This document provides a 5 question quiz to help determine if you are properly planning your income and investments. It suggests that you should plan investments around lifestyle goals rather than just for tax savings. It also recommends not keeping large sums in savings accounts and instead investing in a diversified portfolio. It stresses the importance of starting to save for retirement early, even putting away small daily amounts. It advises doing your own research on financial products rather than relying solely on marketing. And it says insurance and investments are different needs that require separate types of products. The document concludes by noting most people answered at least 3 questions correctly but few implemented a formal income plan.
Things you can do, apart from the obvious lifestyle changes that will help you take better care of your finances.
Visit http:/blog.guarented.com for more useful content.
Building a healthy relationship with your spouse to remain together and a relationship stronger is possible with a clear, honest and open communication. Money matters, financial goals etc. are often the topics of concern and should be delicately handled.
Build a Successful Financial Plan
By Mel Feller, MPA, MHR
Mel Feller Seminars, Coaching For Success 360 Inc. /Mel Feller Coaching
Financial planning is defining your goals in life and realizing that the only way to provide for them is through disciplined spending, regular saving, and wise investing. It isn’t a blueprint for life that once drawn never changes. It is flexible and adaptable to your changing needs. Moreover, best of all, you can accomplish it at any income level.
A sound financial plan includes both short- and long-term goals. It starts with the realization that, in the early and even middle years of life, you must develop the habit of saving. Only by living below your means can you build a fortress of savings to pay for the important things that lie ahead.
How to Buy a House in Eight Easy Steps- Home Buying Tips:
Buying a home is a huge investment. For most people, it is the largest purchase they will ever make. (Tips for first time home buyers )Before you jump into the wonderful world of home ownership, however, make sure you are prepared. Learn about credit score requirements, mortgage options and other must-do's as a first step. Thus, buying a house can be made easy by being sure of everything at each and every step. Time taken to finalize the flat is not the best factor to judge the effectiveness of the investment. It should be judged on the deal and worth of the flat.
Follow theses are the "Tips for first time home buyers " Easy Steps before buying a house
1. Maintain good credit reports
2. Set the budget
3. Find a real estate company
4. Shortlist homes
5. Ask for offers
6. Sign the contract
7. Get a loan (if needed)
8. Close the deal
Tips for first time home buyers
Things you can do, apart from the obvious lifestyle changes that will help you take better care of your finances.
Visit http:/blog.guarented.com for more useful content.
Building a healthy relationship with your spouse to remain together and a relationship stronger is possible with a clear, honest and open communication. Money matters, financial goals etc. are often the topics of concern and should be delicately handled.
Build a Successful Financial Plan
By Mel Feller, MPA, MHR
Mel Feller Seminars, Coaching For Success 360 Inc. /Mel Feller Coaching
Financial planning is defining your goals in life and realizing that the only way to provide for them is through disciplined spending, regular saving, and wise investing. It isn’t a blueprint for life that once drawn never changes. It is flexible and adaptable to your changing needs. Moreover, best of all, you can accomplish it at any income level.
A sound financial plan includes both short- and long-term goals. It starts with the realization that, in the early and even middle years of life, you must develop the habit of saving. Only by living below your means can you build a fortress of savings to pay for the important things that lie ahead.
How to Buy a House in Eight Easy Steps- Home Buying Tips:
Buying a home is a huge investment. For most people, it is the largest purchase they will ever make. (Tips for first time home buyers )Before you jump into the wonderful world of home ownership, however, make sure you are prepared. Learn about credit score requirements, mortgage options and other must-do's as a first step. Thus, buying a house can be made easy by being sure of everything at each and every step. Time taken to finalize the flat is not the best factor to judge the effectiveness of the investment. It should be judged on the deal and worth of the flat.
Follow theses are the "Tips for first time home buyers " Easy Steps before buying a house
1. Maintain good credit reports
2. Set the budget
3. Find a real estate company
4. Shortlist homes
5. Ask for offers
6. Sign the contract
7. Get a loan (if needed)
8. Close the deal
Tips for first time home buyers
Characteristics of Successful Entrepreneur | Jignesh ShahJignesh Shah
Some tips are given by Jignesh Shah by his experience and also provides some important tips how to be a successful entrepreneur.
Visit us at-
Personal Blog- https://jigneshshahlatestnews.wordpress.com/
Website- https://sites.google.com/site/jigneshshahofficial/
Gust- https://gust.com/companies/jignesh-shah-latest-news
Sayat- https://sayat.me/jigneshshahnews
Pinterest- https://www.pinterest.com/jigneshshahnews/
FINANCIAL FREEDOM FOR FILIPINOS AND OFWSJon Hererra
Limtiless Coaches and Russ Juson discussed his life story and his advocacy for the Filipinos and Financial Freedom
https://www.facebook.com/jonherreralimitless/?fref=ts
https://www.facebook.com/LifeCoachRuss/?fref=ts
This beautiful presentation revolves around some basic but very important tips which can make you save some invaluable money from your own savings and can keep you growing also
3 Financial Things Every Young Woman Should DoScripbox Team
If you are a young woman professional, or you know one, these are the three financial actions that should be taken ASAP. http://scrpbx.in/3-thingswomen
Dear students get fully solved assignments
Send your semester & Specialization name to our mail id :
help.mbaassignments@gmail.com
or
call us at : 08263069601
Couples Infographic: 6 Keys to Unlock a Long-Lasting Relationshipjhoistad
Over the course of business, career, and personal life we come to Choice Points. When couples learn the mindset, tools and skills of the Big Picture Partnering approach to relationships, they stay connected, set and achieve their goals together. They go so much further together than they could on their own.
Creating a financial plan helps you see the big picture and set long and short-term life goals, a crucial step in mapping out your financial future. When you have a financial plan, it's easier to make financial decisions and stay on track to meet your goals.
Building a Strong Financial House (stand alone)Tim Mooney
How to put the Five Ways to Handle Money into action. Gives a picture of what a steward's financial life actually looks like. Plus, a strategy to get started on handling money faithfully.
Goal setting for the new year and Sales Planning for a great sales year. It includes many cartoons from Gapingvoid; quotes from Zig Ziglar; and many different theories on Goals Setting. There is no right or wrong; just do it.
Avoid Dreadful Mistakes While Investing in Mutual FundsInvestmentz
If you don’t balance your earnings and spending, you will never save enough to invest which is a sure way to crash-land since you will never know when you ran out of fuel.
6 step simple personal finance planning dont read if you plan your personal f...Vinod Pottayil
Personal finance is managing your finance for achieving your short and long term financial goals.
It means the application of self-discipline on your income to plan and secure your future. Personal finance planning only will lead you to the ultimate financial freedom.
Characteristics of Successful Entrepreneur | Jignesh ShahJignesh Shah
Some tips are given by Jignesh Shah by his experience and also provides some important tips how to be a successful entrepreneur.
Visit us at-
Personal Blog- https://jigneshshahlatestnews.wordpress.com/
Website- https://sites.google.com/site/jigneshshahofficial/
Gust- https://gust.com/companies/jignesh-shah-latest-news
Sayat- https://sayat.me/jigneshshahnews
Pinterest- https://www.pinterest.com/jigneshshahnews/
FINANCIAL FREEDOM FOR FILIPINOS AND OFWSJon Hererra
Limtiless Coaches and Russ Juson discussed his life story and his advocacy for the Filipinos and Financial Freedom
https://www.facebook.com/jonherreralimitless/?fref=ts
https://www.facebook.com/LifeCoachRuss/?fref=ts
This beautiful presentation revolves around some basic but very important tips which can make you save some invaluable money from your own savings and can keep you growing also
3 Financial Things Every Young Woman Should DoScripbox Team
If you are a young woman professional, or you know one, these are the three financial actions that should be taken ASAP. http://scrpbx.in/3-thingswomen
Dear students get fully solved assignments
Send your semester & Specialization name to our mail id :
help.mbaassignments@gmail.com
or
call us at : 08263069601
Couples Infographic: 6 Keys to Unlock a Long-Lasting Relationshipjhoistad
Over the course of business, career, and personal life we come to Choice Points. When couples learn the mindset, tools and skills of the Big Picture Partnering approach to relationships, they stay connected, set and achieve their goals together. They go so much further together than they could on their own.
Creating a financial plan helps you see the big picture and set long and short-term life goals, a crucial step in mapping out your financial future. When you have a financial plan, it's easier to make financial decisions and stay on track to meet your goals.
Building a Strong Financial House (stand alone)Tim Mooney
How to put the Five Ways to Handle Money into action. Gives a picture of what a steward's financial life actually looks like. Plus, a strategy to get started on handling money faithfully.
Goal setting for the new year and Sales Planning for a great sales year. It includes many cartoons from Gapingvoid; quotes from Zig Ziglar; and many different theories on Goals Setting. There is no right or wrong; just do it.
Avoid Dreadful Mistakes While Investing in Mutual FundsInvestmentz
If you don’t balance your earnings and spending, you will never save enough to invest which is a sure way to crash-land since you will never know when you ran out of fuel.
6 step simple personal finance planning dont read if you plan your personal f...Vinod Pottayil
Personal finance is managing your finance for achieving your short and long term financial goals.
It means the application of self-discipline on your income to plan and secure your future. Personal finance planning only will lead you to the ultimate financial freedom.
If you are beginning your investment journey (or if you want to rethink with a structured approach), there’s no better place to start! This document outlines a structured approach to investing that we wish we had when we started to invest.
3 Retirement Savings Tips for NewlywedsPOP Creative
Most newlyweds don't give much thought to retirement since it is so far away. There's bills and loans to pay, the thought of a baby and his education and of course the cost of a honeymoon. Yet retirement should be on the minds of newlyweds because a couple can't grow old together in a comfortable manner unless they are financially sound.
This is a short review of several commonly overlooked areas of planning that can severely impact the transition to retirement for small-business owners.
Money management is more important than earning money. Money management tips may not be the same for everyone. It may vary considering your behavior of money management. You should know how to manage money wisely. Your well-deserved cash should be saved, contributed to, and spent prudently in a deliberate way to guarantee long-haul dependability and liquidity. This should be possible through viable cash the board.
How to get verified on Coinbase Account?_.docxBuy bitget
t's important to note that buying verified Coinbase accounts is not recommended and may violate Coinbase's terms of service. Instead of searching to "buy verified Coinbase accounts," follow the proper steps to verify your own account to ensure compliance and security.
how can i use my minded pi coins I need some funds.DOT TECH
If you are interested in selling your pi coins, i have a verified pi merchant, who buys pi coins and resell them to exchanges looking forward to hold till mainnet launch.
Because the core team has announced that pi network will not be doing any pre-sale. The only way exchanges like huobi, bitmart and hotbit can get pi is by buying from miners.
Now a merchant stands in between these exchanges and the miners. As a link to make transactions smooth. Because right now in the enclosed mainnet you can't sell pi coins your self. You need the help of a merchant,
i will leave the telegram contact of my personal pi merchant below. 👇 I and my friends has traded more than 3000pi coins with him successfully.
@Pi_vendor_247
US Economic Outlook - Being Decided - M Capital Group August 2021.pdfpchutichetpong
The U.S. economy is continuing its impressive recovery from the COVID-19 pandemic and not slowing down despite re-occurring bumps. The U.S. savings rate reached its highest ever recorded level at 34% in April 2020 and Americans seem ready to spend. The sectors that had been hurt the most by the pandemic specifically reduced consumer spending, like retail, leisure, hospitality, and travel, are now experiencing massive growth in revenue and job openings.
Could this growth lead to a “Roaring Twenties”? As quickly as the U.S. economy contracted, experiencing a 9.1% drop in economic output relative to the business cycle in Q2 2020, the largest in recorded history, it has rebounded beyond expectations. This surprising growth seems to be fueled by the U.S. government’s aggressive fiscal and monetary policies, and an increase in consumer spending as mobility restrictions are lifted. Unemployment rates between June 2020 and June 2021 decreased by 5.2%, while the demand for labor is increasing, coupled with increasing wages to incentivize Americans to rejoin the labor force. Schools and businesses are expected to fully reopen soon. In parallel, vaccination rates across the country and the world continue to rise, with full vaccination rates of 50% and 14.8% respectively.
However, it is not completely smooth sailing from here. According to M Capital Group, the main risks that threaten the continued growth of the U.S. economy are inflation, unsettled trade relations, and another wave of Covid-19 mutations that could shut down the world again. Have we learned from the past year of COVID-19 and adapted our economy accordingly?
“In order for the U.S. economy to continue growing, whether there is another wave or not, the U.S. needs to focus on diversifying supply chains, supporting business investment, and maintaining consumer spending,” says Grace Feeley, a research analyst at M Capital Group.
While the economic indicators are positive, the risks are coming closer to manifesting and threatening such growth. The new variants spreading throughout the world, Delta, Lambda, and Gamma, are vaccine-resistant and muddy the predictions made about the economy and health of the country. These variants bring back the feeling of uncertainty that has wreaked havoc not only on the stock market but the mindset of people around the world. MCG provides unique insight on how to mitigate these risks to possibly ensure a bright economic future.
What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the telegram contact of my personal pi merchant to trade with.
Tele-gram.
@Pi_vendor_247
The European Unemployment Puzzle: implications from population agingGRAPE
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.
If you are looking for a pi coin investor. Then look no further because I have the right one he is a pi vendor (he buy and resell to whales in China). I met him on a crypto conference and ever since I and my friends have sold more than 10k pi coins to him And he bought all and still want more. I will drop his telegram handle below just send him a message.
@Pi_vendor_247
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
how to sell pi coins effectively (from 50 - 100k pi)DOT TECH
Anywhere in the world, including Africa, America, and Europe, you can sell Pi Network Coins online and receive cash through online payment options.
Pi has not yet been launched on any exchange because we are currently using the confined Mainnet. The planned launch date for Pi is June 28, 2026.
Reselling to investors who want to hold until the mainnet launch in 2026 is currently the sole way to sell.
Consequently, right now. All you need to do is select the right pi network provider.
Who is a pi merchant?
An individual who buys coins from miners on the pi network and resells them to investors hoping to hang onto them until the mainnet is launched is known as a pi merchant.
debuts.
I'll provide you the Telegram username
@Pi_vendor_247
what is the best method to sell pi coins in 2024DOT TECH
The best way to sell your pi coins safely is trading with an exchange..but since pi is not launched in any exchange, and second option is through a VERIFIED pi merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and pioneers and resell them to Investors looking forward to hold massive amounts before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade pi coins with.
@Pi_vendor_247
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately.
Telegram: @Pi_vendor_247
Financial Assets: Debit vs Equity Securities.pptxWrito-Finance
financial assets represent claim for future benefit or cash. Financial assets are formed by establishing contracts between participants. These financial assets are used for collection of huge amounts of money for business purposes.
Two major Types: Debt Securities and Equity Securities.
Debt Securities are Also known as fixed-income securities or instruments. The type of assets is formed by establishing contracts between investor and issuer of the asset.
• The first type of Debit securities is BONDS. Bonds are issued by corporations and government (both local and national government).
• The second important type of Debit security is NOTES. Apart from similarities associated with notes and bonds, notes have shorter term maturity.
• The 3rd important type of Debit security is TRESURY BILLS. These securities have short-term ranging from three months, six months, and one year. Issuer of such securities are governments.
• Above discussed debit securities are mostly issued by governments and corporations. CERTIFICATE OF DEPOSITS CDs are issued by Banks and Financial Institutions. Risk factor associated with CDs gets reduced when issued by reputable institutions or Banks.
Following are the risk attached with debt securities: Credit risk, interest rate risk and currency risk
There are no fixed maturity dates in such securities, and asset’s value is determined by company’s performance. There are two major types of equity securities: common stock and preferred stock.
Common Stock: These are simple equity securities and bear no complexities which the preferred stock bears. Holders of such securities or instrument have the voting rights when it comes to select the company’s board of director or the business decisions to be made.
Preferred Stock: Preferred stocks are sometime referred to as hybrid securities, because it contains elements of both debit security and equity security. Preferred stock confers ownership rights to security holder that is why it is equity instrument
<a href="https://www.writofinance.com/equity-securities-features-types-risk/" >Equity securities </a> as a whole is used for capital funding for companies. Companies have multiple expenses to cover. Potential growth of company is required in competitive market. So, these securities are used for capital generation, and then uses it for company’s growth.
Concluding remarks
Both are employed in business. Businesses are often established through debit securities, then what is the need for equity securities. Companies have to cover multiple expenses and expansion of business. They can also use equity instruments for repayment of debits. So, there are multiple uses for securities. As an investor, you need tools for analysis. Investment decisions are made by carefully analyzing the market. For better analysis of the stock market, investors often employ financial analysis of companies.
when will pi network coin be available on crypto exchange.DOT TECH
There is no set date for when Pi coins will enter the market.
However, the developers are working hard to get them released as soon as possible.
Once they are available, users will be able to exchange other cryptocurrencies for Pi coins on designated exchanges.
But for now the only way to sell your pi coins is through verified pi vendor.
Here is the telegram contact of my personal pi vendor
@Pi_vendor_247
1. Do I need to Plan My Income? the answer is “ it depends” . Lets take a quick 5 question quiz to figure out if you are already planning your income
2. Question 1 Do you think investments are just a means to save tax or do you plan your investments around lifestyle goals ?
3. Always plan your investments around your lifestyle goals Tax saving* will be taken care when you select the appropriate financial product to meet your lifestyle goals * Every year between January to March, owing to a last minute dash to save tax, a lot of investors end up selecting products which do not cater to their goals .
4. Question 2 Do you think investments are risky , and prefer to let your money remain safe in your bank accounts?
5. Don’t let your money stagnate in a bank account* , there are numerous investments options which will give you safety as well as returns when compared to a savings account. Create an appropriate asset allocation mix suiting your needs. * As a thumb rule you should leave 3-6 times your monthly expense as an emergency fund in your bank account. All the remaining money should be invested or earmarked for immediate goals.
6. Question 3 Do you make a regular monthly contribution towards your retirement fund (this is different from your PF) or do you believe that you are too young to plan for retirement?
7. You should create a dedicated retirement fund. If you are 25 years old, and you start putting away 52 Rs/Day you can become a Crorepati when you retire! Assumption: The rate of return used is 12% per annum Your Age Today Monthly investment you need to make to become a Crorepati by the time you retire at the age of 60 20 842 25 1540 Rs./month or 52 Rs/Day 30 2833 35 5270 40 10009 45 19819 50 43041 55 121232
8. Question 4 Do you take time out to evaluate various financial products or is your decision influenced by the marketing campaigns?
9. Don’t just rely on the marketing or sales teams of companies, you should do your own research before you finalize any product. If you are running short of time or are unable to understand the nuances, then take advice from an advisor who will give you unbiased advice, ideally someone who doesn’t gain from the sales of the products recommended
10. Question 5 Do you buy life insurance policies for the purpose of investment ?
11. Insurance & Investments should never be confused. Both are different needs, and ideally should be catered to by two different sets of products. Hybrid products which provide both insurance and investment will tend to be sub optimal.
12. 60% of the people who took the quiz knew at least 3 answers, but only 5% created & implemented their plans. The rest succumbed to procrastination. With our plans starting at Rs.15/day , you might want to give us a chance How many did you answer correctly?
13. Thanks for your time! Have a great day, and Happy Income Planning! If you liked this presentation, do share it with your friends If you want to plan your income write to [email_address]