Craig Wilford is a Partner and financial planner at Nexia Sydney with over 21 years of experience. He provides wealth accumulation, retirement planning, and expatriate advisory services for individuals and business owners. Craig identifies new investment opportunities and underperforming holdings for his clients. He regularly conducts seminars to keep clients informed on topics like retirement strategies and market briefings. Craig has been accredited in the AFR Smart Investor Top 50 Financial Planners Masterclass for multiple years. As a fee-for-service planner, Craig customizes strategies and solutions for each client's needs and circumstances. His loyal client base and referrals reflect his expert advice and strategies.
IRS Regulation 408(b) is expected to take affect in early 2012. Retirement educator Eric Roberts will present the 10 questions you should be asking your defined contribution plan vendor that will help you understand the actual fees and costs associated with your current benefit. Knowing what to ask is half the battle. All attendees of the program will receive Nyhart’s 408(b)2 Guide that includes a checklist of fees to look for and disclosure statements you should be get from your vendor to affirm the actual costs of your plan in preparation of the new regulations taking effect.
Fidra Wealth Management is an independent financial planning firm located in North Berwick, Scotland that provides fee-based wealth management and financial planning services. The firm was founded with the goal of providing high-quality advice through a transparent fee structure without potential commission biases. Fidra Wealth Management offers services including retirement planning, investment portfolio management, risk assessment, and corporate financial advice. Their approach aims to minimize taxes, protect client assets, and improve investment returns through personalized and customized financial planning.
Adam Claerbout offers securities, investment advisory, and financial planning services through MML Investors Services, LLC. Vital Solutions provides targeted financial solutions like disability insurance or rolling over retirement accounts. Extensive Solutions offers comprehensive financial planning by discovering clients' goals, evaluating their current arrangements, and adjusting their plan for future success. The Extensive Solutions process includes delivering a financial plan and then maintaining it through ongoing monitoring if retained by the client.
BSG Financial Solutions Limited provides financial planning services including investments, pensions, mortgages, and protection products. They follow a 6 stage financial planning process: 1) identifying goals, 2) collecting information, 3) analysis, 4) designing strategies, 5) implementation, and 6) regular reviews. Fees are charged as a percentage of funds invested or managed. Ongoing service is optional and also charged as a percentage fee.
- The document outlines the services provided by BSG Financial Solutions Limited, including financial planning, investment advice, implementation of financial strategies, and ongoing review services.
- BSG Financial follows a 6-stage process: understanding goals and current situation, analysis, designing a strategy, implementation, and ongoing reviews.
- Fees are charged for the initial advice and implementation. Ongoing annual fees are also charged and are a percentage of funds under management.
BSG Financial Solutions Limited provides financial planning services including investments, pensions, mortgages, and protection products. They follow a 6 stage financial planning process: 1) identifying goals, 2) collecting client information, 3) analyzing the client's situation, 4) designing a strategy, 5) implementing recommendations, and 6) providing regular reviews. Fees are charged for advice and implementation, with optional ongoing service fees. Products are offered from a variety of providers through the Openwork platform.
The O'Neill Team provides wealth management and financial planning services to a select group of wealthy clients. They implement investment strategies, provide tax planning and reporting, and develop estate plans to help clients achieve their financial goals. Their ideal clients have over $1 million in investment assets and a net worth over $2 million, and value receiving personalized advice from financial professionals.
Benefit Administration, Inc. (BAI) is a Wisconsin-based firm that provides retirement planning solutions and administration services for businesses. They offer customized retirement plans for companies of all sizes, including 401(k)s, pensions, and other options. BAI provides dedicated account managers, comprehensive services like plan design and documentation, and objective consultation to help companies meet their retirement goals and attract quality employees. They have been in business since 1997 and serve over 500 clients with a personalized, responsive approach.
IRS Regulation 408(b) is expected to take affect in early 2012. Retirement educator Eric Roberts will present the 10 questions you should be asking your defined contribution plan vendor that will help you understand the actual fees and costs associated with your current benefit. Knowing what to ask is half the battle. All attendees of the program will receive Nyhart’s 408(b)2 Guide that includes a checklist of fees to look for and disclosure statements you should be get from your vendor to affirm the actual costs of your plan in preparation of the new regulations taking effect.
Fidra Wealth Management is an independent financial planning firm located in North Berwick, Scotland that provides fee-based wealth management and financial planning services. The firm was founded with the goal of providing high-quality advice through a transparent fee structure without potential commission biases. Fidra Wealth Management offers services including retirement planning, investment portfolio management, risk assessment, and corporate financial advice. Their approach aims to minimize taxes, protect client assets, and improve investment returns through personalized and customized financial planning.
Adam Claerbout offers securities, investment advisory, and financial planning services through MML Investors Services, LLC. Vital Solutions provides targeted financial solutions like disability insurance or rolling over retirement accounts. Extensive Solutions offers comprehensive financial planning by discovering clients' goals, evaluating their current arrangements, and adjusting their plan for future success. The Extensive Solutions process includes delivering a financial plan and then maintaining it through ongoing monitoring if retained by the client.
BSG Financial Solutions Limited provides financial planning services including investments, pensions, mortgages, and protection products. They follow a 6 stage financial planning process: 1) identifying goals, 2) collecting information, 3) analysis, 4) designing strategies, 5) implementation, and 6) regular reviews. Fees are charged as a percentage of funds invested or managed. Ongoing service is optional and also charged as a percentage fee.
- The document outlines the services provided by BSG Financial Solutions Limited, including financial planning, investment advice, implementation of financial strategies, and ongoing review services.
- BSG Financial follows a 6-stage process: understanding goals and current situation, analysis, designing a strategy, implementation, and ongoing reviews.
- Fees are charged for the initial advice and implementation. Ongoing annual fees are also charged and are a percentage of funds under management.
BSG Financial Solutions Limited provides financial planning services including investments, pensions, mortgages, and protection products. They follow a 6 stage financial planning process: 1) identifying goals, 2) collecting client information, 3) analyzing the client's situation, 4) designing a strategy, 5) implementing recommendations, and 6) providing regular reviews. Fees are charged for advice and implementation, with optional ongoing service fees. Products are offered from a variety of providers through the Openwork platform.
The O'Neill Team provides wealth management and financial planning services to a select group of wealthy clients. They implement investment strategies, provide tax planning and reporting, and develop estate plans to help clients achieve their financial goals. Their ideal clients have over $1 million in investment assets and a net worth over $2 million, and value receiving personalized advice from financial professionals.
Benefit Administration, Inc. (BAI) is a Wisconsin-based firm that provides retirement planning solutions and administration services for businesses. They offer customized retirement plans for companies of all sizes, including 401(k)s, pensions, and other options. BAI provides dedicated account managers, comprehensive services like plan design and documentation, and objective consultation to help companies meet their retirement goals and attract quality employees. They have been in business since 1997 and serve over 500 clients with a personalized, responsive approach.
The document introduces TD Wealth Private Client Group, which provides comprehensive wealth management services for high net worth individuals. It aims to help clients leverage opportunities and manage challenges that come with wealth through a personalized approach. The Private Client Group utilizes a team of professionals to develop customized strategies focused on each client's unique goals and priorities. It offers a range of integrated wealth management capabilities including private banking, lending, investment management, and trust and estate planning services to address all of clients' financial needs.
The document provides information about Ascent Wealth Management, its services, and fees. It outlines Ascent's role in tracking clients' lifestyle goals, providing financial advice, mentoring, and project managing clients' financial lives. It also discusses various financial strategies and managing risks and changes over time. Fees for plan preparation and ongoing service are also outlined.
Donna Cates is a financial advisor with Ameriprise Financial Services who provides a wide range of financial planning services to help clients envision and achieve their financial goals. These services include goal setting, cash flow management, investment planning, tax planning, retirement planning, estate planning, and guidance on communication and conduct according to regulatory standards. The document outlines the specific topics addressed within each of these financial planning areas to help clients develop and implement strategies to successfully manage their finances.
This document provides an overview and presentation by Another Outstanding Solution (AOS) on helping employees retire with certainty. It summarizes AOS's services including actuarially calculating retirement targets for employees and guaranteeing retirement outcomes. It outlines key benefits like inspiring employee loyalty and lowering costs. It also describes AOS's experience and three packaged service levels from basic brokerage to a more advanced personalized financial planning approach. The presentation concludes by asking the audience if AOS is the right solution provider and outlines next steps to review current arrangements and potentially implement an AOS solution.
The document provides an introduction and overview of Oxford Financial Designs, a registered investment advisory firm. The summary includes:
1) The firm offers financial planning and management services to help clients achieve financial goals and gain control over their financial lives.
2) Services include risk management, asset management, retirement planning, estate planning, and business transfer planning.
3) The firm uses a planning-based approach to investing to help clients organize their finances, determine objectives and risk tolerance, and make informed financial decisions.
Fidra Wealth management Client BrochureWill Douglas
Fidra Wealth Management provides independent financial planning services including wealth management, retirement planning, tax planning, investment management, and insurance. They aim to help clients minimize taxes, protect assets, and improve returns through transparent fee-based financial advice. The company was formed with the goal of unbiased, high-quality financial planning free from commission-based services. They offer personalized financial plans and services to build strong, long-term client relationships.
This document summarizes wealth management and financial planning services offered by TD Waterhouse Private Client Services tailored for doctors. It outlines that as medical practices grow, financial obligations increase, so their services help manage finances, plan for retirement, invest funds, and facilitate estate planning. They provide customized solutions like Individual Pension Plans to boost retirement savings beyond standard RRSP limits. Their advisors consult to understand clients' unique situations and long-term financial goals.
Retirement Solution Group (RSG) is a retirement plan consulting firm that administers over 500 plans for more than 9,000 participants. RSG aims to help business owners strategically withdraw funds from their businesses prior to selling through customized defined contribution and defined benefit plans. Case studies show how RSG has redesigned plans to maximize tax deductions for business owners and implement retirement plans that reward employee loyalty and service. RSG advocates developing a "transaction plan" to supplement proceeds from selling a business with substantial retirement accounts created through creative tax strategies.
Power point presentation from the small business administration (pdf)CVSSurveyors701
CVS Surveyors has an excellent track record.In rating we have an average reduction rate of 9.2%,an industry enviable average.In rent we have reduced our Clients rent liabilities by an average of 10.4%.
This document introduces investment services from Craigs Investment Partners, a New Zealand firm that helps clients build wealth. It describes their private wealth division and investment advisory services. Craigs has over 125 investment advisors across New Zealand who provide personalized advice and portfolio management tailored to each client's needs and objectives. Clients benefit from Craigs' experienced research team that informs advisors' recommendations. The document highlights their managed portfolio service, which fully administers tailored investment portfolios, and broking service, which executes transactions for clients who prefer hands-on portfolio management.
Wells Fargo Institutional Retirement and Trust provides retirement plan management, trust, custody, and investment management services to institutional clients. They help clients define goals and measure success for retirement programs, while minimizing fiduciary risk. Their experienced team delivers creative solutions to meet clients' varying financial needs.
Gil Castillo is a wealth advisor with SWBC Wealth Management who brings a unique financial perspective to his clients. He spends significant time understanding each client's individual needs and concerns to effectively assess their situation and recommend appropriate financial solutions. Gil takes a well-rounded approach in providing products and services for investments, retirement plans, education, estate planning, and small business plans. He has over 16 years of experience as a financial advisor.
This document provides information on retirement planning services and international employee benefits coverage. For retirement planning, the company assesses a client's needs, provides plan guidelines and investment advice, conducts employee education, and ensures plan loyalty and understanding. For international coverage, they have 25+ years experience developing benefits programs for globally located employees, including expatriates and contractors, and create tailored plans through ongoing management and education.
The document discusses the services provided by Siligmueller & Norvid Wealth Advisors, a financial planning and investment management firm. The firm takes a consultative approach to understand clients' goals and provides clear recommendations presented in an easy format. They offer a personalized level of service through a high staff to client ratio to ensure accessibility and responsiveness. Case studies are presented showing how the firm has consolidated clients' accounts, optimized investment mixes, helped clients choose retirement options, and developed long-term financial plans.
Siligmueller & Norvid Wealth Advisors - Second Opinion on Finances and Invest...Steven Norvid, CFA
The document discusses the services provided by Siligmueller & Norvid Wealth Advisors, a financial planning and investment management firm. The firm takes a consultative approach to understand clients' goals and provides clear recommendations presented in an easy format. They offer a personalized level of service through a high staff to client ratio to ensure accessibility and responsiveness. Case studies are presented showing how the firm has helped clients by consolidating accounts, developing budgets and long-term financial plans, and providing guidance on retirement options.
This document describes the services provided by Integrated Financial Partners (IFP). IFP offers personalized financial planning and advisory services through experienced advisors. They provide access to hundreds of investment options and state-of-the-art technology. IFP advisors have years of experience helping clients achieve financial goals like accumulating wealth, planning for retirement, and managing businesses. They take a holistic approach by coordinating with tax and legal advisors. IFP aims to build long-term relationships with clients through individualized attention and objective advice.
This document provides information about 24kWealth Pty Ltd, an authorized representative of Hunter Green Pty Ltd, an Australian Financial Services Licensee. It outlines the services offered including financial planning advice, superannuation and retirement planning. It describes the advisers and their qualifications. Fees are disclosed for financial advice and portfolio management. The document also details complaints procedures and the client relationship.
McHardy Financial provides independent financial advice to both individual and corporate clients. They offer various levels of services tailored to clients' needs and circumstances. For individuals, they provide advice on wealth creation, wealth management, and lifestyle planning. Their team of advisers and support staff develop financial plans and recommendations to help clients achieve their goals. Clients can choose different ongoing service options to receive ongoing reviews, guidance, and support from their advisers.
Gemstone Wealth BlueStar provides financial advisory and short-term insurance services tailored to each client's personal needs. They aim to create a consistent and professional client experience through trust and managing clients' financial affairs. The company is committed to developing long-term client relationships and ensuring clients' financial well-being through transparent and ethical practices. They offer a wide range of financial products and services including assurance, retirement and investment planning, and short-term insurance through partnerships with specialists.
Steward Funding is an independent finance broker operated by David Loft that provides commercial and personal funding solutions through an extensive panel of lenders in Australia. The company prides itself on structuring debt correctly and understanding commercial transactions. David Loft has over 20 years of experience in financial services and aims to create positive funding solutions tailored to his clients' needs. Steward Funding acts as a private bank manager by managing clients' financial reporting, liaising with banks, and ensuring the best funding options.
This document provides a summary of services offered by SP Financial related to superannuation, property investing, and financial planning. They specialize in self-managed superannuation funds (SMSFs) and assisting clients to purchase property within their SMSFs. Services include SMSF establishment and administration, property acquisition and management within SMSFs, borrowing arrangements, financial planning, and retirement planning strategies. The directors are Dylan Crowe and Jonathan McCullough.
Austen Morris Associates is an international financial services company that provides wealth management and financial planning services. They have offices in China, South Africa, Hong Kong, and the Philippines and serve thousands of clients worldwide. The company was founded to provide expatriates comprehensive financial advice and access to global investment opportunities. Austen Morris Associates offers services including portfolio management, banking, education planning, insurance, investments, mortgages, and retirement planning to help clients achieve their financial goals.
The document introduces TD Wealth Private Client Group, which provides comprehensive wealth management services for high net worth individuals. It aims to help clients leverage opportunities and manage challenges that come with wealth through a personalized approach. The Private Client Group utilizes a team of professionals to develop customized strategies focused on each client's unique goals and priorities. It offers a range of integrated wealth management capabilities including private banking, lending, investment management, and trust and estate planning services to address all of clients' financial needs.
The document provides information about Ascent Wealth Management, its services, and fees. It outlines Ascent's role in tracking clients' lifestyle goals, providing financial advice, mentoring, and project managing clients' financial lives. It also discusses various financial strategies and managing risks and changes over time. Fees for plan preparation and ongoing service are also outlined.
Donna Cates is a financial advisor with Ameriprise Financial Services who provides a wide range of financial planning services to help clients envision and achieve their financial goals. These services include goal setting, cash flow management, investment planning, tax planning, retirement planning, estate planning, and guidance on communication and conduct according to regulatory standards. The document outlines the specific topics addressed within each of these financial planning areas to help clients develop and implement strategies to successfully manage their finances.
This document provides an overview and presentation by Another Outstanding Solution (AOS) on helping employees retire with certainty. It summarizes AOS's services including actuarially calculating retirement targets for employees and guaranteeing retirement outcomes. It outlines key benefits like inspiring employee loyalty and lowering costs. It also describes AOS's experience and three packaged service levels from basic brokerage to a more advanced personalized financial planning approach. The presentation concludes by asking the audience if AOS is the right solution provider and outlines next steps to review current arrangements and potentially implement an AOS solution.
The document provides an introduction and overview of Oxford Financial Designs, a registered investment advisory firm. The summary includes:
1) The firm offers financial planning and management services to help clients achieve financial goals and gain control over their financial lives.
2) Services include risk management, asset management, retirement planning, estate planning, and business transfer planning.
3) The firm uses a planning-based approach to investing to help clients organize their finances, determine objectives and risk tolerance, and make informed financial decisions.
Fidra Wealth management Client BrochureWill Douglas
Fidra Wealth Management provides independent financial planning services including wealth management, retirement planning, tax planning, investment management, and insurance. They aim to help clients minimize taxes, protect assets, and improve returns through transparent fee-based financial advice. The company was formed with the goal of unbiased, high-quality financial planning free from commission-based services. They offer personalized financial plans and services to build strong, long-term client relationships.
This document summarizes wealth management and financial planning services offered by TD Waterhouse Private Client Services tailored for doctors. It outlines that as medical practices grow, financial obligations increase, so their services help manage finances, plan for retirement, invest funds, and facilitate estate planning. They provide customized solutions like Individual Pension Plans to boost retirement savings beyond standard RRSP limits. Their advisors consult to understand clients' unique situations and long-term financial goals.
Retirement Solution Group (RSG) is a retirement plan consulting firm that administers over 500 plans for more than 9,000 participants. RSG aims to help business owners strategically withdraw funds from their businesses prior to selling through customized defined contribution and defined benefit plans. Case studies show how RSG has redesigned plans to maximize tax deductions for business owners and implement retirement plans that reward employee loyalty and service. RSG advocates developing a "transaction plan" to supplement proceeds from selling a business with substantial retirement accounts created through creative tax strategies.
Power point presentation from the small business administration (pdf)CVSSurveyors701
CVS Surveyors has an excellent track record.In rating we have an average reduction rate of 9.2%,an industry enviable average.In rent we have reduced our Clients rent liabilities by an average of 10.4%.
This document introduces investment services from Craigs Investment Partners, a New Zealand firm that helps clients build wealth. It describes their private wealth division and investment advisory services. Craigs has over 125 investment advisors across New Zealand who provide personalized advice and portfolio management tailored to each client's needs and objectives. Clients benefit from Craigs' experienced research team that informs advisors' recommendations. The document highlights their managed portfolio service, which fully administers tailored investment portfolios, and broking service, which executes transactions for clients who prefer hands-on portfolio management.
Wells Fargo Institutional Retirement and Trust provides retirement plan management, trust, custody, and investment management services to institutional clients. They help clients define goals and measure success for retirement programs, while minimizing fiduciary risk. Their experienced team delivers creative solutions to meet clients' varying financial needs.
Gil Castillo is a wealth advisor with SWBC Wealth Management who brings a unique financial perspective to his clients. He spends significant time understanding each client's individual needs and concerns to effectively assess their situation and recommend appropriate financial solutions. Gil takes a well-rounded approach in providing products and services for investments, retirement plans, education, estate planning, and small business plans. He has over 16 years of experience as a financial advisor.
This document provides information on retirement planning services and international employee benefits coverage. For retirement planning, the company assesses a client's needs, provides plan guidelines and investment advice, conducts employee education, and ensures plan loyalty and understanding. For international coverage, they have 25+ years experience developing benefits programs for globally located employees, including expatriates and contractors, and create tailored plans through ongoing management and education.
The document discusses the services provided by Siligmueller & Norvid Wealth Advisors, a financial planning and investment management firm. The firm takes a consultative approach to understand clients' goals and provides clear recommendations presented in an easy format. They offer a personalized level of service through a high staff to client ratio to ensure accessibility and responsiveness. Case studies are presented showing how the firm has consolidated clients' accounts, optimized investment mixes, helped clients choose retirement options, and developed long-term financial plans.
Siligmueller & Norvid Wealth Advisors - Second Opinion on Finances and Invest...Steven Norvid, CFA
The document discusses the services provided by Siligmueller & Norvid Wealth Advisors, a financial planning and investment management firm. The firm takes a consultative approach to understand clients' goals and provides clear recommendations presented in an easy format. They offer a personalized level of service through a high staff to client ratio to ensure accessibility and responsiveness. Case studies are presented showing how the firm has helped clients by consolidating accounts, developing budgets and long-term financial plans, and providing guidance on retirement options.
This document describes the services provided by Integrated Financial Partners (IFP). IFP offers personalized financial planning and advisory services through experienced advisors. They provide access to hundreds of investment options and state-of-the-art technology. IFP advisors have years of experience helping clients achieve financial goals like accumulating wealth, planning for retirement, and managing businesses. They take a holistic approach by coordinating with tax and legal advisors. IFP aims to build long-term relationships with clients through individualized attention and objective advice.
This document provides information about 24kWealth Pty Ltd, an authorized representative of Hunter Green Pty Ltd, an Australian Financial Services Licensee. It outlines the services offered including financial planning advice, superannuation and retirement planning. It describes the advisers and their qualifications. Fees are disclosed for financial advice and portfolio management. The document also details complaints procedures and the client relationship.
McHardy Financial provides independent financial advice to both individual and corporate clients. They offer various levels of services tailored to clients' needs and circumstances. For individuals, they provide advice on wealth creation, wealth management, and lifestyle planning. Their team of advisers and support staff develop financial plans and recommendations to help clients achieve their goals. Clients can choose different ongoing service options to receive ongoing reviews, guidance, and support from their advisers.
Gemstone Wealth BlueStar provides financial advisory and short-term insurance services tailored to each client's personal needs. They aim to create a consistent and professional client experience through trust and managing clients' financial affairs. The company is committed to developing long-term client relationships and ensuring clients' financial well-being through transparent and ethical practices. They offer a wide range of financial products and services including assurance, retirement and investment planning, and short-term insurance through partnerships with specialists.
Steward Funding is an independent finance broker operated by David Loft that provides commercial and personal funding solutions through an extensive panel of lenders in Australia. The company prides itself on structuring debt correctly and understanding commercial transactions. David Loft has over 20 years of experience in financial services and aims to create positive funding solutions tailored to his clients' needs. Steward Funding acts as a private bank manager by managing clients' financial reporting, liaising with banks, and ensuring the best funding options.
This document provides a summary of services offered by SP Financial related to superannuation, property investing, and financial planning. They specialize in self-managed superannuation funds (SMSFs) and assisting clients to purchase property within their SMSFs. Services include SMSF establishment and administration, property acquisition and management within SMSFs, borrowing arrangements, financial planning, and retirement planning strategies. The directors are Dylan Crowe and Jonathan McCullough.
Austen Morris Associates is an international financial services company that provides wealth management and financial planning services. They have offices in China, South Africa, Hong Kong, and the Philippines and serve thousands of clients worldwide. The company was founded to provide expatriates comprehensive financial advice and access to global investment opportunities. Austen Morris Associates offers services including portfolio management, banking, education planning, insurance, investments, mortgages, and retirement planning to help clients achieve their financial goals.
What is Financial Planning? Anne Street Partners are experts in Financial Planning and have all the answers! They have put together a range of Fact Sheets which are aimed at helping their customers understand a range of different financial areas. In this fact sheet they discuss what financial planning is, how it can benefit you and basic fundamentals.
This document provides an overview of the investment services offered by Craigs Investment Partners, a specialist private wealth investment manager in New Zealand. They offer a Managed Portfolio Service which provides personalized investment advice and portfolio management. They also offer broking services and savings solutions. The cornerstone of their firm is building long-term relationships with clients by understanding their needs and providing tailored advice and services.
Financial planning involves more than just retirement - it is about planning for financial needs at every stage of life. At Future Wealth Planners, financial advisers follow a six step process to develop personalized financial plans and strategies for clients and ensure their plans remain relevant as clients' needs change over time. The six steps include assessing a client's current situation, setting financial goals, identifying any issues, presenting a personalized financial plan, implementing the recommended strategies, and ongoing review meetings.
Infinity Financial Solutions provides financial planning services to help clients achieve their goals and dreams. As an independent company, Infinity can choose from a wide range of global financial products to design customized solutions. Infinity ensures client trust through regulated financial consultants who create tailored plans and provide ongoing support. The company aims to protect, build and maximize client wealth through long-term relationships.
Introducing Infinity Brochure web version_V2_2016Mar18Chas Begley
Infinity Financial Solutions provides financial planning services to help clients achieve their goals and dreams. As an independent company, Infinity can choose from a wide range of global financial products to design customized solutions. Infinity ensures client trust through regulated financial consultants who create tailored plans and provide ongoing support. The company aims to protect, build and maximize client wealth through long-term relationships.
Nicola Sunderland is an independent financial planner who provides integrated legal and financial advisory services. She helps solicitors maximize opportunities under the Legal Services Act of 2007 to deliver combined services. Using Nicola's services provides clients with more informed financial decisions, reduced costs, and strengthened relationships. She advises on areas like tax and estate planning, financial planning for trusts and private clients, and has 10 years of experience.
This document provides information about WealthPartners Financial Solutions, an authorized representative of AMP Financial Planning. It summarizes WealthPartners' services which include investment planning, retirement planning, estate planning, risk planning, tax planning, and financial advice for both individuals and businesses. It describes their client-focused approach of developing long-term relationships through strategic advice and regular reviews to help clients achieve their financial and lifestyle goals.
Let us make you a finance guru.
We think everyone should be able to get a good grasp of finance and be in control of their financial future. It's our mission to help make that journey as simple as possible.
The Capstone Financial Group is a leading financial planning and wealth management company in Asia that differentiates itself by putting clients' needs first. Capstone offers investment and insurance solutions through a team of experienced advisers. As a client, you can expect a comprehensive financial strategy tailored to your needs, regular reviews, and access to specialists. Capstone is committed to providing quality, unbiased advice to help clients achieve their financial goals.
The presentation introduces DeVere Group, an independent financial services firm established in 1995 with 850 employees and $7 billion under management. It services 50,000 clients worldwide through 52 offices globally. The presentation highlights DeVere's services, including providing medium to low risk investment opportunities with annual returns of 9-12% and investor protection of up to 90%. It also discusses retirement, education, and capital growth planning services and how the presenter works with clients to understand their financial priorities and identify perfect solutions tailored to their needs and requirements.
This document summarizes Sun Life Financial's policies regarding advisors and client relationships. It states that Sun Life Financial advisors are required to hold appropriate licenses and qualifications, and are supported through training programs. It also outlines that advisors are committed to protecting clients' personal information according to high privacy standards. Finally, it describes that advisors offer financial products from Sun Life and other companies, and are compensated through commissions from product sales.
This document summarizes Sun Life Financial's policies regarding advisors and client relationships. It states that Sun Life Financial advisors are required to have appropriate licenses and qualifications. Advisors are supported through training programs to help clients achieve long-term financial goals. The document also outlines how advisors are compensated through commissions and details Sun Life Financial's commitments to clients regarding privacy, account statements, conflicts of interest and continuing service.
This document summarizes Sun Life Financial's policies regarding advisors and client relationships. It states that Sun Life Financial advisors are required to have appropriate licenses and qualifications. Advisors are supported through training programs to help clients achieve long-term financial goals. The document also outlines how advisors are compensated through commissions and discusses Sun Life Financial's commitments to clients, such as providing ongoing service if an advisor leaves.
This document provides information about IFMC, an investment and fund management consulting firm. It summarizes IFMC's services such as financial consulting, wealth management, mergers and acquisitions, and investment loans. It describes the application process for loans, which involves submitting documents for evaluation. Approved loans can range from 1,000,000 to 50,000,000 British pounds and be used for business investments. Interest rates are between 5.8-10.4% and repayment terms are customized to the borrower's needs. IFMC also works with venture capitalists to provide investment funding and strategic partnerships for growth companies.
1. Craig Wilford
Financial Services Partner
Career Summary
Craig Wilford is Partner of the Financial Services division at Nexia Sydney. Craig
has had over 21 years experience as an authorised financial planner, both here in
Australia as well as the UK. Craig has been providing holistic advisory services for
clients of Nexia Australia since 2003. His focus is on providing wealth accumulation
and retirement planning advice for individuals, executives and small to medium-
sized business owners. Given his international experience, Craig also assists those
clients with cross jurisdictional issues, whether as expatriates or as non-residents
relocating to Australia.
A member of Nexia Sydney’s internal research committee, Craig not only identifies
potential new investment opportunities but also any existing investments
that could be under-performing and therefore a threat to his client’s financial
objectives.
Craig believes his clients should be well informed and regularly conducts in-
house seminars for new and existing clients on such topics as retirement income
strategies, alternative investment strategies and briefings on the current financial
environment.
Craig has been accredited in the AFR Smart Investor Top 50 Financial Planners
Masterclass for 2008, 2009, 2010 and for 2011.
Experience
Nexia Financial Solutions operates on a fee for service basis, providing the right
environment to ensure Craig is able to customise his strategies, financial solutions
and exercise his experienced advice to suit each individual client’s situation,
requirements and circumstances.
Committed to delivering the best possible level of service, Craig’s broad spectrum
of loyal clients and on-going business referrals is a direct reflection of his expert
advice and strategies.
Qualifications
Certified Financial Planner
Master of Taxation
Bachelor of Business (Banking & Finance)
Diploma of Financial Planning (Australia)
Advanced Certificate of Financial Planning (UK)
Diploma of Finance/ Mortgage Broking Management
Contact Craig
t: +61 2 9251 4600
f: +61 2 9251 7138
Level 16, 1 Market Street
Sydney NSW 2000
e: cwilford@nexiacourt.com.au
au.linkedin.com/pub/
craig-wilford-partner/2/519/90/
Adelaide | Canberra | Melbourne | Newcastle | Perth | Sydney | Auckland | Christchurch
Independent member of Nexia International
■■ Financial Planning
■■ Superannuation
■■ Aged Care
■■ Investment Planning
■■ Retirement Planning
■■ Wealth Accumulation
■■ Centrelink
■■ Debt Consolidation
■■ Insurance
■■ Estate Planning
2. Are you authorised to provide financial
services and products?
Yes. I am an Authorised Representative and Credit Representative
of Nexia Court Financial Solutions Pty Ltd (NCFS). I am authorised
to advise and to arrange to deal in financial services products, on
behalf of Nexia Court Financial Solutions Pty Ltd.
I am a director of Nexia Court Financial Solutions Pty Ltd, which
holds an Australian Financial Services (License number 247300)
and am authorised to advise you on the following services and
products:
■■ Managed Investments
■■ Superannuation
■■ Personal Insurance
■■ Shares
■■ Self Managed Superannuation Funds (SMSF)
■■ Margin Lending
■■ Mortgage Broking
Are there any services you are not
authorised by Nexia Court Financial
Solutions Pty Ltd to provide?
I am not authorised to provide advice or services in the following
areas:
■■ General Insurance (Please ask me if you would like a referral
for these services)
■■ Derivatives
What remuneration, fees, commissions and
other benefits do you charge or receive?
Remuneration
As a part owner of Nexia Court Financial Solutions Pty Ltd., I
share in the overall profits of the company and the wider Nexia
Australia partnership of which I am Partner.
Initial Advice
The initial meeting to discuss your financial circumstances is free
of charge.
At this meeting we will outline how NCFS can assist you and
gather enough information to assess your needs and objectives.
Written Advice
Your financial adviser may charge fees for the preparation,
presentation and implementation of your advice. These fees
will be based on your individual circumstances, the complexity
involved in your situation and the time it takes to prepare
personal financial advice for you.
Your NCFS adviser will discuss these fees with you and gain your
agreement prior to proceeding with any analysis.
Independent member of Nexia International
Nexia Court Financial Solutions Pty Ltd
AFSL 247300
Level 16, 1 Market Street, Sydney NSW 2000
PO Box H195, Australia Square NSW 1215
p +61 2 9251 4600, f +61 2 9251 7138
info@nexiacourt.com.au, www.nexia.com.au
Adviser
Profile
Nexia Court Financial
Solutions Pty Ltd
.
3. Independent member of Nexia International
Nexia Court Financial Solutions Pty Ltd (ABN 88 077 764 222), Australian Financial Services Licence
No. 247300 is an independent New South Wales firm using the Nexia International trademark
under licence. It is affiliated with, but independent from, Nexia Australia Pty Ltd, which is a
member of Nexia International, a worldwide network of independent accounting and consulting
firms. Neither Nexia International nor Nexia Australia Pty Ltd provide services to clients. Liability
limited by a scheme approved under Professional Standards Legislation other than for the acts or
omissions of financial service licensees.
Does my financial adviser receive commissions from
product providers?
Financial Planning Services (other than credit advice and
insurance advice)
Since 1 July 2013, no commission can be paid from new financial
products. If you hold financial products that NCFS established
prior to 1 July 2013, NCFS may continue to receive ongoing
commissions in accordance with your agreed service mandate.
Credit Advice and Insurance Advice
The only exception to this restriction is for credit advice (ie
mortgage broking services) and insurance advice where
commissions can continue to be paid after 1 July 2013. If this is
applicable to your financial situation NCFS will work with you to
incorporate this into your agreed ongoing service mandate.
These costs will be separately disclosed to you before
implementing the recommended products.
Do you provide referrals for certain services
or receive referrals from other parties? If
so, what benefit do you receive from these
referrals?
We certainly arrange for referrals to suitable strategic partners
to facilitate certain aspects of our client’s financial affairs as
required.
I receive no referral fee for introducing my clients to another
provider of services unable to be provided by NCFS.
I conduct my financial planning activities under the registered
name Nexia Court Financial Solutions Pty Ltd.
If you would like to make an appointment to discuss your
financial needs and objectives in more detail, please feel free to
contact me on 02 9251 4600.
What we
provide
for this
investment
NCFS will prepare a financial plan that will
determine the most appropriate financial
structure and investment strategy to achieve
your objectives.
This will include:
1. Analysis of your current position and
objectives
2. Basis for recommended strategy,
structure and investment selection
(including strategy comparison where
necessary)
3. Documented cash flow analysis
4. Estimated taxation projections
5. Tailored portfolio construction analysis
6. Projected capital illustration
7. Implementation of strategy, structure
and investment selection.
Prior to conducting any financial planning services, I will provide
a scope of advice in our client service mandate in which all
expected costs for appropriate financial services are detailed.
Once you are satisfied with the scope of advice documented and
the associated cost, this scope of advice will provide details of
the formal contract. Fees are payable upon presentation of the
agreed Statement of Advice (SoA) document as stipulated in the
client service mandate.
Ongoing Advice
Your financial adviser can provide ongoing advisory services to
ensure the strategy and products they recommend continue to
meet your needs and circumstances.
If you choose to receive ongoing services, you may be charged a
fee based on the scope of the services you receive. Your financial
adviser will agree the amount of the fee with you and record it
in your SoA. This fee may be deducted from your account each
month or payable directly to NCFS. Your financial adviser may
continue to charge the agreed ongoing services fee until you
notify them that you no longer require ongoing services.
Ongoing
Client
Service
Mandate
You will receive ongoing access to our
services throughout the year which includes
the following:
1. Formal meeting to discuss reports or
recommendations including any changes
in your personal circumstances that may
impact on your portfolio.
2. Regular valuations and reports on your
portfolio conducted.
3. Formal review of your financial strategy
to ensure that it continues to meet your
goals and objectives, including a fully
documented report of all issues affecting
your financial affairs
4. Preparation and implementation of
investment recommendations
5. Regular information including current
investment issues, economic conditions
and legislative news
6. Invitation to special client briefings