YouTube, Vimeo, Facebook, Instagram and Vine for distributing content
LCVS Strategic framework - our roadmap for the next 5 yearstonyosailing
This is the draft summary version of the LCVS strategic framework launched at the LCVS Big Event on 12 November 2014.
More information: info@lcvs.org.uk
Presented at NCVO's Trustee Conference on Monday 11 November 2014.
The presentation was by Geetha Rabindrakumar, Big Society Capital, Tim Willis, Chair, London Early Years Foundation and Edward Baker, Chair, Furnistore. These slides look at what trustees need to know, how to know if it is right for your organisation and how you access it?
To learn more about governance: http://www.ncvo.org.uk/practical-support/governance
To find out about NCVO's Trustee Conference: http://www.ncvo.org.uk/training-and-events/trustee-conference
TORONTO – The Investment Funds Institute of Canada (IFIC) released a seminal report
– The Value of Advice: Report - which provides a clear, unbiased view of what advice means to
the financial well-being of Canadians and how it builds their confidence in their financial future.
Sarah Lambert, Affordability Assessment Manager, Policy in Practice, delivered this presentation to the Money Advice Liason Group (MALG) Virtual summit on Thursday 29 October.
Over 20 million of us don’t have the necessary skills to effectively manage our money and 11.5 million of us have less than £100 in savings.
With predictions of widespread unemployment and an expected tsunami of people needing debt advice and support during the coming months and years, this session explored the innovative new tools and approaches that will help organisations to improve the financial capability of customers, increase the financial resilience of customers and engage customers earlier.
Sarah Lambert from Policy in Practice discussed research and initiatives we've developed, including our award winning Benefit and Budgeting Calculator, to support organisations to get ahead of the curve.
For more information visit www.policyinpractice.co.uk, email hello@policyinpractice.co.uk or call 0330 088 9242.
Investing in Livelihood and Enterprise DevelopmentEthical Sector
Presentation by Philipp Essl at a “Multi-Stakeholder Workshop on Community Engagement in the Extractive Industries” in Yangon on 27/28 January 2015, convened by the Myanmar Centre for Responsible Business (MCRB) to discuss international best practice in strategic community investment and engagement, including how to handle grievances.
Social impact bonds at a glance, August 2017Liat Zwirn
The social impact field has been enriched by new ideas and approaches, allowing it to do more with limited resources. This presentation glances at one of the new financing models: social impact bonds.
About the housing finances in India. About the national hosing bank and the functions of it. Then about the micro housing finance corporation and the types of loans, housing and its development. Discussion on the urban infrastructure.
Nonprofit Videos (on a Budget) that Engage and Retain DonorsBloomerang
Up until recently, high-quality video production has been a luxury available only to the largest nonprofits. Now, even the smallest charity on a budget can create a compelling and authentic video that moves the needle for their fundraising goals.
In this webinar, we will make recommendations for crafting an effective, integrated and low-cost video strategy resulting in content that will resonate with your donors, volunteers and other stakeholders.
At the conclusion of this session participants will:
Discover how to create an in-depth strategy based on your nonprofit's diverse audiences
Determine which equipment and technology is best for your organization's needs
Learn how to solicit and leverage crowdsourced content
Understand how to best utilize web video platforms and social networks like YouTube, Vimeo, Facebook, Instagram and Vine for distributing content
A Marketing proposal submitted as part of a national competition for Charity:Water. I did the design and layout, as well as the market analysis and research.
Presentation on Budget, budgeting and budgetary control..
Contents-
1) Budgeting [characteristics]
2) Budgetary control
3) Difference in budget, budgeting, budgetary control
4) Essentials in budgetary control
5) Requisites for budgetary control system
6) Merits & limitations
7) Zero-based budgeting
8) Difference in Traditional & Zero based budgeting.
Concept social impact bonds - at a glance - august 2017Liat Zwirn
יפה ומעניין לראות חדשנות במגזר החברתי.
אחד מהתחומים בהם הדבר בא לידי ביטוי הינו תחום מימון הפעילות, ואחד מהמודלים החדשניים אשר שולבו במגזר בשנים האחרונות הינו האג"ח החברתי.
מודל זה יוצר שותפות בין המגזר הציבורי ובין מקורות מימון מהמגזר הפרטי / פילנתרופיה למול ROI פיננסי פוטנציאלי, לטובת מימון פעילות בתחום מסוים במסגרת המגזר החברתי.
Session 1: Welcome & Social Sector Access to Finance
Session 2: Social Investment and Match Funding
Session 3: Social Investment Tax Relief
Session 4: Details of RfP
Session 5: The View from the Frontline
This presentation was given by Thomas Leftwich - Senior Policy Advisor, Sector Sustainability Programmes.
For more resources on public service delivery visit http://www.ncvo.org.uk/practical-support/public-services
The presentation was a workshop at Evolve 2014: the annual event for the voluntary sector in London on Monday 16 June 2014.
The presentation was chaired by Caron Bradshaw, Chief Executive, Charity Finance Group and looks at the practical issues around social investment, showcasing some of the products available, hearing from charities that have successfully used social investment and social investment providers.
Find out more about the Evolve Conference from NCVO: http://www.ncvo.org.uk/training-and-events/evolve-conference
Find out more about the work NCVO does around funding: http://www.ncvo.org.uk/practical-support/funding
Really useful information on small grant funding opportunities that are available. This has been produced by Braintree District Voluntary Support Agency. If you know of similar updates, please do send them to me so I can share them on!
Their Vision:
Healthy and resilient communities with sport and physical activity at their heart.
Their Mission:
We help develop sustainable sports organisations, by supporting them to take ownership of facilities, develop new resources and diversify their revenue streams.
Presented by David Floyd, Managing Director, Social Spider, at NCVO's 2015 Evolve Conference.
One of two presentations covering the alternative finance landscape.
The role of Government in the Social EconomyOECD CFE
The capacity building seminar will gather the main stakeholders who are concerned with building conducive ecosystems for social enterprises: policy makers and administrators, networks of social enterprises and social economy actors, social finance players.
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Enterprise Excellence is a holistic approach that's aimed at achieving world-class performance across all aspects of the organization.
What might I learn?
A way to engage all in creating Inclusive Excellence. Lessons from the US military and their parallels to the story of Harry Potter. How belt systems and CI teams can destroy inclusive practices. How leadership language invites people to the party. There are three things leaders can do to engage everyone every day: maximizing psychological safety to create environments where folks learn, contribute, and challenge the status quo.
Who might benefit? Anyone and everyone leading folks from the shop floor to top floor.
Dr. William Harvey is a seasoned Operations Leader with extensive experience in chemical processing, manufacturing, and operations management. At Michelman, he currently oversees multiple sites, leading teams in strategic planning and coaching/practicing continuous improvement. William is set to start his eighth year of teaching at the University of Cincinnati where he teaches marketing, finance, and management. William holds various certifications in change management, quality, leadership, operational excellence, team building, and DiSC, among others.
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Taurus Zodiac Sign_ Personality Traits and Sign Dates.pptxmy Pandit
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www.seribangash.com
A Memorandum of Association (MOA) is a legal document that outlines the fundamental principles and objectives upon which a company operates. It serves as the company's charter or constitution and defines the scope of its activities. Here's a detailed note on the MOA:
Contents of Memorandum of Association:
Name Clause: This clause states the name of the company, which should end with words like "Limited" or "Ltd." for a public limited company and "Private Limited" or "Pvt. Ltd." for a private limited company.
https://seribangash.com/article-of-association-is-legal-doc-of-company/
Registered Office Clause: It specifies the location where the company's registered office is situated. This office is where all official communications and notices are sent.
Objective Clause: This clause delineates the main objectives for which the company is formed. It's important to define these objectives clearly, as the company cannot undertake activities beyond those mentioned in this clause.
www.seribangash.com
Liability Clause: It outlines the extent of liability of the company's members. In the case of companies limited by shares, the liability of members is limited to the amount unpaid on their shares. For companies limited by guarantee, members' liability is limited to the amount they undertake to contribute if the company is wound up.
https://seribangash.com/promotors-is-person-conceived-formation-company/
Capital Clause: This clause specifies the authorized capital of the company, i.e., the maximum amount of share capital the company is authorized to issue. It also mentions the division of this capital into shares and their respective nominal value.
Association Clause: It simply states that the subscribers wish to form a company and agree to become members of it, in accordance with the terms of the MOA.
Importance of Memorandum of Association:
Legal Requirement: The MOA is a legal requirement for the formation of a company. It must be filed with the Registrar of Companies during the incorporation process.
Constitutional Document: It serves as the company's constitutional document, defining its scope, powers, and limitations.
Protection of Members: It protects the interests of the company's members by clearly defining the objectives and limiting their liability.
External Communication: It provides clarity to external parties, such as investors, creditors, and regulatory authorities, regarding the company's objectives and powers.
https://seribangash.com/difference-public-and-private-company-law/
Binding Authority: The company and its members are bound by the provisions of the MOA. Any action taken beyond its scope may be considered ultra vires (beyond the powers) of the company and therefore void.
Amendment of MOA:
While the MOA lays down the company's fundamental principles, it is not entirely immutable. It can be amended, but only under specific circumstances and in compliance with legal procedures. Amendments typically require shareholder
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As an Army veteran dedicated to lifelong learning, I bring a disciplined, strategic mindset to my pursuits. I am constantly expanding my knowledge to innovate and lead effectively. My journey is driven by a commitment to excellence, and to make a meaningful impact in the world.
As a business owner in Delaware, staying on top of your tax obligations is paramount, especially with the annual deadline for Delaware Franchise Tax looming on March 1. One such obligation is the annual Delaware Franchise Tax, which serves as a crucial requirement for maintaining your company’s legal standing within the state. While the prospect of handling tax matters may seem daunting, rest assured that the process can be straightforward with the right guidance. In this comprehensive guide, we’ll walk you through the steps of filing your Delaware Franchise Tax and provide insights to help you navigate the process effectively.
Filing Your Delaware Franchise Tax A Detailed Guide
Social Investment Scotland
1.
2. Who we are
• We are the largest Community Development Finance Institution in Scotland and
one of the largest in the UK, holding a pioneering role in social finance
• We are the largest not for profit provider of business loans to the third sector in
Scotland as well as a social enterprise and registered charity in our own right
• Our aim is to connect capital with communities by offering flexible loans that
are specifically tailored to the third sector organisations
3. Our Impact
• We support the creation and growth of charities, community organisations
and social enterprises with loans and other repayable investment.
• Over the last 10 years our loan funds have assisted almost 180
charities, community organisations and social enterprises across Scotland
providing investment totalling just under £43 million.
• We invest in third sector organisations that have the capability to make
sustainable social impacts, and therefore, SIS supports local job
creation, community engagement and economic development nationwide.
4. Our Products
All Purpose Loan
Repayable over a maximum of 10 years, our All Purpose Loan has a fixed interest rate and capital
payments so organisations know exactly what they are required to pay each month
Bridging Loan
Short term finance provided at short notice which is ideal for timing issues of approved grant monies
SIS/Triodos Property Loan
Working in partnership with Triodos Bank we provide term loans up to a maximum 10 years
SIS Community Renewables
Loan finance of up to £250,000 over a repayment period of up to 10 years
Social Investment is the provision of repayable finance to charities and other
social organisations. We offer business loans are flexible and tailored
specifically to the organisations’ needs.
5. Who is eligible
We invest in third sector organisations that have the capability to make
sustainable social impacts.
These must…
be based and operate in Scotland
operate within the Scottish Third Sector i.e. charities, community and
voluntary organisations, non-profits and social enterprises
reinvest their profits for community benefit
be allowed to borrow under their organisation‟s constitution
6. Application Process
6
• A member of our investment team will work with the organisation to put
together the most suitable finance package.
• For this we ideally like to see a business plan, last three years annual
accounts, up to date management accounts and any cash flow
forecasts/projections.
• Don't worry if you don't have any of these at this stage or are looking for
finance for a new project as we can discuss this with you as things progress.
• You will be allocated an investment manager who will chat through your
plans in more detail
• If happy to proceed, they will take your investment proposal to our credit
panel for approval and provide you with full details of the terms and
conditions plus a legal facility documentation to be signed.
• Upon receipt of the signed facility letters along other required documents and
legal sign off, we will provide your loan by BACS transfer.
7. 1. All Purpose Loan
• Our most standard and flexible loan
• Repayable over a maximum of 10 years
• Fixed interest rate and capital payments
• Ideal for assisting with capital expenditure, revenue
funding, marketing, business development or working capital
• Loans range from £10,000 to £250,000 with no penalty for partial or full
early repayment
8. 2. Bridging Loan
Case Study: Scottish Emergency Rider Volunteer Service - ScotsERVS
“The SIS bridging loan provided us with the
financial sustainability and security we needed to
maintain our current level of services and facilitate
our further necessary investments in specialist
transport equipment. SIS's bridging facility
provided us with a lifeline, ensuring the financial
flexibility ScotsERVS need.”
Deirdre Kelly, Treasurer, ScotsERVS
Short term finance provided at short notice to cover timing issues for receipt of
approved grant monies to enable a project to proceed when the secured grant
funding is being paid in arrears.
9. One Stop Property Loan
• Triodos Bank and Social Investment
Scotland (SIS) work as a team to offer
third sector organisations the
opportunity to buy property
• Their One Stop Property Loan
provides the borrower with up to
100% of the value of a property or
purchase price, with Triodos Bank
offering up to 70% of the funding
required and SIS making up the
shortfall
“We started trading on the 4th June
2012 and the Centre is looking
fabulous inside and out. We now
have the space to create a
community for therapists, tutors and
students, to offer a new MSC course
in February next year and have
rented a room out to two
complimentary therapists. Our 2 year
Diploma and 1 year Certificate
courses starting in September are all
full, so a good start for the new
building.”
Vicki Woods, The Centre of
Therapy and Counselling Studies
10. Community Renewables
• Communities engaging in renewable
energy projects commonly struggle with
raising appropriate finance
• There are a number of social investors who
have a growing interest in this area.
• These funders can work collaboratively in
partnership to streamline the process –
meaning that one may only have to liase
with one funder, who operates on behalf of
the other funders once they have approved
their loan independently
In 2012 SIS assisted with the development of
five community renewable projects offering
loan finance of up to £250k over a repayment
period of up to 10 years.
11. Scottish Investment Fund
• The £28.8m revolving fund was provided by the Scottish
Government in 2008-2011
• Main aim: build capacity, capability and financial sustainability in the Third Sector to
support the overall national outcomes of the Scottish Government
• SIF provides mix of strategic investment and loan funding to organisations considered
'Investment Ready„
• Further £3m of investment capital was made available last year and successfully
allocated to seven innovative and pioneering models of social enterprise
12. Resilient: Start & Grow
12
• SIS have recently been contracted by Resilient to undertake financial
review of all new applications to the Start & Grow fund
• Start & Grow is the first investment package offered by Resilient
• It is a loan package with an element of grant funding, to support the
development and growth of both new and existing organisations in 13 local
authorities across Scotland
13. Where we work - SIS
In the last ten years, SIS has supported over 107 organisations in 23
of Scotland‟s 32 local authorities with loans of more than £11 million.
Projects that have benefited from the
funding are worth in excess of £60 million
and tackle a range of social issues
including employment and
training, health, arts and culture, care and
the environment.
14. Sectors That Benefit
Employment
& Training
Community
Asset
Arts &
Culture
Other
Renewable energy
Recycling/
Waste
Social
Care
Sport
Transport
CDFI
Childcare
Legal
Food
Processing
15. Social Impact Report
15
• In 2012 SIS commissioned FMR Research, an independent social
research consultancy, to measure SIS‟ social impact over the last 10
years
• The research team wrote a detailed Social Impact Report, launched in
autumn 2012 and helped design indocators to monitor this impact in the
future
16. Our Social Impact
We have identified four areas where SIS is making a significant impact
Create a larger and more robust third sector in Scotland, in terms of the
number of organisations, jobs and volunteering opportunities they support
Move towards a more financially sustainable model of working, with less
reliance on grant funding and greater income generation
More managerially sound and well-governed third sector organisations
A real difference to local communities: improving the quality of people‟s
lives, their environment and their life chances
17. SIS Lookout
17
As part of our continued development, we have recently embarked on the roll
out of a new five year strategy, called “A Framework for Growth”.
This plan seeks to use our track record, experience and credibility as the
foundation of an ambitious strategy which has a number of headline priorities
to:
• Connect capital with communities
• Expand our funding programmes to meet changing needs
• Build on our capacity to achieve our objectives
• Expand our leadership role to support growth in our communities
• Expand and more effectively monitor, measure and communicate our social
impact.
18. SIS Customers
Abbeyview Bowling Club
Almond Valley Heritage Trust
Answer Project
Arrochar & Tarbet Community Development Trust
Assynt Foundation
Balornock Bowling Club
Bethany Christian Trust
Callander Youth Project
Central Action
Children 1st
Cluarankwai Judo Club
Co-Chomunn na Hearadh
Coffee Exchange
Common Knowledge UK
Community Food Initiative NE
Craigmillar Dev & Enterprise
CRISIS
Cue & Review Recording Service
CVSEA
Development Coll
DIA
Dunblane Kids Club
Eassie, Nevay & Kirkinch Community Association
EID Developments
Elm Court Education CIC
Esk Valley Model Engineering
Factory II
FARE
Fisherrow Trust
Fly Right Dance Company
Galgael Trust
Gigha Renewable Energy Ltd
Girvan Youth Trust
Glasgow Media Access Centre
Glasgow City Mission
Glencraft
Go Country Ltd
GRC
Greenlaw FC : Bridging Loan
Highland Opportunity
HOCL
Home Aid Caithness
Home Basics
IntLife Pain Management Ltd
Invertay Social Investment Fund
Kilmuir & Logie Easter Action
Kindom Ltd
Lomond Train & Environmental Services
MARC Contracts
Maritime Rescue Institute
Mid-Deeside
New Start Highland
Newlands Community Dev Trust
One Plus
Out of the Blue
Rainbow Crafts
Real Work Skills
Recycle Fife
Renaissance People
RequipIT
Re-Union Canal
Scottish Sculpture Workshop
Scottish Training Foundation
Seaton Community Enterprise
Senscot
Social Enterprise Clydebank
SoLVE
Speyside Trust
Spruce Carpets
Strathmore Christian Fellowship
Udny Community Wind
Unity Enterprise Ltd
Walls Public Hall
Wiston Lodge
Broxburn United
Coach House Trust
Critical Skills Scotland
Critical Skills Scotland (PTL)
DSL Social Enterprise Fund Ltd
LEEP Recycling Ltd
Renew Services Ltd
RequipIt Ltd : PTL
Shetland Spring Water
Travel2Give
20. Contact Details
Social Investment Scotland
12 Broughton Place
Edinburgh
EH1 3RX
Phone +44 (0) 131 558 7706
Fax +44 (0) 131 558 8357
Email enquiries@socialinvestmentscotland.com
Web www.socialinvestmentscotland.com
Charity No. SC036875
Registered in Scotland SC223302
Editor's Notes
ScotsERVS - providers of the emergency 'blood bike' transport service in Scotland.Transporting items at urgent request of the NHS of a medical nature, they use specially adapted motorcycles and professionally trained volunteers who are on call ready to respond 24 hours, 7 days a week, 365 days a year. Relying on generous public donations to carry out this vital work, ScotsERVS currently receives no government, NHS or other financial assistance.