The document discusses the services provided by Siligmueller & Norvid Wealth Advisors, a financial planning and investment management firm. The firm takes a consultative approach to understand clients' goals and provides clear recommendations presented in an easy format. They offer a personalized level of service through a high staff to client ratio to ensure accessibility and responsiveness. Case studies are presented showing how the firm has helped clients by consolidating accounts, developing budgets and long-term financial plans, and providing guidance on retirement options.

1. II. Clear GuidanceI. Consultative Approach
FOR SILIGMUELLER AND NORVID’S USE ONLY. NOT FOR USE AND/OR DISTRIBUTION TO THE GENERAL PUBLIC.
• In depth questions and active
listening to understand client’s
goals
• Significant experience in a variety
of money-related issues
• Ability to leverage resources and
collaborate results in a
comprehensive focus
• A clear, goal-based approach
creates tailored portfolios
• Straightforwardness and always
putting ourselves in our clients’
shoes
• Clear recommendations presented
in an easy, educational format
• High staff to client ratio promotes
accessibility and responsiveness
• Diligent, forward-looking monitoring
of clients plans
• Tailored investment and wealth
plan is developed
Seek a second opinion on your finances and investments.
We’re ready to take a fresh look at your finances. Siligmueller & Norvid Wealth Advisors will act as a sounding board
and provide independent unbiased advice. You can then have the freedom to act on our recommendations as you see
fit, with peace of mind.
Contact Steve Norvid (snorvid@siligmueller.com) at 630-793-9642 to schedule an appointment.
Siligmueller & Norvid Wealth Advisors is a Chicagoland-based Financial Planning and Investment Management firm serving a
select group of high net worth individuals and families. Our mission is to become an essential partner to our clients by helping
pursue their vision of financial success through expert, independent advice delivered at a reasonable fee. Our commitment to
this mission is defined by three core elements, which represent the reasons clients choose us…
III. Personalized Service
Benefit: A feeling of comfort for
our clients knowing they have an
advocate for their financial goals
Benefit: A feeling of confidence
that comes from our clients having
clarity in their financial lives
Benefit: Peace of mind that
comes from preparedness for any
financial challenge or opportunity
586 Duane Street, Suite 202, Glen Ellyn, IL 60137 I 630 793-9642 I www.siligmueller.com
© 2015 Siligmueller & Norvid Wealth Advisors.
Steve Norvid, CFA®
Dale Siligmueller, CPA®
Several examples of issues facing our clients and the advice we provided follow:
• Dave and Betty had a sizeable investment portfolio, but too many accounts and holdings (current and former employer
401(k)s and brokerage accounts). We consolidated accounts/holdings, eliminated inappropriate holdings, transitioned to a risk-
based investment mix, and substantially lowered the cost for both the investments and the advisory fees.
• Bob, in his late 50s, was given an early retirement package by his employer. He was not sure whether to take the annuity or
the lump sum option. After reviewing his options in the context of his other investments, we helped him select an appropriate
combination of annuity income and lump sum to invest for growth.
• Susan was recently divorced and her husband had handled the financial issues for their family. She was very worried about
her finances and concerned that she might need to sell her home. We were able to consolidate her accounts, develop a
budget for income and expenses, transition her investments to meet her income needs while managing risk, and create a long
term plan allowing her to remain in her home and maintain her lifestyle.